| Author | Message | ||
     Reentry Side Hero Username: Reentry Post Number: 3163 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
AW anna 80 laksh ante premium entha? | ||
| Andhrawala Legend Username: Andhrawala Post Number: 33291 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
I have taken Jeevan Anand for Rs 80 lakhs Insurance plan. Basically for risk coverage. return could be less than Bank interest. But covers just incase soemthing happens No Signature | ||
| Chitti_babu Hero Username: Chitti_babu Post Number: 12463 Registered: 03-2012 Posted From: 108.60.158.130 Rating: N/A |
Corpus lo entha allocate chesthunnaru anedhi key ... Scheme purpose is different oka 20% debt investment ante .... not a bad instrument if not started ... LIC Jeevan Anand ani vundhi on similar lines ...good bad idea ledhu... Zindagi ke saath bhi Zindagi ke baadh bhi (I like this caption) | ||
| Srisaila Junior Artist Username: Srisaila Post Number: 10 Registered: 07-2014 Posted From: 182.72.188.3 Rating: N/A |
Can some one please suggest a good performing MF...? | ||
| Andhrawala Legend Username: Andhrawala Post Number: 33289 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Portfolio motham oke daani meedhaa vunde badhulu distributed gaa pettukotam lo thappu ledhu see this one is basically for Retirement. Howmuch ever risks u take so that u dont suffer in old age doing such a thing may not be bad idea. guarenteed payments ki shall be OK No Signature | ||
| Chitti_babu Hero Username: Chitti_babu Post Number: 12461 Registered: 03-2012 Posted From: 108.60.158.130 Rating: N/A |
Identify 3-5 good funds like BNP Paribas Equity Fund HDFC Capital builder SBI Fund Plan for a Systematic Investment Plan (SIP).... Monthly mee Demat account nunchi cut off entha set chesthaamo adhi deduct aayyi aa roju NAV (net assett value) ki purchase chesi, units kindha allocate chesthundhi ... This is law of averaging ... to get the best out of power of compounding ... age old time tested method.......which can never wrong at all crests and troughs... my 2 paisal | ||
| Guess Junior Artist Username: Guess Post Number: 91 Registered: 04-2012 Posted From: 146.127.253.44 Rating: N/A |
better is pick a nice MF and do SIP's and take a term insurance policy online ---ardam kaaledu... koncham novoice terms lo cheppi punyam kattukondi | ||
| Jacksparrow Side Hero Username: Jacksparrow Post Number: 6423 Registered: 07-2008 Posted From: 95.44.25.147 Rating: N/A |
ela good... assuming bank rate stays above 5% this deal is not good... unless they go down to 0% like ECB and UK central bank  | ||
| Saint Legend Username: Saint Post Number: 38493 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
jake maaya! if u r already good at investments, like RE/stocks/etc..then may not be good! if u r a guy/ keep money in bank account forever, then yes! | ||
| Tpg Side Hero Username: Tpg Post Number: 2814 Registered: 02-2008 Posted From: 14.140.247.66 Rating: N/A |
better is pick a nice MF and do SIP's and take a term insurance policy online | ||
| Jake_ryan Junior Artist Username: Jake_ryan Post Number: 727 Registered: 01-2008 Posted From: 106.195.122.28 Rating: N/A |
Thanks guys, just got tempted looking at life long payments.. makes sense now.. | ||
| Feelgud Side Hero Username: Feelgud Post Number: 2115 Registered: 06-2009 Posted From: 196.15.16.108 Rating: N/A |
stay away | ||
| Tpg Side Hero Username: Tpg Post Number: 2813 Registered: 02-2008 Posted From: 14.140.247.66 Rating: N/A |
not at all a good deal. its only for very risk averse people who have very poor exposure to other investments like stocks/MF; dont get into this trap. my 2 cents other DB financial pundits can tell you more. | ||
| Jake_ryan Junior Artist Username: Jake_ryan Post Number: 726 Registered: 01-2008 Posted From: 106.220.81.252 Rating: N/A |
Thank you.. | ||
| Jacksparrow Side Hero Username: Jacksparrow Post Number: 6422 Registered: 07-2008 Posted From: 95.44.25.147 Rating: N/A |
10yrs ki 50lakhs will be around 95lakhs at 9% rate... so vaadu almost 1cr principle meeda paying only 3 lkhs per year for next years and keeping 6lks per year in fund (assuming 9%)... so ila 1.6crs meeda he is paying back only 5 lkhs per year for the rest of the life and giving only 75lks to the kid in the end... my calcs may be wrong but money management discipline unte not a good deal ... | ||
| Filmbuff Side Hero Username: Filmbuff Post Number: 5231 Registered: 11-2011 Posted From: 117.198.123.109 Rating: N/A |
Cash flows vesi, IRR entha vasthadho choodu....compare that to the interest on a FD or the benchmark index returns....also not sure what the taxability of this is in your country | ||
| Jake_ryan Junior Artist Username: Jake_ryan Post Number: 725 Registered: 01-2008 Posted From: 106.220.166.164 Rating: N/A |
Icici vaadu ninna deeni gurinchi cheppaadu.. ela vundhi? To me sounds a safe bet. 5 lakh s per annum for 10 years Then you'll receive 3 lakh per annum for the next 10 years. After, you'll receive 5 lakh per annum until primary expires. Then spouse Will receive 5 lakh per annum until she expires. Then kid will receive 75 lakh lump sum. Totally from NRE account, so no issues with conversion. In government bonds so very less service charge- around 6000 per annum. |
