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Best Vanguard retirement plan??

Chalanachithram.com DB » New TF Industry Related » Archive through February 13, 2016 » Best Vanguard retirement plan?? « Previous Next »
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Rajusk
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Posted on Friday, February 12, 2016 - 03:16 pm:       


Buduguuu:

ee dorala julum nasinchali. ti annai meeru j4f phone lo mattadukunte makevadu septad ikkada... only rich guys ke na meeru cheppedi... chusss....




+100
 

Buduguuu
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Posted on Friday, February 12, 2016 - 03:13 pm:       

ee dorala julum nasinchali. ti annai meeru j4f phone lo mattadukunte makevadu septad ikkada... only rich guys ke na meeru cheppedi... chusss....
 

Ksk
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Posted on Friday, February 12, 2016 - 03:10 pm:       


Siloan:

nizama



401k nunchi oka frnd tesukunadu and IRA accounts nunchi kuda tesukovachu ani vinna, evvaru ana tesukunna vallu unte cheppandhi
 

Siloan
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Posted on Friday, February 12, 2016 - 02:46 pm:       


Ksk:

Thanks also heard that when you buy your first home you can take some amount out of ira without any penalty



nizama
 

Just4fun
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Posted on Friday, February 12, 2016 - 02:33 pm:       


Ksk:

Thanks also heard that when you buy your first home you can take some amount out of ira without any penalty.


No idea annai.

True_indian:


Okay.
 

Ksk
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Posted on Friday, February 12, 2016 - 02:30 pm:       


True_indian:



Bro ikkada kuda post cheyu ma lanti vallu kuda telusukuntaru
 

True_indian
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Posted on Friday, February 12, 2016 - 02:10 pm:       


Just4fun:




ne yenks, weekend call cheyi talkudam
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Ksk
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Posted on Friday, February 12, 2016 - 01:39 pm:       


Just4fun:




Thanks also heard that when you buy your first home you can take some amount out of ira without any penalty.

How does that exactly work with roth/traditional . Koncham chepandhi
 

Just4fun
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Posted on Friday, February 12, 2016 - 01:26 pm:       

just spoke to vanguard, if you are younger roth IRA would be good.
 

Ksk
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Posted on Friday, February 12, 2016 - 01:01 pm:       

One question, which is best out of roth or traditional IRA and which has more advantage.
I am also planning to start IRA account
 

Rajusk
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Posted on Friday, February 12, 2016 - 12:56 pm:       


Just4fun:




thanks thammud for posting this thread..

nen bhi ishtart seyyali ani postponing sesthune unna..chuss
 

Just4fun
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Posted on Friday, February 12, 2016 - 12:40 pm:       

Eureka,Bharat,Aggipidugu116. Thanks guys. so I am eligible for roth IRA. I heard Vanguard has the least maintenance fee compared to others. may be I will check with all of them.

One thing I am not understanding, do I have to choose stocks my self? I thought they do as part of the plan??
 

Aggipidugu116
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Posted on Friday, February 12, 2016 - 12:35 pm:       

Trowprice 2040 retirement plan is good.. I am using it
 

Bharat
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Posted on Friday, February 12, 2016 - 12:34 pm:       


Just4fun:

What ever the amount I contribute towards the plan, I would have already paid taxes? Am I going to get back those taxes after year end, during tax files?




Contribution limit is $5,500 per year. If it is a traditional IRA, you will get back the money paid in taxes at year end by deducting the IRA contribution. If your income exceeds $132k single or $194 married, you can't contribute to Roth IRA.
 

Eureka
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Posted on Friday, February 12, 2016 - 12:33 pm:       

Just4fun

If you are on H1..you can contribute to IRA through TDAmeritrade, upto 5500 per year.
You can buy stocks/ETF via TDAmeritrade.
For the Tax year 2015, you have time until april 15, 2016 to contribute.
If you are filing Form 1040, you can claim deduction on line no: 32.
Good Luck!
 

Just4fun
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Posted on Friday, February 12, 2016 - 12:30 pm:       


True_indian:

vanguard 500 or target retirement plan


I will check that vncle :-)
 

Just4fun
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Posted on Friday, February 12, 2016 - 12:29 pm:       


Man_of_masses:

mee employer ne nee IRA account xfer pettamani cheppochuga before tax?


employer before tax xfer pettali ante, he should also contribute some % towards my plan anukunta. As he is not contributing anything he cannot xfer. I might be wrong. nee others opinion
 

Man_of_masses
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Posted on Friday, February 12, 2016 - 12:25 pm:       


Just4fun:

What ever the amount I contribute towards the plan, I would have already paid taxes? Am I going to get back those taxes after year end, during tax files




mee employer ne nee IRA account xfer pettamani cheppochuga before tax?
Success Doesn't Guarantee Happiness..
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Siloan
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Posted on Friday, February 12, 2016 - 12:21 pm:       


Just4fun:

enu retire aina kaani jagan cm ayyetu kanapadam ledu annai. so Vanguard.



cool babu cool
 

True_indian
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Posted on Friday, February 12, 2016 - 12:19 pm:       


Just4fun:




vanguard 500 or target retirement plan
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Just4fun
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Posted on Friday, February 12, 2016 - 12:12 pm:       


Risingstar:

naa maata vini ontimitta daggara land konukkoo ee retirement plan paniki raadhu.. jagan vachaka mahardasa paduthundi aa temple ki...


nenu retire aina kaani jagan cm ayyetu kanapadam ledu annai. so Vanguard.
 

Risingstar
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Posted on Friday, February 12, 2016 - 11:53 am:       

naa maata vini ontimitta daggara land konukkoo ee retirement plan paniki raadhu.. jagan vachaka mahardasa paduthundi aa temple ki...
CNKV
 

Just4fun
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Posted on Friday, February 12, 2016 - 11:50 am:       

Background: As employer not contributing anything towards my retirement plan, I am thinking of opening retirement plan my self with Vanguard.

1. Since I am opening retirement plan my self, do I have to go with IRA plan? specially Roth IRA?

2. What ever the amount I contribute towards the plan, I would have already paid taxes? Am I going to get back those taxes after year end, during tax files?

3. What would be my limit retirement plan?

4. As usual what would be the best retirement plan with Vanguard?

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