| Author |
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Jalsa
Legend Username: Jalsa
Post Number: 30380 Registered: 02-2008 Posted From: 69.126.211.48
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 11:42 pm: |
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Feelgud:one million usa $ in indian stocks .. invested 120% into stocks
roughly 7.2 crs? |
   
Krishna_jilla
Junior Artist Username: Krishna_jilla
Post Number: 469 Registered: 02-2015 Posted From: 71.170.169.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 11:41 pm: |
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Sesani:Tammudu.. New lopala ok PK unnadu..
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Junior_no1
Side Hero Username: Junior_no1
Post Number: 3095 Registered: 09-2014 Posted From: 115.241.36.65
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 11:14 pm: |
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ee NRI'ni kollagodithe india ki oka 5yrs budgetki saripoye paisal vachela vunnayi NTR bomma pettakunda few months gadipi , dikku leka malli NTR bomma ke mokkadam modalettina kukka CBN fans ikkada...-animuthyam by OT |
   
Sesani
Hero Username: Sesani
Post Number: 15998 Registered: 08-2014 Posted From: 173.70.140.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 11:10 pm: |
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Krishna_jilla:tappppaaaa ? tappppaaaa ani prashnisthuna..
Tammudu.. New lopala ok PK unnadu.. |
   
Feelgud
Side Hero Username: Feelgud
Post Number: 2233 Registered: 06-2009 Posted From: 144.24.20.228
Rating:  Votes: 1 (Vote!) | | Posted on Monday, February 23, 2015 - 11:03 pm: |
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one million usa $ in indian stocks .. invested 120% into stocks |
   
Krishna_jilla
Junior Artist Username: Krishna_jilla
Post Number: 468 Registered: 02-2015 Posted From: 71.170.169.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:37 pm: |
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Sesani:ante nuvvu ippudu aa post nijam ani nammutunnava...
Sesani:Empire State Burj Khalifa taipei 101
Edo mi antha rich ga kakpoina ma lanti middle class janalam ilanti vati gurnchi think chestam annnai.. tappppaaaa ? tappppaaaa ani prashnisthuna... |
   
Sesani
Hero Username: Sesani
Post Number: 15992 Registered: 08-2014 Posted From: 173.70.140.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:28 pm: |
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Krishna_jilla:Nenu a chuttupakkalki kuda ponu.. a place ko dandamm.. aina hyd lo anni manchi places petkoni barkas(MIM mla ni shoot chesina area) deggara place select cheskunaru enti?
ante nuvvu ippudu aa post nijam ani nammutunnava... |
   
Rudraksha
Side Hero Username: Rudraksha
Post Number: 4276 Registered: 07-2012 Posted From: 32.214.184.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:28 pm: |
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Krishna_jilla: Nenu a chuttupakkalki kuda ponu.. a place ko dandamm.. aina hyd lo anni manchi places petkoni barkas(MIM mla ni shoot chesina area) deggara place select cheskunaru enti?
kampu is impu for some people, u know. |
   
Krishna_jilla
Junior Artist Username: Krishna_jilla
Post Number: 467 Registered: 02-2015 Posted From: 71.170.169.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:26 pm: |
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Rudraksha:endukala? katedan lo invest cheyakoodada?
Nenu a chuttupakkalki kuda ponu.. a place ko dandamm.. aina hyd lo anni manchi places petkoni barkas(MIM mla ni shoot chesina area) deggara place select cheskunaru enti? |
   
Rudraksha
Side Hero Username: Rudraksha
Post Number: 4275 Registered: 07-2012 Posted From: 32.214.184.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:15 pm: |
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Krishna_jilla:
endukala? katedan lo invest cheyakoodada? |
   
Sesani
Hero Username: Sesani
Post Number: 15990 Registered: 08-2014 Posted From: 173.70.140.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:12 pm: |
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Asdf:veetiki kavalsina isuka nuvve anta supply sesindi, good job
i am the owner... Antha rich aina nenu ee DB mee laanti vaallatho time spend chestunna ante adi mee last life adrustam.. |
   
Krishna_jilla
Junior Artist Username: Krishna_jilla
Post Number: 466 Registered: 02-2015 Posted From: 71.170.169.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:11 pm: |
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Rudraksha:katedan
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Jalsa
Legend Username: Jalsa
Post Number: 30379 Registered: 02-2008 Posted From: 69.126.211.48
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:08 pm: |
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term life and life insurance...hmmm choodaali..company is providing base salary's worth of life insurance for free...adhokkatey undhi... warrior 200K aa? kummu warrior kummu... |
   
Rudraksha
Side Hero Username: Rudraksha
Post Number: 4272 Registered: 07-2012 Posted From: 32.214.184.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 09:02 pm: |
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ameerpet, kukutpalli, miyapur, uppal, katedan lalo okkokka commercial complexes (no mortgage, single owner). ika usa lo: CT, NJ, PA, MI, WI lo okkokka (300K range) home (no mortgage). stocks: NIL paychek: ~500$/hr ivi saripotay anukuntunna |
   
Hero
Side Hero Username: Hero
Post Number: 6869 Registered: 09-2009 Posted From: 108.65.109.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 08:23 pm: |
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term life waste endi sami....insurance is not investment.... auto insurance elago term life kooda anthe..if some thing happens to you they will pay otherwise...nothing whole life insurance products will get more commission for agents anthe...those are rip off and scams... india lo emi investment options leni time create chesina LIC lo invest cheyatam kante bank lo vesukovadam better |
   
Hero
Side Hero Username: Hero
Post Number: 6868 Registered: 09-2009 Posted From: 108.65.109.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 08:18 pm: |
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Maverick:i have tax credit on that
529 plans meeda credit kadu...tax deduction untadi |
   
Abhysg
Megastar Username: Abhysg
Post Number: 20302 Registered: 08-2008 Posted From: 73.29.102.28
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 08:04 pm: |
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Saint ese "power ball" pool ku 10$ |
   
Vja2va
Comedian Username: Vja2va
Post Number: 1368 Registered: 11-2014 Posted From: 68.100.237.194
Rating:  Votes: 1 (Vote!) | | Posted on Monday, February 23, 2015 - 07:32 pm: |
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Logout:20 cr commercial complex with monthly return of 7lakhs 30 acres farm land 3kgs gold, 4crs worth of investment diamonds 10 houses worth of 18crs 26 crs worth of plots/lands other black money, its all my own earnings
Ee batch aa meeru? Just curious
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Emc2
Legend Username: Emc2
Post Number: 38262 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:50 pm: |
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Sonyvaio:
no no, treat them as two different entities, company is company, insurance is insurance.. |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4861 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:46 pm: |
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Cinejeevi:India lo LIC policies (where I can cash if I don't die) vi teesa
Kaasta India lo manchi policies meeda gyan ivvadi |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17515 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:41 pm: |
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Emc2:remember freega ivvadam ledu aadu, nee meda 10 times vasthe neeku intha padesthadu, no sentiments,nothing is free, deni gola danide
ante nannu job odilesi elipo mantava annai  |
   
Emc2
Legend Username: Emc2
Post Number: 38261 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:38 pm: |
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Sonyvaio:
remember freega ivvadam ledu aadu, nee meda 10 times vasthe neeku intha padesthadu, no sentiments,nothing is free, deni gola danide |
   
Cinejeevi
Junior Artist Username: Cinejeevi
Post Number: 782 Registered: 10-2014 Posted From: 72.166.89.74
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:37 pm: |
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Kuyyo_morro:
I got to leave and have no knowledge in that much. I have NOT taken any policy in US. India lo LIC policies (where I can cash if I don't die) vi teesa. kinda Sony babu cheppaDu gaa. paiga ayana pani chesedi andulone. he can give more insights naabhishEkO na samskaaraha simhasya kriyatE vanE! vikramaarjita satvasya syamEva mrugEndrataa !! yadhaahi malinai: vastrE: yatrakurtOpavisyatE! vrutta: chalitOpi Evam Sesham vruttam na rakshati !!
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Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16704 Registered: 02-2011 Posted From: 65.218.189.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:35 pm: |
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Cinejeevi:
https://www.allstate.com/financial/life-insurance/permanent- life-insurance.aspx Idi theesukunna. 5yrs ninchi akdthunna. Naakesinattena. |
   
Maverick
Legend Username: Maverick
Post Number: 55806 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:35 pm: |
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Jodhaa:Kids ki edu fund emanna start chesaara?
yes, 5k per year..i have tax credit on that Happy Vizag |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17514 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:35 pm: |
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Cinejeevi:but that is costly i guess and unless u really research and talk u wont get that type. People from India blindly assume that a policy is something like u pay until age 65 or so (or certain years). If u die ur family gets the money and if u r alive u take the money
yes ala cash out ayye premiums value ekkuva, taravata calculate chesukunte manam katte premiums ekkuva vaadu final gaa chetilo pette daani kante |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 6869 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:34 pm: |
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Cinejeevi:kaTTaaka policy expire ayyemundu pOvalaa??
anta daaka katti dobbinchkuni appudu povadam deniki, policy teesukunna oka 6 months kay pothay pola? |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17513 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:34 pm: |
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Emc2:nenu cheppedi kuda ade, vadu mana money invest chesi manaki after 6yrs isthadu
invest kaadu annai, monthly expenses ani intha istunadu, aadiki nenu software coolie pani chesi pedtuna |
   
Cinejeevi
Junior Artist Username: Cinejeevi
Post Number: 780 Registered: 10-2014 Posted From: 72.166.89.74
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:31 pm: |
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Kuyyo_morro:After a certain age 55 or 60 ki you can cash out. 2009 recession time I cashed out my policy for a personal problem.
but that is costly i guess and unless u really research and talk u wont get that type. People from India blindly assume that a policy is something like u pay until age 65 or so (or certain years). If u die ur family gets the money and if u r alive u take the money naabhishEkO na samskaaraha simhasya kriyatE vanE! vikramaarjita satvasya syamEva mrugEndrataa !! yadhaahi malinai: vastrE: yatrakurtOpavisyatE! vrutta: chalitOpi Evam Sesham vruttam na rakshati !!
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Emc2
Legend Username: Emc2
Post Number: 38260 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:31 pm: |
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Sonyvaio:annam pedutundi gatha 6 years nunchi,
nenu cheppedi kuda ade, vadu mana money invest chesi manaki after 6yrs isthadu if you have better talent go invest some where, you will have better returns, over all neeku 12%interest kante ekkuva radu, |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16703 Registered: 02-2011 Posted From: 65.218.189.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:28 pm: |
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Cinejeevi: batikite emi ivvadu. kattina dabbu gunDu.
After a certain age 55 or 60 ki you can cash out. 2009 recession time I cashed out my policy for a personal problem. |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17511 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:28 pm: |
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Emc2:donga na koduku lu ee insurence companies,
annam pedutundi gatha 6 years nunchi, naa enakal tittuko, ee thread lo nunchi elipotaaa |
   
Emc2
Legend Username: Emc2
Post Number: 38259 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:28 pm: |
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Cinejeevi:
ledu there are two different polices , term and whole life, term lo no return, whole life lo return at the end of the policy, but expensive |
   
Emc2
Legend Username: Emc2
Post Number: 38258 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:27 pm: |
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Sonyvaio:term life ki ivvaru kada annai
yes ivvaru, anduke just safety kosam term min policy term teesukunte saripothadi whole life ki kuda ee term and other deduct chesukuni remaining invest chesthadu,that is what you are going to get at the end of the policy, caliculate chesthe telusthadi donga na koduku lu ee insurence companies, |
   
Cinejeevi
Junior Artist Username: Cinejeevi
Post Number: 779 Registered: 10-2014 Posted From: 72.166.89.74
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:26 pm: |
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Emc2:mana LIC galla laga ikkada kuda same oka 12% interest tho last ki istahdu,
naaku telsi life insurance policy where the return is like 1M or so no money is given. monthly premium kattevadu pOtE beneficiaries ki dabbulistaaDu. batikite emi ivvadu. kattina dabbu gunDu. so kaTTaala?? kaTTaaka policy expire ayyemundu pOvalaa?? naabhishEkO na samskaaraha simhasya kriyatE vanE! vikramaarjita satvasya syamEva mrugEndrataa !! yadhaahi malinai: vastrE: yatrakurtOpavisyatE! vrutta: chalitOpi Evam Sesham vruttam na rakshati !!
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Sonyvaio
Hero Username: Sonyvaio
Post Number: 17510 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:24 pm: |
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Emc2:mana LIC galla laga ikkada kuda same oka 12% interest tho last ki istahdu,
term life ki ivvaru kada annai |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17509 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:23 pm: |
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Vjawarrior:then whole life insurance betteraa....but its too pricey naaa
konni customised life insurance offer chestaru especially Met Life/New York Life vaalu....you can try them but bottomline avi kuda Mutual Funds best is Vanguard index funds |
   
Emc2
Legend Username: Emc2
Post Number: 38257 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:22 pm: |
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Vjawarrior:
don't go for whole life, since you can invest better just go for term life and remaining money invest some where else mana LIC galla laga ikkada kuda same oka 12% interest tho last ki istahdu, adi nuvvu india postal lo vesukunna you will get better returns, |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16701 Registered: 02-2011 Posted From: 65.218.189.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:22 pm: |
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Vjawarrior:then whole life insurance betteraa....but its too pricey naaa
Oldage lo kavalsindi life insurance e. At elast your kids, grand kids will live happily. Term theesukunte bokka. |
   
Ustad
Megastar Username: Ustad
Post Number: 23021 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:21 pm: |
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Andhrawala: ee desam lo nuvvu vuntee u need money for health care expenses in ur retirement. healthcrae is more expensive than living expenses
Medicare cover chestundi kada. Inka extra enduku? Strength is the product of struggle, you must do what others don't to achieve what others won't - Henry Rollins
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Vjawarrior
Hero Username: Vjawarrior
Post Number: 15281 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:20 pm: |
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Sonyvaio:es term life waste
then whole life insurance betteraa....but its too pricey naaa |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4860 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:20 pm: |
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Basically we all should believe in our strenghts and weakness - Naaku India lo remote operations ki pedda support ledu. Parents naaku ippatike chala chesaru investment vishayam lo. So india investments last yeat to apasa. Want to consolidate and ptotect what ever i have invested so far with limited support - stocks lo nenu pista kaadu ani naaku ardham ayyindi. So started playing safe as backup income on top of what i ear rather going aggressive - i don't have much nach of buying and selling properties , so i exposure to rela estate is limited but 50% of my assets. - Liquid cash baagane maintain chestuntanu, for my India and US stock operations and other long term funds So okadiki work out ayinadi mana capacity lo undaka povachu. 2008-09 financial debacle chusaka,,, chala strategies marchukunnanu. agreesion taggichi planned ga velutunnanu |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15280 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:19 pm: |
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Last_avataar:Brother , edo naaku tochinadi chebutunna. Stocks lo naaku vollu kalindi 2008-2009 lo. took 3 years for me to recover where i lost golden opportunity tp buy a home in low price due to lot of appulu ... 401k maa employe kooda compliment cheyyadu. Kaani 401k ki support chestadu. So i started doing to 6 years back. it is all my money no employer contribution. 401K lo nenu 50% conservative and 50% blue chip funds meeda play chestanu. when ever blue chip goes down i will swap money from conservative funds. when blue chips raise max then i will swap them back to covervative, before they fall. 401k or IRA chala mani like fidelity wllsforgo and other banks offer chestar u mataldandi Now i started feeling comfortable as i could control my finances unlike previously by channelaizing funds to different life needs. Term life nenu cheyyaledu. kontha alo chinchali deeni meeda
thanks bro...Ill start soon on my 401k then |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17506 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:18 pm: |
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Kuyyo_morro:Term life enduku chestharu. Waste policy adi. 10years ki ante 40s varaku you are set. But health problems vachevi after your term policy expires. Appudu kada life insurance kavali for your family.
yes term life waste |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15279 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:18 pm: |
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Maverick: as EMC said if employer is not offering contributions, waste to put in 401k..
employer contribute cheyyadu as I am paid by the hour...but if they have an option of 401k...is it worth to put money into it...tax deduction vastundi gaa for any money u put in 401k until 17k per year...isnt it... if not 401k what is the other avenue maa dad goal was to get monthly dividend income of 30k/month after he retires...and he is almost getting it due to some tsock divis and mutual funds... should i do the same way... chitti [paatalu maanesaanu as I thought its worthless with risk |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16700 Registered: 02-2011 Posted From: 65.218.189.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:17 pm: |
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Term life enduku chestharu. Waste policy adi. 10years ki ante 40s varaku you are set. But health problems vachevi after your term policy expires. Appudu kada life insurance kavali for your family. |
   
Jodhaa
Legend Username: Jodhaa
Post Number: 30072 Registered: 02-2008 Posted From: 104.129.196.81
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:17 pm: |
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Emc2:
Maverick:
Kids ki edu fund emanna start chesaara? |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16699 Registered: 02-2011 Posted From: 65.218.189.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:16 pm: |
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Aquarian:Child edu funds ela start chesaar, throw some light...daniki seperate ga edanna account lantidi vuntada?
Roth IRA for the kid. 529 plan. Life insurance and some amount you can receive at a certain age. |
   
Aquarian
Junior Artist Username: Aquarian
Post Number: 784 Registered: 12-2012 Posted From: 69.60.82.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:14 pm: |
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Child edu funds ela start chesaar, throw some light...daniki seperate ga edanna account lantidi vuntada? |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17503 Registered: 12-2006 Posted From: 68.0.199.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:14 pm: |
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If employer is contributing, 401k must and should, traditional best if employer is not contributing 401K badulu mutual funds chesukovachu. |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4859 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:12 pm: |
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Vjawarrior:
Brother , edo naaku tochinadi chebutunna. Stocks lo naaku vollu kalindi 2008-2009 lo. took 3 years for me to recover where i lost golden opportunity tp buy a home in low price due to lot of appulu ... 401k maa employe kooda compliment cheyyadu. Kaani 401k ki support chestadu. So i started doing to 6 years back. it is all my money no employer contribution. 401K lo nenu 50% conservative and 50% blue chip funds meeda play chestanu. when ever blue chip goes down i will swap money from conservative funds. when blue chips raise max then i will swap them back to covervative, before they fall. 401k or IRA chala mani like fidelity wllsforgo and other banks offer chestar u mataldandi Now i started feeling comfortable as i could control my finances unlike previously by channelaizing funds to different life needs. Term life nenu cheyyaledu. kontha alo chinchali deeni meeda |
   
Maverick
Legend Username: Maverick
Post Number: 55803 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:12 pm: |
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Vjawarrior:.so 401k ne saranyam...so 401k ki manchi fund cheppandi...Ill check with my emloyer again...
as EMC said if employer is not offering contributions, waste to put in 401k.. Happy Vizag |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15278 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:10 pm: |
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Maverick: akkada more than 200k AGI..IRA ki qualify avvadu..
income tax deduction ki upyogapadadu anta...so 401k ne saranyam...so 401k ki manchi fund cheppandi...Ill check with my emloyer again... |
   
Maverick
Legend Username: Maverick
Post Number: 55802 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:08 pm: |
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Emc2:go for IRA
akkada more than 200k AGI..IRA ki qualify avvadu.. Happy Vizag |
   
Emc2
Legend Username: Emc2
Post Number: 38255 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:07 pm: |
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Vjawarrior:
if you can maximize your deductions and if your employer is not contributing anything than pay some tax and take out that money and invest better ,this is my policy 401k lo options are limited for investments, of course you can take loan blah blah from 401k, but you will have limited options , you cannot invest in india where some time growth factor is more its a different mind set, i am not convinced |
   
Emc2
Legend Username: Emc2
Post Number: 38254 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:05 pm: |
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Vjawarrior:
go for IRA if 401k is not offered by your employer |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15276 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:04 pm: |
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Emc2:I feel 401k not for me
why? |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15275 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:04 pm: |
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Last_avataar: Stocks lo chala success ayyeru kada Bro. Andaru naa type lo convetional ga undalani ledu ga. 2008-2009 lo sever body burns to reality loki vochi, ivvanni start chesanu :-) Also stocks lo kaasta dsciplines ga veltunnanu
lost a lot in 2014 bro... 401k not offered by employer...so ela start cheyyali cheppandi...which fund should I put the money.. also how much can I deduct from my income taxes.. also term life policy ki entha avtundi...can u suggest sth here |
   
Getafix
Hero Username: Getafix
Post Number: 18296 Registered: 02-2008 Posted From: 12.107.204.1
Rating:  Votes: 1 (Vote!) | | Posted on Monday, February 23, 2015 - 04:03 pm: |
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naa investment ekkada pettano naake teldu...antha maa gumastha chuskuntadu.. |
   
Emc2
Legend Username: Emc2
Post Number: 38253 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:01 pm: |
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No 401k No term life so far I feel 401k not for me, but term life teesukovali, scary some times |
   
Zamindar
Side Hero Username: Zamindar
Post Number: 6873 Registered: 10-2013 Posted From: 209.208.247.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 04:00 pm: |
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Logout:its all my own earnings
antha kaya kastam ela chesaru guriji Hyderabad State lo Telangana State Party ki enti sambandam. |
   
Uppu
Side Hero Username: Uppu
Post Number: 7669 Registered: 11-2007 Posted From: 8.18.111.245
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:58 pm: |
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Vjawarrior:thanks....401k intha varaku start cheyyaledu...feel bad for my retirement. Life insurance kooda ledu....feel bad
why 401k is most importent. Term Life insurance at least manaki 60+ vachhhevaruku undetatu chusukovali Bigaayanaaa ... Bigaayanaaa .... Idhi selfish world bigaayanaaa |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4856 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:55 pm: |
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Vjawarrior:
Stocks lo chala success ayyeru kada Bro. Andaru naa type lo convetional ga undalani ledu ga. 2008-2009 lo sever body burns to reality loki vochi, ivvanni start chesanu Also stocks lo kaasta dsciplines ga veltunnanu |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15273 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:52 pm: |
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Last_avataar: Bro ...Now a days HSA banks are provding options for us to invest in managed funds rather keeping it idle. Please check with your bank But we need to be careful with this
thanks....401k intha varaku start cheyyaledu...feel bad for my retirement. Life insurance kooda ledu....feel bad kids leru kabattiu...no edu policy |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4855 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:47 pm: |
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Asdf:veetiki kavalsina isuka nuvve anta supply sesindi, good job
Isuka Supply endi non sense. Veeti Nirmananiki Rallettina rich ameer (Sesani) Evvaro telusa neeku.... |
   
Asdf
Side Hero Username: Asdf
Post Number: 2348 Registered: 12-2014 Posted From: 205.157.110.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:45 pm: |
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Sesani:Empire State Burj Khalifa taipei 101
veetiki kavalsina isuka nuvve anta supply sesindi, good job |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4854 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:45 pm: |
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Vjawarrior:
Bro ...Now a days HSA banks are provding options for us to invest in managed funds rather keeping it idle. Please check with your bank But we need to be careful with this |
   
Sesani
Hero Username: Sesani
Post Number: 15978 Registered: 08-2014 Posted From: 170.200.144.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:43 pm: |
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Empire State Burj Khalifa taipei 101 |
   
Ram1
Side Hero Username: Ram1
Post Number: 2620 Registered: 09-2010 Posted From: 50.7.78.90
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:40 pm: |
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KM raju gaari thread chusaka ekkada evaranna chepallanna bhayam padettu vunnaru lol...ina raju gaaru edho ladies vunnaru manakendhukule ekkada palkaristharo e adollatho kattam anukuni call rakunna achinattu hello hello ani em matladalo telika aaa adhe namma gachibowli 4000 sftso and so and mana maadhapoor site 5000 amma alane kphb lo right side kadhamma left side oka ara acra ani talki vuntaaru so atu side ame RE lo elanu vundhi ga emanna manchi sites info cheptharu raju gaaru ani ame history chepindemo ... ps: raju sk edho joka lightvein la tisukondi |
   
Kdnumber1
Legend Username: Kdnumber1
Post Number: 35997 Registered: 02-2009 Posted From: 162.221.33.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:40 pm: |
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Logout:its all my own earnings
vuncle...mer ujjogam sestara biziness sestara ee 2 kakunda jaganism following aaa
 |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15271 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:40 pm: |
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Last_avataar: Health Fund - Ante HSA which is linked to investment options. where in i maintain 12k min
HSA naaku kooda undi....but is the mo ney we put in invested and will they give us the returns...I didn tknew this |
   
Emc2
Legend Username: Emc2
Post Number: 38251 Registered: 03-2008 Posted From: 71.246.232.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:38 pm: |
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Logout:black money,
evaru babu nuvvu, nee original id enti,nee post edo theda koduthundi
 |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4852 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:32 pm: |
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Logout:20 cr commercial complex with monthly return of 7lakhs 30 acres farm land 3kgs gold, 4crs worth of investment diamonds 10 houses worth of 18crs 26 crs worth of plots/lands other black money,
Aaap Purush Nahi .... Mahaa Purush Hai... Well Done Bro |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 37536 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:32 pm: |
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Vjawarrior:health fund aaa? what is this?
ee desam lo nuvvu vuntee u need money for health care expenses in ur retirement. healthcrae is more expensive than living expenses No Signature |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4851 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:31 pm: |
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Vjawarrior:
Ante Bro - Chidren edu fund is my self managed fund (not govt linked) Health Fund - Ante HSA which is linked to investment options. where in i maintain 12k min |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15270 Registered: 02-2014 Posted From: 153.2.247.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:29 pm: |
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Last_avataar:Children edu fund, Health Fund and lands
health fund aaa? what is this? |
   
Logout
Junior Artist Username: Logout
Post Number: 33 Registered: 02-2015 Posted From: 173.231.49.158
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:28 pm: |
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20 cr commercial complex with monthly return of 7lakhs 30 acres farm land 3kgs gold, 4crs worth of investment diamonds 10 houses worth of 18crs 26 crs worth of plots/lands other black money, its all my own earnings |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 4847 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 23, 2015 - 03:23 pm: |
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Emuntayi ... Unnatillo Short and Medium Term : Stocks, FDs, Unit based Insurance policies, MIS, Some Chits long term : 401k,Children edu fund, Health Fund and lands Reasonable Liquidity Home and Gold etc |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 16697 Registered: 02-2011 Posted From: 65.218.189.132
Rating:  Votes: 2 (Vote!) | | Posted on Monday, February 23, 2015 - 03:18 pm: |
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Rajugari thread chusthe anipinchindi. Mee mee investments endulo pedtharu for max returns. India real estate or US real estate or India LIC/Margadarsi policies aa. Ekkada invest chesthe best. Pakkana unna stock market thread ki poti kadu. Vallaki valle poti. |