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Insurance kochens

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Buduguuu
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Username: Buduguuu

Post Number: 20140
Registered: 01-2012
Posted From: 47.16.90.50

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Posted on Tuesday, August 26, 2014 - 10:31 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Prescription Drug Coverage--> Retail Prescription Drugs:

Generic Drugs: $10, after deductible (30 days); $20, after deductible (60 days)
Brand Drugs: $40, after deductible (30 dyas); $80, after deductible (60 dyas)
Non-Preferred Drugs: $60, after deductible (30 days); $120, after deductible (60 days)

deeni meaning eti seppi punnem kattukondi doralu :-)
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Buduguuu
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Username: Buduguuu

Post Number: 20139
Registered: 01-2012
Posted From: 47.16.90.50

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Posted on Tuesday, August 26, 2014 - 08:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

thxes ffl :-)
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Sweetveerudu
Junior Artist
Username: Sweetveerudu

Post Number: 687
Registered: 05-2014
Posted From: 173.203.4.162

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Posted on Tuesday, August 26, 2014 - 05:23 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

100% employee pay chese employers kooda vunnayi!




Maa vadi laaga ... adi friend gadi startup ... plus mutual benefits unnayi kabatti 100% vade pay chestunnadu (FTE).
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Saint
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Username: Saint

Post Number: 38299
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, August 26, 2014 - 05:17 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sweetveerudu:


General ga 30% employee pay chestadu migatadi employer pay chestadu ga ... inta nuvvenduku pay chestunnav?




100% employee pay chese employers kooda vunnayi!
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Sweetveerudu
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Username: Sweetveerudu

Post Number: 686
Registered: 05-2014
Posted From: 173.203.4.162

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Posted on Tuesday, August 26, 2014 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

I pay 800 per month for 2 + 1 (plus - my employer pays 400-500)




General ga 30% employee pay chestadu migatadi employer pay chestadu ga ... inta nuvvenduku pay chestunnav?
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Saint
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Username: Saint

Post Number: 38290
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, August 26, 2014 - 04:01 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:

HSA ki manam contribute chestam inkoti untadi HRA andulo employer contribute chestadu

PPO lo copay untundi



HSA ki kooda employer contribute seyyochu!!

naadi normal PPO plan!

2k per head / 4k per family deductible
25$ copay / speciality 50$
ER - 300 copay
urgent care - 75 copay

max out of pocket - 4k per family!

I pay 800 per month for 2 + 1 (plus - my employer pays 400-500)
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Batthar_bindaas
Hero
Username: Batthar_bindaas

Post Number: 13970
Registered: 12-2006
Posted From: 148.177.1.215

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Posted on Tuesday, August 26, 2014 - 04:00 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:

what is deductible
what is out of pocket limit
what is coinsurance?
what is x% coinsurance after deductible?


naakarthamyyindi simbly simble ga cheptha....

Deductible- for example 1000 annadu anuko....first 1000$ nuvvu kattali daani meeeda insurance company pay cheystundi

Coinsurance....nee plan 1000 deductable and 80/20 anuko....deeni meaning...1000 first nuvvu kattali....above 1000 insurance will start to pay 80% of the bill and the rest 20% manam pay cheyyali

Out of pocket--- this is the maximum amount that you will pay in a calendar year ...antey for example if your Out of pocket is 3000$..... nee deductible (1000) and any coinsurance will not exceed 30004.....

adeee sangathi.....vuntaaa....namasthey :D
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Saint
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Username: Saint

Post Number: 38289
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, August 26, 2014 - 03:59 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:


na employer plans 1400 unnai. anta dobbalem manam.

individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu

what is deductible
what is out of pocket limit
what is coinsurance?
what is x% coinsurance after deductible?

konjam examples tho vishadeekarinchudi




iddariki 1400 aa? too much I say!!

ee plan anedhi nee next year planning ni batti vuntadi! general ga kids ki plan setha vunte, individual plans pregnanccy cover avvadu annaru....adi kanukko! alantivi emi levu..jsut safety kosam annattu ithe


maximum deductible ettukoo! (ante doctor visits vundavu chala takkuva assumption tho)
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Sesani
Junior Artist
Username: Sesani

Post Number: 915
Registered: 08-2014
Posted From: 170.200.144.4

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Posted on Tuesday, August 26, 2014 - 03:56 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:




https://apps.hr.emory.edu/register/download?event=5&file=Und erstanding+Health+Insurance+and+Health+Care+Costs.pdf
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Sonyvaio
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Username: Sonyvaio

Post Number: 9959
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:55 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:


na employer plans 1400 unnai. anta dobbalem manam.

individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu

what is deductible
what is out of pocket limit
what is coinsurance?
what is x% coinsurance after deductible?

konjam examples tho vishadeekarinchudi :D


COPAY unnadi, takkuva deductible unnadi teesuko individual teesukunte,
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Sesani
Junior Artist
Username: Sesani

Post Number: 914
Registered: 08-2014
Posted From: 170.200.144.4

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Posted on Tuesday, August 26, 2014 - 03:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

https://www.youtube.com/watch?v=A4-pklsDT_Q

https://www.youtube.com/watch?v=PUhJzYQk4Z0
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Buduguuu
Megastar
Username: Buduguuu

Post Number: 20138
Registered: 01-2012
Posted From: 199.67.138.42

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Posted on Tuesday, August 26, 2014 - 03:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:




na employer plans 1400 unnai. anta dobbalem manam.

individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu

what is deductible
what is out of pocket limit
what is coinsurance?
what is x% coinsurance after deductible?

konjam examples tho vishadeekarinchudi :D
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Sonyvaio
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Username: Sonyvaio

Post Number: 9957
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:52 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

thammudu nuvvu seppedi HSA lekka vundi! normal ppo lekka ledu!


HSA ki manam contribute chestam inkoti untadi HRA andulo employer contribute chestadu

PPO lo copay untundi
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Saint
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Username: Saint

Post Number: 38282
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, August 26, 2014 - 03:50 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:


thammudu nuvvu seppedi HSA lekka vundi! normal ppo lekka ledu!
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Sonyvaio
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Username: Sonyvaio

Post Number: 9955
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:50 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

pedollaki help chestu mana pockets ki hole pettadu obama
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Sonyvaio
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Username: Sonyvaio

Post Number: 9954
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:49 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:

ippudu na prev post lo 10000 deductibel ante vadu 10k kadatada?


10K taravata vaadu contribute chestadu, alage employee fund emaina undi emo kanuko usually its around 1000-1500 untadi copay lekapote appudu aa 1k to 1.5k varaku company pay chestadi adi datina ventane 10K deductible daaka you are responsible aa deductible ayyaka percentage calculation comes into play
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Saint
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Username: Saint

Post Number: 38281
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, August 26, 2014 - 03:48 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:


tension padaku!! deductible & max out of pocket choosuko...(takkuva vundela)

deductible 2k vunte, big bills lo first 2k nuvvu kattali...paina vachedi anta insurance vaadu kadatahdu....ade paina kooda 80-20 or 90-10 vunte nuvvu aa migatha 10 or 20 kooda kattalsi ravochu!!

max out of pocket ante..anthaku minchi emi kattavu!!

copay -doctors visits ki standard ga 10-25-50 ila vutnadi....entha takkuva vunte antha better annattu!
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Buduguuu
Megastar
Username: Buduguuu

Post Number: 20137
Registered: 01-2012
Posted From: 192.193.216.148

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Posted on Tuesday, August 26, 2014 - 03:44 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:

Deductible - Insurer pays it




ante 0 deductible ante insurer eti pay cheyyada :-(

ippudu na prev post lo 10000 deductibel ante vadu 10k kadatada?
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Buduguuu
Megastar
Username: Buduguuu

Post Number: 20136
Registered: 01-2012
Posted From: 192.193.216.150

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Posted on Tuesday, August 26, 2014 - 03:40 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

annual deductible 10000 ani untadi. ante eti? 10000$ daaka nenu pocket burn chesukutne migitadi vadu kadatada?deeniki out of packet ki link eti?

kindane "Any family member who meets his/her $5000 individual deductible can start receiving benefits available after deductible" ani untadi... deeni meaning eti?
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Sonyvaio
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Username: Sonyvaio

Post Number: 9952
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:40 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Buduguuu:

out of pocket ki chala chotla prefferred aite inta non preferred aite inta ani undi. dipperence eti?


prati insurance ki coverage area untundi, vaala preferred hospitals untayi akkadaki velite percentage you pay will be lesser, vaala coverred area of hospitals kakapote you pay more
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Sonyvaio
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Username: Sonyvaio

Post Number: 9951
Registered: 12-2006
Posted From: 68.224.201.186

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Posted on Tuesday, August 26, 2014 - 03:39 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Deductible - Insurer pays it

For example your deductible for family 5K, depending on your employer fund deductible work

nee employer fund emi lekunda copay undi anuko prati saari vellinappudu copay pay cheyali for doctor visits

now for bigger scenarios deductible comes into play/also when there is no copay

first 5K insurer will pay aa next migita amount lo insurer pay 20% and employer pay 80 %
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Buduguuu
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Username: Buduguuu

Post Number: 20135
Registered: 01-2012
Posted From: 192.193.216.150

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Posted on Tuesday, August 26, 2014 - 03:37 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

out of pocket ki chala chotla prefferred aite inta non preferred aite inta ani undi. dipperence eti?
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Buduguuu
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Username: Buduguuu

Post Number: 20134
Registered: 01-2012
Posted From: 192.193.216.150

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Posted on Tuesday, August 26, 2014 - 03:35 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

tonty percent after deductible tatti percent after deductible ante enti?

drugs ki emo 40% coinsurance ani chustunna.. what eez dis?

for suppose cray teeyinchukdaniki

30$ copay 30% coinsurance ani unte edi better?

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