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Auto Refinance

Chalanachithram.com DB » New TF Industry Related » Archive through March 23, 2015 » Auto Refinance « Previous Next »

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Onlymovies
Junior Artist
Username: Onlymovies

Post Number: 656
Registered: 05-2014
Posted From: 199.173.226.235

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Votes: 0 (Vote!)

Posted on Monday, March 23, 2015 - 01:29 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Babu:

used car ayithe needi already 2.35 best deal unless DCU or cap1 1.99 isthe...


used car kaadu.. 2014 new purchased in Aug 14.
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Babu
Junior Artist
Username: Babu

Post Number: 103
Registered: 12-2006
Posted From: 129.135.0.21

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Posted on Monday, March 23, 2015 - 11:52 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlymovies:

Blue Harobr




OM baa, I doubt it BH beat chesthadu ante...
used car ayithe needi already 2.35 best deal unless DCU or cap1 1.99 isthe...
hard pull ok anukunte...dcu try cheyyi..otherwise.. Blue waste.

loans ki CU are best..akkadi kante.vere chota..goppa deals very rare..
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Onlymovies
Junior Artist
Username: Onlymovies

Post Number: 650
Registered: 05-2014
Posted From: 199.173.226.235

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Votes: 0 (Vote!)

Posted on Monday, March 23, 2015 - 10:26 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sooridu:

oh ok... principle only pay chesthe... if you get a better rate.. refinance better option kada... DCU vadu aithe direct deposit pedithe 1.49 isthaadu... leedu ante vadi minimum 1.99% Apr.


ok.. ayithe DCU kooda oka saari try chesta..
DCU mortgage loans kooda baguntaaya... down the lane, refinance cheyyali.. as of now 7/1 ARM lo vunnanu.. 7th year vachinapptinunchi try cheyyali.. veedu kooda takkuva ki ichela vunte, ippati nunchi relation penchukunta..
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Sooridu
Junior Artist
Username: Sooridu

Post Number: 372
Registered: 10-2012
Posted From: 198.234.106.22

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Posted on Monday, March 23, 2015 - 10:13 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlymovies:




oh ok... principle only pay chesthe... if you get a better rate.. refinance better option kada...

DCU vadu aithe direct deposit pedithe 1.49 isthaadu... leedu ante vadi minimum 1.99% Apr.
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Onlymovies
Junior Artist
Username: Onlymovies

Post Number: 649
Registered: 05-2014
Posted From: 199.173.226.235

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Posted on Monday, March 23, 2015 - 10:09 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

one more thing, with NWFCU, I pay in advance and I pay as principal only amount. So interest ekkuva cut avvatam ledu.. aa 400 kooda, oka saari by mistake interest select chesa oka payment, so vaadu interest ga teesukunnadu.. rest of the times, I pay as principal only amount.
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Onlymovies
Junior Artist
Username: Onlymovies

Post Number: 648
Registered: 05-2014
Posted From: 199.173.226.235

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, March 23, 2015 - 10:07 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

First Loan from Hyundai and within a month refinance chesa, vaadi daggara loanteesukunte ne edo discount for 1K vachindi.. so akkade teesukunna. ventane NWFCU ki refinance chesa. I took for 72 months so I got 2.35 rate.

Loan started in September 2014 for 34K
interest paid till date is less than 400.

So what's your suggestion on this
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Sooridu
Junior Artist
Username: Sooridu

Post Number: 371
Registered: 10-2012
Posted From: 198.234.106.22

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Posted on Monday, March 23, 2015 - 09:57 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlymovies:




Meeru loan teesukoni already >1 year ayyunte... meeru interest baane pay chesaaru... With auto loans and stuff they take 70% interest and 30 % principal (Approximately) for the first few months.

Oka saari mee statements lo entha interest pay chesaaro choosukonte better... also, Naaku oka dealership lo friend cheppadu... if your vehicle is in loan for over an year... you will actually pay more if you refinance ani...

Okka saari idhi choodandi... My 2 cents
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Aquarian
Junior Artist
Username: Aquarian

Post Number: 966
Registered: 12-2012
Posted From: 69.60.82.14

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Posted on Monday, March 23, 2015 - 09:55 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Banam:

DCU ki transfer chesukondi... 1.49% ki istunnadu...




you get 1.49 only if you open a account with DCU and set up direct deposit (ur pay) into that account or else it 1.99%, last week tiskunna nenu
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Banam
Side Hero
Username: Banam

Post Number: 8833
Registered: 12-2011
Posted From: 162.118.16.5

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Posted on Monday, March 23, 2015 - 09:51 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

DCU ki transfer chesukondi... 1.49% ki istunnadu...
Sir Sachin Ramesh Tendulkar || Green Bay Packers || San Antonio Spurs || BEAST Mode
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Onlymovies
Junior Artist
Username: Onlymovies

Post Number: 647
Registered: 05-2014
Posted From: 199.173.226.235

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, March 23, 2015 - 09:47 am:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Credit karma lo Credit report choostunte, naa auto loan refinance ki suggestion ichadu, to refinance from "Blue Harobr" It says, I can reduce loan from 2.35 to 1.99 and can save $324 per year.
But direct ga aa site open cheste 1.99 for new and for refinance 2.45 ani vundi. So is it worth to apply and get a hit for an inquiry? ee company name kooda ippati varaku vinaledu.. is it worth doing the transfer?
Experts please suggest.

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