| Author | Message | ||
Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 9018 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
Thanks, will look into it. | ||
Rocketk2 Side Hero Username: Rocketk2 Post Number: 2545 Registered: 03-2014 Posted From: 107.77.106.36 Rating: N/A |
simpe reason is to trust experts with better investment model. 0.15% may be ok. It is kinda optimism that some one like Bruce greenwald and Mark zurak, who has been the experts and teach this for living, can come up with better strategy Vanguard etf funds have extreme low fees in comparison. It's not a bad idea depending on how active or passive, we may be with investment. I guess it is more comfort level with money. Predicting market and preparing for it will be the key | ||
Rocketk2 Side Hero Username: Rocketk2 Post Number: 2544 Registered: 03-2014 Posted From: 107.77.106.36 Rating: N/A |
Betterment model is different. It is robo investing or algorithm based investing . They pick the portfolio based on your risk level and time horizon(like 30 yrs to retirement or 10 yrs to college etc). You don't take part in the asset allocation. You only chose the stock / bond portfolio ratio. The adjustment happens at 3% deviation measured once a day. If you are recurring, the new amount are used for adjustment. Other wise they sell and buy assets. Just to give an idea, My non-Ira recurring account has 7.5% returns (time weighted , 2yrs, 75% stocks 25% bond) Traditional IRA has 7.3% returns(time weighted, 1 yr, 90% stock 10% bond) they have a wonderful blog. It gives very clear details in simple terms.. In spirit of full disclosure, I started with them as a personal obligation but liked it over time. I only have 10% of my total assets with them. It did better compared to fidelity. Mass mutual and personal capital in the same time periods. | ||
Rebel Hero Username: Rebel Post Number: 15169 Registered: 02-2008 Posted From: 159.45.129.14 Rating: N/A |
hmm why do u need these investment guiding one's even if they charge 0.15%.. that's waste of money..simple vanguard s&p500,nasdaq funds would yield same results and u save on that 0.15% and whatever the mutual funds they invest charges.. | ||
Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 9016 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
How often they adjust?
How are the returns? How is your IRA performing when compared against your previous service? My fidelity IRA performance is not that good. Looking for alternatives. | ||
Mamamiya786 Hero Username: Mamamiya786 Post Number: 19146 Registered: 06-2008 Posted From: 204.77.233.154 Rating: N/A |
vanguard ,,,,bavuntunid kada.... vanguard vs fidelity which i best... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| | ||
Rocketk2 Side Hero Username: Rocketk2 Post Number: 2543 Registered: 03-2014 Posted From: 107.77.106.36 Rating: N/A |
I am using for past 5 yrs. I started with small recurring deposits and 2 yrs back moved my IRA. The main appeal is that it is simplistic. You choose your risk and they adjust. It started out as completely ETF based investing but they made few adjustments. the portfolio is auto adjusted based on selected risk profile. | ||
Seemabidda Comedian Username: Seemabidda Post Number: 1675 Registered: 07-2008 Posted From: 153.107.192.207 Rating: N/A |
idhi kooda try cheyandi https://www.wealthfront.com/ .. competitor to Betterment.. | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 897 Registered: 01-2008 Posted From: 50.184.196.93 Rating: N/A |
Thanks guys Will look into the suggestions. | ||
Rgb Side Hero Username: Rgb Post Number: 4133 Registered: 06-2014 Posted From: 100.35.71.56 Rating: N/A |
Nothing great. Manani questions adigi depending on the answeres he will come up with a portfolio of mutual funds. Since no human is involved, it is also called a robo adviser. Since no humans are involved, the costs are lower. As with any other investment you can choose recurring investment etc. I wanted to see how it will perform, so started with 1000$ and 25$ per week. Antha goppaga emi cheyyatledu. Ii year lo 4.3% return for my risk category | ||
Jeffa Junior Artist Username: Jeffa Post Number: 756 Registered: 10-2012 Posted From: 146.92.197.232 Rating: N/A |
Why dont you to rollover to IRA instead of another 401K? More freedom of investment with IRA right? | ||
Maverick Legend Username: Maverick Post Number: 62153 Registered: 01-2008 Posted From: 108.171.129.188 Rating: N/A |
yep..just doing 5k at this point Happy Vizag | ||
Telugu_times Legend Username: Telugu_times Post Number: 48643 Registered: 02-2008 Posted From: 99.0.30.9 Rating: N/A |
are you contributing to IN-529? Ignore spam and AJ. | ||
Maverick Legend Username: Maverick Post Number: 62152 Registered: 01-2008 Posted From: 108.171.129.188 Rating: N/A |
how does it work..kaasta details shed please Happy Vizag | ||
Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 9013 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
variety ga undi...eppudu vinaledu. meeru vaadu tunnaara? How is it? Does he do the investing and balancing based on our selected goal? | ||
Rgb Side Hero Username: Rgb Post Number: 4132 Registered: 06-2014 Posted From: 162.115.236.104 Rating: N/A |
I use wisebanyan for my non 401K investing. Similar to betterment a bit lower fee Look at the comparison http://automated-investment-services.credio.com/compare/1-15 /Betterment-vs-WiseBanyan | ||
Rocketk2 Side Hero Username: Rocketk2 Post Number: 2542 Registered: 03-2014 Posted From: 107.77.106.36 Rating: N/A |
If you are looking for some thing simple, Check betterment ( www.betterment.com ) | ||
Mr_masi Junior Artist Username: Mr_masi Post Number: 535 Registered: 01-2011 Posted From: 108.171.131.168 Rating: N/A |
Wells Fargo & Fidelity | ||
Jake_ryan Junior Artist Username: Jake_ryan Post Number: 896 Registered: 01-2008 Posted From: 24.4.25.33 Rating: N/A |
If you are working independently and contributing toward 401k, which provider you are using and can recommend if you are happy!?!? I need to rollover my current 401k soon and start managing my own as new employer wont pay for it. thanks guys |