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Buduguuu
Megastar Username: Buduguuu
Post Number: 20140 Registered: 01-2012 Posted From: 47.16.90.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 10:31 pm: |
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Prescription Drug Coverage--> Retail Prescription Drugs: Generic Drugs: $10, after deductible (30 days); $20, after deductible (60 days) Brand Drugs: $40, after deductible (30 dyas); $80, after deductible (60 dyas) Non-Preferred Drugs: $60, after deductible (30 days); $120, after deductible (60 days) deeni meaning eti seppi punnem kattukondi doralu  |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20139 Registered: 01-2012 Posted From: 47.16.90.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 08:08 pm: |
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thxes ffl  |
   
Sweetveerudu
Junior Artist Username: Sweetveerudu
Post Number: 687 Registered: 05-2014 Posted From: 173.203.4.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 05:23 pm: |
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Saint:100% employee pay chese employers kooda vunnayi!
Maa vadi laaga ... adi friend gadi startup ... plus mutual benefits unnayi kabatti 100% vade pay chestunnadu (FTE). |
   
Saint
Legend Username: Saint
Post Number: 38299 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 05:17 pm: |
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Sweetveerudu: General ga 30% employee pay chestadu migatadi employer pay chestadu ga ... inta nuvvenduku pay chestunnav?
100% employee pay chese employers kooda vunnayi! |
   
Sweetveerudu
Junior Artist Username: Sweetveerudu
Post Number: 686 Registered: 05-2014 Posted From: 173.203.4.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 05:13 pm: |
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Saint:I pay 800 per month for 2 + 1 (plus - my employer pays 400-500)
General ga 30% employee pay chestadu migatadi employer pay chestadu ga ... inta nuvvenduku pay chestunnav? |
   
Saint
Legend Username: Saint
Post Number: 38290 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 04:01 pm: |
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Sonyvaio:HSA ki manam contribute chestam inkoti untadi HRA andulo employer contribute chestadu PPO lo copay untundi
HSA ki kooda employer contribute seyyochu!! naadi normal PPO plan! 2k per head / 4k per family deductible 25$ copay / speciality 50$ ER - 300 copay urgent care - 75 copay max out of pocket - 4k per family! I pay 800 per month for 2 + 1 (plus - my employer pays 400-500) |
   
Batthar_bindaas
Hero Username: Batthar_bindaas
Post Number: 13970 Registered: 12-2006 Posted From: 148.177.1.215
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 04:00 pm: |
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Buduguuu:what is deductible what is out of pocket limit what is coinsurance? what is x% coinsurance after deductible?
naakarthamyyindi simbly simble ga cheptha.... Deductible- for example 1000 annadu anuko....first 1000$ nuvvu kattali daani meeeda insurance company pay cheystundi Coinsurance....nee plan 1000 deductable and 80/20 anuko....deeni meaning...1000 first nuvvu kattali....above 1000 insurance will start to pay 80% of the bill and the rest 20% manam pay cheyyali Out of pocket--- this is the maximum amount that you will pay in a calendar year ...antey for example if your Out of pocket is 3000$..... nee deductible (1000) and any coinsurance will not exceed 30004..... adeee sangathi.....vuntaaa....namasthey  |
   
Saint
Legend Username: Saint
Post Number: 38289 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:59 pm: |
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Buduguuu: na employer plans 1400 unnai. anta dobbalem manam. individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu what is deductible what is out of pocket limit what is coinsurance? what is x% coinsurance after deductible? konjam examples tho vishadeekarinchudi
iddariki 1400 aa? too much I say!! ee plan anedhi nee next year planning ni batti vuntadi! general ga kids ki plan setha vunte, individual plans pregnanccy cover avvadu annaru....adi kanukko! alantivi emi levu..jsut safety kosam annattu ithe maximum deductible ettukoo! (ante doctor visits vundavu chala takkuva assumption tho) |
   
Sesani
Junior Artist Username: Sesani
Post Number: 915 Registered: 08-2014 Posted From: 170.200.144.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:56 pm: |
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Buduguuu:
https://apps.hr.emory.edu/register/download?event=5&file=Und erstanding+Health+Insurance+and+Health+Care+Costs.pdf |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9959 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:55 pm: |
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Buduguuu: na employer plans 1400 unnai. anta dobbalem manam. individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu what is deductible what is out of pocket limit what is coinsurance? what is x% coinsurance after deductible? konjam examples tho vishadeekarinchudi 
COPAY unnadi, takkuva deductible unnadi teesuko individual teesukunte, |
   
Sesani
Junior Artist Username: Sesani
Post Number: 914 Registered: 08-2014 Posted From: 170.200.144.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:53 pm: |
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https://www.youtube.com/watch?v=A4-pklsDT_Q https://www.youtube.com/watch?v=PUhJzYQk4Z0 |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20138 Registered: 01-2012 Posted From: 199.67.138.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:53 pm: |
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Sonyvaio:
na employer plans 1400 unnai. anta dobbalem manam. individual teesukovali... so edi teesukunte better ani options search chestunte ivanni kanapadutunnadi.. naki em ardam kavatledu what is deductible what is out of pocket limit what is coinsurance? what is x% coinsurance after deductible? konjam examples tho vishadeekarinchudi  |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9957 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:52 pm: |
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Saint:thammudu nuvvu seppedi HSA lekka vundi! normal ppo lekka ledu!
HSA ki manam contribute chestam inkoti untadi HRA andulo employer contribute chestadu PPO lo copay untundi |
   
Saint
Legend Username: Saint
Post Number: 38282 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:50 pm: |
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Sonyvaio:
thammudu nuvvu seppedi HSA lekka vundi! normal ppo lekka ledu! |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9955 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:50 pm: |
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pedollaki help chestu mana pockets ki hole pettadu obama |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9954 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:49 pm: |
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Buduguuu:ippudu na prev post lo 10000 deductibel ante vadu 10k kadatada?
10K taravata vaadu contribute chestadu, alage employee fund emaina undi emo kanuko usually its around 1000-1500 untadi copay lekapote appudu aa 1k to 1.5k varaku company pay chestadi adi datina ventane 10K deductible daaka you are responsible aa deductible ayyaka percentage calculation comes into play |
   
Saint
Legend Username: Saint
Post Number: 38281 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:48 pm: |
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Buduguuu:
tension padaku!! deductible & max out of pocket choosuko...(takkuva vundela) deductible 2k vunte, big bills lo first 2k nuvvu kattali...paina vachedi anta insurance vaadu kadatahdu....ade paina kooda 80-20 or 90-10 vunte nuvvu aa migatha 10 or 20 kooda kattalsi ravochu!! max out of pocket ante..anthaku minchi emi kattavu!! copay -doctors visits ki standard ga 10-25-50 ila vutnadi....entha takkuva vunte antha better annattu! |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20137 Registered: 01-2012 Posted From: 192.193.216.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:44 pm: |
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Sonyvaio:Deductible - Insurer pays it
ante 0 deductible ante insurer eti pay cheyyada ippudu na prev post lo 10000 deductibel ante vadu 10k kadatada? |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20136 Registered: 01-2012 Posted From: 192.193.216.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:40 pm: |
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annual deductible 10000 ani untadi. ante eti? 10000$ daaka nenu pocket burn chesukutne migitadi vadu kadatada?deeniki out of packet ki link eti? kindane "Any family member who meets his/her $5000 individual deductible can start receiving benefits available after deductible" ani untadi... deeni meaning eti? |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9952 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:40 pm: |
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Buduguuu:out of pocket ki chala chotla prefferred aite inta non preferred aite inta ani undi. dipperence eti?
prati insurance ki coverage area untundi, vaala preferred hospitals untayi akkadaki velite percentage you pay will be lesser, vaala coverred area of hospitals kakapote you pay more |
   
Sonyvaio
Side Hero Username: Sonyvaio
Post Number: 9951 Registered: 12-2006 Posted From: 68.224.201.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:39 pm: |
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Deductible - Insurer pays it For example your deductible for family 5K, depending on your employer fund deductible work nee employer fund emi lekunda copay undi anuko prati saari vellinappudu copay pay cheyali for doctor visits now for bigger scenarios deductible comes into play/also when there is no copay first 5K insurer will pay aa next migita amount lo insurer pay 20% and employer pay 80 % |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20135 Registered: 01-2012 Posted From: 192.193.216.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:37 pm: |
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out of pocket ki chala chotla prefferred aite inta non preferred aite inta ani undi. dipperence eti? |
   
Buduguuu
Megastar Username: Buduguuu
Post Number: 20134 Registered: 01-2012 Posted From: 192.193.216.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, August 26, 2014 - 03:35 pm: |
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tonty percent after deductible tatti percent after deductible ante enti? drugs ki emo 40% coinsurance ani chustunna.. what eez dis? for suppose cray teeyinchukdaniki 30$ copay 30% coinsurance ani unte edi better? |