| Author |
Message |
   
Jake_ryan
Junior Artist Username: Jake_ryan
Post Number: 747 Registered: 01-2008 Posted From: 129.192.170.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 05:24 pm: |
     |
Maverick:
thanks for the info; hope this holds.. every phone call scares me; each time I open the post box heart beats. Still paying off the debt that I took to pay off the 25k. costly mistake for not choosing the preexisting coverage while taking the insurance.. |
   
Maverick
Legend Username: Maverick
Post Number: 55525 Registered: 01-2008 Posted From: 108.171.130.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 04:49 pm: |
     |
Jake_ryan:one thing not clear to me was: we sign a form while filing for visa for parents saying we will pay toward their expenses while they are here.. if hospital bills are uncovered, what would hospitals do? Will they come after us?
no, if they are not a burden of state you are fine. USCIS will not interfere with that Happy Vizag |
   
Lichtenberg
Comedian Username: Lichtenberg
Post Number: 1482 Registered: 08-2013 Posted From: 162.115.236.103
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 04:45 pm: |
     |
Jake_ryan:if hospital bills are uncovered, what would hospitals do? Will they come after us?
they sell to collection agencies on percentage basis and/or write off as charity Try this https://healthcarebluebook.com to see approx costs |
   
Jake_ryan
Junior Artist Username: Jake_ryan
Post Number: 746 Registered: 01-2008 Posted From: 129.192.170.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 04:43 pm: |
     |
one thing not clear to me was: we sign a form while filing for visa for parents saying we will pay toward their expenses while they are here.. if hospital bills are uncovered, what would hospitals do? Will they come after us? |
   
Jake_ryan
Junior Artist Username: Jake_ryan
Post Number: 745 Registered: 01-2008 Posted From: 129.192.170.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 04:39 pm: |
     |
goodluck Mamamiya786 Been there. Father was hospitalized while he was here; kharma koddee, choosukokundaa teesukunna policy doesnt have the pre-existing coverage; so, insurance said it wont cover the bills. In the heat of the moment, didnt know what docs I signed; didnt know that you shouldnt sign any papers but too late. While in the hospital, cleared most of the bills (daggira daggira 100k ayyindhi for three days in ICU and two days normal stay with labs, therapies and everything else); they had a promotion and said if I could pay it off, they would give 75% discount. If not, have to pay in full. So, while checking out paid close to 25k as I was afraid it will come back bite me. Still keep on getting few other pending bills; trying to ignore; getting calls once a week.. all are with dad's name.. so, just hoping nothing will happen to me.. he left for india now. |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 6773 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 04:10 pm: |
     |
Mamamiya786:in the end i am ready to pay 10 to 15k ...but more than that is going to bleed me ... lets see how it comes out.
As long as bills are on her name, you have nothing to worry. First, make sure insurance pays what they have to pay. Then, there are many things you can do. With hospitals, you can apply for charitable exemption, saying your mom cannot afford the bill (you will have provide supporting documents of her income and all). Most of the hospitals will agree to this if they have received everything they need to get from insurance. Next, You can bargain with everyone, including hospitals and doctors. they usually give you two option, one time reduced payment or monthly payment plan. GO with whatever you feel comfortable. |
   
Warren
Junior Artist Username: Warren
Post Number: 362 Registered: 02-2009 Posted From: 173.76.193.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:57 pm: |
     |
mamamiya.. emi documents oo teliyadu... but one of my friend father was hospitalized and he made sure that he did not sign any document. Bills went to fathers name. Later hospital finally agreed for some amount. |
   
Mamamiya786
Hero Username: Mamamiya786
Post Number: 17296 Registered: 06-2008 Posted From: 206.57.79.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:56 pm: |
     |
in the end i am ready to pay 10 to 15k ...but more than that is going to bleed me ... lets see how it comes out. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
   
Mamamiya786
Hero Username: Mamamiya786
Post Number: 17295 Registered: 06-2008 Posted From: 206.57.79.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:53 pm: |
     |
Dreamcatcher:hope you made sure all the bills are on your mom's name.
I think the bills will come under her name only. i just signed one documenbt ...my name and social ..or other details ..they never asked me . Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
   
Mamamiya786
Hero Username: Mamamiya786
Post Number: 17294 Registered: 06-2008 Posted From: 206.57.79.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:52 pm: |
     |
Warren:MAMIYA.. nivu sign cheshava document? if did not sign then it wont come to you.
which document ? i signed a few documents in hospital ? how can i deny ? Now i have to fight with insurnace and hoospital about the bills and payment. Long way to go. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 6771 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:35 pm: |
     |
Warren:nivu sign cheshava document?
this is very crucial. hope you made sure all the bills are on your mom's name. |
   
Warren
Junior Artist Username: Warren
Post Number: 361 Registered: 02-2009 Posted From: 173.76.193.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:33 pm: |
     |
MAMAMIYA.. nivu sign cheshava document? if did not sign then it wont come to you. |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 36964 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:23 pm: |
     |
Mamamiya786:sudden and un expected recurrance of pre existing condition 50k annadu,
Hospital vaadu bill entha annaaadu Also u can engotiatee Problem with these isnurances is they dont have negotiated aka discounted rate which is available for normal insurance carruers dont be surprised if the bill is above 150K alsooo No Signature |
   
Mamamiya786
Hero Username: Mamamiya786
Post Number: 17292 Registered: 06-2008 Posted From: 206.57.79.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:19 pm: |
     |
Andhrawala:Operation US lo aindhaa leka India naaa kvrao.org vaadi Indianetwork Insurance is thro AIG. It covers even hospitalization for pre-existing condition
already cheincham ...ikkade . Patriot america is the insurance. Next time KV Rao insurance teesukunta.. sudden and un expected recurrance of pre existing condition 50k annadu, Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 36962 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:11 pm: |
     |
Mamamiya786:entha varaku gooddu ? entha varku cover chestai . ma mother ki suregery ayyindi ...hip bone fracture aithe .. she is fine now. Operation doone.
Operation US lo aindhaa leka India naaa kvrao.org vaadi Indianetwork Insurance is thro AIG. It covers even hospitalization for pre-existing condition means it covers bypass surgery etc if surgery is needed or else life threat Generally for any kind of no risk surgery means better goto India and get it done No Signature |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 6770 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:04 pm: |
     |
who is the insurance company? all i can say is, be patient. you have to deal with both hospitals/doctors as well as insurance company. keep all the documentation properly. god speed. |
   
Mamamiya786
Hero Username: Mamamiya786
Post Number: 17290 Registered: 06-2008 Posted From: 206.57.79.197
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 02, 2015 - 03:02 pm: |
     |
entha varaku gooddu ? entha varku cover chestai . ma mother ki suregery ayyindi ...hip bone fracture aithe .. she is fine now. Operation doone. Now insurance fight any idea how good are these insurances ..i bought some thing in insubuy.com , don't even remember the name. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |