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Cinejeevi
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Username: Cinejeevi

Post Number: 3435
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Wednesday, October 02, 2013 - 03:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Alochinchu:

hope you are not confusing this with Medical Plan.




intaku mundu rendu types of medical plans undevi (ippudu kooda offering). One is I pay high contribution and less copays and viceversa.

this is third and new to our company and if opted have to go with this only replacing either of the other two.
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Alochinchu
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Username: Alochinchu

Post Number: 765
Registered: 03-2008
Posted From: 65.51.27.62

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Posted on Wednesday, October 02, 2013 - 03:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

Coverage IRS max for 2014 company contri amount employee can contri
Family 6550 1500 5050




hope you are not confusing this with Medical Plan.

yes, this is like 401K account.. the money stays.. but you can use it only for medical purposes if not you have to pay tax and penalty.
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New_user
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Username: New_user

Post Number: 25671
Registered: 02-2008
Posted From: 173.27.141.54

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Posted on Wednesday, October 02, 2013 - 03:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

You will not lose it. Nee account lo money untundi, tax free growth. You or your family can use it anytime for health related expenses.
Chettha + + Koduku = Personal attack, ki ki ki....
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Cinejeevi
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Username: Cinejeevi

Post Number: 3434
Registered: 09-2010
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Posted on Wednesday, October 02, 2013 - 03:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Alochinchu:

HSA theesukovalante Medical High Deductible plan lone enroll avvali.. meeku medical plans enni offer chestunaaru and what are the premiums?




naaku DB lo table veyyatam radu kani. Contributions section lo ila undi.


Coverage IRS max for 2014 company contri amount employee can contri
Family 6550 1500 5050


My question is if I move out to India and still have money left, will it go to my account or i have to lose it??
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New_user
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Post Number: 25670
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Posted on Wednesday, October 02, 2013 - 03:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Medical related expenses ekkuva undavu anukunte, HSA better.
Chettha + + Koduku = Personal attack, ki ki ki....
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Andhrawala
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Username: Andhrawala

Post Number: 24942
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Wednesday, October 02, 2013 - 03:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:


Thanks. koncham ardham ayindi. papam maa maanava vanarula saakha vallu edo samavesam petti maree chepparu kaaani aa english naaku ardham ayi chavadu. anduke ee baadha.

tax akkaralekunda konta dabbu teesi for next year ee plan loki velte ela untundi ani thinking.




Ongoing medical needs lenathavaraku ee high deductible plans lo u cans ave money
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Alochinchu
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Username: Alochinchu

Post Number: 763
Registered: 03-2008
Posted From: 65.51.27.62

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Posted on Wednesday, October 02, 2013 - 03:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

tax akkaralekunda konta dabbu teesi for next year ee plan loki velte ela untundi ani thinking.




HSA theesukovalante Medical High Deductible plan lone enroll avvali.. meeku medical plans enni offer chestunaaru and what are the premiums?

nenu HSA maximize chestanu.. it is kind of retirement planning..
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Cinejeevi
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Username: Cinejeevi

Post Number: 3433
Registered: 09-2010
Posted From: 69.147.191.23

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Posted on Wednesday, October 02, 2013 - 03:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Alochinchu:



Thanks. koncham ardham ayindi. papam maa maanava vanarula saakha vallu edo samavesam petti maree chepparu kaaani aa english naaku ardham ayi chavadu. anduke ee baadha.

tax akkaralekunda konta dabbu teesi for next year ee plan loki velte ela untundi ani thinking.
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Emc2
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Username: Emc2

Post Number: 18101
Registered: 03-2008
Posted From: 199.107.16.132

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Posted on Wednesday, October 02, 2013 - 03:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Alochinchu:

even over the counter if only prescribed.




of course yes, kani lite
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Alochinchu
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Username: Alochinchu

Post Number: 762
Registered: 03-2008
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Emc2:




no..even over the counter if only prescribed.


"distributions from health FSAs and HRAs will be allowed to reimburse the cost of over-the-counter medicines or drugs only if they are purchased with a prescription."
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Alochinchu
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Username: Alochinchu

Post Number: 761
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Posted on Wednesday, October 02, 2013 - 03:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

indulo co-pay of (20 or 25) badulu just pay the full amount that we incur to Doctor's office directly??




it is related to medical plan. high deductible plan lo untaavu kabatti.. you have to pay the full amount until it reaches the deductible.. usual ga nee insurance EOB lo vastadhi how much you have to pay ani.. nuvvu appudu HSA account nunchi pay cheyyi..

what AW means.. nuvvu nee network dhagaraki velathe.. they will charge $200 but the insurance neg. price will be $70. So they will bill you $70 and you have to pay only $70.
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Emc2
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Username: Emc2

Post Number: 18099
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Posted on Wednesday, October 02, 2013 - 03:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://www.irs.gov/uac/Affordable-Care-Act:-Questions-and-An swers-on-Over-the-Counter-Medicines-and-Drugs
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Emc2
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Post Number: 18097
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Posted on Wednesday, October 02, 2013 - 02:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Alochinchu:




you can pay
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Alochinchu
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Username: Alochinchu

Post Number: 760
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Posted on Wednesday, October 02, 2013 - 02:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

Also over the counter medicines i think




2013 nunchi theesesaru.. no more over the counter (HSA or FSA).
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Emc2
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Username: Emc2

Post Number: 18096
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Posted on Wednesday, October 02, 2013 - 02:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

NO anukuntaa.




yes
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Cinejeevi
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Username: Cinejeevi

Post Number: 3432
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Posted From: 69.147.191.23

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Posted on Wednesday, October 02, 2013 - 02:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

u will get insurance negotiated price till u reach deductible
untill u hit deductible we pay the full cost ie negotiated price after that it will be 70-30
Once u hit Out of pocket max then Insurance pauy full bill




>> ee pai lines koncham naa lanti sagatu diguva madhya taragati jeevi ki ardham ayyettu TELUGU lo cheppu. Thx. maa office vallichhina english material ardham kaatamledu ee vishayam lo.. Tell me with an ex if your time permits TIA


Onlytruth:

Also over the counter medicines i think


-- NO anukuntaa.
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Emc2
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Post Number: 18095
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Posted on Wednesday, October 02, 2013 - 02:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

you can pay hospital bills also
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Onlytruth
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Username: Onlytruth

Post Number: 127622
Registered: 01-2007
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Posted on Wednesday, October 02, 2013 - 02:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Prescrption drugs , any medical bills , u can pay with debitcard they issue

Also over the counter medicines i think
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Andhrawala
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Username: Andhrawala

Post Number: 24940
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Posted on Wednesday, October 02, 2013 - 02:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

OK. indulo co-pay of (20 or 25) badulu just pay the full amount that we incur to Doctor's office directly??

My company offers to pay 1500 and we can add 2500 or so.. left over will be carried over to next year




u will get insurance negotiated price till u reach deductible

untill u hit deductible we pay the full cost ie negotiated price after that it will be 70-30

Once u hit Out of pocket max then Insurance pauy full bill
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Time_pass
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Username: Time_pass

Post Number: 5143
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Posted on Wednesday, October 02, 2013 - 02:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Yes.

family iyithe max yearly contribution $6000+ and this money is with you untill you use it
As long as you use for health care no tax. If you pull out money for other use you pay 10%
it is like 401 k but for health
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Maverick
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Username: Maverick

Post Number: 46948
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Posted From: 70.39.231.183

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Posted on Wednesday, October 02, 2013 - 02:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

OK. indulo co-pay of (20 or 25) badulu just pay the full amount that we incur to Doctor's office directly??




yeah
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Cinejeevi
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Username: Cinejeevi

Post Number: 3431
Registered: 09-2010
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Posted on Wednesday, October 02, 2013 - 02:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

OK. indulo co-pay of (20 or 25) badulu just pay the full amount that we incur to Doctor's office directly??

My company offers to pay 1500 and we can add 2500 or so.. left over will be carried over to next year
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Onlytruth
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Username: Onlytruth

Post Number: 127615
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Posted From: 64.94.26.254

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Posted on Wednesday, October 02, 2013 - 02:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

HSA naku undhi..tell me
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Cinejeevi
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Username: Cinejeevi

Post Number: 3430
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Posted on Wednesday, October 02, 2013 - 01:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Need some clarifications...

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