Topics | Search Log Out | Register | Edit Profile
Hide Clipart | Banned/Unbanned User Log | Moderator Login History | Thread Delete/Move Log | Last 30 mins | 1 | 2
Financial Planning

Chalanachithram.com DB » New TF Industry Related » Archive through August 11, 2016 » Financial Planning « Previous Next »
Author Message
 

Jambalahaart_raja
Side Hero
Username: Jambalahaart_raja

Post Number: 6825
Registered: 07-2008
Posted From: 24.45.107.249

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, August 08, 2016 - 09:03 pm:       


Savyasachi:

i wish i read this book 5 years early before i started investing in stocks.



mee peru cheppukuni yedo oka roju intlo deepam veliginchukuntaanu saar.. deepam veliginchukuntaanu...
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Savyasachi
Comedian
Username: Savyasachi

Post Number: 1244
Registered: 12-2013
Posted From: 98.230.31.93

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, August 08, 2016 - 10:47 am:       


Jambalahaart_raja:

$25K pettaanu... $20K dobbindi types kadupu mantalu kaudupu chinchukotaalu vintunte...




ask what they did wrong. what worked and what did not work. and dont do the the same mistakes they did.
this is the first book i read about investing in stocks. i wish i read this book 5 years early before i started investing in stocks.

neatest little guide to stock market investing jason kelly.
get rich carefully by jim cramer
one up on wall street by peter lynch
letters of warren buffet.

these are very good books.
 

Jambalahaart_raja
Side Hero
Username: Jambalahaart_raja

Post Number: 6823
Registered: 07-2008
Posted From: 64.125.177.124

Rating: 
Votes: 1 (Vote!)

Posted on Monday, August 08, 2016 - 10:19 am:       


Savyasachi:

pick stable and boring stocks.



ee vishayam lo naaledge illilleo!!!
asalu stock market antene pichha bhayam...
all my friendses.. $25K pettaanu... $20K dobbindi types kadupu mantalu kaudupu chinchukotaalu vintunte... naaki kaallu chethulu aadav...
asale paisa paisa koodagattukuni yedo ee age lo ee stage lo vunnaa..
atu vaipu kannetti choodaali annaa.. okkate anxiety!!!
Still yedo okati investment cheyaali... otherwise, no point!!!
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Savyasachi
Comedian
Username: Savyasachi

Post Number: 1240
Registered: 12-2013
Posted From: 98.230.31.93

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, August 08, 2016 - 09:41 am:       


Jambalahaart_raja:

IRAs or 401K, India povaalsi vachhi Account clean-sweep chesthey 40% samarpinchukovaali...
Poni oka $30K for suppose safe-bet guaranteed returns loss-less investment cheyaali ante what are good options?
Ante naa vuddesam.. ee $30K grow avvakapoyinaa parledu.. kashtaarjeetham.. monthly pay-check to pay-check gather cheskunna savings... $30K lo $5K loss koodaa bear chesey risk appetite leni naalaantollaki what is the good option ani??




i do not like bonds and cds .
I do have some experience with stocks. I only busy individual stocks No mutual funds or ETFs. My personal perefernce. and since you dont want to take risk invest only 20% in stocks . find other venues for rest of your money.

pick stable and boring stocks. example I bought Duke Energy back in 2009 this is my best and favourite stock. I bought it around 52. now it goes between 75-80. including dividends my investment doubled (unrealized). I guess I will hold this for ever. even on days when markets are up or down by 500 points this will probably move a doller up or down.

similar stock ATT. bought it back in 2010. investment almost doubled .

Gold :- bought one gold bar in 2013. probaly positive by few hundered bucks not much. similar investment in stocks would have been 50% up. Kitco has some prescious metals funds you can choose to invest . you can also chose what % of your money should be invested in which metal like gold , platinum, silver, iridium etc.

RE :- RE is also good specially if you want to by investment properties. it is not flexible and it is very long term unless you are flipping houses. if you buy a rental property and one fine day if you decide to sell your house and move back to india its not going to be that easy.
 

Jambalahaart_raja
Side Hero
Username: Jambalahaart_raja

Post Number: 6822
Registered: 07-2008
Posted From: 64.125.177.124

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, August 08, 2016 - 09:16 am:       


Savyasachi:

so stocks, bonds, cds , gold , RE etc etc untai kada



IRAs or 401K, India povaalsi vachhi Account clean-sweep chesthey 40% samarpinchukovaali...
Poni oka $30K for suppose safe-bet guaranteed returns loss-less investment cheyaali ante what are good options?
Ante naa vuddesam.. ee $30K grow avvakapoyinaa parledu.. kashtaarjeetham.. monthly pay-check to pay-check gather cheskunna savings... $30K lo $5K loss koodaa bear chesey risk appetite leni naalaantollaki what is the good option ani??
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Savyasachi
Comedian
Username: Savyasachi

Post Number: 1235
Registered: 12-2013
Posted From: 98.230.31.93

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, August 08, 2016 - 07:07 am:       


Jambalahaart_raja:

I am 33, nenu inkaa Retirement Account okkati koodaa start cheyaledu...
Nenu ekkada telathaano naake inkaa sarigga teliyadu...
May be, I'll have to go back to India, may be, I won't have to...
Retirement Account ni nammukovaalsina avasaram lekundaa yelagaina laagochhaa??



retirement account ani separate ga okati open cheyyali em ledhu . atleast yedo oka savings account untadi kada. with some amount in it.

retirement planning ki 401k or pension plan unte ne retirement plan chesinattu kadu. most of us in US are h1b contracting koolies who will not have 401k. so stocks, bonds, cds , gold , RE etc etc untai kada
 

Jambalahaart_raja
Side Hero
Username: Jambalahaart_raja

Post Number: 6819
Registered: 07-2008
Posted From: 24.45.107.249

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 10:05 pm:       

I am 33, nenu inkaa Retirement Account okkati koodaa start cheyaledu...
Nenu ekkada telathaano naake inkaa sarigga teliyadu...
May be, I'll have to go back to India, may be, I won't have to...
Retirement Account ni nammukovaalsina avasaram lekundaa yelagaina laagochhaa??
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

King
Side Hero
Username: King

Post Number: 2224
Registered: 08-2013
Posted From: 104.57.181.67

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 08:36 pm:       

Next 10 years growth - Nil
Past 10 years growth - Nil
Past 100 years expenses - OK
Next 10 Years expenses - vammo
Past 10 years Savings - Nil
Next 10 years savuings - Nil (Sure with the current expenses)

Totally bottom line - Licked
(PS - Sesani- Neetho paatu thoduki nenunna)
 

Spigot
Comedian
Username: Spigot

Post Number: 1989
Registered: 01-2015
Posted From: 24.107.72.73

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 08:15 pm:       

ippudu 35 years ante, last 10 years nunchi 401k max contribution chesthunte

2016 - $18,000,
2015 - $18,000,
2014 - $17,500,
2013 - $17,500,
2012 - $17,000,
2011 - $16,500,
2010 - $16,500,
2009 - $16,500,
2008 - $15,500,
2007 - $15,500,
2006 - $15,000

ivi max contribution limit per year

10 years ki 6 to 8% return vasthe good annattu,

nuvvu entha contribute chesevo aa ammount ni 6 - 8% choppuna calculate chesuko

antha vundala
" Do not think inside the box, Do not think outside the box, Think like there is no box. " - Unknownanda
 

Jambalahaart_raja
Side Hero
Username: Jambalahaart_raja

Post Number: 6818
Registered: 07-2008
Posted From: 24.45.107.249

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 07:53 pm:       

Manam chesey Private Jobs ki Retirement Age antu yemi ledu.
Manamem Tendulkars and Dhonis kaadu Early Retirement anukotaaniki..
yemo yevaraina kondaru vundi vundachhu...
But most of us H1 IT coolies here in the US...
We have to focus on building a stable Source of Income for our Retirement Years...
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Jalsa
Legend
Username: Jalsa

Post Number: 35175
Registered: 02-2008
Posted From: 24.186.109.17

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 05:05 pm:       


Airliner:

NJ property tax ki anywhere 600-1k avuddi. utilities oka 300, food minimum 400 for family and ur talking 20k for a year absolute minimum. And this is with a paid off house




Airliner:

age 55+ vundi ikkada retire aithe health insurance premiums per head 10k per year avuthayi.. ikkada retire avvalante health insurance premiums will be your no 1 expenditure with house paid off..




Telugu_times:

Invest properly when you are young
inti pakka subba rao ni chusi, avathalinti appa rao ni chusi, dont buy big houses and top of the line luxury cars. naya paisa use undadhu. take good life insurance like northwest or something and diversify your investments.



 

Telugu_times
Legend
Username: Telugu_times

Post Number: 47985
Registered: 02-2008
Posted From: 99.0.30.9

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 05:01 pm:       

Invest properly when you are young
inti pakka subba rao ni chusi, avathalinti appa rao ni chusi, dont buy big houses and top of the line luxury cars. naya paisa use undadhu. take good life insurance like northwest or something and diversify your investments.
Ignore spam and AJ.
 

Airliner
Side Hero
Username: Airliner

Post Number: 3796
Registered: 11-2011
Posted From: 69.165.156.58

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 04:49 pm:       

age 55+ vundi ikkada retire aithe health insurance premiums per head 10k per year avuthayi.. ikkada retire avvalante health insurance premiums will be your no 1 expenditure with house paid off..
Great minds discuss ideas. Average minds discuss events. Small minds discuss people.
 

Andhravodu
Side Hero
Username: Andhravodu

Post Number: 2089
Registered: 07-2015
Posted From: 69.62.241.11

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 04:38 pm:       


Sesani:


NJ property tax ki anywhere 600-1k avuddi. utilities oka 300, food minimum 400 for family and ur talking 20k for a year absolute minimum. And this is with a paid off house
Some things don't change. the rest are useless
 

Sesani
Legend
Username: Sesani

Post Number: 45133
Registered: 08-2014
Posted From: 69.114.189.147

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 04:08 pm:       


Andhravodu:

US lo retire avali ante minimum 100-150k madhyalo undali 35yrs ki




ante retirement kuda impossible annamaata naaku...
 

Dma
Hero
Username: Dma

Post Number: 17484
Registered: 11-2009
Posted From: 24.255.122.199

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 03:11 pm:       


Jaijagananna:

35 years old ki entha undali?




lacha kotlu :-)
Jai Andhra!! Jai Jai Andhra!!!
 

Andhravodu
Side Hero
Username: Andhravodu

Post Number: 2083
Registered: 07-2015
Posted From: 69.62.241.11

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 01:57 pm:       

US lo retire avali ante minimum 100-150k madhyalo undali 35yrs ki
Some things don't change. the rest are useless
 

Jaijagananna
Comedian
Username: Jaijagananna

Post Number: 1548
Registered: 09-2013
Posted From: 76.22.63.253

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 01:51 pm:       


Sesani:

zero unna bathikeyyocchu.... nen bathukutunna kada..





Nee Saahasam Oka Udaharana...Nee Jeevithamey Oka Oravadi...Nee Gamanam Oka adarsham...Nee Hrudayam aathmeeya kalasham...
RAJASHEKARAAA...Charitra maruvadu nee charitha...Jaathi maruvadhu nee gaadha...Nee Mahabishkramanam...Telugu jathiki mahaa vishadam...
Neevu ika levani telisi...Telugu Nela palavaristondi...Gunde pagili rodistundi
Puttedu dukhanni digamingukoni...Janakoti Arpistondi...Aaathmeeya Pushpanjali...


 

Sesani
Legend
Username: Sesani

Post Number: 45113
Registered: 08-2014
Posted From: 69.114.189.147

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 01:43 pm:       


Jaijagananna:

35 years old ki 401k lo entha undali?


zero unna bathikeyyocchu.... nen bathukutunna kada..
 

Jaijagananna
Comedian
Username: Jaijagananna

Post Number: 1546
Registered: 09-2013
Posted From: 76.22.63.253

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, August 07, 2016 - 01:29 pm:       

35 years old ki 401k lo entha undali?
Nee Saahasam Oka Udaharana...Nee Jeevithamey Oka Oravadi...Nee Gamanam Oka adarsham...Nee Hrudayam aathmeeya kalasham...
RAJASHEKARAAA...Charitra maruvadu nee charitha...Jaathi maruvadhu nee gaadha...Nee Mahabishkramanam...Telugu jathiki mahaa vishadam...
Neevu ika levani telisi...Telugu Nela palavaristondi...Gunde pagili rodistundi
Puttedu dukhanni digamingukoni...Janakoti Arpistondi...Aaathmeeya Pushpanjali...


Add Your Message Here
Post:
Bold text Italics Underline Create a hyperlink Insert a clipart image HASH(0x9ccc4d0){Movie Clipart}
Show / hide regular icons selection options

Click on following links to open cliparts by Alphabetical Order

 A   B   C   D   E   F   G   H   I   J   K   L   M  

N   O   P   Q   R   S   T   U   V   W   X   Y   Z  

Show / Hide Filmy icons selection options

Click on following links to open cliparts by Alphabetical Order

  A   B   C   D   E   F   G   H   I   J   K   L   M  

N   O   P   Q   R   S   T   U   V   W   X   Y   Z  

Username: Posting Information:
This is a public posting area. Enter your username and password if you have an account. Otherwise, enter your full name as your username and leave the password blank. Your e-mail address is optional.
Password:
E-mail:
Options: Enable HTML code in message
Automatically activate URLs in message
Action: