| Author | Message | ||
Gotcha Megastar Username: Gotcha Post Number: 26956 Registered: 02-2008 Posted From: 73.45.2.79 Rating: N/A |
issues emi undavu everything will be smooth, neeku loan ichinodiki kaneesam online payment ledu anuko u have to keep swnsing cheques. Adi hassle ani na meaning ... | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 5420 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
your service will still be by your online lender. ayina emi dealings untayi, very few things you need to talk to them I dealt with wellsfargo, a big bank by itself. after 2 months, got a letter from wellsfargo that loan is transferred to fannie, although all dealings will be with WF. Only other thing I called was for mortgage recasting, but arm loans don't have that option anyway | ||
Time_waste Side Hero Username: Time_waste Post Number: 2914 Registered: 10-2014 Posted From: 47.189.128.222 Rating: N/A |
naaku bhi march la closing vundhi bhai...still trying get credit score...n tech rxam thpe lo last moment lo batting...naaketi theldhu konni options pettandi ... | ||
Galodu Junior Artist Username: Galodu Post Number: 346 Registered: 01-2013 Posted From: 161.165.196.111 Rating: N/A |
Transfer ayye appudu issues untai antara? or initial processing lone prob antara? | ||
Galodu Junior Artist Username: Galodu Post Number: 345 Registered: 01-2013 Posted From: 161.165.196.111 Rating: N/A |
Mundhe chebuthada evaraki ammutharani? Once transfer chesaka ee online lenders tho inka emi dealings undav kadha? only direct with banker/financier kadha? Present target aithe 5-7 years anukuntunna. History lo maximum interest rates entha unnai last 10years lo? emaina idea undha? | ||
Gotcha Megastar Username: Gotcha Post Number: 26951 Registered: 02-2008 Posted From: 73.45.2.79 Rating: N/A |
Only draw back servicing, some of them are nasty while servicing. Hopefully they sell the loan to big banks after originating ... | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 5416 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
no, they all pool from same fannie or freddie mae / or their associate banks. After you get the house, lender will send you a note that it's been transferred to fannie mae ARM plan makes sense if you stay short or limited term and sell. Term tarvata interest rate increases obviously | ||
Galodu Junior Artist Username: Galodu Post Number: 344 Registered: 01-2013 Posted From: 161.168.251.105 Rating: N/A |
Nenu present market lo unna mortgage loan kosam. 300K house value. 5-10%(5%-min, 10% max) down payment option tho veldhamanukuntunna. March second week lo ready avuthundhi. So next one or two weeks lo lock chedhamanukuntunna interest rate. I have 2 questions 1) Online lenders like erates, aimloans vallavi 0.1-0.2% thakkuva untunnai compare to actual banks like first security, Iberia, United etc. Online banks tho velithe instead of actual banks emaina prob untundha ippudu and future lo? 2) Planing to choose 5/1 ARM plan. 0.7-1.0% difference untundhi 5/1 ki 30 years fixed ki. ee plan lo emaina losugulu untaya? US lo last 5-10 years maximum interest rate entha undhi? present 5/1 ARM ki vellatam correct eena? |