| Author | Message | ||
Mahesh_fan Megastar Username: Mahesh_fan Post Number: 20956 Registered: 09-2010 Posted From: 167.219.88.140 Rating: N/A |
baga credit limit echey cards ento chepandi .. okati apply chesukuntanu | ||
Vasu Side Hero Username: Vasu Post Number: 9317 Registered: 10-2014 Posted From: 173.72.62.217 Rating: N/A |
bhayya e marsipodalu second time anukunta nuvvu idi varalo hospital bill kuda ilane nakinchesevu konchem jagartha try to avoid those things otherwise e desam lo nakestavu repu illu lantivi konali ante | ||
Jeffa Junior Artist Username: Jeffa Post Number: 604 Registered: 10-2012 Posted From: 73.231.28.224 Rating: N/A |
Nenu anni cards(no store cards like junk) auto payment pettesa.. I will watch my transactions from all cards/accounts at once place in Quicken.. Learn to have control on # of cards and remember to pay them on time. If not .. take the junk like this... But many in the thread has suggested the ways that you can try. Ask the Marcy's a letter stating that the amounts were duly paid off and your out of country situation was given up, and Macy's is accepting this late payment to be removed from any of the credit profiles.. use this letter to get your junk off from the credit reporting agencies.. Planned gaa chesukunte 80% work out avuddi.. | ||
Gandhiguevara Legend Username: Gandhiguevara Post Number: 59534 Registered: 10-2009 Posted From: 138.229.167.61 Rating: N/A |
7 years vuntundhi | ||
Asdf Hero Username: Asdf Post Number: 17773 Registered: 12-2014 Posted From: 205.157.66.4 Rating: N/A |
ee offers naaku enduku ivvaled, chass | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24010 Registered: 01-2012 Posted From: 199.67.138.43 Rating: N/A |
800-627-2909 ee companies cards maintain cheyyadam kuda bokka the hole ani na feeling of philantarpagdi.. eeellamma eeliche arda pavala discoutn ki cards open cheyyadam is pure hole andee | ||
Sanju Side Hero Username: Sanju Post Number: 3139 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
naaku ayyindi capitalone card ki..lucky ga wife account check chesthey 2 months kritham 6 dollars ekkado vaada..daaniki 2 months lo aa fees ee fees ani 130 dollars chesaadu..CS ki call chesi entdi ra payment miss ayithey oka call cheyyochu kada..ila month to month esukunta pothaava ani dobbuletti...account close3 chesi dobba. Intlo all Capitalone cards vaadoddhu ani fatwa issue chesa.. | ||
Saint Legend Username: Saint Post Number: 59108 Registered: 01-2011 Posted From: 144.230.63.54 Rating: N/A |
raaja bank lo dabbulu lekunda creditcards enduku vadutunnav? | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24009 Registered: 01-2012 Posted From: 199.67.138.49 Rating: N/A |
cool. teeseste all good annamata aite.. minto pento use chesta  | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24008 Registered: 01-2012 Posted From: 192.193.216.147 Rating: N/A |
teesestam ani annaru ante meaning eti? | ||
Kingjames Moderator Username: Kingjames Post Number: 2708 Registered: 11-2013 Rating: N/A |
vadu annadu ante tesestadu, ipudayina mint use cheyi to track everything in one place | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24007 Registered: 01-2012 Posted From: 192.193.171.150 Rating: N/A |
vippude macy's odiki call chesanu. credit bureau nunchi teesestam. 30 days padutundi. your credit score should be back ani seppindi. suddaari etavuddo  | ||
Kingjames Moderator Username: Kingjames Post Number: 2707 Registered: 11-2013 Rating: N/A |
potundi request chesi vadu teseste, credit score matter kaadu, credit history matters... Nee history lo late payments lanti marks lelapote score takkiv vunna credit jnions consider chestayi.. Score peragatam easy, but history lo mark vundakudadu.. Use Mint or personal capital apps, they will give you payment due date alerts on time.. | ||
Gotcha Megastar Username: Gotcha Post Number: 23808 Registered: 02-2008 Posted From: 73.45.2.79 Rating: N/A |
Auto payment bokka, its not nsf days anymore. Nee bank lo dabulu lekapote nee payment bounce avutundi. Not like good old days where ur charges nsf as 35$ from u and honor cheque ... | ||
Kaisersooze Moderator Username: Kaisersooze Post Number: 13843 Registered: 04-2009 Rating: N/A |
same to same exp with this bsard...500 dhi 200 chesadu...adhi ok...but he didnt even call for payment...motham M kudisyo...one year ayindhi... | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24006 Registered: 01-2012 Posted From: 192.193.216.147 Rating: N/A |
and btw, e elate payment record lesina na credit history aite malli up avvadu kada. vadu teeseste avtunda  | ||
Banam Hero Username: Banam Post Number: 11974 Registered: 12-2011 Posted From: 162.118.16.5 Rating: N/A |
Steps ante emi vuntaayi...You need to take steps to increase your credit score anthe... 1) Pay your debt off aggressively... 2) Every 6 months, we can request our Credit Card banks to increase credit limit. Ask them to increase the credit limit citing the reason for miss payment. 3) Avoid any hard queries... 8-9 months lo back to normal ravochu... I am not sure if we can ask them to withdraw report now or not... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR | ||
Starc Side Hero Username: Starc Post Number: 2662 Registered: 03-2015 Posted From: 170.63.120.221 Rating: N/A |
macys ni request cheyyi.. otherwise your credit history will show latepayment for very long.. macys can drop the latepayment record.. | ||
Keko_keka Side Hero Username: Keko_keka Post Number: 2135 Registered: 07-2010 Posted From: 199.44.15.72 Rating: N/A |
same happened to me once. credit score around 580 ki vachindi. 2 yrs pattindhi 700 touch avvataniki nenu care theesukoledu. credit card balances lessthan %10 ala set chesthe neku fast ga recover avvochu | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24005 Registered: 01-2012 Posted From: 199.67.138.42 Rating: N/A |
unkel ettina dengul saalu. vippudu solution eti seppi. | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24004 Registered: 01-2012 Posted From: 192.193.216.148 Rating: N/A |
ee score raataniki 2 years pattindi.. ippudu malli 2 years saavala .. appati daaka credit cards apply seyyalenu ga  | ||
Banam Hero Username: Banam Post Number: 11973 Registered: 12-2011 Posted From: 75.32.15.87 Rating: N/A |
Credit card teesukogane first thing is to SETUP AUTOPAY for the minimum payment... Credit score plays a major role in america especially if we want to buy a home, auto etc etc... Ganta ki 70$, 80$ ani alochistham gaani ilanti basic and simple steps follow ayithe we can save 1000's of dollers on APR in future big payments like HOUSE, AUTO etc Etc... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR | ||
Legend Username: Twitter Post Number: 43635 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
CC refill ante repay chesi >70% limit unte score adhe ochhesthadhi .. you can clean the credit but it is not worth, edho public records or derogotary mark aithe cheyochhu kaani just late payments ki nothing will happen, it is very common case. | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24002 Registered: 01-2012 Posted From: 192.193.171.152 Rating: N/A |
credit cards are filled eti? ardam kaaledu. naku vimmediate ga mortgage panemi ledu. but anosara bokka kada. teepinchesukogalgite teepinchesukotam btr emo kada ani adugutunna. asala possible aa? | ||
Legend Username: Twitter Post Number: 43634 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
dont worry thammudannai your score may dip little bit but once your cc's are filled score will bounce back , late payments will not effect your mortgage loan chances ..so li8 theesko | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24001 Registered: 01-2012 Posted From: 192.193.216.150 Rating: N/A |
macys ki call chesi teepinchesukolena | ||
Politricks Hero Username: Politricks Post Number: 19031 Registered: 03-2008 Posted From: 107.15.218.221 Rating: N/A |
Buduguuu Usual gaa upto 2 cycles credit agencies ki inform cheyaru payment cheyaledani...in your case November to Feb varasaga 3-4 cycles kattaka poye paatiki inform chesaru and adi records lo 7 years untadi that you did not pay in time ani and ippudu Credit scores chala slow gaa peruguthay and major financial decisions appudu chiragga untadi like buying a house etc. | ||
Kingjames Moderator Username: Kingjames Post Number: 2705 Registered: 11-2013 Rating: N/A |
Store CC r the worst, costco exception...apply cheyaddu ani chala times chepparu db lo.. Anyway, auto payments pettali def ga | ||
Saint Legend Username: Saint Post Number: 59106 Registered: 01-2011 Posted From: 144.230.63.54 Rating: N/A |
anduke auto payments pettukondi anni cards ki.... based on card type, I set auto payment for all my cards...ante 0% APR card ithe minumum payment due pedatha...adhe regular card ithe, full payment due pettestha... inka malli manam traking/marichipotam gatra vundadu.... | ||
Sony Megastar Username: Sony Post Number: 27770 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
Most disgusting fellows ee macys and other stores who provide credit cards mana cheta CC open cheyistaru, they get money from cc companies and we make payments to cc companies, now if you miss a payment, you call macys and not the provider and they dont waive off the mark on your credit report anyways it will take more than year atleast to make it up for, unless you have big loans like car | ||
Legend Username: Twitter Post Number: 43624 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
same story happened for me in 2008 ..it took 3yrs to restore ..ee shopping cards bokka sami vaadichhe discount kante ilanti holes ekkuva | ||
Sesani Legend Username: Sesani Post Number: 36781 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Also going forward make sure ur debt is less than 10% on all credit cards... this will help ya... | ||
Sesani Legend Username: Sesani Post Number: 36780 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Budugesh... neeku SOY.... Shit happens... try one of these and test ur luck... http://bettercreditblog.org/3-ways-to-get-a-late-payment-rem oved-from-your-credit-report/ http://lifehacker.com/how-can-i-remove-blemishes-from-my-cre dit-report-1401854733 The late payment will remain in ur history for few yrs... | ||
Just4fun Legend Username: Just4fun Post Number: 35117 Registered: 10-2007 Posted From: 107.77.90.33 Rating: N/A |
1yr padutundi back radaniki, if you don't do any mistake. Aina no store credit cards ani 110 times chepintaru db lo | ||
Asdf Hero Username: Asdf Post Number: 17770 Registered: 12-2014 Posted From: 205.157.66.4 Rating: N/A |
lcome to the club. naaku bhi macys ye, auto pay pettinaa inka | ||
Rowdy Legend Username: Rowdy Post Number: 36622 Registered: 01-2010 Posted From: 107.77.68.20 Rating: N/A |
You can ask macys to withdraw report ... Okasari ilane eddiebauer card teeskunna .. Ooru maranu ... Marchipoya dani gurinchi ... Cut cheste 3 months tarvata collections nunchi call ... Vadiki call chesi idi ra sangati ani cheppanu... Late Fee waive chesadu ... Adiganu report sangati enti ani ... Report withdraw chesadu | ||
Risingstar Legend Username: Risingstar Post Number: 36230 Registered: 08-2008 Posted From: 12.20.48.10 Rating: N/A |
anni credit cards payments kattesi thadui gudda vesukuni kukuntee oka 6 months lo improve avuddi nagane CNKV | ||
Gotcha Megastar Username: Gotcha Post Number: 23807 Registered: 02-2008 Posted From: 73.45.2.79 Rating: N/A |
Oka 1 year patochu nee history bagu padali ante. House konukunava already? ... | ||
Fargo Hero Username: Fargo Post Number: 10786 Registered: 04-2012 Posted From: 148.87.67.201 Rating: N/A |
it will take years | ||
Buduguuu Megastar Username: Buduguuu Post Number: 24000 Registered: 01-2012 Posted From: 192.193.171.151 Rating: N/A |
october lo macys card meeda shop chesanu... vadu tarvata bill kattamani mail kani letter kani pampaledu. frequent ga vadakapodam valla nenu kuda forgotten... majjalo dec india trip.. feb ki return.. vacheppudiki late payment ani cheppi 1000 unna limit ni 200 ki chesadu.. credit history came down from 730 in fico to 560.. 740 in trans to 620.. 750 in exp to 630.. raagane macys ki call chesi idi story ani late payment fees waive cheyinchukuni payment kattesa.. ippudu ee credit history hole ni revive chesukodam ela? |