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Car Accident Liability Question

Chalanachithram.com DB » New TF Industry Related » Archive through October 31, 2016 » Car Accident Liability Question « Previous Next »
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Amigo
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Username: Amigo

Post Number: 3880
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Posted on Monday, October 31, 2016 - 03:41 pm:       


Gotcha:

inkenti no issue go with yours for now. 500 kattu neeku adi vachestadi guarantee gas rear ended no doubt andulo.




yeah I think that is what I will end up doing...

concern entante...I have to keep chasing for that 500 later on.
and then will by premiums for next term increase? ( as I have made a claim)
and all this for no mistake of mine.
 

Amigo
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Username: Amigo

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Posted on Monday, October 31, 2016 - 03:39 pm:       


Ntr_rocks:

I don't think it has deductible...2 types vuntayi, Uninsure Bodily Injury and Property damage..Meeku property Uninsured Property damange vunte it will cover your car




They just told me either way deductible untadhanta...
 

Amigo
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Posted on Monday, October 31, 2016 - 03:37 pm:       


Maverick:

nsurance saripoka pote vehicle 3 should pay out of pocket. your insurance company should repair the car completely and go after the other insurance company or the person. you should not deal with any of this mess




that is what I thought bro..

but the other party insurance told me on one of the calls, if I want go through them I should get car inspected and not fix it through my insurance company...

but looks like I have no choice...and just let me ins company deal with it..
 

Gotcha
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Username: Gotcha

Post Number: 25925
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Posted From: 172.87.48.134

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Posted on Monday, October 31, 2016 - 01:40 pm:       


Amigo:

Allstate


inkenti no issue go with yours for now. 500 kattu neeku adi vachestadi guarantee gas rear ended no doubt andulo.
...
 

Maverick
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Username: Maverick

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Posted on Monday, October 31, 2016 - 01:37 pm:       

insurance saripoka pote vehicle 3 should pay out of pocket. your insurance company should repair the car completely and go after the other insurance company or the person. you should not deal with any of this mess
Happy Vizag
 

Ntr_rocks
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Username: Ntr_rocks

Post Number: 68723
Registered: 04-2009
Posted From: 152.85.8.38

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Posted on Monday, October 31, 2016 - 01:32 pm:       


Amigo:



this maybe good idea...in this will they pay full or does it also have deductible?


Bro,

I don't think it has deductible...2 types vuntayi, Uninsure Bodily Injury and Property damage..Meeku property Uninsured Property damange vunte it will cover your car
 

Amigo
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Username: Amigo

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Posted on Monday, October 31, 2016 - 01:11 pm:       


Uppu:

uninsured motorist insurance




this maybe good idea...in this will they pay full or does it also have deductible?
 

Amigo
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Username: Amigo

Post Number: 3872
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Posted on Monday, October 31, 2016 - 01:10 pm:       

State is NJ and my ins rep said 5000k is within legal limits.

My company is Allstate and other party has Statefarm.
 

Ntr_rocks
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Username: Ntr_rocks

Post Number: 68719
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Posted on Monday, October 31, 2016 - 01:04 pm:       


Amigo:


Neeku uninsured vehicle insurance vunte adi cover chestundi..

damage limits 5K ante chala takkuva, Em state ?
 

Gotcha
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Username: Gotcha

Post Number: 25924
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Posted on Monday, October 31, 2016 - 01:04 pm:       

nee insurance enti, peda company ayite u can still go through urs and they will get that money from the other insurance.

maa farmers vadu chala manchivadu even though i went with them after few months he paid back my 500 even though he didnt get the money from other other company, 1 year taruvata vachindi vadiki money. so better go with big companies insurance.
...
 

Uppu
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Username: Uppu

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Posted on Monday, October 31, 2016 - 01:02 pm:       


Amigo:


state minimum as per law minimum $30000 untundi. check again or get lawyer. If you have uninsured motorist insurance , it will be covered
 

Amigo
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Username: Amigo

Post Number: 3871
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Posted on Monday, October 31, 2016 - 12:59 pm:       

Folks,

Was involved in an accident few days back. Three vehicles included in the crash. Mine is vehicle 1, I was rear-ended by vehicle 2 and vehicle 3 crashed into vehicle 3. vehicle1 and 2 were stopped at traffic red light. Vehicle 3 insurance has accepted full liability, but insurance agent says liability property damage limits are 5000 usd, and maynot be enough to cover both vehicle damages.
I know I can go through my collision, but I have to pay deductible of 500 usd. Also they bump my premiums later on.
So what options do I have? My car is drivable so no hurry. only bumper got damaged and passenger rear light slight damage. vehicle 2 has bigger damage, mostly total.

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