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Term insurance & will

Chalanachithram.com DB » New TF Industry Related » Archive through September 19, 2016 » Term insurance & will « Previous Next »
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Bithiri_bathi
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Username: Bithiri_bathi

Post Number: 234
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Posted on Friday, September 16, 2016 - 05:44 pm:       


baadshah:

Jeffa:




Jeffa bro..meeru will set cheyyinchara...Bay Area lo any referrals who can do this for me?
 

Brodipet_baadshah
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Posted on Friday, September 16, 2016 - 05:41 pm:       


Jeffa:


thnq sir...ee year endlogaa set chesesthaa
 

Jeffa
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Post Number: 738
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Posted on Friday, September 16, 2016 - 05:02 pm:       


Brodipet_baadshah:

term insurance mana age 30 cross chesaka theeskodam bestaa mundhe bestaa??premiumloo ntha diffrnce vundochu?



Bottom line : Take as younger as you are(starting with where you had the responsibility of others like kids etc) and go for the longest term that you can go.
Taking 30 years fixed at 30 years is a lot cheaper than the same term starting at 40 years. But the biggest catch is, for the same term(30 years in our case), if you start younger, it will end early(if you take at 30, your coverage ends at 60). But if you take the same term of 30 years starting at 40 years, it goes till your 70th birthday but starting late costs more.
Here your sensitive age (from the health point of view is) your 60th year to 70th year. While the other argument could be "My kids turn 21 above by the time I am 60, I dont need any coverage after my 60th birthday, I can die at any time after my 60th birthday" For this argument case, starting at 30 is the best bet for a 30 years term :-) its a bunch of preferences around to fix a package.
 

Jeffa
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Posted on Friday, September 16, 2016 - 04:57 pm:       


Saint:

next udnerwriter tho kurchon quotes gatra discuss cheyyali...




Underwriter tho nuvvu discuss chesedi em vundadu.. nee agent tho maatgrame nuvvu disco dance chestaav chivariki deal set ayye varaku :-) Underwriting is behind the screen process :-)
 

Bithiri_bathi
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Post Number: 230
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Posted on Friday, September 16, 2016 - 03:48 pm:       

How much does it cost to get a will? Which one do you think is better will or trust?
 

Saint
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Username: Saint

Post Number: 63437
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Posted on Thursday, September 15, 2016 - 02:58 pm:       


Jai_ycp:


I am not saying that they both match. its like paying points om notgage to get a a benefit over the life of the loan. ne requirements emito teliyakunda teesukotamu waste kadha antunna.




requirements enti annai? neeku ippudu kakapouina future lo family vuntadi, kids vuntaru...idi 101% sure kadaa? life ki security kinda eppudu tesukunna parledu..early ga start chesthe takkuva kadathavu...
 

Jai_ycp
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Username: Jai_ycp

Post Number: 5046
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Posted on Thursday, September 15, 2016 - 02:56 pm:       


Saint:



I am not saying that they both match. its like paying points om notgage to get a a benefit over the life of the loan. ne requirements emito teliyakunda teesukotamu waste kadha antunna.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Saint
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Posted on Thursday, September 15, 2016 - 02:23 pm:       


Bharat:

Will 6.0 A1C means paying huge premium?


yes sodara..edi abnormal ga vunna premium ekkuva vuntad..
 

Saint
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Username: Saint

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Posted on Thursday, September 15, 2016 - 02:22 pm:       


Jai_ycp:


its like 40 * 360 vs 60 * 240. Bottom line take them when you have a dependency such as family, home, car and kids.


No sir...

30 years before takkuva premium paduddi -
29 appudu 30 years entha kkadatahvo choodu
34 years appudu 25 years ki total premum entha kadathavoo choodu...u wil know the difference
 

Bharat
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Posted on Thursday, September 15, 2016 - 02:20 pm:       

Will 6.0 A1C means paying huge premium?
 

Andhrawala
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Username: Andhrawala

Post Number: 53498
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Posted on Thursday, September 15, 2016 - 02:18 pm:       


Sesani:

naa laaga voorantha appulu without assets unnodiki will enduku

Still raayamantaara




will lo mukyamian bhaagam child custody.

If no will and both parents die then child will go to foster care and all ur property to State

if u have will then child can go to grandparents/babias/pedhannana etc family and they cna be guardian for ur properties
No Signature
 

Sesani
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Username: Sesani

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Registered: 08-2014
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Posted on Thursday, September 15, 2016 - 02:16 pm:       

naa laaga voorantha appulu without assets unnodiki will enduku

Still raayamantaara
 

Rajusk
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Username: Rajusk

Post Number: 50936
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Posted on Thursday, September 15, 2016 - 02:15 pm:       


Brodipet_baadshah:

indhuloo okkatikuda ledhu...age 28...cmng yearsloo elagoo pellavuthundhikabatti ippudu li8 theeskoni appudu chudadam best antaaraa?




Term Life insurance matram ippude teesesuko..best..

you will get better rates..get a 30 yr policy

all set..everything else will follow..later..
 

Brodipet_baadshah
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Username: Brodipet_baadshah

Post Number: 2247
Registered: 12-2014
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Posted on Thursday, September 15, 2016 - 01:00 pm:       


Jai_ycp:

dependency such as family, home, car and kids.


indhuloo okkatikuda ledhu...age 28...cmng yearsloo elagoo pellavuthundhikabatti ippudu li8 theeskoni appudu chudadam best antaaraa?
 

Rajusk
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Username: Rajusk

Post Number: 50928
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Posted on Thursday, September 15, 2016 - 12:47 pm:       


Saint:

Will done last year..




2 years ayyindi ee project start chesi..finish matram cheyyatled..chuss :-(
 

Jai_ycp
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Username: Jai_ycp

Post Number: 5039
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Posted on Thursday, September 15, 2016 - 12:42 pm:       


Brodipet_baadshah:



its like 40 * 360 vs 60 * 240. Bottom line take them when you have a dependency such as family, home, car and kids.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Emc2
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Username: Emc2

Post Number: 50577
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Posted From: 128.229.4.2

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Posted on Thursday, September 15, 2016 - 12:24 pm:       

blood ichaka nuvvu discuss chesedi emi undadu

out put patti rate, moosukuni month month kattukovali

depends on the rate you can go with either 20 yr or 30 yr
 

Saint
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Username: Saint

Post Number: 63426
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Posted on Thursday, September 15, 2016 - 12:22 pm:       


Brodipet_baadshah:

term insurance mana age 30 cross chesaka theeskodam bestaa mundhe bestaa??premiumloo ntha diffrnce vundochu?


below 30 ithe chala takkuvaki vasthadi....as early as possible tesukotam best..and kids 21 years vache daka manaki insurance cover vunte bestooo
 

Brodipet_baadshah
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Username: Brodipet_baadshah

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Posted on Thursday, September 15, 2016 - 12:21 pm:       


Saint:


term insurance mana age 30 cross chesaka theeskodam bestaa mundhe bestaa??premiumloo ntha diffrnce vundochu?
 

Saint
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Username: Saint

Post Number: 63420
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Posted on Thursday, September 15, 2016 - 11:58 am:       


Amaravathi:



ye company dhi set sesaav?


costco...protective..quote inka raledu
 

Saint
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Post Number: 63419
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Posted on Thursday, September 15, 2016 - 11:58 am:       


Sanju:

process gurinchi Step by step details please


legalzoom lo ki elthe chala simple ga ipoddi...$30 ki..
 

Amaravathi
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Username: Amaravathi

Post Number: 9653
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Posted on Thursday, September 15, 2016 - 11:52 am:       

Broker evadu? accuquote aa?
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Amaravathi
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Posted on Thursday, September 15, 2016 - 11:52 am:       


Saint:

tests done..next udnerwriter tho kurchon quotes gatra discuss cheyyali...




ye company dhi set sesaav?
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Sanju
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Username: Sanju

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Posted on Thursday, September 15, 2016 - 11:48 am:       


Saint:

Will


process gurinchi Step by step details please
 

Saint
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Username: Saint

Post Number: 63417
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Posted on Thursday, September 15, 2016 - 11:43 am:       

Will done last year..

term insurance gurunchi DB lo 2 years nunchi dscuss chestha vunna final ga koddiga move ayyindi...tests done..next udnerwriter tho kurchon quotes gatra discuss cheyyali...

already oka 320k ki insurance vundi ani serious ga cheyyaledu....

evarikanna questons vunte postandi

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