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Life insurance in USA

Chalanachithram.com DB » New TF Industry Related » Archive through July 02, 2015 » Life insurance in USA « Previous Next »

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Driverramudu
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Username: Driverramudu

Post Number: 13452
Registered: 02-2009
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Posted on Wednesday, July 01, 2015 - 11:54 pm:       

Hadoop and happy days

Life insurance is just like medical insurance but it is super set

Fo example Medical insurance teesuko
You choose all necessary options
You will pay monthly premium accordingly

When you feel sick or any injury based on your chosen options 80% of bill paid by insurance rest from your own packet and some 100% insurance will pay

Likewise after the term over and you are still alive if u have money back option then you will get back money if not you don't get back money but they may ask you to further renew another term

Suppose for suppose if the person died while the term is active then they will give money to his/her dependents so that they lead the life with that money

Hope you understand clearly
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2964
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 11:20 pm:       


Hadoop:




Yes..anni years varaku coverage...
I Love Movies....
 

Hadoop
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Username: Hadoop

Post Number: 1232
Registered: 12-2014
Posted From: 99.127.225.114

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Posted on Wednesday, July 01, 2015 - 10:58 pm:       

inko q, ee 20, 30 years concept enti....aa duration varaki cover avutundi ante kada?
 

Hadoop
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Username: Hadoop

Post Number: 1231
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Posted on Wednesday, July 01, 2015 - 10:56 pm:       

thanks bros,, ee week lo edo okati term insu tesukonta.inka emanna valuable links unto post cheyandi
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2963
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 10:28 pm:       


Happydays:




I take it for me and wife separately...

One more thing..employer iche term meeda total depend avaddu..job ki job ki gap lo risk..personal ga oka policy teesukondi..
I Love Movies....
 

Happydays
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Username: Happydays

Post Number: 1462
Registered: 02-2015
Posted From: 117.204.39.176

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Posted on Wednesday, July 01, 2015 - 10:26 pm:       


Ilovemovies:


No harm kad bayya...mee family ki nuvvu istunna pedda gift...intiki income source lekapote ippudu mana chuttu vunna friends or relatives evaru vundaru...

House, land, stock..ivanni secondary..inkokalla meeda depend avali and mosam jaragadaniki chance vuntundi...




I agree..I will definitely consider it.
did u take for the whole family or did you do it individually?
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2961
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 10:23 pm:       


Happydays:




No harm kad bayya...mee family ki nuvvu istunna pedda gift...intiki income source lekapote ippudu mana chuttu vunna friends or relatives evaru vundaru...

House, land, stock..ivanni secondary..inkokalla meeda depend avali and mosam jaragadaniki chance vuntundi...
I Love Movies....
 

Happydays
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Username: Happydays

Post Number: 1461
Registered: 02-2015
Posted From: 117.204.39.176

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Posted on Wednesday, July 01, 2015 - 10:22 pm:       


Driverramudu:

Happydays

With money back option means the same after term over
They give back money

Ilovemovies

Already health insurance ki $500 per month paying
Malla LIC ki nduku anukontunna

But my friends wife working in AAA
So she asking me to take one term so
Still thinking part of it is this thread

Should I take or not if I take I would want to choose
Money back option anukobtunna




100k ki $108 kadutunaavu ante..if we go higher amount like 500k with money back option..it will be higher i guess.
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2960
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 10:20 pm:       


Driverramudu:




Health inurance lo oka 20k-30k vochaka monthly contributions tagginchandi...kavalannpudu malli fill chesukovachu..

Term policy is must...mee friend ki emanna discount voste cheppandi..i will consider...
I Love Movies....
 

Happydays
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Username: Happydays

Post Number: 1460
Registered: 02-2015
Posted From: 117.204.39.176

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Posted on Wednesday, July 01, 2015 - 10:19 pm:       


Ilovemovies:


Alanti policies kooda vuntayi...premium chala ekkuva vuntundi..almost double anukovadhu...

India lo kooda lic term policies istundi..meeru teesukone policies okati just term ki high amount ki teesukondi...inkokati mee budget and other requirements ki taggattu teesukondi...

Term valla paisa return raadu..waste anipincha vachu..kanee worst cade lo family road meeda padakunda save avutaru...naa close family lo okallaki ee term policy enta use ayindo naku baaga telusu...request anukondi..begging anukondi..def ga term policy teesukondi..monthly oka week family dining anukonte chalu...




Thank you..I will definitely look into it.basically, it's like car insurance where we won't get any return but it's very useful when something happens.

India lo kooda teesukuntaanu..there is no harm i guess
 

Driverramudu
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Username: Driverramudu

Post Number: 13451
Registered: 02-2009
Posted From: 166.170.5.120

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Posted on Wednesday, July 01, 2015 - 10:17 pm:       

Happydays

With money back option means the same after term over
They give back money

Ilovemovies

Already health insurance ki $500 per month paying
Malla LIC ki nduku anukontunna

But my friends wife working in AAA
So she asking me to take one term so
Still thinking part of it is this thread

Should I take or not if I take I would want to choose
Money back option anukobtunna :-)
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2959
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 10:15 pm:       


Happydays:




Alanti policies kooda vuntayi...premium chala ekkuva vuntundi..almost double anukovadhu...

India lo kooda lic term policies istundi..meeru teesukone policies okati just term ki high amount ki teesukondi...inkokati mee budget and other requirements ki taggattu teesukondi...

Term valla paisa return raadu..waste anipincha vachu..kanee worst cade lo family road meeda padakunda save avutaru...naa close family lo okallaki ee term policy enta use ayindo naku baaga telusu...request anukondi..begging anukondi..def ga term policy teesukondi..monthly oka week family dining anukonte chalu...
I Love Movies....
 

Happydays
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Username: Happydays

Post Number: 1459
Registered: 02-2015
Posted From: 117.204.39.176

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Posted on Wednesday, July 01, 2015 - 10:11 pm:       


Ilovemovies:

Meeku pure term life lekapote adi teesukondi first...money return kavali ante real estate, stocks or gambling cheyandi..dont play with life..life will play with you....




ante..LIC in india lo return vostundi kadha period ayina tarvatha..so that i can use them for other purposes also(like kids marriage, house,college fees etc). U.S Lic lo manamu kattina daaniki term ayipothe konchem kooda ivvara?
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2957
Registered: 04-2014
Posted From: 97.125.200.229

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Posted on Wednesday, July 01, 2015 - 10:07 pm:       


Driverramudu:



Happydays:




Costco term insurance 600k ki 25-35$ per month premium...all over the world coverage vundi..u dont have to stay in usa..metlife, statefarm, newyorklife per month 90$ range lo vochayi for 20 years...only drawback ...20 yrs max...

Meeku pure term life lekapote adi teesukondi first...money return kavali ante real estate, stocks or gambling cheyandi..dont play with life..life will play with you....
I Love Movies....
 

Happydays
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Username: Happydays

Post Number: 1458
Registered: 02-2015
Posted From: 104.129.196.80

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Posted on Wednesday, July 01, 2015 - 09:57 pm:       


Driverramudu:

am in a plan to take AAA life insurance
For 30 years with $100K with money back option
Monthly installment would be $108

Is it too much or reasonable

Appreciate in advance




can you respond to my question..ante..period end ayina tarvatha manaki money vostundaa?
 

Driverramudu
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Username: Driverramudu

Post Number: 13450
Registered: 02-2009
Posted From: 166.170.5.120

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Posted on Wednesday, July 01, 2015 - 09:55 pm:       

I am in a plan to take AAA life insurance
For 30 years with $100K with money back option
Monthly installment would be $108

Is it too much or reasonable

Appreciate in advance
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Happydays
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Username: Happydays

Post Number: 1457
Registered: 02-2015
Posted From: 104.129.196.80

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Posted on Wednesday, July 01, 2015 - 09:48 pm:       

one question..india lo LIC laaga..manamu kattina dabu ki after some years istaara U.S lo?
 

Sesani
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Username: Sesani

Post Number: 25499
Registered: 08-2014
Posted From: 173.54.170.179

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Posted on Wednesday, July 01, 2015 - 09:07 pm:       


Hadoop:


outside US pothe valid aa ante .. Naa perm policy aithe valid bro. Depends on the policy I guess... I m not sure if it depends on policy...
 

Sesani
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Username: Sesani

Post Number: 25492
Registered: 08-2014
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Posted on Wednesday, July 01, 2015 - 08:49 pm:       


Hadoop:

annai term gurunchi koncham info padeyyi annai...like monthly avg enta untundi for mid 30's ki...and future lo india vellamanako term insu work avutunda...ledante kattina money anta waste aa....


Multiple factors depend aithadi brother nee monthly payments meeda....

- policy amount.. 1millions vs 500k
- nee health condition - Best health condition unte of course premium will be low.. heavy smoker or drinking aithe yekkuva untadi
- policy duration - 30 yrs or 20 yrs etc... the longer the duration, higher the premium of course...

just to get an idea, metlife or newyork life or any insurance website ki pothe u will get free quotes (ball park)..

1 million for 30yrs ante 100 untadi close to per month... ade 20 yrs anuko takkuva untadi..

basically after 60 yrs term ki premium chaala yekkuva
 

Hadoop
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Username: Hadoop

Post Number: 1230
Registered: 12-2014
Posted From: 144.160.5.102

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Posted on Wednesday, July 01, 2015 - 08:15 pm:       


Sesani:




annai term gurunchi koncham info padeyyi annai...like monthly avg enta untundi for mid 30's ki...and future lo india vellamanako term insu work avutunda...ledante kattina money anta waste aa....
 

Sesani
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Username: Sesani

Post Number: 25489
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Posted on Wednesday, July 01, 2015 - 08:11 pm:       


Driverramudu:


kaka...term or perm insurance, regardless of the type the premium will be high with the age...

Newyork life
metlife
costco (DB la vinna)
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2956
Registered: 04-2014
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Posted on Wednesday, July 01, 2015 - 08:06 pm:       


Snoopdog:




Kinda atanu cheppina numbers lo pedda number cheppanu...
I Love Movies....
 

Snoopdog
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Username: Snoopdog

Post Number: 398
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Posted on Wednesday, July 01, 2015 - 07:49 pm:       


Ilovemovies:

like 40 yrs



term 40 yrs aa yevadu isthunnadu.
 

Ilovemovies
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Username: Ilovemovies

Post Number: 2955
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Posted on Wednesday, July 01, 2015 - 07:40 pm:       

Chala sarlu disco ayindi..search archives...

1. Term policy best..insurance ni investment la choodaddu..
2. Take max possible yrs like 40 yrs..
3. I took it from costco..cheap and best anipinchindi..
4. Try to take 10 times of ur gross salary...
I Love Movies....
 

Driverramudu
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Username: Driverramudu

Post Number: 13449
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Posted From: 166.170.14.82

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Posted on Wednesday, July 01, 2015 - 04:00 pm:       

First time planning to take
I gotta know about AAA

and it has diff options like money back and no money back

For 20, 30 and 40 years respectively

Did any one having this kind of insurance?
Is there any better ones?

Whether they cover only in USA or outside too
Driving is my PASSION.
Ball or Bimmer does not matter.

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