| Author | Message | ||
     Tilak Megastar Username: Tilak Post Number: 24110 Registered: 02-2012 Posted From: 49.207.178.231 Rating: N/A |
Jan Dhan Yojna has to be followed up with an effort in the budget to promote people to use electronic money than cash .. 100 Rs withdrawal isnt a big condition right? people should have been using the over draft scheme well? are they not? Narendra Modi, Pradhan Mantri, Bharata Ganarajya - www.pmindia.nic.in - www.narendramodi.in | ||
| Hitler Junior Artist Username: Hitler Post Number: 123 Registered: 03-2008 Posted From: 117.236.223.250 Rating: N/A |
Being a Probationary Officer of a prominent Nationalised Bank, I can say that Jan Dhan Yojana was a modified scheme of Aadhar Linked Bank accounts for rural and below poverty line families initiated by UPA. NDA govt. added some extra features like Insurance and an Over draft of Rs.5000 which was a great move to inculcate savings and and promote financial transactions through banking channels among the rural population. On the other hand this program was publicized as people would get Rs.5000 deposited into their accounts through media and other outlets. Most of the people who rushed to the banks to open the accounts under Jan Dhan Yojana were already having saving banks account or financial inclusion accounts opened under UPA regime. As per eligibility norms only people who were conducting the financial transactions through their bank account will be eligible for an Over draft of Rs.5000 and for life coverage of Rs. 1 lac the person should have withdrawn or transfered any amount from Rs.100 by the ATM/Debit Card issued by RUPAY in a period of 45 days. On the flip side, no transactions have taken place through these accounts over the period of 6 months due to various reasons like NON receipt of ATM pins, lack of interest in transactions through banking channels among public etc. All the work done by the banks in opening the accounts and issuing cards is now going waste and has remained only as a mouthpiece for the ruling government. | ||
| Vjawarrior Hero Username: Vjawarrior Post Number: 15199 Registered: 02-2014 Posted From: 153.2.247.31 Rating: N/A |
free gaa insurance kavali...malli oka saari kooda rupay use cheyyaraa...this shpould be publicized so that people use the rupay more and be part of the financial system by saving their money in the banks | ||
| Wellsfargo Side Hero Username: Wellsfargo Post Number: 2962 Registered: 06-2012 Posted From: 49.205.116.106 Rating: N/A |
Monna ikkada oka thread lo ee program ni poguduthu post vesanu. Ippatiki kooda this is a good program but I came to know about a flaw in this. This program provides a death insurance cover of 1 lakh. It seems there is a fine print which says that the person who dies should have used the "rupay" card at least once with in 45 days before the death. This clause is not publicized at all. 80% of the Jan Dhan accounts are 0 balence accounts and hence rupay card will not be used for these accounts. It is not yet known if this is a flaw by design to suit the insurance companies or an unexpected flaw. |
