| Author | Message | ||
Rebel Hero Username: Rebel Post Number: 15365 Registered: 02-2008 Posted From: 174.219.137.224 Rating: N/A |
Many people moved after election. They loose 6%. U can play cat and mouse game moving in 401k. Dollar cost averaging lo doesn't matter. 2008-09 lo stocks down 40% but those who stayed reap rewards. | ||
Ustad Megastar Username: Ustad Post Number: 26500 Registered: 07-2008 Posted From: 46.101.78.176 Rating: N/A |
401K only for HD not for me. I do direct attack  I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 937 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
hmmm.. lets hope people like me wont lose anything else and whoever in the market will gain! Sarvejana sukhinobhavanthu.. I dont know why but I did it.. hope it turns okay if not good. | ||
Hanuman_junction Junior Artist Username: Hanuman_junction Post Number: 5 Registered: 02-2016 Posted From: 199.200.27.7 Rating: N/A |
Lot of people missed Trump's post election rally thinking to buy after correction. Trump gadhu office lo vunanta varaku yee uncertainty tappadhu. This is the new reality | ||
Rajusk Legend Username: Rajusk Post Number: 53302 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
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Ustad Megastar Username: Ustad Post Number: 26499 Registered: 07-2008 Posted From: 46.101.78.176 Rating: N/A |
Well said. 401K is not a trading platform where one moves fund to overcome market volatility etc. Just invest right & sit tight. In my case, I started 4 years ago. Spread it across 4 or 5 funds & logged in for the first time today to see how it is doing (after seeing this thread). I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 936 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
True.. I am more worried I might lose if markets crash.. so, ready to take the bite. | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 935 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
Totally agree with you.. Only that I am being bit conservative temporarily by freezing the money. I will keep on contributing to the market. Only thing is market fluctuations wont affect whatever I have achieved so far. Once I feel market is stable enough I will move from money market to the market. Yes, Not sure if I will gain with market upswing this year but at least I wont lose anything if it goes otherwise.. | ||
Polavaram Junior Artist Username: Polavaram Post Number: 365 Registered: 08-2016 Posted From: 66.87.73.3 Rating: N/A |
thank you Europacific funds Intl stock funds lo nenu last 10 years nunchi regular ga contribute chesthunbanu Inka verevi vunnayi I will review my contribution % once in a year or two years Currently last 3 years nunchi contributing 20% each fund aa international funds lo If you move those funds to money market , you are selling and you will end up paying some charge NTR-Vajpayee Polavaram Irrigation Project | ||
Hanuman_junction Junior Artist Username: Hanuman_junction Post Number: 4 Registered: 02-2016 Posted From: 199.200.27.7 Rating: N/A |
Always stay invested, if you are long term investor http://www.businessinsider.com/cost-of-missing-10-best-days- in-sp-500-2014-3 | ||
Pidugu Junior Artist Username: Pidugu Post Number: 435 Registered: 12-2009 Posted From: 144.160.5.101 Rating: N/A |
If at all i can predict market movements i would resign my job the very next moment. Nobody can predict whether the next 10% move will be on the upside or downside. Since you are trying to time the market remember one thing..the upside will be very swift. If you are serious to learn please read Black Swan from Taleb. you would understand how futile is to predict. | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 934 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
Polavaram brother, here are the funds and their percentage of total: American Funds EuroPacific 15% Vanguard Total Intl Stock Index 17% Vanguard midcap index 15% vanguard institutional index 34% prudential core plus bond 1 10% vanguard total bond market index 8% Since 2014 to till now, the plan shows ROI as 24.67% | ||
Polavaram Junior Artist Username: Polavaram Post Number: 364 Registered: 08-2016 Posted From: 66.87.73.3 Rating: N/A |
Good or bad thats your decision and your money and best of luck Chatter about market correction in feb lo ani care to share those funds tickers? NTR-Vajpayee Polavaram Irrigation Project | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 933 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
Pidugu sir, none of you have an answer for my question of market volatility in the near future. I think it is going to go south at least for this year. Then, I fail to understand what happens to temporarily move the funds to money market and then next year, depending on the situation we can reinvest.. I dont see any loss with this approach.. Please do correct me. | ||
Polavaram Junior Artist Username: Polavaram Post Number: 363 Registered: 08-2016 Posted From: 66.87.73.3 Rating: N/A |
feb lo market pade chance vundhi Correction ki scope vundhi ani na guess NTR-Vajpayee Polavaram Irrigation Project | ||
Pidugu Junior Artist Username: Pidugu Post Number: 434 Registered: 12-2009 Posted From: 144.160.5.101 Rating: |
daavuda..I hope this works out for you. you should start reading on personal finance and take decisions by yourself.. take the pain of educating yourself and believe me it is like you are earning from one more job. | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 932 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
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Jake_ryan Junior Artist Username: Jake_ryan Post Number: 931 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
I just spoke to my plan manager. He said it is not too bad to move the money (taking all the growth so far) money market and we can always move back from money market to fund market as we see market showing signs of going up - ofcourse no one can predict it. BUT, atleast we could sail through this uncertain time. I am going with the plan. | ||
Pidugu Junior Artist Username: Pidugu Post Number: 433 Registered: 12-2009 Posted From: 144.160.5.101 Rating: N/A |
gurugale..namaskara.. pillalni enlighten cheyyandi..mana kurrollu millions millions sampadinchi money market lo pedutunnaru.. | ||
Jalsa Legend Username: Jalsa Post Number: 35609 Registered: 02-2008 Posted From: 159.53.46.143 Rating: N/A |
annaa, namaste....manchigunnavaaney? | ||
Amaravathi Hero Username: Amaravathi Post Number: 11426 Registered: 04-2015 Posted From: 208.68.150.10 Rating: N/A |
Rakthabhishekam jaragalsindhe !! Feb is going to be bloodbath ala ani dont panic... just stick to ur positions Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! | ||
Seeker Junior Artist Username: Seeker Post Number: 149 Registered: 10-2016 Posted From: 66.188.92.138 Rating: N/A |
why it is that cost average lo invest chesthe better than one time lumpsum investment? ide naaku artham kaadu. you know most probably the price per unit comesdown 50 RS on average. mari enduku ila suggest sestharu andariki SIP ani ? | ||
Pidugu Junior Artist Username: Pidugu Post Number: 432 Registered: 12-2009 Posted From: 144.160.5.101 Rating: N/A |
Even Buffet could not do 25%. so you should be ready to see it go down. 401k is a retirement tool and equities are the best way to create wealth. so stay put without trying to time the market. | ||
Polavaram Junior Artist Username: Polavaram Post Number: 362 Registered: 08-2016 Posted From: 66.87.73.3 Rating: N/A |
Market ki oka pattern vuntundhi, we have follow that sine wave, mee 401k lo vunde funds antha chettavi pick cheyyadhu mee company Generally market november nunchi april dhaka bavuntundhi, may nunchi sept october dhaka bavundadhu idhe trend Ika pothe 401k lo oke fund meedha eppudu petta koodadhu mottam Large cap, small cap, mid cap and international funds vunte dhaniki contribution chese percentage marchukunta vundatame year ki contribution % marchukunta vundatame market trend ni batti Ika pothe retirement funds 2025 type funds vatini mange chese manager gaade choosukuntadu strategy If you pick individual funds akkade mana knowledge panikostunfhi Any mutual fund ferformance anedhi 10 years ferformance ni batte choostharu Ex: Dodgx http://www.morningstar.com/funds/xnas/dodgx/quote.html Ittanti funds lo emanna contrubute chestunte some times yearly ferformance bavuntundhi Market padithe adhe range lo padutundhi Kaani mana mango companies offer chese funds intha risky ga vundaka povacchu IMO NTR-Vajpayee Polavaram Irrigation Project | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 930 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
What I am thinking (not sure if it is feasible) is: move the existing money(I am assuming I can take this 25% growth they are showing) so far into money market and keep contributing to the stocks afresh. So the growth so far will stay as is; and new investments will take the impact of market dynamics. | ||
Andhrawala Legend Username: Andhrawala Post Number: 56767 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
that may go down to 15 or 10% and bounce again okka saari exit aithee u dont know when to enter. adhi main problem Nothing to worry much. Republicans are market friendly ivvala kaakpothe repu perugudhi For now sit tight. bhayam vuntee dosnt see ur portfolio for a whilee No Signature | ||
Chandhra Junior Artist Username: Chandhra Post Number: 941 Registered: 03-2016 Posted From: 71.62.203.11 Rating: N/A |
Being less agressive is good I thinku. Trump is unpredictible, and other countries will hate US more than before. Idhi ela affect chesthundhi evariki teliyadu. Na policy - naku situation nacchhaka pothe - safety ki veltha. Doesn't mean you pull out, but it's ok for this year to go into safer funds/ETFs. Heard Infra, Financial, Pharma are safer than Tech. 1 year tharuvatha - situation konchem clear avuthudhi. | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 929 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
thats true brother but what happens to the growth we had so far? Mine is showing close to 25% growth since inception and feels bad if something happens now | ||
Sanju Side Hero Username: Sanju Post Number: 4865 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
eellandaroo eee patiki safe zone loki ellipoyi vuntaaru anukuntunna...naa laanti mango man ki bokka, the hole thappadu anukuntunna  | ||
Polavaram Junior Artist Username: Polavaram Post Number: 361 Registered: 08-2016 Posted From: 66.87.73.3 Rating: N/A |
401k ni antha ga marchaka pothene better Buy high Buy low Dollar cost averaging is mantra in 401k Assalu stock market padinappude ekkuva contribute cheyyali if your retirement is not with in 5 years IMO NTR-Vajpayee Polavaram Irrigation Project | ||
Xxx Hero Username: Xxx Post Number: 13224 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
asdf , jalsa , tiand ustad brother ( almost not seen ) ... calling mee kosama - | ||
Sanju Side Hero Username: Sanju Post Number: 4864 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Trump gelisaaka oka 6 months rise ayyi crash avvuddi ani guestimate chesa....6 weeks lopey exit kottalemo... DB Stocks guru emayyaru? assalu discussions levu DB lo | ||
Fargo Hero Username: Fargo Post Number: 13625 Registered: 04-2012 Posted From: 148.87.66.175 Rating: N/A |
naadi vanguard2035 lo vundi. Inka better emanna vundaa? STEROIDS ante sex ke vadataru anukunee VP lu vunnarannamata db lo | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 928 Registered: 01-2008 Posted From: 72.165.117.174 Rating: N/A |
With all the uncertainty thats going around, is it better to move our funds in 401k to money market? I dont think the uncertainty is going to subside any time soon. |
