| Author | Message | ||
     Yogesh Junior Artist Username: Yogesh Post Number: 272 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
No, its endowment plan life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') and on death also (here there is no prem payable after the term period is over) | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 271 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
Term life policies are like Options, which are time bound and cheaper. Whole life policies are like Shares which are not time bound and so expensive. As simple as that// exactly, in Term insurance Insurer's Risk is high if any thing happens on that period if not insured gets effected by wasting yrs | ||
| 111 Side Hero Username: 111 Post Number: 9960 Registered: 04-2008 Posted From: 50.180.239.141 Rating: N/A |
is jeevan anand is term policy | ||
| Andhrawala Legend Username: Andhrawala Post Number: 37953 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Term life policies are like Options, which are time bound and cheaper. Whole life policies are like Shares which are not time bound and so expensive. As simple as that. No Signature | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 270 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
term insurance policy means the insurance will be on that particular period or term example if u take a policy for 12 yrs is mentioned as term in term policies basic point we will get money when death occurs during the policy term only... if the term gets an end there is no insurance coverage or premiums payable to the payee this is the main theme in Term policy but the premiums payable will be lesser in term policies | ||
| Sanju Junior Artist Username: Sanju Post Number: 535 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Add to these points, you get lot more coverage for less premium. ex. for 20-yr term life, you can get 1.25M coverage for $45 per month. My rationale is simple...our kids don't need our insurance money when they are 22+ yrs old... | ||
| Andhrawala Legend Username: Andhrawala Post Number: 37948 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Term Life policies are basically for risk coverage. If u take term life policy say for 30 years coverage ends once teh 30 years is reached So at age 31 if u take term life for 30 years, coverage ends once u reach 61 years No Signature | ||
| 111 Side Hero Username: 111 Post Number: 9954 Registered: 04-2008 Posted From: 50.180.239.141 Rating: N/A |
what is term insurance policy ? I have jeevan anand policy , taken around 13 years back when i was 23.. | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 268 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
Actually Single prem policies are apt for senior Citizens who waits for pensions generally they want money to be use for their medical and other expenses where their financial earnings will be low | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 266 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
think SA is 50L// okk
Its a good policy for agents I would say  Term policy is the best policy anyone can offer if you are worried abt ur death burdening on ur children./// yeah i know its good for agents but actually even policy Holders gets benefited by this policy i have calculated the paying premium's close to SA in the term but the person gets excellent coverage including all benefits after the Term also he gets protection after death | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2726 Registered: 10-2011 Posted From: 59.145.137.97 Rating: N/A |
Hahha  Be Kool  | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 18136 Registered: 02-2012 Posted From: 49.207.187.161 Rating: N/A |
lol....online lo apply chesthe phone number enter cheyyamani tarvatha lic officer okadu contact chesaad.... This was last April..... Tharvatha process maarindemo teliyadu... keka link: fikileaks, | ||
| Sanju Junior Artist Username: Sanju Post Number: 533 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
this is term life insurance 20yr ki} | ||
| Sanju Junior Artist Username: Sanju Post Number: 532 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
LIC lo both single/installments lo premium kattachu anukunta.. last time check chesthey 1C policy ki 6 lks single payment premium chupinchadu online lo... | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2725 Registered: 10-2011 Posted From: 59.145.137.97 Rating: N/A |
maybe. LIC vadu kdua online lone term insurance istunnadu kada.. U should have tried that way.. Be Kool | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 18133 Registered: 02-2012 Posted From: 49.207.187.161 Rating: N/A |
that's the key.... Lic odu chaava gottadu..... keka link: fikileaks, | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2724 Registered: 10-2011 Posted From: 59.145.137.97 Rating: N/A |
Nenu last year teesukunna 50 lacs term insurance. But LIC ninchi kadu le. Process was simpler. Its a good policy for agents I would say Term policy is the best policy anyone can offer if you are worried abt ur death burdening on ur children.Be Kool | ||
| Andhrawala Legend Username: Andhrawala Post Number: 37944 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
think SA is 50L
I don't treat Insurance as investment but just savings No Signature | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 265 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
Brother how much u invested in Jeevan Anand ? there is New Jeevan Anand plan where SA higher is 125% of basic SA previous plan have 100% highest of SA | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 18132 Registered: 02-2012 Posted From: 117.97.88.33 Rating: N/A |
how's the policy performing keka link: fikileaks, | ||
| Andhrawala Legend Username: Andhrawala Post Number: 37938 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
I took JeevanAnand 8 years back No Signature | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 264 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
ow I'm 31..... ardham chesuko.... 30 daatithe mana life style ki kastame.// True ,Age increase aina kodhi premiums kuda increase avutayi 40+ datite chalu medical reports aduguatru | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 18128 Registered: 02-2012 Posted From: 117.97.88.33 Rating: N/A |
exactly....so, mana life style ki late chesina koddi kastam appa..... Last year 25lakh term policy with 35 yr duration ki moodu saarlU labs chuttu tippadu lic odu..... youngage lo situation vere la undedi.... Now I'm 31..... ardham chesuko.... 30 daatithe mana life style ki kastame.... keka link: fikileaks, | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 263 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
which policy u have been taken if its an Endowment plan its really a very good plan like Jeevan Anand one of the Best Policy in Lic | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 262 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
taking a policy or Investing in LIC which is meant for Protection for Our lives we r investing for our lives only in future what will happen no body knows its good to save some amount of bucks which is useful to our children's future | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2723 Registered: 10-2011 Posted From: 59.145.137.97 Rating: N/A |
I wasted 4 years and good amount to realize this and got to this conclusion.. Andaru anthe bro Placements avagane agents and mana so called well wishers vultures la wait chestuntaru of course its their living. This is one more ignorant thing. Insurance should be taken (Insurance amount) based upon the risks and future planning involved in one's life. It is wrong to think we have to take insurance at a lesser age just because premium is less if you think so. Be Kool | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 18125 Registered: 02-2012 Posted From: 117.97.88.33 Rating: N/A |
for that, as chirutha suggested, pure term policies are better..... After losing almost 8 yrs worth time and money, I realize it now..... It's always better to go with a huge term insurance policy at young age and plan rest of your no.ey into other savings avenues..... Returns on endowment policies just don't give you either enough returns or enough coverage of life..... keka link: fikileaks, | ||
| Andhrawala Legend Username: Andhrawala Post Number: 37936 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Brother, Insurance is for stuff which may happen and for the things thats are not in our control Yogesh, Talk with an agent. Remember Isnurance is not an investment. Basically u are setting some money apart for ur kids education use that will be not touched by u No Signature | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2722 Registered: 10-2011 Posted From: 59.145.137.97 Rating: N/A |
When I went through all the policies one after the other I only conclude that none of them are necessary if you could plan/invest well along with taking a pure/term insurance policy. This is jst my observation. Be Kool | ||
| Yogesh Junior Artist Username: Yogesh Post Number: 261 Registered: 09-2012 Posted From: 49.205.101.137 Rating: N/A |
plz Discuss here LIC launches 2 New Policies 1 New Children’s Money Back Policy 2 Jeevan Sangam Savings ••• and protection Single prem policy https://www.google.co.in/url?sa=t&rct=j&q=&esrc=s&source=web &cd=3&cad=rja&uact=8&ved=0CCkQFjAC&url=http%3A%2F%2Feconomic times.indiatimes.com%2Fwealth%2Finsurance%2Fnews%2Flic-unvei ls-childrens-money-back-plan-single-premium-plan%2Farticlesh ow%2F46446863.cms&ei=Poz9VPHkHZKPuAT16ILgDg&usg=AFQjCNEZ0FE9 4Cu_-nH8g9AJ5L0WlDKM5g |
