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401K

Chalanachithram.com DB » New TF Industry Related » Archive through February 10, 2016 » 401K « Previous Next »
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Mahiz
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Posted on Monday, February 08, 2016 - 11:56 pm:       


Boglehead:




Thank you
 

Boglehead
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Posted on Monday, February 08, 2016 - 07:19 pm:       

To be able to rollover:
1. Your new employer should accept rollovers. Not all allow it
2. If your current employer's plan is good, then just leave it there for now
 

Vjawarrior
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Posted on Monday, February 08, 2016 - 06:38 pm:       


Catalyst:



Rusthum:


thanks guys
 

Rusthum
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Posted on Monday, February 08, 2016 - 06:32 pm:       


Vjawarrior:

You were saying we can rollover 401k to IRA...how can this be done..




nenu cheppindi patha company to kotha company.. mahiz bro situation.. nedi yeru.. 401K to IRA naku thelvadu
1 Makokkate
 

Catalyst
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Posted on Monday, February 08, 2016 - 06:32 pm:       


Catalyst:

there is penalty for rollover. Yes, You can put funds into IRA Plans. Penalty kicks in only if we withdraw from 401k.



Damn...
There is NO for rollover}
"I can forgive, but I cannot forget, is only another way of saying, I will not forgive".

Biriyani: N fans ante mahesh babu and prabhas fans ye kadaaa
 

Catalyst
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Posted on Monday, February 08, 2016 - 06:30 pm:       


Vjawarrior:

so 401k ni IRA ki roll over cheyoochaa without any penalty? So deeni valla taxes kattaalaaa..




there is penalty for rollover. Yes, You can put funds into IRA Plans. Penalty kicks in only if we withdraw from 401k.

Fed and State taxes
+ 10% Penalty
"I can forgive, but I cannot forget, is only another way of saying, I will not forgive".

Biriyani: N fans ante mahesh babu and prabhas fans ye kadaaa
 

Vjawarrior
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Posted on Monday, February 08, 2016 - 06:25 pm:       


Rusthum:



bro okka mukka ardamaithe ne blonde B tho kottu..


for 401k u dont pre pay taxes but u pay when u withdraw after 60. You were saying we can rollover 401k to IRA...how can this be done...
as IRA is lotttt better than 401k...since prepaying taxes is lot better thna postpaying at 60 when you may have higher tax rates and also higher amounts whihc u have invested all the years along
 

Rusthum
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Posted on Monday, February 08, 2016 - 06:20 pm:       


Vjawarrior:

so 401k ni IRA ki roll over cheyoochaa without any penalty? So deeni valla taxes kattaalaaa...as for IRA u dont pay taxes when u withdraw after 60 but 401k u need to to pay at 60.




bro okka mukka ardamaithe ne blonde B tho kottu..
1 Makokkate
 

Vjawarrior
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Posted on Monday, February 08, 2016 - 06:04 pm:       


Rusthum:


alagani chuskopothe inka danger..


so 401k ni IRA ki roll over cheyoochaa without any penalty? So deeni valla taxes kattaalaaa...as for IRA u dont pay taxes when u withdraw after 60 but 401k u need to to pay at 60.
 

Rusthum
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Posted on Monday, February 08, 2016 - 05:51 pm:       


Whyme:

I stopped following 401k.. anavasaramga acidity peruguthundi




alagani chuskopothe inka danger..
1 Makokkate
 

Whyme
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Posted on Monday, February 08, 2016 - 05:50 pm:       

I stopped following 401k.. anavasaramga acidity peruguthundi
 

Rusthum
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Posted on Monday, February 08, 2016 - 05:49 pm:       


Mahiz:



ippudu withdraw chesi .. tax and penalty pay cheyakunda .. can i keep it idle for some time(some where else) anedhi my question



No.. kudaradu.. withdraw appude tax deduct chesthadu.. penalty tax filings appudu kattali.. em kattakudadu ante rollover.. but once u rollover.. withdraw cheyatam antha easy kadu unless u show some reason.. u can take loan.. but again 10% penalty for loan also..
1 Makokkate
 

Mahiz
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Posted on Monday, February 08, 2016 - 05:46 pm:       


Rusthum:




ippudu withdraw chesi .. tax and penalty pay cheyakunda .. can i keep it idle for some time(some where else) anedhi my question
 

Rusthum
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Posted on Monday, February 08, 2016 - 05:36 pm:       


Chillarodu:


endhuku? You will end up paying fine and taxes regardless of you loosing the money.
If your intention is not to invest in the market, you can simple rollover to ira and keep in money market fund and wait until the market settles before you invest in any fund.




20% tax adi eppudaina kattedi kattede.. 10% fine.. ippudu current market situation ki thesuntene beter.. otherwise 60 years tharvatha theskovali..
1 Makokkate
 

Rusthum
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Posted on Monday, February 08, 2016 - 05:35 pm:       


Mahiz:


if i withdraw , can i keep it in the rollover ira account for some time ?




question ardam kala.. withdraw chesthe malli unchukotamenti? u mean for some time unchi withdraw? depends on 401K account.. konni companies restrictions untai.. say if the amount is less than 5K they wont let u maintain that account
1 Makokkate
 

Chillarodu
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Posted on Monday, February 08, 2016 - 05:33 pm:       


Rusthum:

ippudunna situation ki i suggest you to withdraw




endhuku? You will end up paying fine and taxes regardless of you loosing the money.
If your intention is not to invest in the market, you can simple rollover to ira and keep in money market fund and wait until the market settles before you invest in any fund.
 

Mahiz
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Posted on Monday, February 08, 2016 - 05:30 pm:       


Rusthum:




if i withdraw , can i keep it in the rollover ira account for some time ?
 

Galodu
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Posted on Monday, February 08, 2016 - 05:25 pm:       

ekkada check chesukovachu account. maa company oodu national401k plan isthunnadu. register jesukoni seck chesukovacha?
 

Galodu
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Posted on Monday, February 08, 2016 - 05:24 pm:       

eemonth nuche start avuthundhi naaku. monthly oo 1K paduthundhi. edho company vaadu ichina sheet lo kallumoosukoni konni tick chesanu. eti seyyalo jeppandi
 

Rusthum
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Posted on Monday, February 08, 2016 - 04:53 pm:       


Mahiz:

if i am moving from one org to another .. how to transfer my 401k




ippudunna situation ki i suggest you to withdraw
1 Makokkate
 

Twitter
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Posted on Monday, February 08, 2016 - 04:38 pm:       


Mahiz:

if i am moving from one org to another .. how to transfer my 401k




you have to move your funds to rollover ira
 

Mahiz
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Posted on Monday, February 08, 2016 - 04:35 pm:       


Xxx:




thanks will do
 

Xxx
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Posted on Monday, February 08, 2016 - 04:29 pm:       


Mahiz:

o transfer my 401k




rollover , google it
-
 

Mahiz
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Posted on Monday, February 08, 2016 - 04:29 pm:       

if i am moving from one org to another .. how to transfer my 401k
 

Xxx
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Posted on Monday, February 08, 2016 - 04:19 pm:       


King:

did I solicit any advice? Did not know that.




OK .. aame expect chestunarau .. edhi entrertaiment thread kaadu kaada , normal gaa for information or any helpful hits we check the threads .. aakada twitter info may not be useful to you , but it might for someone else ..

Kaadu naa threads are for me , aante fine .. will keep in mind in future ..
-
 

Fargo
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Posted on Monday, February 08, 2016 - 04:17 pm:       


Chitti_babu:

Portfolio ratio mana age tho dynamic ga change cheyyali antaaru kadha, like


bebbe ikkada. oka 5 ethiki anni segments kalisettu 20% each etta. that includes maa bokadia stocks
 

King
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Posted on Monday, February 08, 2016 - 04:16 pm:       


Xxx:

meera aa gaa ee thread initiator ?



in my posts, did I solicit any advice? Did not know that.
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 04:16 pm:       


Fargo:




Equity lo kooda manchi funds vuntaayi ga like A+, which can recover back within no time.

Portfolio ratio mana age tho dynamic ga change cheyyali antaaru kadha, like

70-20-10
60-30-10
50-30-20
40-30-30
20-20-60
10-10-80
0-10-90
 

Xxx
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Posted on Monday, February 08, 2016 - 04:15 pm:       


King:

Ninnu adiginappudu naaku




meera aa gaa ee thread initiator ?
-
 

Fargo
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Posted on Monday, February 08, 2016 - 04:14 pm:       


Twitter:

ika trading gula unte adhi vere vishyam


leaf ki lips ki difference dont know eeda trading ishayam lo
 

Twitter
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Posted on Monday, February 08, 2016 - 04:14 pm:       


King:

Ninnu adiginappudu naaku salahalu ivvu.




indhulo antha hurting emundhi sodhara general ga quote chesanu salaha ga kaadhu ..i am lazy to scroll to the bottom of the page to type my text ..andhukani quote button nokkestha .. adhi salaha laaga anipisthe kshemenchei .
 

Fargo
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Posted on Monday, February 08, 2016 - 04:12 pm:       


Chitti_babu:

Adagakunda icchedhe Salaha kadha meshaaru


 

Twitter
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Posted on Monday, February 08, 2016 - 04:12 pm:       


Fargo:

em pettalo telika perulu bagunnayi ani petta 5 yrs byaack. bagane nadisindhi monnatidakaa




yeah general ga mutuals lo antha fluctuation undadhu because they are spread across so many varieties ..thumb rule just check history ..put your money on them if the growth is over 10% over those 30 year ..anthakante peddha analysis avasaram ledhu ..ika trading gula unte adhi vere vishyam :-)
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 04:11 pm:       


King:

Ninnu adiginappudu naaku salahalu ivvu.




Adagakunda icchedhe Salaha kadha meshaaru.
 

King
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Posted on Monday, February 08, 2016 - 04:09 pm:       


Twitter:



you dont know my position. Ninnu adiginappudu naaku salahalu ivvu.
 

Fargo
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Posted on Monday, February 08, 2016 - 04:09 pm:       


Twitter:

allocations marchuko


em pettalo telika perulu bagunnayi ani petta 5 yrs byaack. bagane nadisindhi monnatidakaa
 

Twitter
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Posted on Monday, February 08, 2016 - 04:08 pm:       


King:




ee year retire ayyevadiki pain neeku dheniki ? ee fluctuations common kadha ..allocations marchuko inko 2yrs lo covering chesko ..10-20% down common andhulo almost 10-12% gains untai so nee net loss will be not more than 8% ..so so normal..kaani retire ayyvaallaki pelipoddhi ee year..
 

Fargo
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Posted on Monday, February 08, 2016 - 04:06 pm:       

Ippude soosukunna denemma 5k plus bokka Jan 1st nundi ippatiki
 

Rusthum
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Posted on Monday, February 08, 2016 - 03:58 pm:       


Kantha_rao:

aa laanti aam aadmi ki artham ayye la evaranna seppandi...naaku 401k ledu, but ippudu jarigina damage endi ?




na 401K account lo 14% loss nadusthundi.. adi damage.. ante oka 2.5K brokka anamata
1 Makokkate
 

Xxx
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Posted on Monday, February 08, 2016 - 03:21 pm:       


Kantha_rao:

.naaku 401k ledu, but ippudu jarigina damage endi




Mutual funds lo investment .. lost money ..
-
 

Bunty717
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Posted on Monday, February 08, 2016 - 03:01 pm:       


King:

annia, naa valla kaavatam ledu....cant bear this pain yaar.


manchodi tho chepukuntunnavu nee badhaa..
 

Kantha_rao
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Posted on Monday, February 08, 2016 - 02:57 pm:       

naa laanti aam aadmi ki artham ayye la evaranna seppandi...naaku 401k ledu, but ippudu jarigina damage endi ?
 

King
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Posted on Monday, February 08, 2016 - 02:56 pm:       


Bunty717:

ivvanii marchipoleni madhuraa ghattaaalu nayayaaa.. feel avamaakandi.. enjoooy the rapeexx..



annia, naa valla kaavatam ledu....cant bear this pain yaar.
 

Bunty717
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Posted on Monday, February 08, 2016 - 02:54 pm:       

ivvanii marchipoleni madhuraa ghattaaalu nayayaaa.. feel avamaakandi.. enjoooy the rapeexx..
 

Spigot
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Posted on Monday, February 08, 2016 - 02:51 pm:       

If you are Below 40 and if you are not going retire soon, why do u need to woory about 401k now, dollar cost avg.

You buy low, you buy high

If you are retiring with in next 5 years, then you should worry about 401k
" Do not think inside the box, Do not think outside the box, Think like there is no box. " - Unknownanda
 

All_day
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Posted on Monday, February 08, 2016 - 02:38 pm:       


King:

Motham gone amma. 20% down household. Good thing , I did not trade anything. Want to short but noballs




401K is for long-term investing, don't look at short term performance and freak out. It will eventually even out.

It's not that you are retiring tomorrow, you probably have 25 more years to retire.
The Only Thing We Have to Fear Is Fear Itself - FDR
 

Ruj
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Posted on Monday, February 08, 2016 - 02:01 pm:       

market will go down futher midterm(next 2 yrs) anukuntuna..before we see another bull cycle
 

King
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Posted on Monday, February 08, 2016 - 01:58 pm:       


Idle_yzag:

not bad



not bad at all..
 

Onlymovies
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Posted on Monday, February 08, 2016 - 01:56 pm:       

jyothi laxmi dance aapi,.. matter emito cheppandi
 

Idle_yzag
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Posted on Monday, February 08, 2016 - 01:56 pm:       

mine last 1 yr 10% down, from start of year -6%

not bad
JP/Chiru
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 01:55 pm:       


King:

mine were not...lessons learned. It was too aggressive.







Entha eti...Eee naalugu vellalo okati pattukondi.

10-25K
25-40K
40-60L
60K & above
 

King
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Posted on Monday, February 08, 2016 - 01:53 pm:       


Chitti_babu:

ersified chese pedathaaru kadha funds lo, even Equity lo poyina Debt will cover kadha entho kontha.......anthaa ela pothundhi.



mine were not...lessons learned. It was too aggressive.
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 01:52 pm:       


King:

then you are safe.




Diversified chese pedathaaru kadha funds lo, even Equity lo poyina Debt will cover kadha entho kontha.......anthaa ela pothundhi.
 

King
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Posted on Monday, February 08, 2016 - 01:51 pm:       


Chitti_babu:

ledhu.



then you are safe.
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 01:50 pm:       


Sesani:

401k unda bhayya neek?




ledhu.
 

Just4fun
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Posted on Monday, February 08, 2016 - 01:49 pm:       

There was a therory, if AFC(Denver) wins super bowl, market will be bearish. So it's happening now.
 

King
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Posted on Monday, February 08, 2016 - 01:49 pm:       


Reentry:

emi cheyyaali annayya



work couple of more years than you intended...lol. I wanted to move the funds at the end of last year but was talked out of it..Chuss, should have gone with my gut.
 

Sesani
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Posted on Monday, February 08, 2016 - 01:48 pm:       


Chitti_babu:

Okka mukka ardham kaaledhu


401k unda bhayya neek?
 

Chitti_babu
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Posted on Monday, February 08, 2016 - 01:48 pm:       

Okka mukka ardham kaaledhu
 

Reentry
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Username: Reentry

Post Number: 4339
Registered: 06-2009
Posted From: 68.12.22.38

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Posted on Monday, February 08, 2016 - 01:47 pm:       

emi cheyyaali annayya
 

King
Comedian
Username: King

Post Number: 1964
Registered: 08-2013
Posted From: 66.128.17.136

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Votes: 0 (Vote!)

Posted on Monday, February 08, 2016 - 01:44 pm:       

Motham gone amma. 20% down household. Good thing , I did not trade anything. Want to short but noballs

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