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Sesani
Side Hero Username: Sesani
Post Number: 7916 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 10:36 pm: |
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Vjawarrior:
Yaa bhayya....3000 is my responsibility for pregnancy n delivery...100% will be taken care by insurance after that... Since my deductible n max out of pocket is 3000.. My co-insurance is 100%.. Ade if my Max out of pocket was 5000 anuko then 80-20 or 70-30 etc will come in to picture.. |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 10968 Registered: 02-2014 Posted From: 71.228.237.119
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 10:10 pm: |
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Sesani:deductible
what is the meaning of this annai? dies it mean that ur hospital expenses will be covered only after u pay deductible of 3000...so 3000 bill chesina tarvatha aa vachina bill paina 20% nuvvu pay cheyyala |
   
Sesani
Side Hero Username: Sesani
Post Number: 7915 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 10:03 pm: |
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Simhapuri_kurrodu:
yaa.. doctor tho, hospital tho, insurance tho (before this 1800 bill) matlaadina... 3000 is the deductible which includes in-patient, out-patient, labs tests, delivery (anesthesia also)... after that 100%... but unknown charges enni vastayo choodale after delivery... |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 10966 Registered: 02-2014 Posted From: 71.228.237.119
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 10:02 pm: |
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Sesani:Down syndrome test ani cheppi 1800 bill pampindu insurance vaadu.... chuss...
whatttttttttttttt....dude...nee insurance maree screwed up anukunta....okkka paisa kooda veyyakodadu neeku... |
   
Simhapuri_kurrodu
Hero Username: Simhapuri_kurrodu
Post Number: 13814 Registered: 07-2008 Posted From: 76.109.165.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:59 pm: |
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Sesani:
did you ask the doc? bcos for most insurance plans , you pay the first copay and that 1-2k amount is for everything including delivery |
   
Sesani
Side Hero Username: Sesani
Post Number: 7914 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:54 pm: |
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Simhapuri_kurrodu:delivery ki adi.
ledu bhayya... each office visit ki bill chestunna amount adi... we can see all the details online in the acct... doctor kummtundi paisal ...  |
   
Sesani
Side Hero Username: Sesani
Post Number: 7913 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:51 pm: |
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Gotcha:
ledu bhayya.. delivery this month... inka delivery tarvaata enni bills vastayo... inko twist endi ante 3 months ago naa wife doctor maa insurance la out of network ayyind... doctor said we will not charge u and still consider u as in-network but bill u after deliver ani... vallu em twists istaaro lets c... thanks for ur suggestion though... |
   
Simhapuri_kurrodu
Hero Username: Simhapuri_kurrodu
Post Number: 13812 Registered: 07-2008 Posted From: 76.109.165.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:49 pm: |
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Sesani: but still 1000 endi....
delivery ki adi. final ga vache bill lo hospital bill+ delivery chesina doc bill i paid some 1500, but aa first doc almost 10 visits ,each 45 copay! inkaa if applicable, anesthesia or induce chese doc bill ila chala vastayi. |
   
Gotcha
Hero Username: Gotcha
Post Number: 18114 Registered: 02-2008 Posted From: 50.179.11.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:46 pm: |
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Sesani:
if ur delivery date is next year, best do this. change to hmo for next year. oka 300$ to vodili potundi, following year u can change it ppo if neede but delivery year matiki hmo teesuko u will be set This Andhra real estate is for sale. |
   
Sesani
Side Hero Username: Sesani
Post Number: 7912 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:46 pm: |
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Gotcha:they will pierce a needle and get the baby blood and o chala painful ga untundi process.
maaku idi cheyyaledu bhayya.. just wife's blood and ultrasound test anthe.. wife ki no problem at all.. |
   
Sesani
Side Hero Username: Sesani
Post Number: 7911 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:45 pm: |
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Simhapuri_kurrodu:you have to check your coverage and follow up.
anni covered ani cheppindi insurance.. ippudu emo lab la tests they did is some chromosome test and that is not a regular test antunnaru.... but we specifically asked abt these tests... call chesi de'gtha naa kodukulani... 6 months tavraata vacchindi bill.... And ee doctors kuda too much bhayya.. our doctor doesnt charge copay for every visit kaani she charges 1000 bucks for every visit to the insurance.... of course thats not my headache.. insurance discounted rates pay chestadi doctor ki.. but still 1000 endi.... |
   
Gotcha
Hero Username: Gotcha
Post Number: 18112 Registered: 02-2008 Posted From: 50.179.11.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:37 pm: |
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Sesani:
yes they will do by ultrason but if we want to be double sure they will do it other way. they will pierce a needle and get the baby blood and o chala painful ga untundi process. hope ur wife is feeling better now. This Andhra real estate is for sale. |
   
Simhapuri_kurrodu
Hero Username: Simhapuri_kurrodu
Post Number: 13811 Registered: 07-2008 Posted From: 76.109.165.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:37 pm: |
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Sesani:
you have to check your coverage and follow up. maa doc 6th month vachaaka deliveries cheyanu ani cheppindi. we switched doc. till then we were paying copay every visit, never knew that you pay only the first visit. evari range lo vallu dochestaaru |
   
Sesani
Side Hero Username: Sesani
Post Number: 7909 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:34 pm: |
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Gotcha:down syndrome pregnenancy ki chestaru kada. that can be done by ultrasonic too kada.
yaa bhayya... ade... kaani test is done with blood anta not by ultrasonic... |
   
Sesani
Side Hero Username: Sesani
Post Number: 7908 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:32 pm: |
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Simhapuri_kurrodu:for pregnancy? deductible entha?
3000 deductible... 100% after that... call cheyyale insurance ki... they said its covered and ippudu inkedo additional test ani bill pampindu donga na K... |
   
Gotcha
Hero Username: Gotcha
Post Number: 18111 Registered: 02-2008 Posted From: 50.179.11.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:27 pm: |
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Sesani:
down syndrome pregnenancy ki chestaru kada. that can be done by ultrasonic too kada. This Andhra real estate is for sale. |
   
Simhapuri_kurrodu
Hero Username: Simhapuri_kurrodu
Post Number: 13810 Registered: 07-2008 Posted From: 76.109.165.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:25 pm: |
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Sesani:Down syndrome test ani cheppi 1800 bill pampindu insurance vaadu.... chuss...
for pregnancy? deductible entha? i paid 400 something for one test. and doctor used to call us for blood work results, just to say no issues. copay kosam ani 10 visits tarvata ardham aindi |
   
Sesani
Side Hero Username: Sesani
Post Number: 7907 Registered: 08-2014 Posted From: 173.63.231.224
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:23 pm: |
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Em labs oo em blood tests oo... deenemma bills choosthe heart attack ikkada.... em scam ra nayana insurance ikkada... thuuu.... Down syndrome test ani cheppi 1800 bill pampindu insurance vaadu.... chuss... |
   
Simhapuri_kurrodu
Hero Username: Simhapuri_kurrodu
Post Number: 13807 Registered: 07-2008 Posted From: 76.109.165.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, November 09, 2014 - 09:07 pm: |
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never knew about this. drop of blood that anni tests accurate ga cheya galara? or is this fake advertising |