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Ee time lo illu konochaa?

Chalanachithram.com DB » New TF Industry Related » Archive through August 26, 2015 » Ee time lo illu konochaa? « Previous Next »
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Sesani
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Posted on Tuesday, August 25, 2015 - 01:15 pm:       


Ringo_rangaswamy:

Ittantivi jagratta ga soodali. Ma area lo oka school ki 12 years kindhata Blue Ribbon iccharu. Vaallu ippatiki kooda Blue Ribbon school ani advertising laaga.


i agree on this.. but Howard county has been top anta.. local can comment, i have minimal knowledge
 

Jai_ycp
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Posted on Tuesday, August 25, 2015 - 12:36 pm:       

happy ga konukomanu. illu, wife matiki matiki chesukunedhi/konukunedhi kadhu. once in life lantivi. nachindhi 50K atu itu aina teesukomanandi.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Starc
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Posted on Tuesday, August 25, 2015 - 11:26 am:       

it is near westborough ma..
 

Politricks
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Posted on Tuesday, August 25, 2015 - 11:17 am:       

Ringo bedar

Say he can easily afford 2500 RENT in any kind of market...than his MORTGAGE should be 2300-2750...not more than that! When he buys a HOME he is going to spend at least 500-750 more in other forms like UTILITY, HOA etc...so even that need to be factored out!

Also, illu ni INVESTMENT laa chudakudadu...antha ledu prasthutham pepancham lo yekkada kuda!
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 11:12 am:       


Sesani:

no. 1 school in MD ani tag okkati undi daaniki





Ittantivi jagratta ga soodali. Ma area lo oka school ki 12 years kindhata Blue Ribbon iccharu. Vaallu ippatiki kooda Blue Ribbon school ani advertising laaga.


Like they call President Bill Clinton still. Vaadu maaji ayyi 15 years ayyindi.
 

Sesani
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Posted on Tuesday, August 25, 2015 - 11:07 am:       

Naa friend konnadu last yr in howard county.. some community la townhome.. 530k anta... no. 1 school in MD ani tag okkati undi daaniki
 

Amaravathi
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Posted on Tuesday, August 25, 2015 - 11:03 am:       


Ringo_rangaswamy:

Howard county ne. Way north closer to Baltimore near Ellicott City.




manchi school dist ye.. Fed contracts baga vunnai aa area lo
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 11:02 am:       


Royyala_nayudu:

1) Is he buying the house to live in?
2) Is the house in the right location for his job, kids schools etc?
3) Does he have reserve money for Payments for at least 6 months?





First two yes, last one don't know. My guess is yes.

Humpty_dumpty:

if it is howard county, yes go ahead





Howard county ne. Way north closer to Baltimore near Ellicott City.
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 10:59 am:       


Starc:

I got house from where i can drive to 5 cities with in hour. including 3 states. So in future if i need to change job i have 5 cities in 1 hour distance to search job. i am covering 3 states markets..





Nee T Burra amogham. Kummesaav.
 

Andhrawala
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Posted on Tuesday, August 25, 2015 - 10:57 am:       


Royyala_nayudu:

House nuvvu vunda daniki konukunte does not matter if market is up or down. You are not going to make any money on it as long as u live in it. House value gurinchi ginchukupothe u r not really enjoying the property.




Things d change. SO one has to buy house which is affordable and he shouldnt mind if he looses 10-20% becos of bad markets
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Andhrawala
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Posted on Tuesday, August 25, 2015 - 10:56 am:       


Starc:


I got house from where i can drive to 5 cities with in hour. including 3 states. So in future if i need to change job i have 5 cities in 1 hour distance to search job. i am covering 3 states markets..




superr kathaa thammi

which place is it??
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Royyala_nayudu
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Posted on Tuesday, August 25, 2015 - 10:50 am:       

House nuvvu vunda daniki konukunte does not matter if market is up or down. You are not going to make any money on it as long as u live in it. House value gurinchi ginchukupothe u r not really enjoying the property.

1) Is he buying the house to live in?
2) Is the house in the right location for his job, kids schools etc?
3) Does he have reserve money for Payments for at least 6 months?

If the answer is yes to all three then ask him to go ahead and buy.
 

Starc
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Posted on Tuesday, August 25, 2015 - 10:45 am:       

housing is like tying yourself to a place. if you are contracting it is tough decision. You should buy house where you have access to multiple markets. not like in throw away place.

I got house from where i can drive to 5 cities with in hour. including 3 states. So in future if i need to change job i have 5 cities in 1 hour distance to search job. i am covering 3 states markets..
 

Andhrawala
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Posted on Tuesday, August 25, 2015 - 10:44 am:       


Ringo_rangaswamy:

489K with 10% down. situation.


Pyamily kurrod bright kaani yenduko risk anipinchi budget thakkuva seskoni 400 range lo settle aithay safe ani seppaa. But no good houses for that range antaadu.




Vallaki rents koodaa high vuntaayemo kathaaa

//
No clear picture. Manakemo ee world markets, currency gurinchi telvadu.


Manake anthantha unte inkodi yeki cheppaali ani doubting.
//

exactlyy


verevaadu cheppedhi edhainaa just vuchitha salahaa
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Andhrawala
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Posted on Tuesday, August 25, 2015 - 10:41 am:       


Redbull:



house prices in westren world = your borrowing capacity

even if your salary is low..banks have created nice borrowing capacity for you with low intertest rates and QE money..




House rate perigithee future lo to encourage 40 year or 50 year loan koodaa pedatthaaruu
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Humpty_dumpty
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Posted on Tuesday, August 25, 2015 - 10:40 am:       


Ringo_rangaswamy:

Baltimore Maryland suburbs.


if it is howard county, yes go ahead
recession vasthay bal job market will go down a bit compared to dc and also prices will drop ...but not so much since the house is less than 500k

per sft price yentha?
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 10:36 am:       

Asal naa original kochen was reg. macro economy :

CBNC thokka tholu channels soothe KiKuRe AP state divide kaadhu anna style lo chepthaar

Internet sites lo soothe KCR Civil war anna type lo vaayakottudu

Other media soothe toilet paper deal lo konukkuni calm ga continue aipothunaar.


No clear picture. Manakemo ee world markets, currency gurinchi telvadu.


Manake anthantha unte inkodi yeki cheppaali ani doubting.


Adhi sangathi
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 10:33 am:       


Sesani:

oka general suggestion - Do not buy a home which is way above ur pay scale even though u feel u can afford.. if things get worse, u will still be safe





Monthly oka saari 2500 payment padithey, 3000 ayina farak undademo. Kaani capacity 2500 unte, 4000 ki yellipothey danger anukunta.
 

Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 10:31 am:       

Kurrod Baltimore Maryland suburbs. Rojuki 1 hr each way commuting for job in DC area.

Job market large.


489K with 10% down. situation.


Pyamily kurrod bright kaani yenduko risk anipinchi budget thakkuva seskoni 400 range lo settle aithay safe ani seppaa. But no good houses for that range antaadu.
 

Redbull
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Posted on Tuesday, August 25, 2015 - 10:15 am:       


Sesani:

Do not buy a home which is way above ur pay scale even though u feel u can afford.. if things get worse, u will still be safe




spot on brother...

house prices in westren world = your borrowing capacity

even if your salary is low..banks have created nice borrowing capacity for you with low intertest rates and QE money..

all these house prices and flashy cars in lease deals are Appealing to people who can't really afford these but desperately want to look like they can. Enables people to live outside their means

all this economic recovery means they increased debt levels of individual
 

Sesani
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Posted on Tuesday, August 25, 2015 - 10:02 am:       


Ringo_rangaswamy:

Ee time lo illu konochaa?


Depends on many factors.. Monna sunday friend kosam south jersey la illu soodaneeke pothe she said its buyers market now... slow undi ani cheppindi... thats her opinion again..

- Desi hubs la where the value may not fall much or easy rentability undi ante yes please go ahead.. edison oka example..

- How much is he willing to spend.. reason I am asking is yeppudanna low cost homes are easy to sell and rent... 1 million petti konte selling will be very difficult when market falls, rent is ruled out... ade 200-300kish petti konte selling or renting ki scope undi even in bad market... tough but still possible..

- Your cousin has a good job and he doesnt have to worry abt losing job.. go ahead.. home value padda he shouldnt care...

- train commute ki scope undi ante buy homes which are walking distance ... yeppudu value untadi and easy to rent

- oka general suggestion - Do not buy a home which is way above ur pay scale even though u feel u can afford.. if things get worse, u will still be safe
 

Suyodhan
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Posted on Tuesday, August 25, 2015 - 09:56 am:       

Stable company??
Stable job??
Contracting or full time??
How depression, bubbles, inflation, cash printing effects his job??
Down payment entha??
Target no. of yrs entha??
SINNKDS or SINWKDS or DINKDS or DINWKDS??

ee factors meeda depend ayyi vuntundi.
 

Andhrawala
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Posted on Tuesday, August 25, 2015 - 09:52 am:       

yee vooruu??
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Ringo_rangaswamy
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Posted on Tuesday, August 25, 2015 - 09:45 am:       

One of my cousin planning to buy house as first time buyer. Kaani ee majjana internet lo videos soothe terror spreading about global recession, depression, bubbles, inflation, cash printing like crazy last several years etc.

Ee time lo vaadu illu kontam safaa kaadaa ani kochening me.


What would you guys advise, guys.

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