| Author | Message | ||
Srisaila Junior Artist Username: Srisaila Post Number: 119 Registered: 07-2014 Posted From: 198.179.147.18 Rating: N/A |
But my worry is.. all these 4 years I paid major interest amount to LIC and only minimal amount of Principal. If I switch it now (outstanding amount is 23 lks) again I need to pay the interest amount majorly for the next 3-4 years. and by that time these new banks can also increase their interst rate.. Now is the time I started paying principal amount in LIC.. so thinking of paying that extra 1000 Rs and get the interest rate to 10.5% and continue with LIC.. ikkade konchem help kavali.. what to do..? | ||
Kadapanagfan Legend Username: Kadapanagfan Post Number: 62896 Registered: 12-2006 Posted From: 103.246.197.12 Rating: N/A |
asalu 11.75 yendi swamy idemanna personal loan naaaaaa??? too much ga | ||
Prasanth Side Hero Username: Prasanth Post Number: 3407 Registered: 12-2006 Posted From: 59.144.58.37 Rating: N/A |
annai naadhi kuda hdfc srisaila annai....if more interest is cut from your emi remittals already...i think it's no use to transfer to other home loan bank.,.. @KNF, nenu chaala bokka ettukunna...started home loan in 2010 with 2 years fixed scheme where it is 8.25%...later on shooted till 11.75%.... conversion cheyinchukodaaniki baddhakinchi baddhakinchi...monna cheyincha to 9.9% from 11.55% with a fee of 4000 rs From Vijayawada, staying in Bangalore | ||
Chanakya Comedian Username: Chanakya Post Number: 1735 Registered: 04-2015 Posted From: 198.203.181.181 Rating: N/A |
LIC di mari too much..... only when you start the process of transferring home loan to other they will talk about reducing interest. Appati varaku dyasa undadu, ettago kadutunnadu ga ani undipotaru. Happened with a friend of mine. You have your way. I have my way. As for the right way, the correct way, and the only way, it does not exist. ~Friedrich Nietzsche | ||
Kadapanagfan Legend Username: Kadapanagfan Post Number: 62894 Registered: 12-2006 Posted From: 103.246.196.12 Rating: N/A |
9.85% for me in hdfc for m recently moved from SBI to hdfc just around 10k for processing feees neee veriictaions ayina tarvatha they will give cheque for 24lakhs in favour of LIC go and get NOC ur loan will be transferred | ||
Srisaila Junior Artist Username: Srisaila Post Number: 118 Registered: 07-2014 Posted From: 198.179.147.18 Rating: N/A |
Nenu LIC nundi 2011 lo 24 Lakhs homeloan teesukunna at 10.25% fixed for 2 years and then floating. Recent ga interest rate check cheste, it was 12%. where as other banks were charging below 11%. LIC vaallani adigite it will come down. konni rojul wait cheyyandi annaru.. ippudu balance transfer pettukundamani decide ayyaka.. konta amount kadite interest rate will come down to 10.5% antunnaru. What to do..? Is it wise to switch the loan to other banks like HDFC/ICICI which are offerinf 9.85%, or continue with LIC by paying that extra amount. Please suggest.. |