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Question on credit card usage in India.

Chalanachithram.com DB » New TF Industry Related » Archive through September 23, 2014 » Question on credit card usage in India. « Previous Next »

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Kalikaalam
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Username: Kalikaalam

Post Number: 11373
Registered: 01-2008
Posted From: 173.49.93.171

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Posted on Monday, September 22, 2014 - 04:32 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

OK. Thank you everybody.

I may be out from DB for next one month atleast.
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Jalsa
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Username: Jalsa

Post Number: 26105
Registered: 02-2008
Posted From: 159.53.174.141

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Posted on Monday, September 22, 2014 - 03:46 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:

nenu OK..nee paristhithi enti ?



edho nadipisthunna maastarrrr....mee ooorlo special ed ettuntadho idea undhaa?
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Sannayi_nokkulu
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Username: Sannayi_nokkulu

Post Number: 503
Registered: 06-2014
Posted From: 149.255.58.111

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Posted on Monday, September 22, 2014 - 03:42 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:


citi vadu aithe 3% fee
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Rajusk
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Username: Rajusk

Post Number: 33028
Registered: 02-2008
Posted From: 170.74.56.83

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Posted on Monday, September 22, 2014 - 03:36 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

maastarrr, h r u?




nenu OK..nee paristhithi enti ?
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Jalsa
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Username: Jalsa

Post Number: 26103
Registered: 02-2008
Posted From: 159.53.46.142

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Posted on Monday, September 22, 2014 - 03:35 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:



maastarrr, h r u?
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Rajusk
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Username: Rajusk

Post Number: 33027
Registered: 02-2008
Posted From: 170.74.56.83

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Posted on Monday, September 22, 2014 - 03:34 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

numbers with security codes evarikistav?? avi kooda pettu DB lo with Zip Code




meeku isthe naaku forward cheyyandi..konchem shopping pani undi :D
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Cinejeevi
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Username: Cinejeevi

Post Number: 3800
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Monday, September 22, 2014 - 03:11 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

Discover, Chase-amazon, Amex-costco




numbers with security codes evarikistav?? avi kooda pettu DB lo with Zip Code
NTR, Krishna, Nag, Mahesh, Jr... Don't argue with Jaffas. peoples cannot differentiate who is JAFFA :-)
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Kalikaalam
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Username: Kalikaalam

Post Number: 11372
Registered: 01-2008
Posted From: 171.159.192.10

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Posted on Monday, September 22, 2014 - 03:10 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Lichtenberg:

nee daggar aippudu emunnaayo cheppu......



Discover, Chase-amazon, Amex-costco
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Lichtenberg
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Username: Lichtenberg

Post Number: 1262
Registered: 08-2013
Posted From: 162.115.108.104

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Posted on Monday, September 22, 2014 - 02:34 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

nee daggar aippudu emunnaayo cheppu......it doesnt depend on the network...it depends on the issuer
...these are some cards with no foreign transaction fees....some may cahrge exchnage fees

barclays arrival
chase saphhire preferred
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Bunty717
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Username: Bunty717

Post Number: 40831
Registered: 02-2008

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Posted on Monday, September 22, 2014 - 02:24 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:


anta avasaram ledu annai.. nee kaada unna cards use cheyi.. ee transaction fee max okf 50-70 $ worth avutaadi emo nuvvu annitiki card use cheste.. so lite..
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Onlymovies
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Username: Onlymovies

Post Number: 228
Registered: 05-2014
Posted From: 199.173.226.236

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Posted on Monday, September 22, 2014 - 02:23 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajin:

BOA travel rewards card visa signature ede nenu india vichalaga vidiga, no yearly fee no foreign transaction fee..


ade antunna, there are few cards, which are free and no transaction fee.. we need to get those cards..
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Rajin
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Username: Rajin

Post Number: 4597
Registered: 05-2012
Posted From: 63.250.254.2

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Posted on Monday, September 22, 2014 - 02:20 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlymovies:

visa signature



BOA travel rewards card visa signature ede nenu india vichalaga vidiga, no yearly fee no foreign transaction fee..
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Kalikaalam
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Username: Kalikaalam

Post Number: 11371
Registered: 01-2008
Posted From: 171.159.192.10

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Posted on Monday, September 22, 2014 - 02:16 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlymovies:

Visa Signature card ki mostly no transaction fee, and will be accepted everywhere, where credit card is accepted. But most of visa signature cards ki yearly transaction fee vuntundi, so try to research a visa signature card with no transaction fee. Discover chala takkuva chotla accept chestaaru, and no transaction fee. So my suggestion is apply for a credit card, which doesnt have foreign transaction fee and take it along with you. Last time nenu discover and chase Southwest teesuku vella. mostly discover use chesaa.. discover accept cheyyani chota chase..




Thanks brother.
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Onlymovies
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Username: Onlymovies

Post Number: 226
Registered: 05-2014
Posted From: 199.173.226.236

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Posted on Monday, September 22, 2014 - 02:06 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Visa Signature card ki mostly no transaction fee, and will be accepted everywhere, where credit card is accepted.
But most of visa signature cards ki yearly transaction fee vuntundi, so try to research a visa signature card with no transaction fee.

Discover chala takkuva chotla accept chestaaru, and no transaction fee.

So my suggestion is apply for a credit card, which doesnt have foreign transaction fee and take it along with you.

Last time nenu discover and chase Southwest teesuku vella. mostly discover use chesaa.. discover accept cheyyani chota chase..
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Kalikaalam
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Username: Kalikaalam

Post Number: 11369
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 02:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bunty717:

best icici nre/nro accts ki transfer chesi aa debit cards use chesukovatam..




yeppudo okasaari use cheyyadaani ki try chesthaamu(5 years ki oka saari idnia vellinappudu) viti ni.Naa wife july lo india velithe, Okka ATM card kudaa work avvaledu.
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Bunty717
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Username: Bunty717

Post Number: 40830
Registered: 02-2008

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Posted on Monday, September 22, 2014 - 01:55 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

Then, it is good for me.Anyway, i'll call them tomorrow and find out.


visa and amex unte anni cover avutaayi.. ee foreign tran fees bagane estaaru.. best icici nre/nro accts ki transfer chesi aa debit cards use chesukovatam.. ee headache undadu..
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Pawanism
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Username: Pawanism

Post Number: 1953
Registered: 04-2013
Posted From: 166.147.88.21

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Posted on Monday, September 22, 2014 - 01:55 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Chase ki foreign transaction fee ledhu anukunta
Karige loga ee kshanam...
Gadipeyali ee Jeevitham...
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Kalikaalam
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Username: Kalikaalam

Post Number: 11368
Registered: 01-2008
Posted From: 171.159.194.10

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Posted on Monday, September 22, 2014 - 01:54 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bunty717:

corporante hosp lo anni cards accecpt chestaaru annai..




Then, it is good for me.Anyway, i'll call them tomorrow and find out.
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Bunty717
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Username: Bunty717

Post Number: 40829
Registered: 02-2008

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Posted on Monday, September 22, 2014 - 01:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

Discover card accept chesthaaraa in Corporate hospitals etc??


corporante hosp lo anni cards accecpt chestaaru annai..
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Kalikaalam
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Username: Kalikaalam

Post Number: 11367
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:46 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Any way, i'll call the hospital and find out if they accept discover card or not.The reason why i am preferring this is, I got 0% on purchases,BTs etc..
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Kalikaalam
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Username: Kalikaalam

Post Number: 11366
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:45 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

calling the CC company before is good but in practical is of no Use. So take 2/3 different cards. suspicious transaction avagaane (according to them) auto hold loki vellipotundi until u call again from there. Sometimes even spouse calls from here will be of no use as per rules/laws of USA




Hmm..I did not know that.Call chesi cheppagaane, aa time frame lo manaku ye issue raadu anukontunnaa. Thanks for letting me know about it.Ok. Then, i'll take all of my cards with me.
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Cinejeevi
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Username: Cinejeevi

Post Number: 3797
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Monday, September 22, 2014 - 01:39 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

I always used to call cc company and let them know about mmy probable stay in India so that they will not keep it hold.




calling the CC company before is good but in practical is of no Use. So take 2/3 different cards. suspicious transaction avagaane (according to them) auto hold loki vellipotundi until u call again from there. Sometimes even spouse calls from here will be of no use as per rules/laws of USA
NTR, Krishna, Nag, Mahesh, Jr... Don't argue with Jaffas. peoples cannot differentiate who is JAFFA :-)
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Rajin
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Username: Rajin

Post Number: 4590
Registered: 05-2012
Posted From: 63.250.254.2

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Posted on Monday, September 22, 2014 - 01:38 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

discover kudaa aceept chestharu not everywhere vere peru edo vuntaadi ,
nenu last time visit cheinappudu hawai ccheppa konte 100 rs ki bank of america cc accept chesaadu with travel rewards with chip no foreign transaction fee...
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Kalikaalam
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Username: Kalikaalam

Post Number: 11365
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:35 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

call the company and tell them u will use it in India.




yeah. I know about this issue.I always used to call cc company and let them know about mmy probable stay in India so that they will not keep it hold.
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Kalikaalam
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Username: Kalikaalam

Post Number: 11364
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:34 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

3/4 K xfer chesukuni velli,




idi yelaagu chesthaanu.Kaani, maa mother ni yedo corporate hospital ki thisukellaali.Yentha avuthundo theliyadu.Nenu India lo oka city lo one full day spend chesi 12 years paina ayyindi. 5 years ki oka saari velathaanu.Vellinappudu maa vilalge lo vundi vachevaadini inthaku mundu.Kaani, yi saari hyderabad lo yedo continetal ane hospital ki thisukellaali.andukani, inka ayekkuva avsaram ayithe use chesukovadaaniki..
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Cinejeevi
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Username: Cinejeevi

Post Number: 3795
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Monday, September 22, 2014 - 01:33 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

I'll try my best not to use the card.But, emergency gaa avasaram ayithe vuntundi ani..




call the company and tell them u will use it in India. sometimes one transaction avagane computer automatic gaa hold chesestundi.. then u r in big trouble. if ur HD stays here then may be she call and clear the mess. that is a big headache using CC in India. This is definetly a problem with DCU Visa
NTR, Krishna, Nag, Mahesh, Jr... Don't argue with Jaffas. peoples cannot differentiate who is JAFFA :-)
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Kalikaalam
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Username: Kalikaalam

Post Number: 11363
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:31 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

Discover card is No where accepted in India. teesikelladam waste.




Oh..Ok. Thanks. Ayithe VISA card thisukelatha.I'll try my best not to use the card.But, emergency gaa avasaram ayithe vuntundi ani..
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Cinejeevi
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Username: Cinejeevi

Post Number: 3794
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Monday, September 22, 2014 - 01:29 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

idemi vaddu anukunte, happy gaa oka 3/4 K xfer chesukuni velli, akkada hard cash vadukodam better. paiga koncham jagrattagaa kooda untam while giving cash :-), I mean spend less.. Card aite geekatame pani :D
NTR, Krishna, Nag, Mahesh, Jr... Don't argue with Jaffas. peoples cannot differentiate who is JAFFA :-)
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Kalikaalam
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Username: Kalikaalam

Post Number: 11362
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:29 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

..discover ki kuda no fee anukunta




Call chesi kanukkovaali.Kaani yentha varaku idi accept chesthaaro theliyadu.Yekkuva chotla accept cheyyakapothe kashtam kadaa??
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Cinejeevi
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Username: Cinejeevi

Post Number: 3793
Registered: 09-2010
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Posted on Monday, September 22, 2014 - 01:28 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Discover card is No where accepted in India. teesikelladam waste. AMEX try cheyyachchu. Visa is best.

talk to BOA, they give new CC without foreign transaction fee. I took that recently for my Europe Trip.
NTR, Krishna, Nag, Mahesh, Jr... Don't argue with Jaffas. peoples cannot differentiate who is JAFFA :-)
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Jambalahaart_raja
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Username: Jambalahaart_raja

Post Number: 5081
Registered: 07-2008
Posted From: 171.161.160.10

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Posted on Monday, September 22, 2014 - 01:28 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

foeign transaction fess



Foreign Transaction Fee + Visa or MasterCard or whatever that is, Currency Exchange fee, commission, etc etc... baane avvuddi mottaaniki... about close to 8%.
International Credit Cards vaadakandi.. India lo cards india lo vaadukondi.. NRI, NRO accounts vunte much easier.
We are Captives of our own Identities!!
Living in Prisons of our won Creations!!!
- Theodore "T-Bag" Bagwell, Prison Break.
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Rebel
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Username: Rebel

Post Number: 12575
Registered: 02-2008
Posted From: 159.45.129.13

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Posted on Monday, September 22, 2014 - 01:26 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

that there is a 'foeign transaction fess'


capital one card ki no fee..discover ki kuda no fee anukunta
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Kalikaalam
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Username: Kalikaalam

Post Number: 11360
Registered: 01-2008
Posted From: 171.159.64.10

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Posted on Monday, September 22, 2014 - 01:24 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Discover card accept chesthaaraa in Corporate hospitals etc?? Master or Visa card use cheyyalsindenaa??American card India lo inthavara ku use cheyyaledu yeppudu.Just incase avasaram ayithe, ye card ayithe better?I unnderstand that there is a 'foeign transaction fess' for each transaction and I need to find out how much they charge by calling credit card company.

Thanks

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