Chalanachithram.com DB: Insurance adivse ivvandi

Insurance adivse ivvandi

Chalanachithram.com DB » New TF Industry Related » Archive through September 30, 2015 » Insurance adivse ivvandi

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Sesani
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Username: Sesani

Post Number: 30016
Registered: 08-2014
Posted From: 69.114.186.198

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Posted on Monday, September 28, 2015 - 09:13 pm:

Sannayi_nokkulu:
RN

ohh nice.. good luck!

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4364
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 09:08 pm:

Sesani:
octor aa bhayya nee wife?

kadu le gani RN...inka offer nadustundi

santakam

Sesani
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Username: Sesani

Post Number: 30014
Registered: 08-2014
Posted From: 69.114.186.198

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Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 09:03 pm:

Sannayi_nokkulu:
adhi HD valla hospital vallu icharu le....valla coverage lu alage untayi

Doctor aa bhayya nee wife?

Sesani
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Username: Sesani

Post Number: 30013
Registered: 08-2014
Posted From: 69.114.186.198

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 09:03 pm:

Man_of_masses:
insurance cover chestada suicide attempt ni

Health Insurance YES.. Life Insurance YES and NO... depends on insurance company and time elapsed on the policy

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4363
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 09:01 pm:

Jalsa:
super sannayi nuvvu

adhi HD valla hospital vallu icharu le....valla coverage lu alage untayi

santakam

Jalsa
Legend
Username: Jalsa

Post Number: 33051
Registered: 02-2008
Posted From: 69.126.211.48

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:57 pm:

correctey, 340$ ki enti saami zero deductible etc....company sponsored plan tho kooda very high deductibles....
super sannayi nuvvu

Man_of_masses
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Username: Man_of_masses

Post Number: 40685
Registered: 01-2008
Posted From: 71.204.13.205

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:56 pm:

Sesani:
naa covegare vinte suicide seskuntav.

insurance cover chestada suicide attempt ni

Success Doesn't Guarantee Happiness..
http://i42.tinypic.com/54g1g2.png

Sesani
Legend
Username: Sesani

Post Number: 30010
Registered: 08-2014
Posted From: 69.114.186.198

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:53 pm:

Sannayi_nokkulu:

endi... intha manchi coverage undi 340 per month ki kuda thread yesi question chestunnava?? naa covegare vinte suicide seskuntav....

nee jimmada... i am jealous of u...

Man_of_masses
Legend
Username: Man_of_masses

Post Number: 40684
Registered: 01-2008
Posted From: 71.204.13.205

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:50 pm:

Sannayi_nokkulu:

ye company needi
aa rate ki insurance istunnadu

Success Doesn't Guarantee Happiness..
http://i42.tinypic.com/54g1g2.png

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4362
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:46 pm:

Onlytruth:
neeku 20 minutes travel time kuda wait cheyaleni sickness ante , hav to go to ER - not the doc

attaga em i ledhu gani...ippudu snow paddadhi anuko...oka 2-3 sarlu with in same week 25 miles ellali ante siraku dobbutadi kada...ok ee option ee consider chesta le

santakam

Onlytruth
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Username: Onlytruth

Post Number: 172247
Registered: 01-2007
Posted From: 104.182.130.135

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:44 pm:

Sannayi_nokkulu:
option 1 ki hospitals and doctors 25 miles duram

ye adavullo untavu nataraja ? however, neeku 20 minutes travel time kuda wait cheyaleni sickness ante , hav to go to ER - not the doc

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4361
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:42 pm:

Onlytruth:
option 1 hands down up side corner back front

adhe annai kani option 1 ki hospitals and doctors 25 miles duram lo nnaru kids ki eppudina urgent aithe malli ivanni headaches endku annattu ga thinking

santakam

Jalsa
Legend
Username: Jalsa

Post Number: 33050
Registered: 02-2008
Posted From: 69.126.211.48

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:42 pm:

Onlytruth:
nka thread esaavu ante neeku memu andaramu baaga panii m leni vepa puvvullaga kanipisthunnamu...confirm

denamma adhey kadha...mariiiiiiiiiiiiiiiiii o rakanga kooda kanipinchatledhu...kiki

Onlytruth
Legend
Username: Onlytruth

Post Number: 172246
Registered: 01-2007
Posted From: 104.182.130.135

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:41 pm:

option 1 hands down up side corner back front

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4360
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:39 pm:

Onlytruth:
vepa puvvullaga kanipisthunnamu.

adhi kadu ehe....insurance lu baga dobbinchukunna....past lo....manaki chance vachinappudu aina kasta saving seddam ani

santakam

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4359
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:38 pm:

Jalsa:
mastaaru ee mukka vesaaka asalu question endhuku adiginattoo.....comedy sestunnava annai

avunu annai andulo comedy emundhi??

santakam

Onlytruth
Legend
Username: Onlytruth

Post Number: 172245
Registered: 01-2007
Posted From: 104.182.130.135

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:37 pm:

Sannayi_nokkulu:
option 1 premium 340 per month/family option 2 350

inka thread esaavu ante neeku memu andaramu baaga panii m leni vepa puvvullaga kanipisthunnamu...confirm

Jalsa
Legend
Username: Jalsa

Post Number: 33049
Registered: 02-2008
Posted From: 69.126.211.48

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:23 pm:

Sannayi_nokkulu:
option 1 premium 340 per month/family option 2 350

mastaaru ee mukka vesaaka asalu question endhuku adiginattoo.....comedy sestunnava annai

Man_of_masses
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Username: Man_of_masses

Post Number: 40683
Registered: 01-2008
Posted From: 104.129.204.60

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:23 pm:

Sannayi_nokkulu:
option 1 premium 340 per month/family option 2 350

Success Doesn't Guarantee Happiness..
http://i42.tinypic.com/54g1g2.png

Sannayi_nokkulu
Side Hero
Username: Sannayi_nokkulu

Post Number: 4358
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 08:17 pm:

Man_of_masses:

option 1 premium 340 per month/family option 2 350

santakam

Man_of_masses
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Username: Man_of_masses

Post Number: 40682
Registered: 01-2008
Posted From: 104.129.204.60

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 07:53 pm:

Sannayi_nokkulu:

Premium details kodda petti saavu danni batti edi better ani cheppachu

Success Doesn't Guarantee Happiness..
http://i42.tinypic.com/54g1g2.png

Xxx
Side Hero
Username: Xxx

Post Number: 9582
Registered: 04-2009
Posted From: 71.75.164.183

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Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 07:17 pm:

Asdf:
, till then baadudu

hmm! in general if the year is good , I will not meet the deductible, for me co-pay option is a must

Asdf
Hero
Username: Asdf

Post Number: 13127
Registered: 12-2014
Posted From: 76.109.165.236

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Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 07:15 pm:

Xxx:
specialist rates aa

co-pay ledu naa plan lo. ded meet avvali , till then baadudu

Xxx
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Username: Xxx

Post Number: 9579
Registered: 04-2009
Posted From: 71.75.164.183

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Posted on Monday, September 28, 2015 - 07:11 pm:

Asdf:
100-150 pettaanu

specialist rates aa ,, ee obama care reason aamo , premiums penchastunaru

Asdf
Hero
Username: Asdf

Post Number: 13125
Registered: 12-2014
Posted From: 76.109.165.236

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Posted on Monday, September 28, 2015 - 07:06 pm:

Xxx:
70/30 80/20 ,, ee type lo debba paduthondi naaku

per doc visit 100-150 pettaanu maastaru ee year :-(

bonus ga monthly premium up by 40%

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4357
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
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Posted on Monday, September 28, 2015 - 07:06 pm:

Both are PPO

santakam

Xxx
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Username: Xxx

Post Number: 9577
Registered: 04-2009
Posted From: 71.75.164.183

Rating: N/A
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Posted on Monday, September 28, 2015 - 07:01 pm:

both super plans laaga vunai ,

70/30 80/20 ,, ee type lo debba paduthondi naaku

Jalsa
Legend
Username: Jalsa

Post Number: 33047
Registered: 02-2008
Posted From: 159.53.174.142

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:50 pm:

Sannayi_nokkulu:
only disadvantage is that network doctors 25 miles away untaru

Asdf:
both ppo anukuntunna

ppo ayithe paina statement ivvademo ga

Asdf
Hero
Username: Asdf

Post Number: 13122
Registered: 12-2014
Posted From: 76.109.165.236

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:48 pm:

Jalsa:
asalu em plans o cheppakunda etla sepataar vaaaa

both ppo anukuntunna

Jalsa
Legend
Username: Jalsa

Post Number: 33045
Registered: 02-2008
Posted From: 159.53.46.142

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:44 pm:

orini....asalu em plans o cheppakunda etla sepataar vaaaa

HMO vs PPO
premium cost etc

Jalsa
Legend
Username: Jalsa

Post Number: 33044
Registered: 02-2008
Posted From: 159.53.46.142

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:43 pm:

identi babu....
option 1 premium ekkuvundaali compared to option 2....

Asdf
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Username: Asdf

Post Number: 13120
Registered: 12-2014
Posted From: 76.109.165.236

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Posted on Monday, September 28, 2015 - 06:40 pm:

Sannayi_nokkulu:
.general ga 0 deductibe ante def ga worth it santakam

of course!
dont worry about the 10-15$ per visit. deductible entha twaraga reach aithe antha better imo

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4356
Registered: 06-2014
Posted From: 68.100.234.172

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:37 pm:

Asdf:
s 2nd option better ,if you wanna go to out of network doc?

i donnow...is it worth aa anedhi davut....general ga 0 deductibe ante def ga worth it

santakam

Asdf
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Username: Asdf

Post Number: 13119
Registered: 12-2014
Posted From: 76.109.165.236

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Posted on Monday, September 28, 2015 - 06:35 pm:

Sannayi_nokkulu:
network doctors 25 miles

is 2nd option better ,if you wanna go to out of network doc?

nenu vunna vatillo best plan tiskunna without checking much. i had to meet deductible , and no co-pay

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4355
Registered: 06-2014
Posted From: 68.100.234.172

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Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:32 pm:

Asdf:

only disadvantage is that network doctors 25 miles away untaru..stil worth it anukuntunna

santakam

Asdf
Hero
Username: Asdf

Post Number: 13117
Registered: 12-2014
Posted From: 76.109.165.236

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Posted on Monday, September 28, 2015 - 06:31 pm:

Sannayi_nokkulu:
option1:
deductible in-net work - $0 per person/ 0 per family; out of network $2000 per person, 4000 per family

out of pocket max: 1000/person, $2000 per family Out of network 6000 person/12k per family (premiums pharmacy costs not included in outof pocket max)
co-pay: specialist $20/visit, generic drugs $5 copay

ide better kada?

Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 4354
Registered: 06-2014
Posted From: 68.100.234.172

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Votes: 0 (Vote!)

Posted on Monday, September 28, 2015 - 06:25 pm:

option1:
deductible in-net work - $0 per person/ 0 per family; out of network $2000 per person, 4000 per family

out of pocket max: 1000/person, $2000 per family Out of network 6000 person/12k per family (premiums pharmacy costs not included in outof pocket max)
co-pay: specialist $20/visit, generic drugs $5 copay

option2:

deductible: in net work 1000 per person 2k per family
out of pocket: 2000 per person/4k per family ; out of network $6500 /person 13k per family
(premiums not included in out of pocket max)

copay $15 / visit
specialist $30
test $15 copay
generic drgs $5 copay

santakam

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