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Accident - not at fault

Chalanachithram.com DB » New TF Industry Related » Archive through July 09, 2015 » Accident - not at fault « Previous Next »
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Rowdy
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Posted on Thursday, July 09, 2015 - 09:40 am:       

BB updates to kinda ki veltunna thread ... so tappatledu ...

BUMP
 

Rowdy
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Posted on Thursday, July 09, 2015 - 09:06 am:       


Wellsfargo:



neeku assalu emi avvadu. Car total ayyinda. aithe Inka better.



eeroju inspection undi ... almost 15 days shed lo ne undi, so damages might be greater
 

Wellsfargo
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Posted on Thursday, July 09, 2015 - 08:28 am:       


Rowdy:

2 weeks back accident recap

some one hit my car from behind in the left lane of the freeway. I hit another car and that car another one. Police said driver 1 at gave citation.

mine was 2015 camry, driver 1 '99 galant, driver 3 '12 nissan quest, driver 4 '13 malibu

nadi front and rear crush aindi ... driver 1 front complete gone, driver 2 damage to rear bumper and might be small damage to the rear end, driver 4 scratch ... no injuries reported

cut chesthe ... driver 1 insurer called me and said he has only 25000 liability coverage and cannot cover all the 3 cars as every car is a new car (2012 2013 and 2015) ... he advised to call my own insurance and do a collision claim

naa paristiti emiti ippudu? ... enta bokka padochu ... total ayye chance ye ekkuva undi ... minimum bokka tho ela gattekkali?

I have uninsured coverage for 50K, collision 50K

deenemma jeevitham ... mana tappu lekapoina, nela nela insurance kadutunna bokka matram padalsindena?




neeku assalu emi avvadu. Car total ayyinda. aithe Inka better. Nee uninsured motorist coverage nundi invoke cheste kotta car vasthadi. premium peragadu. driver 1 gaadi tho emi matladoddu. Let your insurance guy handle it. Most probably just 25k liability coverage unnanduku vaadu screw up avuthadu. avvali kooda.
 

Rgb
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Posted on Thursday, July 09, 2015 - 08:16 am:       

Car accidents happen. If you have the misfortune of being involved in a crash, it can sometimes be a small comfort to know that car insurance coverage -- your own or the other driver’s -- will probably kick in and help pay for medical treatment and vehicle damage. In some cases, however, the other driver may not have any (or enough) car insurance, or in the case of a hit-and-run accident, you may not be able to identify the other driver at all. This article addresses your options in those cases.
Uninsured and Underinsured Motorist Coverage
If you are involved in an accident with a driver who does not have any car insurance at all, you will likely have to turn to your own insurance company to cover your damages, assuming you are properly insured. Uninsured motorist coverage is additional coverage that you can purchase from your insurance company. UIM coverage protects you when you are involved in an accident with a driver who does not have car insurance and who is found to be at fault for the accident.
UIM coverage is only required in a handful of states, while insurance companies are required to offer it to customers in most states. Uninsured motorist coverage usually may not exceed the amount of your standard liability coverage. So, if you’ve got $75,000 in total liability coverage per accident, you can’t typically carry more than $75,000 in uninsured motorist coverage.
Despite the fact that car insurance is mandatory for registered vehicles in operation in most states, the fact is that there are many drivers who drive without insurance, and the best way to protect yourself is making sure you have plenty of UIM coverage..
Similar to uninsured motorist coverage, underinsured motorist coverage will pay for damages sustained in an accident with a driver who has a car insurance policy in place, but not enough coverage to pay for your injuries, vehicle damage, and other losses stemming from the accident. Your underinsured motorist coverage (which is not required in most states, but is always available as optional coverage) kicks in and helps cover the difference between the other driver’s coverage and the total amount of your losses.
Most insurance companies limit the amount of time policyholders have to make uninsured motorist and underinsured motorist claims (often it’s as few as 30 days from the date of the accident). So, you want to get the ball rolling immediately after you learn that the other driver has no (or not enough) insurance.
 

Rgb
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Posted on Thursday, July 09, 2015 - 08:12 am:       

Ikkada police report important as it establishes that you are not at fault.

If you go through your insurance, you will have to pay the deductible. You will get the deductible back when Geico recovers it from the other insurance

Policelu vaccharu kabatti they will have the guys's insurance details in the report. Let Geico deal with it. Ask them what happens and they will explain everything to you
 

Chirupawan
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Posted on Thursday, July 09, 2015 - 08:06 am:       


Rowdy:

Geico vadu bane unnadu so far ... Chala apyayam ga matladutunnadu




insurance adjustors apyayam gane matladutaru, but final decision alla chetilo undadu :-(

Which state is this?
if you live in no fault state, evaridi tappina each person will have to go thru his own insurance for fixes.

As long as medical claims lenanta varaku you should be good. repair bills maree ekkuva undavu
 

Rowdy
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Posted on Thursday, July 09, 2015 - 07:57 am:       

Bump ...
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:48 pm:       

Geico vadu bane unnadu so far ... Chala apyayam ga matladutunnadu
 

Sesani
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Posted on Wednesday, July 08, 2015 - 10:41 pm:       


Rowdy:


like Jambal said talk to Ur insurance. Explain the situation and ask them to help n work with other insurance.. They will answer most of Ur questions..

Insurance are ruthless when Ur a fault but in Ur case they might come forward to help you either by fighting with other insurance or giving u options.. Good luck..
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:36 pm:       

Ee thread ki repu bump istanu ... My insurance is gieco ... So far manchi reviews vinnanu
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:35 pm:       

Sesani ... Inka matter anta varaku vellaledu ... Nenu anukovadam vadu game adutunnadu, minimum amount to escape avvadaniki ... Asalu naa car chudanu kuda ledu vadu
 

Asdf
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Posted on Wednesday, July 08, 2015 - 10:32 pm:       


Jambalahaart_raja:




opp party pay seyakapothe own insurance vadu deductible sooskovali kada?
 

Jambalahaart_raja
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Posted on Wednesday, July 08, 2015 - 10:30 pm:       

DB kante nee Insurance Company is correct one to suggest you solutions.
You are not at fault, you are the victim.. aa victim card play cheyatam maatram marchipoku.
neeku raavaalsina amount vachhesthundi.. at least depreciation ponu... anduke loan clear-off cheyataaniki you may have to pay from pocket.. but still not a huge amount ani...
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Sesani
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Posted on Wednesday, July 08, 2015 - 10:30 pm:       


Rowdy:

attorney ni ippude involve cheyyadam better aa?

If yes, vadini ela vetakalo kuda cheppi punnem kattukondi



Oka simple question.. What r ur expectations from attorney??

Since the other insurance said hands up.. Ur only option is to file case on him personally AFAIK... Will that help antava??

U can definitely consult n ask attorneys for possible options..
 

Harrytej
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Posted on Wednesday, July 08, 2015 - 10:28 pm:       

Note: gap coverage ledu loan lo//

Camry ki gap avasaram ledu...you''ll get good money if totalled
 

Sesani
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Posted on Wednesday, July 08, 2015 - 10:27 pm:       


Rowdy:

ruled out endi ... ee chances ye ekkuva




What I meant was totalling ani accept chesi paying the price of the car by OTHER insurance is ruled out, at least repairs ki Anna pay cheyyadaniki ready unnara OTHER insurance ani
 

Asdf
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Posted on Wednesday, July 08, 2015 - 10:25 pm:       


Rowdy:




no fault kada, prem perigithe vere companies daggara quote try seyyi.

nenu 2 cars ni gruddaanu, 3 years aindi. ipudu insurance quote tiskovali
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:24 pm:       

attorney ni ippude involve cheyyadam better aa?

If yes, vadini ela vetakalo kuda cheppi punnem kattukondi
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:23 pm:       


Sesani:

Since total option is ruled out,


ruled out endi ... ee chances ye ekkuva


Sesani:


If you involve your insurance total or repair Ur premium MAY increase because Ur prone to accidents compared to other drivers.



do na ko (vadini tittalani ledu, papam vadide tappu ani oppeskunnadu akkade) evado guddite naa premium penchadam anyayam kadaa

3K varaku padina naku bokkane ... premium double ante vachipoddi ... endo ee labada lo gola ... 18days aindi, ippatiki towing place nunchi move aindi ... eppatiki teleno
 

Jambalahaart_raja
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Posted on Wednesday, July 08, 2015 - 10:16 pm:       


Rowdy:

some one hit my car from behind in the left lane of the freeway. I hit another car and that car another one.



Bad luck bro, and glad you are safe without any serious injuries.
Ninnu hit chesina vaadi insurance details teeskunnava? At least Cops ni contact ayithe.. can they give you contact of that fellow who hit you, and then you can grab his insurance details.
aa maatram vunte chaalu.. you are in the safest zone. Gap Insurance akkarledu.

Call your insurance company, and exactly jarigindi same-to-same cheppesi vundaalsindi.
ippatikee late ledu.. i was in a shock, it's a new car, dealing with cops, car damaged, no gap insurance from dealer or manufacturer, laanti sollu kaburlu cheppi.. shock laagaa act chesi.. vunnadi vunnattu cheppeseyyi...
Total cheyatam, deductible anthaa ponu... neeku at the max oka $3K varaku still Loan Amount ki payment vundochhu...
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Sesani
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Posted on Wednesday, July 08, 2015 - 10:16 pm:       

Since total option is ruled out, first nee car repair ki entha ayitundi?? Will that be under the 25k (or Ur portion in 25k)?? How much is the other insurance willing to pay in case of repairs..

If you involve your insurance total or repair Ur premium MAY increase because Ur prone to accidents compared to other drivers.. Please note that this is not a small repair.. We r talking abt totalling level of damage so premium MAY go up... Or they might let you go because its first time.. But future la even without your fault u have a previous history so appudu peragocchu...
 

Bobby
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Posted on Wednesday, July 08, 2015 - 10:12 pm:       

Yes Istadu, Ivali koda
Neeku one dollar koda Padadhu

Nee 500 deductible driver 1 insurance no katamanu

Neeku Inka tension vunte go with attorney for your fair share
 

Gotcha
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Posted on Wednesday, July 08, 2015 - 10:12 pm:       

It will just cost ur deductible but ur premium will increase 6 months later. Double avutundi premium but u will get new car
This Andhra real estate is for sale.
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:09 pm:       


Twitter:

neekemi padadhu



loan amount motham istada?
 

Twitter
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Posted on Wednesday, July 08, 2015 - 10:07 pm:       


Rowdy:

deenemma jeevitham ... mana tappu lekapoina, nela nela insurance kadutunna bokka matram padalsindena?




nee thappu ledhu kabatti neekemi padadhu other than deductible ..nuv collsion claim cheyochhu
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:02 pm:       


Royyala_nayudu:

rest



rest ante enta? ... nenu car koni 1 month aindi accident jarigina time ki ... few days back ye plate esanu ... naa loan amount inch kuda karagaledu :-(
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 10:00 pm:       

online chustunte gattiga ne padettu anipistundi ... nenemi cheyyalena avatala party ni? lawyer ni pattukuknte evari meeda case veyyali?
 

Royyala_nayudu
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Posted on Wednesday, July 08, 2015 - 10:00 pm:       


Rowdy:


u will have to pay your deductible and the rest will be covered I guess.
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 09:59 pm:       

Note: gap coverage ledu loan lo
 

Rowdy
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Posted on Wednesday, July 08, 2015 - 09:57 pm:       

2 weeks back accident recap

some one hit my car from behind in the left lane of the freeway. I hit another car and that car another one. Police said driver 1 at gave citation.

mine was 2015 camry, driver 1 '99 galant, driver 3 '12 nissan quest, driver 4 '13 malibu

nadi front and rear crush aindi ... driver 1 front complete gone, driver 2 damage to rear bumper and might be small damage to the rear end, driver 4 scratch ... no injuries reported

cut chesthe ... driver 1 insurer called me and said he has only 25000 liability coverage and cannot cover all the 3 cars as every car is a new car (2012 2013 and 2015) ... he advised to call my own insurance and do a collision claim

naa paristiti emiti ippudu? ... enta bokka padochu ... total ayye chance ye ekkuva undi ... minimum bokka tho ela gattekkali?

I have uninsured coverage for 50K, collision 50K

deenemma jeevitham ... mana tappu lekapoina, nela nela insurance kadutunna bokka matram padalsindena?

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