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Coolmac
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Username: Coolmac

Post Number: 22918
Registered: 05-2007
Posted From: 98.235.152.235

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Posted on Tuesday, October 15, 2013 - 11:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

obumcare kakunda..........current date 10/15 nunchi 12/31 varaku existing insurance private i.e. individual insurance quote chudu mee couple ki......that will tell u story abt obumcare premium increase




i agree on that OT.... this is obvious kadhaa as 50million Uninsured Americans are coming on board with insurance and most of these are low income families too...so we have to pay more kadhaa to cope up with those subsidies given to them...
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Onlytruth
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Username: Onlytruth

Post Number: 129174
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 11:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://abclocal.go.com/kgo/story?section=news/7_on_your_side &id=9288812
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Onlytruth
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Username: Onlytruth

Post Number: 129169
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:



Rajusk:




http://www.horizonblue.com/

veella quote teesukondi NJ ki ...these guys are in OBUMCARE Marketplace....and also supposedly lowest in most of states compared to their competitors
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Rajusk
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Username: Rajusk

Post Number: 27465
Registered: 02-2008
Posted From: 69.125.59.209

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Posted on Tuesday, October 15, 2013 - 10:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

oka pani cheyyi........obumcare lo just quote teesuko....same above parameters ki premium entochindho cheppandi........to prove something i want the data from different states




Will do and post in this thread later tomorrow
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Jalsa
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Username: Jalsa

Post Number: 19845
Registered: 02-2008
Posted From: 47.16.89.110

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Posted on Tuesday, October 15, 2013 - 10:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

maa company nunchi teesukuntey
monthly 500$ approx
deductible 3k for family
kax coinsurance 5k anukunta
copay is paid after the fact and is nominal
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Rajusk
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Username: Rajusk

Post Number: 27464
Registered: 02-2008
Posted From: 69.125.59.209

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Posted on Tuesday, October 15, 2013 - 10:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

raju goru, naa immigration status ki relocate avvachu antara? maa attorney gadu 2 days nunchi no reply. ikkada tension manaki and stuck with moving details.




same employer location different aithe process adagali nenu kooda.. should not be a problem as green card is for future employment

I am not sure..
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Jalsa
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Username: Jalsa

Post Number: 19844
Registered: 02-2008
Posted From: 47.16.89.110

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Posted on Tuesday, October 15, 2013 - 10:44 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:



baaney undhi ga mee plan.
maa company nu
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Jalsa
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Username: Jalsa

Post Number: 19843
Registered: 02-2008
Posted From: 47.16.89.110

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Posted on Tuesday, October 15, 2013 - 10:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

yo OT asalu logun ye sarigga avvaleka pothuntey ela quote vachedhi
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Jalsa
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Username: Jalsa

Post Number: 19842
Registered: 02-2008
Posted From: 47.16.89.110

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Posted on Tuesday, October 15, 2013 - 10:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:



raju goru, naa immigration status ki relocate avvachu antara? maa attorney gadu 2 days nunchi no reply. ikkada tension manaki and stuck with moving details.
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Onlytruth
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Username: Onlytruth

Post Number: 129167
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:

Monthly premium : 1050 (2+2)
Co-pay : $30
Deductible : $250
Co-Insurance : 100%
Out of pocket Max : $250
LifeTime Limit : No Limit




not at all bad for NJ residents.........$250 deductible is great


oka pani cheyyi........obumcare lo just quote teesuko....same above parameters ki premium entochindho cheppandi........to prove something i want the data from different states
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Onlytruth
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Username: Onlytruth

Post Number: 129166
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:38 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:



obumcare kakunda..........current date 10/15 nunchi 12/31 varaku existing insurance private i.e. individual insurance quote chudu mee couple ki......that will tell u story abt obumcare premium increase
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Rajusk
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Username: Rajusk

Post Number: 27463
Registered: 02-2008
Posted From: 69.125.59.209

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Posted on Tuesday, October 15, 2013 - 10:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Farmer:

oka ekaram ammithe meere insurance company etti kurrol andariki insurance ivvach




ikkada bleeding from pocket every month premium..

emaina chavaka beram tagulthadi emo ani waiting
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Farmer
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Username: Farmer

Post Number: 10595
Registered: 03-2012
Posted From: 78.129.148.101

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Posted on Tuesday, October 15, 2013 - 10:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:


gangaraju rangarajan...oka ekaram ammithe meere insurance company etti kurrol andariki insurance ivvach
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Rajusk
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Username: Rajusk

Post Number: 27461
Registered: 02-2008
Posted From: 69.125.59.209

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Posted on Tuesday, October 15, 2013 - 10:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:


Monthly premium : 1050 (2+2)
Co-pay : $30
Deductible : $250
Co-Insurance : 100%
Out of pocket Max : $250
LifeTime Limit : No Limit


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Onlytruth
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Username: Onlytruth

Post Number: 129165
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

1500 deductible tho 330$ per month soopistondhi naaku n my wife ki...VA state ki ...pedda ekkuva em ledhu




unless u comeup with full details we cant tell

Monthly premium :
Co-pay :
Deductible (individual) :
Deductible (family) :

Co-Insurance :
Out of pocket Max : ??
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Coolmac
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Username: Coolmac

Post Number: 22917
Registered: 05-2007
Posted From: 98.235.152.235

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Posted on Tuesday, October 15, 2013 - 10:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Farmer:

eti decide sesar udhanda pandithulu andaroo kalisi


OT bad annaad ante...ee care ki thirugu ledhu anedhi rule of thumb annattu ;)
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Onlytruth
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Username: Onlytruth

Post Number: 129164
Registered: 01-2007
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Posted on Tuesday, October 15, 2013 - 10:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:



Onlytruth:

start have ur CURRENT insurance data with below information, soon we will discuss good/bad abt plans :

Monthly premium :
Co-pay :
Deductible :
Co-Insurance :
Out of pocket Max :
LifeTime Limit :


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Coolmac
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Username: Coolmac

Post Number: 22916
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Posted on Tuesday, October 15, 2013 - 10:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

premiums are very high in obumcare......


1500 deductible tho 330$ per month soopistondhi naaku n my wife ki...VA state ki ...pedda ekkuva em ledhu
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Rajusk
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Username: Rajusk

Post Number: 27460
Registered: 02-2008
Posted From: 69.125.59.209

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Posted on Tuesday, October 15, 2013 - 10:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:




final analysis ettandi..so that nen bhi deciding setha..em seyyala anedi
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Farmer
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Username: Farmer

Post Number: 10594
Registered: 03-2012
Posted From: 78.129.148.101

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Posted on Tuesday, October 15, 2013 - 10:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

eti decide sesar udhanda pandithulu andaroo kalisi
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Onlytruth
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Username: Onlytruth

Post Number: 129163
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ppl are blasting obum govt left n right

https://www.facebook.com/Healthcare.gov
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Onlytruth
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Username: Onlytruth

Post Number: 129162
Registered: 01-2007
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Posted on Tuesday, October 15, 2013 - 10:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

taxes file chesinappudu malli ee total insurance after tax premium amount meedha return teeskovachu kadhaa?



may be...but little help only


obumcare is good ONLY for those with medical conditions
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Onlytruth
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Username: Onlytruth

Post Number: 129161
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 10:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

premiums are very high in obumcare.......unless we go for high deductibles( to the tune of 10K per family )

individual plans were cheaper all these years but not now...
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Coolmac
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Username: Coolmac

Post Number: 22915
Registered: 05-2007
Posted From: 98.235.152.235

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Posted on Tuesday, October 15, 2013 - 10:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

but idhi(individual insurance)premium post tax kabatti edaina same ye manaki !




taxes file chesinappudu malli ee total insurance after tax premium amount meedha return teeskovachu kadhaa?
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Saint
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Username: Saint

Post Number: 23250
Registered: 01-2011
Posted From: 68.13.100.193

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Posted on Tuesday, October 15, 2013 - 10:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

manam kattedhi


Too much ...naadi 650 pretax....so oka vidham gaa 450 yee kaduthunnattu nenu...
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Onlytruth
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Username: Onlytruth

Post Number: 129159
Registered: 01-2007
Posted From: 98.226.57.134

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Posted on Tuesday, October 15, 2013 - 09:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

same or slightly less deductible tho coverage private insurance lo $650 per month undi naaku ,,but idhi(individual insurance)premium post tax kabatti edaina same ye manaki !

01/01/2014 nunchi aithe adhi paristhithi

but past years nunchi till date varaku aithe private insurance was cheaper ($300 undedhi )..... but -ve side was lesser coverage

with obum healthcare act, aa lesse coverage problem ledhu, pre-existing conditions problem ledhu bayata konnaa kudaa........
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Onlytruth
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Username: Onlytruth

Post Number: 129156
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Posted on Tuesday, October 15, 2013 - 07:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

820 nuvvu kaduthunnava? mee employer kaduthunnada?


manam kattedhi
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Rediff
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Username: Rediff

Post Number: 47
Registered: 12-2006
Posted From: 172.2.9.233

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Posted on Tuesday, October 15, 2013 - 04:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Emc2:

i think i should go with early renewal this year and continue with same plan,




Even if you renew for full year .. if they want they can increase monthly premium with 2/3 montsh notice anukunta .. they did that for me at least 2-3 times.
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Sachin
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Username: Sachin

Post Number: 35754
Registered: 04-2008
Posted From: 151.151.109.13

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Posted on Tuesday, October 15, 2013 - 04:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Uppu:

for that you need to keep money in FSA/HSA. Fracture lantivi rare things, if you have bad family history, you need to be careful




nenu atleast 2-3 doc visits esthaa every year...x-ray MRI oka saranna paduddi yearly...
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Uppu
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Username: Uppu

Post Number: 6764
Registered: 11-2007
Posted From: 162.119.64.110

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Posted on Tuesday, October 15, 2013 - 04:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sachin:

attage untadi...edanna chinna fracture ayithe deductible motham legesthaarau...edava torture okati ...


for that you need to keep money in FSA/HSA. Fracture lantivi rare things, if you have bad family history, you need to be careful
'Poverty is a state of mind' - Rahul Gandhi.
Future of India Rahul
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Saint
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Username: Saint

Post Number: 23218
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Tuesday, October 15, 2013 - 04:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:


Monthly premium : $820 (2+1)
Co-pay : $15
Deductible : $2500 IND / $5000 Family
Co-Insurance : 80%
Out of pocket Max : $5000
LifeTime Limit : None




820 nuvvu kaduthunnava? mee employer kaduthunnada?
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Sachin
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Username: Sachin

Post Number: 35753
Registered: 04-2008
Posted From: 151.151.109.13

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Posted on Tuesday, October 15, 2013 - 04:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

thats where the key is ..nee age ki gauge ki high deductible ki vellaali....employer daggara aa flexibility undadhu




attage untadi...edanna chinna fracture ayithe deductible motham legesthaarau...edava torture okati ...
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Ruj
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Username: Ruj

Post Number: 10964
Registered: 03-2007
Posted From: 170.202.122.1

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Posted on Tuesday, October 15, 2013 - 04:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Zulu:

obama pettukoledhu...plan peru 'universal health care'..republicans started calling it obamacare in a condescending way..media picked it up..now its obamacare everywhere



oh ok ok
india needs to get rid of sickular-bans..sickular-bans suck
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Onlytruth
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Username: Onlytruth

Post Number: 129153
Registered: 01-2007
Posted From: 64.94.26.254

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Posted on Tuesday, October 15, 2013 - 04:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Mine current:

Monthly premium : $820 (2+1)
Co-pay : $15
Deductible : $2500 IND / $5000 Family
Co-Insurance : 80%
Out of pocket Max : $5000
LifeTime Limit : None
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Zulu
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Username: Zulu

Post Number: 20151
Registered: 02-2008
Posted From: 199.168.243.252

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Posted on Tuesday, October 15, 2013 - 03:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ruj:

ee obama care endi..athani peru meedha scheme ettukunadu enti..indialo politicians laga..



obama pettukoledhu...plan peru 'universal health care'..republicans started calling it obamacare in a condescending way..media picked it up..now its obamacare everywhere
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Saint
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Username: Saint

Post Number: 23211
Registered: 01-2011
Posted From: 12.22.163.132

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Coolmac:


avunaa...maa vaadu start of the year lo plans pamputhadu..incl premium....group coverage kada..bachelor ithe intha..family ithe intha..mee share intha maa share intha ani....

UHC vallatho negotiate chesi ala per person decide cehsaru emo anukunna...
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Ruj
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Username: Ruj

Post Number: 10956
Registered: 03-2007
Posted From: 170.202.122.1

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Posted on Tuesday, October 15, 2013 - 03:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ee obama care endi..athani peru meedha scheme ettukunadu enti..indialo politicians laga..

OTioo ippudu FT olaki obama care best aa..leka employer plans best aa...

india needs to get rid of sickular-bans..sickular-bans suck
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Emc2
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Username: Emc2

Post Number: 19669
Registered: 03-2008
Posted From: 71.246.229.243

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Posted on Tuesday, October 15, 2013 - 02:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:




register avvakunda compare cheyocha? health care gov lo
no signature
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Tifosi
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Username: Tifosi

Post Number: 842
Registered: 02-2008
Posted From: 216.52.185.73

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Posted on Tuesday, October 15, 2013 - 02:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

everyone (except full timers) start have ur insurance data with below information, soon we will discuss good/bad abt plans :

Monthly premium :
Co-pay :
Deductible :
Co-Insurance :
Out of pocket Max :
LifeTime Limit :






if Obamacare gives you lower premium...make sure your doctors are in network
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Coolmac
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Username: Coolmac

Post Number: 22914
Registered: 05-2007
Posted From: 98.235.152.235

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Posted on Tuesday, October 15, 2013 - 02:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

state ni batti maradu anukunta kada..?


fullu maaripothundhi and zipcode ni batti kuda change vuntadhi plans... For eg..Bluecross plan same vunnadhi VA lo NJ lo price same kaadhu...VA lo 300 vunte NJ lo 700 vundhi...
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Emc2
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Username: Emc2

Post Number: 19668
Registered: 03-2008
Posted From: 71.246.229.243

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Posted on Tuesday, October 15, 2013 - 02:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

.state ni batti maradu anukunta kada..?




marathadi
no signature
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Saint
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Username: Saint

Post Number: 23210
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Posted From: 68.13.100.193

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Posted on Tuesday, October 15, 2013 - 02:38 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:



ye state ki annai idhi? aastulu aduguthunnar




idhi employer plan....state ni batti maradu anukunta kada..?

CA Lo vunnappudu oka 50 takkuva vundedi..ee year 50 penchadu per month ....ippudu NEbraska
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Emc2
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King:




you can run payroll for sure, and she is eligible from obum care, not as a small employer group.

here is the one page guide
https://www.healthcare.gov/get-covered-a-1-page-guide-to-the -health-insurance-marketplace/
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Tifosi
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Liter Dabba lo liter nelle gaa paTTevi

sudden ga 50 mill uninsured ni teskochi unna vyavasta lo irkinchalanTe arms licked

i think 1st rule of obama care should be every elected politician will have to shop for insurance on the exchange
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Emc2
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King:




small employer plans ki eligible kavalante you need at least 2 payrolls from your company,

or enroll your mother on obum care, best option
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Coolmac
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Saint:

Monthly premium : 1060 apprx 2+1child ( naa vaata 650 migathadi employer kadathadu)
Co-pay : 25 usd
Deductible : 2000 per person (4000 per family)
Co-Insurance : 100% covered
Out of pocket Max : 2000 per person (4k per family)
LifeTime Limit :No limit




ye state ki annai idhi? aastulu aduguthunnar
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Saint
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Monthly premium : 1060 apprx 2+1child ( naa vaata 650 migathadi employer kadathadu)
Co-pay : 25 usd
Deductible : 2000 per person (4000 per family)
Co-Insurance : 100% covered
Out of pocket Max : 2000 per person (4k per family)
LifeTime Limit :No limit
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King
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Andhrawala:

above 65 years



58
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King
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Emc2:

them in your insurance plan



I get it throught wifes employer. I need insurance for my mother. Should i run her payroll for her to qualify for reduced rates. she will not qualify if she is filed as dependent
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Andhrawala
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King:


Otio..did you by anychance do research on Insurance for parents with GC? Can we run a payroll for less amount and file their taxes individually so that they can be eligible for obumcare?




Konni states lo they are eligible for Medcaid if tehy are aged above 65 years
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Emc2
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King:




yes you can run pay roll for your parents and enroll them in your insurance plan,

even if you don't run a payroll still they are eligible threw obum care
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Coolmac
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ee VA lanti states ok gaani...NJ, NY area lo vunna janal ki already premium 700 ki takkuva lehdu...ippudu 1000 ki ellinaa no surprise
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Cyberabadsinnodu
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Onlytruth:

Monthly premium : 650 apprx 2+1child
Co-pay : 30 usd anukunta
Deductible : 250 per person
Co-Insurance : 90/10 until oop max tarvatha antha valle annadu
Out of pocket Max : 1500 i think
LifeTime Limit :



Akali teerindhi gadha ani adukkodam maesthama swami
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King
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Onlytruth:



Otio..did you by anychance do research on Insurance for parents with GC? Can we run a payroll for less amount and file their taxes individually so that they can be eligible for obumcare?
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Coolmac
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Onlytruth:

@ Coolmac,

but one stop comparison kosam healthcare.gov ki vellu....andulo lowest premium evadidhi unte aa company vaadi plan konu....either healthcare.gov lo konnaa private site lo konna shud be same




OK cool..thanks
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Coolmac
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Onlytruth:

Monthly premium :$250
Co-pay :20/30
Deductible :2500
Co-Insurance : 10% upto reaching OPL(out of pocket limit)
Out of pocket Max : 1000
LifeTime Limit : No Limit




ee plan next year end varaku continue avudhi ani cheppaadu... btw naadhi individual insurance plan..not a employer group plan
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Ntr_rocks
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Onlytruth:

thats where the key is ..nee age ki gauge ki high deductible ki vellaali....employer daggara aa flexibility undadhu




I want low deductible...maa employer deggara 175 plan kuda vundi...kaani nenu yearly 2 times def ga velta for health checkup...
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Onlytruth
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@ Coolmac,

but one stop comparison kosam healthcare.gov ki vellu....andulo lowest premium evadidhi unte aa company vaadi plan konu....either healthcare.gov lo konnaa private site lo konna shud be same
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Andhrawala
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password marsipoyenu ani id kodithee malli reset password link tho email koodaa ventanee raadhuu
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Onlytruth
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Coolmac:

I am planning to take a new insurance from effective Jan 1st 2014... Should I contact the individual insurance companies or should I go through only Marketplace website?




both same.... if u make less income then u may entitle for little bit premium reduction but i dont think u make that much less
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Onlytruth
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everyone (except full timers) start have ur insurance data with below information, soon we will discuss good/bad abt plans :

Monthly premium :
Co-pay :
Deductible :
Co-Insurance :
Out of pocket Max :
LifeTime Limit :
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Coolmac
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Onlytruth:




nen adigina kosen ki answer seppi urgent ga..I have to call Insurance folks now..
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Onlytruth
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Ntr_rocks:

Naa plan ipudu, $0 deductble,$0 co-pay, doctor visit ki $20...$300/month kadutunna..

Obamacare plan lo least $175 di vundi kaani 6K deductible.




thats where the key is ..nee age ki gauge ki high deductible ki vellaali....employer daggara aa flexibility undadhu



pre-obum care lo aithe neeku hardly $100 premium bayata , ippudu $175
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Emc2
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Farmer:




nee kadaki nalla nagu plan teesuku vasthe accept chesthava?
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Farmer
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eti ayyindi
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Coolmac
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Mahesh_fan:

pre tax amount kadha 300 ..


nen adigindhi Yearly out of pocket limit entha ani aa plan meedha?
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Coolmac
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Mahesh_fan:

pre tax amount kadha 300 ..


ya obviously..
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Netra
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maa company 15000$ maathram yearly isttadhi employer plan tho.. vaddu ante 5000 maathrame isttadhi.. 15000$ maanchi plans employer tho vasttaiantaara?? ippude 11,000 avuthundhi oo maadhiri plans.. except kaiser anni costly maa vodi daggara..
YSR AMAR RAHE
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Mahesh_fan
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Coolmac:

out of pocket entha rajaa? adhi kooda seppeyy



pre tax amount kadha 300 ..
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Coolmac
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Ntr_rocks:

Naa plan ipudu, $0 deductble,$0 co-pay, doctor visit ki $20...$300/month kadutunna..


out of pocket entha rajaa? adhi kooda seppeyy
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Coolmac
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Ntr_rocks:

ipatike $300/month kadutunna...inkentha kattali ra babu...




socialism ani seppinaa kadhaa... 100 people insurance kadithe..10 people matrame actually using it... so migatha 90 people are on losing side annatu...ayinaa Uth 30 age lo 300 kattentha policy neekendukehe...emainaa jabbulu vunnaayaa? sifilis herpis type? :D
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Ntr_rocks
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Onlytruth:

i mean to say with individual plans i.e. if u buy outside it saves ur premium



Nenu check chesukunna...

Naa plan ipudu, $0 deductble,$0 co-pay, doctor visit ki $20...$300/month kadutunna..

Obamacare plan lo least $175 di vundi kaani 6K deductible...naa existing plan ravali ante impossible for same amount
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Emc2
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Onlytruth:

kick out employer plans




if you have medical conditions or require frequent visits to docs you will hit pretty bad with obum care.

andariki work out avvadu kick out employer plan, careful..
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Coolmac
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Onlytruth:

i mean to say with individual plans i.e. if u buy outside it saves ur premium




I am planning to take a new insurance from effective Jan 1st 2014... Should I contact the individual insurance companies or should I go through only Marketplace website?
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Mahesh_fan
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Ntr_rocks:

ipatike $300/month kadutunna...inkentha kattali ra babu...



nenu 200 kaduthunnau ..
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Ntr_rocks
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Coolmac:


ipatike $300/month kadutunna...inkentha kattali ra babu...
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Emc2
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Ntr_rocks:

andariki perugutunda ?




existing deductibles tho ayithe definite ga peruguthundi, peragoddu anukunte you have to sacrifice plan features, vice versa..
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Onlytruth
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Onlytruth:

pre -obama care = high savings
post - obama care = Low savings

still u can save...kick out employer plans


i mean to say with individual plans i.e. if u buy outside it saves ur premium
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Onlytruth
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i highly recommend all contractors to come out from Employer plans

pre -obama care = high savings
post - obama care = Low savings

still u can save...kick out employer plans
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Emc2
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i think i should go with early renewal this year and continue with same plan,

ippude ma insurance agent tho matalda, not look good,

ee year naku medical karchulu kuda bane unnayi, hope anthem is going to continue my existing plan,
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Coolmac
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Ntr_rocks:

Employer plans vunde andariki perugutunda ?


Yup..andarikee thadavatam khaayam roxu...Jai Socialism :D
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Onlytruth
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Katthi:

employer dani nunchi optout ayyadu anta




my opt out plan was for previous individual plans...

now obumcare individual plans too costing more ( 2-3times increased)

but still H1 couples may lower their premiums

detailed ga xplain jestha later
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Ntr_rocks
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Employer plans vunde andariki perugutunda ?
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Onlytruth
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Posted on Tuesday, October 15, 2013 - 01:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

limited coverage plans $300 undevi per couple (private insurance)
Now they are $700 - $1200 depending on state
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Katthi
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OT udarakottadu.. vaddu babu ani sebithe inaledu.. employer dani nunchi optout ayyadu anta
http://www.youtube.com/watch?v=AekjFFsznNM&feature=youtu.be

JP : Tappu antha seemandhra prajalade
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Emc2
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Username: Emc2

Post Number: 19660
Registered: 03-2008
Posted From: 71.246.229.243

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Posted on Tuesday, October 15, 2013 - 01:55 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

matta gadu,mottam kampu chesi denxkadu, prices are going up,

if you signup for oboku care fewer felicities with higher prices,

employer plan lo prices are jacked up,

enjoy,
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