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No Insurance !!

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Andhrawala
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Username: Andhrawala

Post Number: 37222
Registered: 03-2008
Posted From: 173.95.190.5

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Posted on Wednesday, February 11, 2015 - 08:31 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Let he baby be born in India.

US lo pudithee anthaa benefit emi ledhu esp when it is fiancially too much expensive
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Saarang
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Username: Saarang

Post Number: 8457
Registered: 06-2012
Posted From: 206.29.176.51

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Posted on Wednesday, February 11, 2015 - 08:15 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ramramesh:

Boglehead:

The bill can sometimes run into thousands of dollars.

1000s of dollars kaadu 100000 dollars vacchina vastundhi...extremely risky....




This is true. Some thing like 500,000 is possible if hospitalization is needed for new born/mother.
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Cinejeevi
Junior Artist
Username: Cinejeevi

Post Number: 628
Registered: 10-2014
Posted From: 32.216.135.237

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Posted on Wednesday, February 11, 2015 - 08:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Boglehead:

pregnancy outcome can be unpredictable, and what if the baby is born prematurely or has issues at delivery and needs to spend time in NICU? The bill can sometimes run into thousands of dollars.




naa own case lo the bill was more than 150K for sure as i said below. it was all combined one after another... mother having some issue and join hospital for one month, then baby arrives almost two months early, further baby stays with them in incubator...
jiskE paas sOna (gold) jyaada
uskE pass sOna (sleep) kam
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Ramramesh
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Username: Ramramesh

Post Number: 2977
Registered: 03-2014
Posted From: 207.244.77.1

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Posted on Wednesday, February 11, 2015 - 06:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Boglehead:

The bill can sometimes run into thousands of dollars.




1000s of dollars kaadu 100000 dollars vacchina vastundhi...extremely risky....
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Manthri
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Username: Manthri

Post Number: 471
Registered: 02-2013
Posted From: 50.155.250.156

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Posted on Wednesday, February 11, 2015 - 06:49 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

buy insurance through Gov Healthcare website.
Time is running out. 02/15 last day.

They will cover everything
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Kingjames
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Username: Kingjames

Post Number: 557
Registered: 11-2013

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Posted on Wednesday, February 11, 2015 - 06:44 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rowdy:

I think non-obamacare ki kuda pre-existing limitation ledu ippudu ... any plan should cover the pre-existing conditions ..


No need annai...

Farm Bureau insurance lantivi tesukunte they won't cover first 9 months of Pregnancy even though it is not pre-existing.

Like these

http://www.trh.com/
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Boglehead
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Username: Boglehead

Post Number: 10
Registered: 06-2014
Posted From: 174.59.126.97

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Posted on Wednesday, February 11, 2015 - 06:32 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Don't take any chances.
Sign up for insurance. Obamacare is a good idea.
The reason why they shouldn't go self pay is pregnancy outcome can be unpredictable, and what if the baby is born prematurely or has issues at delivery and needs to spend time in NICU? The bill can sometimes run into thousands of dollars. Don't expect the hospital to write that off just because you tell them you can not pay or you ask nicely.
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Jalsa
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Username: Jalsa

Post Number: 30104
Registered: 02-2008
Posted From: 69.126.211.48

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Posted on Wednesday, February 11, 2015 - 05:54 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

This DB ROCKSSSSS!!!!!!!!
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Rowdy
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Username: Rowdy

Post Number: 33210
Registered: 01-2010
Posted From: 12.2.115.11

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Posted on Wednesday, February 11, 2015 - 05:47 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bobby:

This is INCORRECT.. if you go with OBAMACARE then they will cover preexisting, if you want to buy insurance after enrollment where OBAMACARE is not available then pre-exisiting doesn not cover. This is first hand information in 2014....




oh, thattaa .... thank you .... will remove that notion from my mind now onwards ... there will always be pre-existing condition clause in insurance ... stamp esesaa
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Ramramesh
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Username: Ramramesh

Post Number: 2975
Registered: 03-2014
Posted From: 216.31.219.19

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Posted on Wednesday, February 11, 2015 - 05:44 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Go through your state-insurance-exchange established by Obama Care....A Google search should show you the website name for your state....which state by the way?
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Bobby
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Username: Bobby

Post Number: 194
Registered: 04-2008
Posted From: 207.70.163.246

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Posted on Wednesday, February 11, 2015 - 05:41 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rowdy:




Rowdy

This is INCORRECT.. if you go with OBAMACARE then they will cover preexisting, if you want to buy insurance after enrollment where OBAMACARE is not available then pre-exisiting doesn not cover. This is first hand information in 2014....

Not sure if the rules are changed in 2015
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Saint
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Username: Saint

Post Number: 44564
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:40 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:


baava..mee vadu tax returns file cheseppudu last year insurance leka pothe fine pay cheyyalsi vasthundi..choosi cheyyamanu
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Bobby
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Username: Bobby

Post Number: 193
Registered: 04-2008
Posted From: 207.70.163.246

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Posted on Wednesday, February 11, 2015 - 05:37 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

BMW

JAI OBAMA

all pre-exisinting will cover... no one can deny

Time is running out , ONLY LEFT 4 days to apply for OBAMA CARE insurnace

make it fast.....just appication ke 2 days patidhi...

any agent is good,its govt rates, immediately apply who ever gives....\

March 1st nunchi insurance vuntadhi ..mee sister ki.
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Saint
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Username: Saint

Post Number: 44562
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:15 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:



individual ga insurance companies websites browse chesinaa same kadha...u will see the difference by opening in two different tabs




multiple companies oke daggira vundavu kada? instead of going thru diff websites..u get all info in the same place...
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Onlytruth
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Username: Onlytruth

Post Number: 158637
Registered: 01-2007
Posted From: 167.115.115.2

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Posted on Wednesday, February 11, 2015 - 05:14 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

edi cheap ga vasthundoo..elanti options vuntayoo teliyatanike kada...aa site choosedhi!aa diff teliyakapoteh ela?




individual ga insurance companies websites browse chesinaa same kadha...u will see the difference by opening in two different tabs
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Chantichanti
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Username: Chantichanti

Post Number: 1130
Registered: 08-2008
Posted From: 205.204.248.86

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Posted on Wednesday, February 11, 2015 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chantichanti:

ible...govt pays part of ur insurance premium...




And this is called APTC - Advanced Premium Tax Credit
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Bmw007
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Username: Bmw007

Post Number: 12406
Registered: 10-2008

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Posted on Wednesday, February 11, 2015 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chantichanti:

Bhayya.. Feb 15th lopu velli teesukovachu, we are still in open enrollment period. I work in this domain so I am pretty sure he can get the insurance before Feb 15th. First ask him to go his state or federal wherever obamacare is available and get it. Even if the insurance company says something , he can still contest it as he applied before Feb 15.




Sure bro..he will enroll by 15th..this thread gave lot of information..

Thanks to every one
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Rowdy
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Username: Rowdy

Post Number: 33209
Registered: 01-2010
Posted From: 71.59.7.72

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Posted on Wednesday, February 11, 2015 - 05:12 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I think non-obamacare ki kuda pre-existing limitation ledu ippudu ... any plan should cover the pre-existing conditions ... tappaite cheppandi, itta guddiga velle o sari bokka borla paddanu

(opposite lane lo vache police vodu ki mana speed measure cheyyadam kudaradu ani evado gootle gadu cheppadu, ade follow ai eduruga police vastunna lite teeskuni naa speed lo nenu poyaa, ventane venakki tippukochi maree ticket esi tenkadu)
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Chantichanti
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Username: Chantichanti

Post Number: 1128
Registered: 08-2008
Posted From: 205.204.248.86

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Posted on Wednesday, February 11, 2015 - 05:12 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

If u r low income less than 65K i think, then u r eligible...govt pays part of ur insurance premium......




This applies only if you meet the 5 year bar and if you are permanent resident
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Saint
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Username: Saint

Post Number: 44561
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:11 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:



not necessary to route thru hc.gov....no advantage in doing so...


EXCEPT one stop comparison



edi cheap ga vasthundoo..elanti options vuntayoo teliyatanike kada...aa site choosedhi!aa diff teliyakapoteh ela?
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Saint
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Username: Saint

Post Number: 44560
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:10 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:


4) then y everyone pointing to hc.gov website? its just a single stop shopping place where u can compare all private companies's offers

other than that u dont see any shitx in that website




You can purchase insurance from here ..isnt it?

last year I enrolled...purchase ane option choosinattu gurthu! what ever plan u select
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Onlytruth
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Username: Onlytruth

Post Number: 158635
Registered: 01-2007
Posted From: 167.115.115.2

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Posted on Wednesday, February 11, 2015 - 05:10 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

u can shop in ur local state insurance companies......absolutely


not necessary to route thru hc.gov....no advantage in doing so...


EXCEPT one stop comparison
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Onlytruth
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Username: Onlytruth

Post Number: 158634
Registered: 01-2007
Posted From: 167.115.115.2

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Posted on Wednesday, February 11, 2015 - 05:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

FAQ :

1) is obum care a plan ?
a) NO

2) Every insurance company plan can be considered as obum plan ?
a) yes

3) If u r low income less than 65K i think, then u r eligible...govt pays part of ur insurance premium......again...it handled by EVERY pvt company directly...u dont need obum plan website


4) then y everyone pointing to hc.gov website? its just a single stop shopping place where u can compare all private companies's offers

other than that u dont see any shitx in that website
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Chantichanti
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Username: Chantichanti

Post Number: 1127
Registered: 08-2008
Posted From: 205.204.248.86

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Posted on Wednesday, February 11, 2015 - 05:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:




Bhayya.. Feb 15th lopu velli teesukovachu, we are still in open enrollment period. I work in this domain so I am pretty sure he can get the insurance before Feb 15th. First ask him to go his state or federal wherever obamacare is available and get it. Even if the insurance company says something , he can still contest it as he applied before Feb 15.
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Thelegend
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Username: Thelegend

Post Number: 29583
Registered: 04-2008

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Posted on Wednesday, February 11, 2015 - 05:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

asalu insurance teeskotam antene to help us with risk/uncertainity blah blah ani adi lekapote risk ani cheptarenti , that is obvious :-)
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Bmw007
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Username: Bmw007

Post Number: 12405
Registered: 10-2008

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Posted on Wednesday, February 11, 2015 - 05:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:




Mostly obama care avvudhi..
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Rowdy
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Username: Rowdy

Post Number: 33208
Registered: 01-2010
Posted From: 71.59.7.72

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Posted on Wednesday, February 11, 2015 - 05:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

pre-existing anedi pre-obamacare ... ippudu aa lolli ledu kadaa
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Saint
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Username: Saint

Post Number: 44559
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:06 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:



last year W-2 50k ke vundhi ley so he should be good




ithe inka good baava..tax credit kooda vasthadi...mee vaadiki oka 2k daaka..

check the quotes and credits here..

https://www.healthcare.gov/see-plans/
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Santhi_swaroop
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Username: Santhi_swaroop

Post Number: 1958
Registered: 10-2014
Posted From: 198.203.181.181

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Posted on Wednesday, February 11, 2015 - 05:06 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

idi best actually. by age 27/28 iddaru pillalu, and by 55 they are settled. lekapote mana DB lo bendakayalla muppiyaaru vachchina pelli kaaka, nalabhai ki first issue lepi... abbo vaddule!!! :D:D




annai mana chethillo vuntayaa rao gaaru. ee kalalam loo ammayiki abbayi nachithe kaani pelli kaadhu. ammayilemoo baa study chesi vishyam vundhoo ledhoo check chusina tarvutha procedd avuthunnaru. so time paduthundhi. mee kalamam laa ledhu ippudu trend.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga :D
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Saint
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Username: Saint

Post Number: 44558
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:05 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:



Chusanu bava..BIL is back yeterday will research more and enroll tomorrow




employer discounted insurance ivvaka pothe ( I mean maname full ga katte insurance ithe)...daani kante obamacare insurance cheap and best...

last time choosa...manaki entha paduddi ani..maa employer 40% pay chesthadu insurance lo..so lite teesukunna...aa 40% kooda add chesukunte...obamacare lo vache insurance (with all similar features) oka 20% takkuva vundi
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Thelegend
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Username: Thelegend

Post Number: 29582
Registered: 04-2008

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Posted on Wednesday, February 11, 2015 - 05:04 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sesani:

idi baaga risky..


definitely. Nenu cheppina under $10K lekka lo C-S kooda ledu. Inka CJ cheppina lanti situation ayite 10 times. Plus ippudu no insurance option ledu anukunta kada with Obama HC
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Bmw007
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Username: Bmw007

Post Number: 12404
Registered: 10-2008

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Posted on Wednesday, February 11, 2015 - 05:04 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:

Obama care ki andaru eligible kaadu. income should below $60K anukunta.




last year W-2 50k ke vundhi ley so he should be good
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Cinejeevi
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Username: Cinejeevi

Post Number: 627
Registered: 10-2014
Posted From: 69.147.191.23

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Posted on Wednesday, February 11, 2015 - 05:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:

is on OPT status and recently got married and now his wife ( my sister) is pregnant..




idi best actually. by age 27/28 iddaru pillalu, and by 55 they are settled. lekapote mana DB lo bendakayalla muppiyaaru vachchina pelli kaaka, nalabhai ki first issue lepi... abbo vaddule!!! :D:D
jiskE paas sOna (gold) jyaada
uskE pass sOna (sleep) kam
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Saint
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Username: Saint

Post Number: 44557
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, February 11, 2015 - 05:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:

Obama care ki andaru eligible kaadu. income should below $60K anukun




antha ledu..anybody can buy....income takkuva vunte tax credit vasthadi...ekkuva vunte credit raadu!
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Saint
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Username: Saint

Post Number: 44556
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Posted on Wednesday, February 11, 2015 - 05:01 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

insurance vallaki hospital nunchi 60K bill pamparu for C-S. but insurance vaadu total 11k kattadu( including anasthesia)

UHC claims lo clear ga chooduchu mana insurance vaadu entha pay chesthunnadu ani!
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Just4fun
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Username: Just4fun

Post Number: 31928
Registered: 10-2007
Posted From: 204.235.114.64

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Posted on Wednesday, February 11, 2015 - 04:59 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Obama care ki andaru eligible kaadu. income should below $60K anukunta.
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Rajusk
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Username: Rajusk

Post Number: 35472
Registered: 02-2008
Posted From: 170.74.55.79

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Onlytruth:

beejam naate naatiki insurance lo lekapothe bill thrill ga untundhi


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Rbabu
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Username: Rbabu

Post Number: 3512
Registered: 09-2013
Posted From: 149.168.240.7

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Posted on Wednesday, February 11, 2015 - 04:59 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I think Feb 15th deadline only applies for citizens who are claiming subsidies through govt website. Others can buy private insurance anytime. Correct me if I'm wrong.
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Rajusk
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Username: Rajusk

Post Number: 35471
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Posted From: 170.74.55.79

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Posted on Wednesday, February 11, 2015 - 04:58 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:

with obama care they have to access pre existing conditions anukunta kada




naaku telisi YES..

please double check
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Chillarodu
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Posted on Wednesday, February 11, 2015 - 04:57 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Thelegend:

medical bills ki payment plan teeskovachhu , mellaga kattochhu if you want to.




em complications lekunda savyanga jarigithe no problem.
otherwise bill peluthundhi.. so better to take some insurance
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Sesani
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Santhi_swaroop:

insurance lekapothe antha bill cheyyaru. But that is always risk.


True and insurance doesnt pay 40k either, they have discounted rates.. kaani i am just saying how bad it can be in worst case scenario..

Obama uncle plan teeskunte better online instead of looking for options... no denials and she will be covered..
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Cinejeevi
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Posted on Wednesday, February 11, 2015 - 04:54 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

better to take some insurance. maa vishayam lo maa final medical bill came to about $150000 (yes the figure is right) or more. HD had to spend one month in hospital, then baby born in 7th month, later baby in their care in incubator for about 20 days.. ila ila ila..


oka roju mail open chuste oka bill for about $65K unnindi. heart agindi sudden gaa. tarvata kinda ekkado this is statement only don't pay ani undi :D:D:D

ekkado sudi bagundi gaani lekapote desam paripoyevadini . thx to my company insurance i paid $10 in the whole episode
jiskE paas sOna (gold) jyaada
uskE pass sOna (sleep) kam
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Santhi_swaroop
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Sesani:

uncle 40k bill chesindi hospital to insurance in our case... idi baaga risky..




insurance lekapothe antha bill cheyyaru. But that is always risk.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga :D
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Onlytruth
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Santhi_swaroop:

yes, naku vunna limited knowledge thoo Obama care is the best option. Obama care ilanti vatiki baa use avuthundhi.




obum care in not an option...its a mandatory framwrok...which applies to ALL OPTIONS


pregnancy anedhi pre-existing condition ani coverage undedhi kaadhu insurance comapnies offer chese plans lo....( beejam naate naatiki insurance lo lekapothe bill thrill ga untundhi )


obum framework lo just delivery ki mundhu roju join aina chaalu...insurance companies accept chesi kattalsindhe,,,,adannamata

u can buy at ANY pvt isnurance company
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Sesani
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Thelegend:

medical bills ki payment plan teeskovachhu , mellaga kattochhu if you want to.


uncle 40k bill chesindi hospital to insurance in our case... idi baaga risky..

Bmw007:


I am not 100% sure but 'obama care' la individual plan teeskovocchu.. it might be expensive but it is a good option..
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Santhi_swaroop
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Posted on Wednesday, February 11, 2015 - 04:48 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

yes, naku vunna limited knowledge thoo Obama care is the best option. Obama care ilanti vatiki baa use avuthundhi.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga :D
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Bmw007
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Posted on Wednesday, February 11, 2015 - 04:45 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

Feb 15th is the last date to enroll.. so he still can buy insurance here...!




Chusanu bava..BIL is back yeterday will research more and enroll tomorrow
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Thelegend
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Bmw007:


this was 3 years ago before O care bro. Ee Obama care premium/coverages pattinchukoledu etla unnayo.
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Onlytruth
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Posted on Wednesday, February 11, 2015 - 04:43 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

okappudu aithe issue...Obum Care lo bindass

buy TODAY best policy by exploring in hc.gov
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Saint
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Posted on Wednesday, February 11, 2015 - 04:42 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

baava...

https://www.healthcare.gov/get-coverage/?optimizely_x2415380 104=1&optimizely_force_tracking=true


Feb 15th is the last date to enroll.. so he still can buy insurance here...!
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Thelegend
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Bmw007:

Bro problem is what in case of complication $10k varaku no problem we can afford what if anything major comes u


maku under $10k ayyindi bro including regular doctor visits and delivery. It may vary by c-section or any other optional things like epidural etc.

konchem pedda bill ayina, time teeskuni kattochhu
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Bmw007
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Thelegend:




Ye obama care lantivi ippudu enroll avvacha..with obama care they have to access pre existing conditions anukunta kada
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Bmw007
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Posted on Wednesday, February 11, 2015 - 04:39 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Thelegend:




Bro problem is what in case of complication $10k varaku no problem we can afford what if anything major comes u
01/04/2014-161.2 lbs
01/04/2012-187 lbs
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Thelegend
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Posted on Wednesday, February 11, 2015 - 04:38 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

medical bills ki payment plan teeskovachhu , mellaga kattochhu if you want to.
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Thelegend
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Posted on Wednesday, February 11, 2015 - 04:37 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

our #2 putte time ki maku insurance ledu. About 3K difference for normal delivery with or without insurance. Ofocurse some insurances ki just few hundred padochu from your pocket and some insurance ki few thousands padochu.

munde no insurance ani chepte hospital/Dr.Office kooda rough ga oka estimate istharu.
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Sp1234
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Posted on Wednesday, February 11, 2015 - 04:37 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

you can negotiate with the doctor/hospital for a fixed amount contract.
** Hawks **
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Pkpsf
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Posted on Wednesday, February 11, 2015 - 04:36 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ntr_fan:

OPT lone Pelli and Pregnant .. Chala fast ga unnadu ga kurrodu...


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Ntr_fan
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Posted on Wednesday, February 11, 2015 - 04:35 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bmw007:

My brother in law is on OPT status and recently got married and now his wife




OPT lone Pelli and Pregnant .. Chala fast ga unnadu ga kurrodu...
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Bunty717
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Posted on Wednesday, February 11, 2015 - 04:34 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

konni ins companies though it is preexitsting ins istaaru.. ekkuva untundi still tesukovatamee..
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Vjawarrior
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Posted on Wednesday, February 11, 2015 - 04:34 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

pregnancy shouldnt be consideredas a preexisting condition....buy health insurance now....
aina maried ayyi undi health insurance lekpovatam enti
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Bmw007
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Posted on Wednesday, February 11, 2015 - 04:32 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Friends..My brother in law is on OPT status and recently got married and now his wife ( my sister) is pregnant..He dont have insurance coverage. what are his options?

can he take an individual plan now ? His employee is not covering for insurance so they said they cant provide

They went to India last months and found out about the pregnancy in India. My cousin is back and my sister will be back in April.

Please advise

(Message edited by bmw007 on February 11, 2015)
01/04/2014-161.2 lbs
01/04/2012-187 lbs

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