| Author |
Message |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33700 Registered: 12-2006 Posted From: 170.48.19.249
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:55 am: |
![]() ![]() ![]() ![]() ![]() |
ayite major portion index lo etti, aa large cap/mid caps lo takkuva edatanu |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15447 Registered: 02-2008 Posted From: 159.45.129.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:54 am: |
![]() ![]() ![]() ![]() ![]() |
do u guys know about buffet's 1 million $ bet ? Nearly a decade ago, Warren Buffett made a million-dollar bet: that by investing in a completely unmanaged, broad-market low-fee index fund, he could beat the gains earned by a high-powered hedge fund with a team of managers at the helm. At the end of 2015, Buffett was up 65.7% vs. their 21.9%. http://finance.yahoo.com/news/buffett-most-mportant-investme nt-lesson-211351601.html |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35216 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:48 am: |
![]() ![]() ![]() ![]() ![]() |
hmm, looks like i am wrong then what is the use of managed funds and extra fees? |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35215 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:47 am: |
![]() ![]() ![]() ![]() ![]() |
Sony:cannot or can?
managed funds index nee kooda beat seyyaka pothay inka yendhuku ani thaatha feel anukuntunna |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15445 Registered: 02-2008 Posted From: 159.45.129.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:47 am: |
![]() ![]() ![]() ![]() ![]() |
>>cannot or can? can not. he thinks index funds are best with low expense ratios. there will be exceptions anuko. http://www.investopedia.com/articles/investing/060216/3-reas ons-why-buffett-suggests-index-funds-average-americans-brka- spy.asp http://www.marketwatch.com/story/warren-buffetts-investing-t ip-for-lebron-james-stick-with-an-index-fund-2015-03-02 |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33699 Registered: 12-2006 Posted From: 170.48.19.249
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:44 am: |
![]() ![]() ![]() ![]() ![]() |
Rebel:.but generally buffet thinks other actively managed funds cant beat index funds returns
cannot or can? |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15444 Registered: 02-2008 Posted From: 159.45.129.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:42 am: |
![]() ![]() ![]() ![]() ![]() |
>>so i need to put more money in index funds then index funds vi takkuva untay coz they just monitor an index.. nee istam baasu..u can mix n match..but generally buffet thinks other actively managed funds cant beat index funds returns |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33698 Registered: 12-2006 Posted From: 170.48.19.249
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:41 am: |
![]() ![]() ![]() ![]() ![]() |
Sony:index funds are having 0.05 and 0.06 migitavi 0.59, 0.69 range lo unnayi.
these are all %s |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33697 Registered: 12-2006 Posted From: 170.48.19.249
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:40 am: |
![]() ![]() ![]() ![]() ![]() |
Rebel:
rebel bhayya, checked my expense ratio index funds are having 0.05 and 0.06 migitavi 0.59, 0.69 range lo unnayi...so i need to put more money in index funds then? |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15442 Registered: 02-2008 Posted From: 159.45.129.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:37 am: |
![]() ![]() ![]() ![]() ![]() |
>>did a 42.19% on HDs 401k YTD Mav, whaat ? mottam company stock lo ettava |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15441 Registered: 02-2008 Posted From: 159.45.129.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:30 am: |
![]() ![]() ![]() ![]() ![]() |
>>but i am asking if I can do IRA for my wife? not Roth IRA. not sure.. but I think roth ira is better if u r already contributing to 401k.. we should diversify money into different platforms like before tax/after tax/ |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35665 Registered: 02-2008 Posted From: 73.197.109.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:16 am: |
![]() ![]() ![]() ![]() ![]() |
Jai_ycp:total moeny put in retirement accounts cannot be more than 18K anukunta kadha for a person.
That's right. |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7529 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:15 am: |
![]() ![]() ![]() ![]() ![]() |
Maverick:you can do 401k and ira both
total moeny put in retirement accounts cannot be more than 18K anukunta kadha for a person. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35664 Registered: 02-2008 Posted From: 73.197.109.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:13 am: |
![]() ![]() ![]() ![]() ![]() |
Maverick:as long as your agi < 180k, you can do 401k and ira both
yes, it's less. but i am asking if I can do IRA for my wife? not Roth IRA. |
![]() ![]() ![]() ![]()
Maverick
Legend Username: Maverick
Post Number: 63424 Registered: 01-2008 Posted From: 108.171.130.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 10:00 am: |
![]() ![]() ![]() ![]() ![]() |
Jalsa:If wife is not working, can we still create a IRA account for them and contribute to that as well?
as long as your agi < 180k, you can do 401k and ira both Happy Vizag |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19484 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 09:53 am: |
![]() ![]() ![]() ![]() ![]() |
http://www.clark.com/529-plans-remain-preferable-pre-paid-st ate-school-?_ga=1.65049959.835049875.1486556002 check this out for 529 plans.... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7526 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 09:29 am: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:ei charges eppudu apply avutai
some quarterly and some annually. you need to check the prospects of the fund. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19483 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 08, 2017 - 07:13 am: |
![]() ![]() ![]() ![]() ![]() |
Fund charges less than one percent vunte good antunnaru keda...ei charges eppudu apply avutai ... funds move chesinappuda leak yearly charges? Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15439 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 05:24 pm: |
![]() ![]() ![]() ![]() ![]() |
>>No other investment gives that kind of returns. rental income aa US lo ? adantha pedda risk kada also it works in select few markets.. |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19481 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 05:14 pm: |
![]() ![]() ![]() ![]() ![]() |
Okahyderabadi:ayina ikkadaina real estate is the king. invest in some good properties which gives monthly income. No other investment gives that kind of returns.
ikkada konchem kastam antha returns vundavu unless you bought them in recession ...but sure that is one of the idea....ippudu vunnantha lo saving ..tomororw i will invest if i earn more money ... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Okahyderabadi
Side Hero Username: Okahyderabadi
Post Number: 6608 Registered: 12-2009 Posted From: 68.128.160.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 05:10 pm: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:
india lo ayina ikkadaina real estate is the king. invest in some good properties which gives monthly income. No other investment gives that kind of returns. In history there is no such thing as the last word on any subject research leads to new things every day |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19480 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 05:09 pm: |
![]() ![]() ![]() ![]() ![]() |
Jalsa:oth IRA antey post-tax contribution kadha?
idi andaru eligible avvaru ...esp both wife and husband working ..... gross chala vuntundi kabatti... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35663 Registered: 02-2008 Posted From: 73.197.109.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 01:02 pm: |
![]() ![]() ![]() ![]() ![]() |
Rebel:can contribute to her roth IRA
roth IRA antey post-tax contribution kadha? between, Trump gaadu mortgage interest deduction lepi dobbuthunnadu anta... |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15434 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 01:01 pm: |
![]() ![]() ![]() ![]() ![]() |
Jalsa, can contribute to her roth IRA |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35662 Registered: 02-2008 Posted From: 73.197.109.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:57 pm: |
![]() ![]() ![]() ![]() ![]() |
If wife is not working, can we still create a IRA account for them and contribute to that as well? |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35661 Registered: 02-2008 Posted From: 73.197.109.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:56 pm: |
![]() ![]() ![]() ![]() ![]() |
Maaku only company funds ye choice. small cap and mid cap lo pettuntey returns vachevi, of course a little risky too. |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35208 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:56 pm: |
![]() ![]() ![]() ![]() ![]() |
Polavaram:Vuntunna state kakunda vere state plan lo contribute chesthunte tax returns filing lo benefit vundadhu
yes, nevada/utah best plans but you cannot get any tax benefit ( few hundred per yr) so started in VA - state of residence |
![]() ![]() ![]() ![]()
Polavaram
Junior Artist Username: Polavaram
Post Number: 417 Registered: 08-2016 Posted From: 66.87.73.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:53 pm: |
![]() ![]() ![]() ![]() ![]() |
529 contribute viuntunna state ki chesthu vunte tax benefit vuntadhi Vuntunna state kakunda vere state plan lo contribute chesthunte tax returns filing lo benefit vundadhu Konni states like missouri, even if you are contributing to other state 529 plan, tax deductions lo benifits vuntundhi NTR-Vajpayee Polavaram Irrigation Project |
![]() ![]() ![]() ![]()
Sp1234
Side Hero Username: Sp1234
Post Number: 6191 Registered: 11-2014 Posted From: 70.102.136.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:41 pm: |
![]() ![]() ![]() ![]() ![]() |
don't count your chickens before they hatch... markets all time high lo unnai so 10%+ is normal...will have to wait and see what a bear market does to 401k. |
![]() ![]() ![]() ![]()
Rajusk
Legend Username: Rajusk
Post Number: 53522 Registered: 02-2008 Posted From: 170.74.231.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:37 pm: |
![]() ![]() ![]() ![]() ![]() |
Hero:sony sir box office collections..futball...finance..401k..529...IRA...Folitics.. annitilo nu meere anta meere meeku telavani vishyam edina unda
you forgot Astrology..andulo kooda King..mana Sony kurrod |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15433 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 12:34 pm: |
![]() ![]() ![]() ![]() ![]() |
>>529 ki only 4k varaku tax adi konni states ke..529 is like roth ira..no taxes on profits earned |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19479 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:55 am: |
![]() ![]() ![]() ![]() ![]() |
Sony:29 Nevada/Utah plan ye kada???
529 ki only 4k varaku tax benefit , that too only state , not federal ... if you put more than that , it can not go under taxable amount. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19478 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:45 am: |
![]() ![]() ![]() ![]() ![]() |
I am saving 100 dollars per month for each kid in ga529 , i just checked ...i paid 3000 dollars so far and the balance is 3,300 . i think marginal growth ...is it good. Do i have to be more aggressive... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33686 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:27 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty: 529 is one source since earnings are not taxed if used for college Vanguard index funds vs Ishares What's your take
529 Nevada/Utah plan ye kada??? Index funds better anukuntuna HD uncle last 2 years bagunayi, wife di vanguard index funds lo petta konta money in 401k maa company shares gurunchi naaku idea undi, eppudu perugutundi ani, migitavi kastame |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15432 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:25 am: |
![]() ![]() ![]() ![]() ![]() |
>>slightly better than index hyder..rich becoming rich ante ide..nee paadam ekkada pedithe akkada rising la undi |
![]() ![]() ![]() ![]()
Maverick
Legend Username: Maverick
Post Number: 63403 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:24 am: |
![]() ![]() ![]() ![]() ![]() |
did a 42.19% on HDs 401k YTD, mine managed only 11% Happy Vizag |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33685 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:24 am: |
![]() ![]() ![]() ![]() ![]() |
Hero:
 |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15431 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:22 am: |
![]() ![]() ![]() ![]() ![]() |
>>>meeku telavani vishyam edina unda "puvvu puttaganey parimalinchinattu" ante sametha sony ni chusi pettaranta |
![]() ![]() ![]() ![]()
Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12383 Registered: 01-2008 Posted From: 47.187.15.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:21 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:2016 returns % yettu with great diffibulty double digit reach ayindhee
16.43% 01/01/2016 - 01/01/2017 - HD 401k 14.21% 01/01/2016 - 01/01/2017 - Mine slightly better than index so not too bad anukuntunna Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
![]() ![]() ![]() ![]()
Hero
Hero Username: Hero
Post Number: 10252 Registered: 09-2009 Posted From: 38.101.193.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:18 am: |
![]() ![]() ![]() ![]() ![]() |
Sony:401k,529 annitni peelchi pippi chestunnaru..good job
sony sir box office collections..futball...finance..401k..529...IRA...Folitics.. annitilo nu meere anta meere meeku telavani vishyam edina unda
 |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15430 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 11:16 am: |
![]() ![]() ![]() ![]() ![]() |
humpty n sony 401k,529 annitni peelchi pippi chestunnaru..good job |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35205 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:55 am: |
![]() ![]() ![]() ![]() ![]() |
Sony 529 is one source since earnings are not taxed if used for college Vanguard index funds vs Ishares What's your take |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33684 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:37 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty: also, i started 529 for kids ...1 year ayindhee but akkada retursn over a year 4% supisthunaayi next adhi kooda eval cheyyali
529 kante i am thinking to take vanguard index funds and put money into it monthly/annually for next 15 years rather than 529 |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33683 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:36 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:sony, changing too often is not good antaaru...is it true?
i made good money last year, ee year mundara kontha funds nunchi maa company stock marchudam anukuni wait chesa 1 week, already 15% perigindi, missed that boat |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35204 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:30 am: |
![]() ![]() ![]() ![]() ![]() |
Rebel:
thxses annai i did look at exp .ratio when i made changes last year need to check again sony, changing too often is not good antaaru...is it true? also, i started 529 for kids ...1 year ayindhee but akkada retursn over a year 4% supisthunaayi next adhi kooda eval cheyyali |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33680 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:27 am: |
![]() ![]() ![]() ![]() ![]() |
Rebel:Consider an expense ratio of 1%, a fund of $10,000 invested at 8% annual return will grow to $19,672 in 10 years, while the same fund invested at an expense ratio of 0.1% will grow by a higher amount of $21,390. The difference between the returns will zoom on increasing the holding period.
thanks uncle, i have been doing lot of changes to funds last 1 year for more returns...never paid attention to expense ratio currently Index funds and Large caps were giving me good returns, last year was good will check out my expense ration now |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15429 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:24 am: |
![]() ![]() ![]() ![]() ![]() |
Consider an expense ratio of 1%, a fund of $10,000 invested at 8% annual return will grow to $19,672 in 10 years, while the same fund invested at an expense ratio of 0.1% will grow by a higher amount of $21,390. The difference between the returns will zoom on increasing the holding period. Considering the same parameters, with an expense ratio of 0.1%, the fund of $10,000 will grow to $97,869 in 30 years (at the same 8% rate of return). The same fund will however grow to a much lesser value of $76,123 with an expense ratio of 1%. |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7484 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:22 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:may have to rethink if 59.5 is eligible
we are eligible to pick 401k money by 59.5 age. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7483 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:21 am: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:vanguard fund meeda idea vunda ? konchem manchi funds suggest cheyochhu ga...
I am not an expert. Basic ga risk profile, last 10 years yield chusi set cheyyatame. traditionally you can follow 60/20/20 (risk 3/risk 4/risk 5), kadhu ee year baguntundi market because of trump domestic agenda anukunte go 40/30/30. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15428 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:21 am: |
![]() ![]() ![]() ![]() ![]() |
-The expense ratio is the annual fee that all funds charge. ex: if u invest 10K Fund with expense ratio 0.1 means it charges $10 per year Fund with expense ratio 1.4 charges $140 these charges will eat ur returns in the long term. |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35203 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:19 am: |
![]() ![]() ![]() ![]() ![]() |
Jai_ycp:why pick 65 age fund? the longer fund you pick they will go slow in the initial years and be aggressive in final years.
did not think much thought 65 would better for my situation may have to rethink if 59.5 is eligible |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19477 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:18 am: |
![]() ![]() ![]() ![]() ![]() |
Jai_ycp:. why pick 65 age fund? the longer fund you pick they will go slow in the initial years and be aggressive in final years.
vanguard fund meeda idea vunda ? konchem manchi funds suggest cheyochhu ga... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Andhrawala
Legend Username: Andhrawala
Post Number: 56848 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:15 am: |
![]() ![]() ![]() ![]() ![]() |
Saint:employer match monthly vasthada? or yearly? or quarterly?
Typical gaa Employer match monthly vasthundhi Companies like IBM does yearly onetime in December Fidelity does 7% match monthly and then gives 10% of salary+bonus in January of following year which is called Profit Sharing No Signature |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7481 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:15 am: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:low expense ratio ante
the cost to maintain a fund. Typical ga fund documentation lo vuntundhi.typically <1 aithe manchidhi. max 0.25 atla vuntayi. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19476 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:15 am: |
![]() ![]() ![]() ![]() ![]() |
Andhrawala: Fidelity is good. No doubt about it
emaina hidden prices vuntaya ,,,,either fidelity or vanguard. Ei busy life lo deeni meeda time spend cheyaleka petunia....i have to focus on it for some time....and get some knowledge... i moved my rollover accounts to vanguard ..with out much thinking i put my money in 2/3 funds .. based on humpy-dumpy info. prudential account needs to be moved . Just want to try fidelity. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 7480 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:13 am: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:i picked first one based on retirement age ...65 years
401K si available from 59.5 years. why pick 65 age fund? the longer fund you pick they will go slow in the initial years and be aggressive in final years. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19475 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:13 am: |
![]() ![]() ![]() ![]() ![]() |
Rebel:are all different brokerage/investment firms..it doesn't matter which one u choose..evry firm has good and bad funds...just invest in low expense ratio funds..
Rebel low expense ratio ante ...konchem explain cheyandi .. fidelity and vanguard are top firms. Some how i have bad experience with prudential ... any idea about it .. I need to move it to either fidelity or prudential... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15427 Registered: 02-2008 Posted From: 159.45.129.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, February 07, 2017 - 10:04 am: |
![]() ![]() ![]() ![]() ![]() |
>>11% last year in 401K. I am assuming this is before employer match. generally it's with everything -matching etc..unless it specifically says.. that's nice return..so far u r the highest.. |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33669 Registered: 12-2006 Posted From: 170.48.2.184
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 04:17 pm: |
![]() ![]() ![]() ![]() ![]() |
Saint:employer match monthly vasthada? or yearly? or quarterly?
match unte, every pay check ki ostundi |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35656 Registered: 02-2008 Posted From: 159.53.78.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 04:16 pm: |
![]() ![]() ![]() ![]() ![]() |
Saint:or yearly?
maaku idhi |
![]() ![]() ![]() ![]()
Saint
Legend Username: Saint
Post Number: 67374 Registered: 01-2011 Posted From: 144.230.191.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 04:16 pm: |
![]() ![]() ![]() ![]() ![]() |
employer match monthly vasthada? or yearly? or quarterly? |
![]() ![]() ![]() ![]()
Jalsa
Legend Username: Jalsa
Post Number: 35655 Registered: 02-2008 Posted From: 159.53.174.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 04:13 pm: |
![]() ![]() ![]() ![]() ![]() |
11% last year in 401K. I am assuming this is before employer match. mid cap, large cap value, large cap growth, large cap index unnai...okati target date ki move cheyalemo. |
![]() ![]() ![]() ![]()
Banam
Hero Username: Banam
Post Number: 12671 Registered: 12-2011 Posted From: 70.246.74.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:38 pm: |
![]() ![]() ![]() ![]() ![]() |
Sony:
Humpty_dumpty:
Thanks annai's Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
![]() ![]() ![]() ![]()
Banam
Hero Username: Banam
Post Number: 12670 Registered: 12-2011 Posted From: 70.246.74.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:37 pm: |
![]() ![]() ![]() ![]() ![]() |
Rebel:banam, also check roth IRA. you can contribute 5500 per year.
Thanks bro. I will look into this... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15422 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:35 pm: |
![]() ![]() ![]() ![]() ![]() |
>>vanguard better ? bhayya many times I saw ppl asking these Q's.. it's like asking boa,wellsfargo,chase etc which one better for banking ? they are all different brokerage/investment firms..it doesn't matter which one u choose..evry firm has good and bad funds...just invest in low expense ratio funds.. |
![]() ![]() ![]() ![]()
Xxx
Hero Username: Xxx
Post Number: 13355 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:31 pm: |
![]() ![]() ![]() ![]() ![]() |
Andhrawala:Yepp. Fidelity is good. No doubt about it
vanguard better ? - |
![]() ![]() ![]() ![]()
Andhrawala
Legend Username: Andhrawala
Post Number: 56829 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:30 pm: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:Is Fidelity good ?
Yepp. Fidelity is good. No doubt about it No Signature |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15421 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:24 pm: |
![]() ![]() ![]() ![]() ![]() |
banam, also check roth IRA. you can contribute 5500 per year. |
![]() ![]() ![]() ![]()
Polavaram
Junior Artist Username: Polavaram
Post Number: 409 Registered: 08-2016 Posted From: 24.107.119.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:22 pm: |
![]() ![]() ![]() ![]() ![]() |
mutual fund ferformance ni pick chesetappudu choodalsindhi 10 years ferformance choodala
quote:see this chart from 1928.. since 1980 there are only 6 down years. so last 36 years lo 30 plus years and 6 minus years.
ante inka ittanti down years frequent ga vasthune vuntayi retire ayye last 5 years lo market padakunda vunte chalu with existing portfolio or move everything to bonds or stable funds, if you are planning to retire with in next 5 years NTR-Vajpayee Polavaram Irrigation Project |
![]() ![]() ![]() ![]()
Guru
Hero Username: Guru
Post Number: 10576 Registered: 05-2009 Posted From: 199.67.138.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:21 pm: |
![]() ![]() ![]() ![]() ![]() |
Rajusk:aa billing ae entha ani Sesani asking in Billing thread 
whatsapp chesa Sesani annai ki |
![]() ![]() ![]() ![]()
Guru
Hero Username: Guru
Post Number: 10575 Registered: 05-2009 Posted From: 199.67.138.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:21 pm: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:60 is the new 40 antaav
auv annai |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35193 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:16 pm: |
![]() ![]() ![]() ![]() ![]() |
Mamamiya786:
i picked first one based on retirement age ...65 years rest two picked based on fees, fund type etc. antha deep gaa think seyyaledhu as our fund manager is supposed to filter much of it just checked fees and picked large and mid cap i dont have much of a risk appetite ...rookie annattu |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19472 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 02:10 pm: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:we have mainly vanguard, couple of fidelity and wells fargo Vanguard Target Retirement 2045 Inv Target Maturity 40% of contribution Vanguard Large Cap Index Adm Large Cap Stock Fund 30% Vanguard Mid-Cap Index Fd (Admiral) Mid Cap Stock Fund 30%
ei funds ela decide chesaru ..did you study the history of these funds ? emi ledu blind ga follow avudamani... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33667 Registered: 12-2006 Posted From: 170.48.2.185
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:56 pm: |
![]() ![]() ![]() ![]() ![]() |
Banam:Nenu contracting and maa company never talks about it, so peddaga investigate kooda cheyaledhu...Can I take a 401K account without employers consent?... Oka vela teesukunte how do I need to push money into this account?
direct gaa paycheck nunchi 401K transfer pettukovachu. paycheck ADP lanti software ayite nuvve add chesukovachu nee 401K account ni vala website lo online account okati create chesukuni |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35192 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:55 pm: |
![]() ![]() ![]() ![]() ![]() |
Banam:
anything you can save pre-tax is good i dont know much about the specific case you asked. but dont waste time...i myself wasted 3-4 years |
![]() ![]() ![]() ![]()
Rajusk
Legend Username: Rajusk
Post Number: 53462 Registered: 02-2008 Posted From: 170.74.231.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:54 pm: |
![]() ![]() ![]() ![]() ![]() |
Guru:60hrs/week with same billing
aa billing ae entha ani Sesani asking in Billing thread  |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35191 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:53 pm: |
![]() ![]() ![]() ![]() ![]() |
Guru:
60 is the new 40 antaav |
![]() ![]() ![]() ![]()
Guru
Hero Username: Guru
Post Number: 10574 Registered: 05-2009 Posted From: 199.67.140.45
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:51 pm: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:hello annai h r u naa thed last week 200 kottindhee...u did not post...i hurted :P
ofis lo iraga kummings..60hrs/week with same billing threads lo milk shake sharing okkate takkuva |
![]() ![]() ![]() ![]()
Twotown
Side Hero Username: Twotown
Post Number: 3355 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:45 pm: |
![]() ![]() ![]() ![]() ![]() |
Banam: Annai's - naaku inthavaraku 401K ledhu and I am 31 now. Inka nunchi start cheyali antara for sure?. Nenu contracting and maa company never talks about it, so peddaga investigate kooda cheyaledhu...Can I take a 401K account without employers consent?... Oka vela teesukunte how do I need to push money into this account?
'401k without employer contribution' search kottu choodu discoed ... |
![]() ![]() ![]() ![]()
Banam
Hero Username: Banam
Post Number: 12667 Registered: 12-2011 Posted From: 70.246.74.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:42 pm: |
![]() ![]() ![]() ![]() ![]() |
Sony:
Rebel:
Humpty_dumpty:
Annai's - naaku inthavaraku 401K ledhu and I am 31 now. Inka nunchi start cheyali antara for sure?. Nenu contracting and maa company never talks about it, so peddaga investigate kooda cheyaledhu...Can I take a 401K account without employers consent?... Oka vela teesukunte how do I need to push money into this account? Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35189 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:38 pm: |
![]() ![]() ![]() ![]() ![]() |
Guru:
hello annai h r u naa thed last week 200 kottindhee...u did not post...i hurted :P |
![]() ![]() ![]() ![]()
Mamamiya786
Hero Username: Mamamiya786
Post Number: 19471 Registered: 06-2008 Posted From: 204.77.233.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:31 pm: |
![]() ![]() ![]() ![]() ![]() |
naku vangaurd lo account vundi ...vadu money market lo petted ... i need to change them to index funding... any suggestions. btw , is prudential good for 401k o rollover IRA ? any suggestions to move to which company ? Is Fidelity good ? Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
![]() ![]() ![]() ![]()
Guru
Hero Username: Guru
Post Number: 10573 Registered: 05-2009 Posted From: 199.67.140.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:30 pm: |
![]() ![]() ![]() ![]() ![]() |
Humpty_dumpty:
nivu all set..shabba khair..khuyyum brother of aali |
![]() ![]() ![]() ![]()
Sony
Legend Username: Sony
Post Number: 33666 Registered: 12-2006 Posted From: 170.48.2.185
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:29 pm: |
![]() ![]() ![]() ![]() ![]() |
last month 2.97% increase ayyindi ok antaraa annatu maavi vanguard kaadu, prudential. wife has some vanguard funds, index funds set chesaa ok antaraa? |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15420 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:25 pm: |
![]() ![]() ![]() ![]() ![]() |
>>.is this a decent mix? yes..urs look good to me. to be blunt..it doesn't matter..any vanguard fund with low expense ratio is good.. |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35187 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:18 pm: |
![]() ![]() ![]() ![]() ![]() |
annais right now ila set chesaa ...is this a decent mix? we have mainly vanguard, couple of fidelity and wells fargo Vanguard Target Retirement 2045 Inv Target Maturity 40% of contribution Vanguard Large Cap Index Adm Large Cap Stock Fund 30% Vanguard Mid-Cap Index Fd (Admiral) Mid Cap Stock Fund 30% |
![]() ![]() ![]() ![]()
Ysr2009
Side Hero Username: Ysr2009
Post Number: 4743 Registered: 03-2014 Posted From: 129.135.0.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 01:06 pm: |
![]() ![]() ![]() ![]() ![]() |
>> ela ? mottam money market/company stock lo pettava Search for 'NVLIX' ( Nuveen Winslow Large-Cap Growth Fund Class I ) 7/2015 to 2/2017 - 0% returns
 |
![]() ![]() ![]() ![]()
Andhrawala
Legend Username: Andhrawala
Post Number: 56824 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 12:59 pm: |
![]() ![]() ![]() ![]() ![]() |
Rebel:as per buffet if u can't beat s&p 500 returns better change ur investment strategy..it may not apply to 401k since 100% stocks lo andaru pettaru
I keep in Target Retirment funds around 8% return vachinattundhii No Signature |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15419 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 12:40 pm: |
![]() ![]() ![]() ![]() ![]() |
>>naadi last year 0% return ela ? mottam money market/company stock lo pettava > as per buffet if u can't beat s&p 500 returns better change ur investment strategy..it may not apply to 401k since 100% stocks lo andaru pettaru |
![]() ![]() ![]() ![]()
Ysr2009
Side Hero Username: Ysr2009
Post Number: 4742 Registered: 03-2014 Posted From: 129.135.0.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 12:18 pm: |
![]() ![]() ![]() ![]() ![]() |
>> 2016 returns % yettu naadi last year 0% return.. worst ferformance ever.. |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15418 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 12:07 pm: |
![]() ![]() ![]() ![]() ![]() |
>>2016 returns % yettu 2016 - s&p return is 11.7% see this chart from 1928.. since 1980 there are only 6 down years. so last 36 years lo 30 plus years and 6 minus years. http://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/ histretSP.html |
![]() ![]() ![]() ![]()
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 35185 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 12:03 pm: |
![]() ![]() ![]() ![]() ![]() |
2016 returns % yettu with great diffibulty double digit reach ayindhee planning to max out from now on |
![]() ![]() ![]() ![]()
Rebel
Hero Username: Rebel
Post Number: 15417 Registered: 02-2008 Posted From: 159.45.186.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 06, 2017 - 11:49 am: |
![]() ![]() ![]() ![]() ![]() |
start saving for yourself whether its 401k or other investment vehicle.. if u r on the fence on 401k read this thread..explains it better https://www.reddit.com/r/personalfinance/comments/1vvqgy/rea d_this_before_thinking_about_touching_your/ on the flip side, watch this video from CBS 60 mins to keep u grounded..in case u forgot 08 recession.. https://www.youtube.com/watch?v=nAHgr9dY9BU&app=desktop for contractors, 401K=traditional IRA |