| Author | Message | ||
Boglehead Junior Artist Username: Boglehead Post Number: 178 Registered: 06-2014 Posted From: 50.153.175.37 Rating: N/A |
opika ga ivi chadavandi.. http://whitecoatinvestor.com/how-to-buy-life-insurance/ http://whitecoatinvestor.com/8-reasons-to-avoid-whole-life-i nsurance-and-4-reasons-to-consider-it/ Bottom line: Buy term level premium insurance. I pay <60/mo for 1.5m for 20 years | ||
Emc2 Legend Username: Emc2 Post Number: 48732 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
Simple thing term or whole life what ever you pay towards the premium you won't get it back Ex term 100/month Whole 300/month So in either case 100 goes towards the insurence ,in whole case 200 they invest and give you at the end of the policy term If u know better how to invest that 200 go for term | ||
Sesani Legend Username: Sesani Post Number: 40869 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
naak typing ante maa sedda sirrak... talking aithe veasy ga more information istaanu.. sesani . ccdb @ gmail ki mailing cheyyi if u want any info.. detailed ga disco cheddam | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 33461 Registered: 02-2009 Rating: N/A |
Guys Costco is a shop They sell insurance policy of an external company They have no connection policy, premiums , payouts You are on your own 90 day return gatra undavu | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 631 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Okasari akkada ikkada chusi, nenu meeku calling thaad vestanu bro Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 630 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Thanks anna. Ippude chusanu Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 629 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Thanks for the info bhayya. In case of any mishap, both work the same way kadha. I mean irrespective of the policy, our family will get the amount kadha Alage how much difference are we talking here? Just now I checked costco's and 36/42, after 5 years ichadu per month. Whole ki entha undochu? Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Alochinchu Comedian Username: Alochinchu Post Number: 1760 Registered: 03-2008 Posted From: 65.51.27.62 Rating: N/A |
for whole life.. the younger you get it the better it is.. Term life - either fixed years (10/20) - fixed premium/annum for that many years (usually they average out) Or you can go by year.. starts with low and increases by age but there is no age limit as long you contrinue.. you will not get any money back on premium paid.. Whole Life - premium will be higher.. for 7 to 10 years you will not see any change.. after that you will start accumulate cash value on it as well as dividend on coverage amount.. in 30 years the coverage amount will be equal to cash value.. for say if you take $250k coverage.. after 30 to 35 years your cash value will be $250K and is non-taxable. if something happens in middle you still get $250k covered amount.. this is long term commitment. | ||
Emc2 Legend Username: Emc2 Post Number: 48731 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
metlife undi, contact agent, anni vade chusukuntadu | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 628 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Will do  Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Sanju Side Hero Username: Sanju Post Number: 3419 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
past lo 200 count threads paddai ee topic meeda..search in archives... | ||
Sesani Legend Username: Sesani Post Number: 40859 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
There are 2 types of policies tammudu... Perm and Term Term policy high coverage for low monthly untadi... ante 500k ki around 100ish per month yesko depending on ur health condition... Term policy 20-30 years ki untadi and will lapse after that.. if u want to continue premieres will be very very high or they may not even continue.... Perm is the policy where u pay high monthly payments for low coverage.. i pay 200 for 250K... but advantage is u get money back if u want to cancel after few yrs .. even natural death ki kuda vastayi (NY life insurance has it)... india style la money vacchedi aithe Perm policy in US... if u want i can give u my insurance agent's number.. | ||
Valasa Junior Artist Username: Valasa Post Number: 88 Registered: 08-2014 Posted From: 162.119.128.149 Rating: N/A |
Kastha vivarimpudi. Aa codes artham kaavatla  | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 627 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Sesani bro, Aratikaayi voluvu, naaa question ki answer ivvava. Naaku monnane magic 30 vachindhi, ippati varaku no insurance.Edhi theeskovali. Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Sesani Legend Username: Sesani Post Number: 40854 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
naak perm undi...  | ||
Alochinchu Comedian Username: Alochinchu Post Number: 1758 Registered: 03-2008 Posted From: 65.51.27.62 Rating: N/A |
I started with Term life and started converting 1/4 a part slowly to whole life.. if you do not want take stress on investment.. just take whole life.. you can use the money when needed.. | ||
Kranth1 Junior Artist Username: Kranth1 Post Number: 624 Registered: 03-2016 Posted From: 209.136.235.12 Rating: N/A |
Bhayya how does this insurance work? Lets say 10 years/20 years plan theekunnam, policy mature ayyindhi, appudu how much do we get? Do we get some money like in India? or it's just when something happens? Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV | ||
Valasa Junior Artist Username: Valasa Post Number: 87 Registered: 08-2014 Posted From: 162.119.128.149 Rating: N/A |
Following...+1 I was approached by an Transamerica agent. It sounded too good to be true. Thought it was some sought of chain link thing like Amway and kept away. | ||
Sanju Side Hero Username: Sanju Post Number: 3410 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Protective from costco.. | ||
Starc Side Hero Username: Starc Post Number: 3264 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
how do you say that? metlife AIG etc? | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2288 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
Expect nylife all are scrap. | ||
Starc Side Hero Username: Starc Post Number: 3263 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
How many of you have it.. which one do you have.. ? |