| Author | Message | ||
     Farmer Hero Username: Farmer Post Number: 10152 Registered: 03-2012 Posted From: 67.159.36.18 Rating: N/A |
eti gola | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 24944 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
new production?? Congratulations No Signature | ||
| Gotcha Hero Username: Gotcha Post Number: 12648 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
employer plans nov lo untayi open enrollment, ee exchanges ki oct 1st nunchi so who wnats to use exchanges make up ur mind fast and choose the otpions. This Andhra real estate is for sale. | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 3403 Registered: 01-2009 Posted From: 69.46.254.59 Rating: N/A |
For FTE who get i8nsurance through their employer, see this If you purchase a health plan through the Marketplace instead of accepting health coverage offered by your employer, then you may lose the employer contribution (if any) to the employer-offered coverage. Also, this employer contribution -as well as your employee contribution to employer-offered coverage- is often excluded from income for Federal and State income tax purposes. Your payments for coverage through the Marketplace are made on an after-tax basis. 1 An employer-sponsored health plan meets the "minimum value standard" if the plan's share of the total allowed benefit costs covered by the plan is no less than 60 percent of such costs. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127625 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
Last yr i maxed out deductible | ||
| Alochinchu Junior Artist Username: Alochinchu Post Number: 764 Registered: 03-2008 Posted From: 65.51.27.62 Rating: N/A |
ela..  | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127624 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
Obama care down the line will increase every one's premium..no doubt Pvt cos vps kaadhu ga intha broadbcoverage andariki provide cheyyaniki | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127623 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
But with obamacare mandated coverages, lately HMO premiums too became expensive Inthaku mundhu unnantha high savings levu | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127619 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits. These are services all plans must cover. The essential health benefits include at least the following items and services: Ambulatory patient services (outpatient care you get without being admitted to a hospital) Emergency services Hospitalization (such as surgery) Maternity and newborn care (care before and after your baby is born) Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy) Prescription drugs Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills) Laboratory services Preventive and wellness services and chronic disease management Pediatric services | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127618 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
What if i already have JOB-BASED INSURANCE ? i.e. employer Insurance ! https://www.healthcare.gov/what-if-i-have-job-based-health-i nsurance/ | ||
| Chakkera_keli Side Hero Username: Chakkera_keli Post Number: 2058 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
ok.... good post.... | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127617 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
miss avakunda undadam kosam..chala sarlu chala mandhi thread mottham chadavaru | ||
| Chakkera_keli Side Hero Username: Chakkera_keli Post Number: 2056 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
nijama..... ?? any references annai.....?? are you primary care physician?? | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58209 Registered: 04-2009 Rating: N/A |
ki ki ki.. Register ayyetapudu details aduguddi kada, akada error chupistundi.. Naa address inka NY ki change cheyala, andukemo... Ipudu website down vundi, malli try cheyali | ||
| Chakkera_keli Side Hero Username: Chakkera_keli Post Number: 2055 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
red lo type enduku sestunnav annai.....?? just curious.... | ||
| Kdnumber1 Megastar Username: Kdnumber1 Post Number: 29014 Registered: 02-2009 Posted From: 50.73.197.253 Rating: N/A |
 | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127616 Registered: 01-2007 Posted From: 64.94.26.254 Rating: |
ninnu manishi ga consider cheyyadam ledemo system kiki... aina ssn enduku unless u r opting in for a certain plan ? or to determine u r eligible for certain tax deduction ?? nuvvu ye tax deduction ki eligible avvavu straight ga akkadunna rate ki teeskovali | ||
| Kdnumber1 Megastar Username: Kdnumber1 Post Number: 29013 Registered: 02-2009 Posted From: 50.73.197.253 Rating: N/A |
 | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58208 Registered: 04-2009 Rating: N/A |
Nenu reguster ayyi...DOB, SSN details istunte records not found ani vastundi enti ?! | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127614 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
FTE lo employer iche insurance teesukunte dantlo good/bad premium rate ni batti cheppalemu...coz ur employer is paying something and also nee salary tied up with that percentage kondaru insurance premium ekkuva ichinattu show chesi adhi nee salary package negotiation lo cut settharu join ayye mundhu so no good/bad in FTE health insurance...what u agreed is SALARY+HEEALTH PREMIUM kalipi this thread makes sense only for CONTRACTORS | ||
| Reentry Side Hero Username: Reentry Post Number: 2340 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
OTIO nenu FTE and company insurance theesukunna per month 320 avuotondhi for family.. okay antaava? | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 24931 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
u will move into the HMO plan of that state or else if no HMO ca take High Deductible plans with HSA No Signature | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127613 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
Plus employer expensive insurance premiums unde state lo register ayyundiii manam cheaper state lo unde DOUBLE DIP Bokkaa employer and we are in same state - guddi lo mella | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127612 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
Most of us(IT contractors), esp india nunchi vache H1 batch are victims of Employer plans (mostly PPO plans) avasaram leni age lo vongunnam 10K to 15K per year ! where as HMO plans would have costed us aprox $5000 plus deductible cost mana age group ki PPO the worst Thanks to Obum to mandate maternity,pre-existing(if any) in all HMO plane..ofcourse compared to earlier now HMO cost too go high up but insurance premium is still better compared to EMPLOYERS' | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127611 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
thats what the major difference is....earlier emante maternity/pre-existing are NOT covered in individual plans.......anduke employer tho undalsi vachedhi in obamacare it is mandatory for each plan in marketplace to have those two | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127610 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
HMO teesukunte as contractors if we move to another place in 1 or 2 years , how abt Primary care physician changing ? is it easy ? | ||
| Lichtenberg Junior Artist Username: Lichtenberg Post Number: 86 Registered: 08-2013 Posted From: 162.115.108.102 Rating: N/A |
OT, if you dont have any pre-existing conditions, is it any good? only pre-existing conditions unna vaallake useful aa idi ayithe because obamacare mandataes they have to covered? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127609 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
specific ga cheppedem undadhu Each plan out there in healthcare.gov is guaranteed certain coverages n standards set by obamacare , but still they are PRIVATE companies plans...called as INDIVIDUAL PLANS | ||
| Lichtenberg Junior Artist Username: Lichtenberg Post Number: 84 Registered: 08-2013 Posted From: 162.115.108.102 Rating: N/A |
or govt is going to control these plans? | ||
| Lichtenberg Junior Artist Username: Lichtenberg Post Number: 83 Registered: 08-2013 Posted From: 162.115.108.102 Rating: N/A |
ante enti....ippudu insurance company plans anni gov ki chepthaaraa insurance companies? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127607 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
nuvvu ye state ? plus give me ur & spouse DOB " YEAR ONLy" | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127605 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
Effective 10/01 , www.healthcare.gov lo u can input ur details and see what ALL Insurance companies quotes... insurance is w.e.f 01/01/14 just like Car insurance quotes u get dozens of offers to buy individual plans....review and compare with ur current premium(from employer) | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127604 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
nuvvu ichina forbes link lo every point summary i have already covered..nothing additional info there...... Fulltime employment vallaki obviously healthinsurance cheap untundhi coz employer 50 or 40% contribution kabatti.......but contractors employers i.e. h1 emoloyers emi contribute cheyyaru...100% maname kattukovale I highly recommend EVERY I.T CONTRACTOR to explore INDIVIDUAL PLANS | ||
| Lichtenberg Junior Artist Username: Lichtenberg Post Number: 81 Registered: 08-2013 Posted From: 162.115.108.102 Rating: N/A |
ee exchange enti...idi kids unna vaallakaa? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127603 Registered: 01-2007 Posted From: 64.94.26.254 Rating: N/A |
explain more........PCP (primry care physician) gaadiki emostundhi if he avoids referring to splist | ||
| Aquarian Junior Artist Username: Aquarian Post Number: 93 Registered: 12-2012 Posted From: 159.53.174.141 Rating: N/A |
baabulu..konni HMO plan links vunte ikkada ettandi plzz  | ||
| Fargo Side Hero Username: Fargo Post Number: 4097 Registered: 04-2012 Posted From: 148.87.67.202 Rating: N/A |
erripook employer and plan ayyuntundi | ||
| Uppu Side Hero Username: Uppu Post Number: 6737 Registered: 11-2007 Posted From: 67.161.47.205 Rating: N/A |
serious health condition unte kastam. Primary care physician will try to avoid specialist, because he need to explain lot. Suppose you need knee surgery , since it is not life threatening he will try to avoid surgery. You won't die but you need to go through lot of pain. 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul  | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 24897 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
520 per month is reasonable price also when u have some ongoing health issues going for high deductible plan is not worth No Signature | ||
| Jalsa Hero Username: Jalsa Post Number: 19738 Registered: 02-2008 Posted From: 159.53.46.141 Rating: N/A |
OT initial post lo cheppina eligibility conditions ki match avakapothey no obamacare aa? My daughter has a condition which requires long term support on ventilator, trach, and feeding along with a long term medication. She also requires 16hrs of private home nursing once she comes home. My current insurance with Cigna does not cover the nursing cost which is like 50$ per hour. Obamacare lo will any plan cover home nursing? If not, switch avadam (if eligible) not worth the risk anukuntunna. I pay, for 2014, 520$ per month pre-tax. | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 24894 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Happy gaa HMO ki vellipooo emi parvaaledhuu. It will be cool. But save ur amount saved instead of sepnding it No Signature | ||
| Chillarodu Side Hero Username: Chillarodu Post Number: 4753 Registered: 03-2008 Posted From: 128.103.224.124 Rating: N/A |
Individual plans idea ledhu. eppudu theesuko ledhu. But if you can save good money then why not. Make sure you understand the coverage with these individual plans. | ||
| Katthi Hero Username: Katthi Post Number: 10436 Registered: 07-2010 Posted From: 170.63.120.63 Rating: N/A |
http://www.forbes.com/sites/carolynmcclanahan/2013/06/23/emp loyer-based-coverage-or-obamacare-plan-which-is-better/ Idhi sadvandi.. OT seppindi $ rate 50 unnappudu dabbullu ikkada thisi india ki ampiyyandi annadu.. atta undi idhi antha.. http://www.youtube.com/watch?v=AekjFFsznNM&feature=youtu.be JP : Tappu antha seemandhra prajalade | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 24893 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Nothing wrong But Obamacare plan aithee neeku taxcredit vasthundhi anukuntaaa Verify whether u will still get that with ur indvidual plan be carefull to buy Maternity coverage assaleee kothagaa pelli aina vaadivi No Signature | ||
| Chakkera_keli Side Hero Username: Chakkera_keli Post Number: 2047 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
sampesaav annai...... nee sontha analysis?? leka pothe emaina references unnayya....?? please enlighten me... | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58164 Registered: 04-2009 Rating: N/A |
Budugu, Wife n husband ki seperate individual plans dangerous ani vinna, oka sari kanukko.. Peddalu budugu kurrodiki cheppandi., | ||
| Buduguuu Hero Username: Buduguuu Post Number: 15531 Registered: 01-2012 Posted From: 199.67.140.56 Rating: N/A |
em jarugutunnadi ikkada? nenu oka 4 days back ee wife ki naaku seperate individual plans teesukunna.. ippudu avi valid aa kaada? Different cinema ante Dabangg/GS/CE Biryani about Mahesh Babu | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127541 Registered: 01-2007 Posted From: 66.87.115.26 Rating: N/A |
@ Chillarodu , Na case per year $10,000 in premium, $5,000 family deductible, PPO Isn't it must for me to get out of that and buy individual HMO ? What will be the catch ,if at all ? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127540 Registered: 01-2007 Posted From: 66.87.115.26 Rating: N/A |
@ Donbosco & if any others, Everyone is eligible to buy individual insurance at marketplace. However if ur employer is offering health insurance( which is obviously yes) then we are not eligible for reduction in monthly premium But still we can buy individual at marketplace . P.s : 4 members family with less than 94K income will still get reduction in premium at marketplace even if ur employer is offering Refer healthcare.gov | ||
| Chillarodu Side Hero Username: Chillarodu Post Number: 4751 Registered: 03-2008 Posted From: 140.247.0.67 Rating: N/A |
idhi employer ni batti decide chesukovaali. In my case, my wife's employer pays 100% for PPO insureance. No premium from us. 2000/family deductible. Maternity/physical chechup etc.. ki no deductible. | ||
| Donbosco Junior Artist Username: Donbosco Post Number: 209 Registered: 07-2010 Posted From: 198.240.130.75 Rating: N/A |
I think employer plan would be cheaper (Desi consulting companies kaadu). because they provide subsidy on the total premium. If healthy and no issues, then it is better to take High deductible plans with HSA option. Employer coverage offer chestey we might not be eligible for MarketPlace. | ||
| Abhinav Junior Artist Username: Abhinav Post Number: 270 Registered: 09-2010 Posted From: 66.90.101.228 Rating: N/A |
I just saw a repost from a Facebook page - An alleged comment on the Affordable Care Act FB page states that a person had signed up online, under the $45-55,000 income range, pre-existing condition of type I diabetes. They chose the "Silver" plan... Their premium came back as $597 per month, with an almost $14,000 annual deductible! And when the person clicked the "opt out" option, they shortly received an e-mail stating that their fine would be $4,037, and could be attached to their annual tax return. And if you don't have the $4,037 on time, then the repercussions for non-payment begin with your drivers license being suspended until the fine is paid, and if it goes 24 months without payment, a tax lien is placed on you property. It gives you the option to provide your bank info so your penalties can be withdrawn weekly, or biweekly, etc. damned That comes out to about $350/month for not opting in, or $597 plus pretty much all your medical expenses for the year out of pocket (deductible) - unless you have some type of major surgery or catstrophic illness, which you then get to cough up $14,000 plus your monthly payments for. | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58139 Registered: 04-2009 Rating: N/A |
Implementation of the Affordable Care Act of 2010 (the healthcare reform law) requires the attached notice be sent to every employee. The notice describes the new online Health Insurance Marketplace, also called an exchange, available at www.healthcare.gov beginning October 1, 2013. The Marketplace describes options you may have available for health insurance (other than employer-based plans) and is designed for easy cost and coverage comparisons. The enclosed notice also includes information about coverage you may be eligible for through . Starting in 2014, if you do not have medical coverage, you will have to pay a penalty (in the form of a tax). If you do not qualify for coverage through . or you do not enroll yourself or a dependent, you will have to obtain coverage or pay the penalty. This penalty is known as the individual mandate penalty. Ninna vachindi email maa employer nunchi, naaku avasaram avvadu le ani pattinchukoledu..  (Message edited by ntr_rocks on October 01, 2013) | ||
| One Hero Username: One Post Number: 16336 Registered: 09-2008 Posted From: 162.220.9.161 Rating: N/A |
pila p*** .. obamacare thelavadha .... news chaduvu | ||
| Chitti_babu Side Hero Username: Chitti_babu Post Number: 7994 Registered: 03-2012 Posted From: 24.0.7.206 Rating: N/A |
Oka manchi Plan suggest cheyyi for a Family of 4 | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58138 Registered: 04-2009 Rating: N/A |
edi kothaga enti ?? HMO network ante enti ? | ||
| Kingaa_bongaa Hero Username: Kingaa_bongaa Post Number: 17703 Registered: 02-2008 Posted From: 24.14.140.235 Rating: N/A |
So idhi theeskunte, $3000 premium per yr versus $3600. you save 600 per year, but if you have to pay all your deductible, its $400 more. you can take a chance. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58137 Registered: 04-2009 Rating: N/A |
Chusa, NY State lo cheap di $184 vundi...migilinavi anni $220+ vunnayi.. $184 di local state insurance anukunta...Unitedhealthcare lantivi chuste $250 vundi $1000 deductible... Edi varaku oka sari state marite elane band padindi, adi ee state lo cover avvadu ani, naa coroporate di ee state lo aina, ekadiki vellina cover avuddi, anduke daniki stick ayyanu 2 yrs nunchi | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127539 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
healthcare.gov insurance marketplace started today...super busy and could not let u register | ||
| Kingaa_bongaa Hero Username: Kingaa_bongaa Post Number: 17700 Registered: 02-2008 Posted From: 24.14.140.235 Rating: N/A |
Over to OT. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58136 Registered: 04-2009 Rating: N/A |
konni links pettu | ||
| Megastar Username: Twitter Post Number: 29982 Registered: 10-2009 Posted From: 69.118.124.210 Rating: N/A |
nadhi HMO ney.. referral is not a time consuming process but you will end up pay your copy in two place once with your primary doctor and once at specialist. HMO network lo doctors thakkuva ani emi ledhu it is almost equal/same. Most of the times Crowd depends on doctors fame regardless of the network.. however good planning can avoid crowds | ||
| Kingaa_bongaa Hero Username: Kingaa_bongaa Post Number: 17698 Registered: 02-2008 Posted From: 24.14.140.235 Rating: N/A |
Go Online, find an insurance premium for less than a $100 and deductible may be $2000. Here is the math. $300 x 12 = $3600. In this case you pay $3600 if you use it or not. I imagine you dont use it much. If you go for $100 premium $100 x 12 = 1200 + 2000. So you pay 3200 only if you spend all your deductible, which is hghly unlikely. but if you dont use you end up paying 1200 versus 3600. either way you are not exceeding 3600. So option 2 is better bestest. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Ntr_rocks Moderator Username: Ntr_rocks Post Number: 58134 Registered: 04-2009 Rating: N/A |
naa lanti bachelors ki edi best, monthly $300 kadutunna...$0 deductible and corporate insurance...denikante best edanna vuntada, $0 deductible vachedi | ||
| Kingaa_bongaa Hero Username: Kingaa_bongaa Post Number: 17696 Registered: 02-2008 Posted From: 24.14.140.235 Rating: N/A |
GO. hmo is not a problem, referrals delay ainaaa, non emergency cases ye kadhaaa. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Hero Side Hero Username: Hero Post Number: 4011 Registered: 09-2009 Posted From: 108.65.110.4 Rating: N/A |
OT go and practice here .. NevadaHealthLink.com Ma HR gadu..In about three minutes, you go from being confused to understanding annad...site is up and running morning anni exchanges ki IT issues unnai mostly .. try tomorrow | ||
| Gotcha Hero Username: Gotcha Post Number: 12637 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
mee lanti indivual plans ki nastam emi undadu anukunta, employer valaki emaina options tagutayi emo ani alochinchali. individual self paid insurances valu exchanges easy ga try cheyachu anukuntuna. This Andhra real estate is for sale. | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 8861 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
nenu cheppindi deductible.. 250 per ind/750 per family in net work out of network 500 per person/1500 per family 90-10% aftre deductibles met and out of pocket reached which is 1500 per person/4500 per family then 100% cover avutayi.... monthly 640 approx paying ROM lo undi DB ni prawxy lo chuse mahanubavulu kosam ee signature | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127534 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
reason ? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127533 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
100s of options untayi...its not single choice | ||
| Pawanism Junior Artist Username: Pawanism Post Number: 522 Registered: 04-2013 Posted From: 76.115.122.60 Rating: N/A |
Vadiamma deductible $6000 ki penchaada appude? | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 8859 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
$250 individual/$750 family network, $500 individual/$1,500 family outof- network. 660 i think PPO kadthunna ROM lo undi DB ni prawxy lo chuse mahanubavulu kosam ee signature | ||
| Katthi Hero Username: Katthi Post Number: 10433 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
Otio eee rayi ayithe enti kottukovadaniki? USA lo buy 1 get 1 half deals la ivi anni.. If you got car dealer he never sell you for cheap. He sells you same product with higher price but he wont realize that he stole your p##kayalu. 0% down .. pay 150 and take your car annattu undi.. 5 years lo oo 5k ekkuva kaduthavu.. ee insurances.. obama care.. ammana packages anni..attantive.. idhi vassindi ga ani employer dani nunchi opt out kaku.. Guba guyyi mantundi.. akasaham lo tella kaki ni supistunnattu ee obama care http://www.youtube.com/watch?v=AekjFFsznNM&feature=youtu.be JP : Tappu antha seemandhra prajalade | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127532 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
http://www.allkids.com/hfs8269.html bottom max $5 or $10 copay | ||
| Gotcha Hero Username: Gotcha Post Number: 12636 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
bagane undi kaani ardam kaledu complete ga kids insurance lo deductible enta, copay enta? This Andhra real estate is for sale. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127531 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
1)HMO individual teesukovali bayata....employer daggara option ledhu.....ayina toseyyanaa ? 2) KID ni ee insurance lo pedithe better kadha...IL state : http://www.allkids.com/income.html | ||
| Gotcha Hero Username: Gotcha Post Number: 12634 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
ot next year hmo koneyi, elagu mee kid kosame kada neeku main ga kavali. aa peditrician doctor already chusi set chesuko u have nothing to loose. This Andhra real estate is for sale. | ||
| Gotcha Hero Username: Gotcha Post Number: 12633 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
employer ee kaani naaku 2500 vadultundi maa collegue who is hmo ee year ki 300 karchu pedutundi so ppo teesukuni waste ani realise aya. This Andhra real estate is for sale. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127529 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
exchange poddhuna nunchi Q We have a lot of visitors on our site right now and we're working to make your experience here better. Please wait here until we send you to the login page. Thanks for your patience! | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127528 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
r u not thru employer? | ||
| Gotcha Hero Username: Gotcha Post Number: 12632 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
pregnancy plan cheste hmo teesukunte best migata time lo ppo best ani realise aya. every year insurance marutundi so ee oka year u can try hmo and see nothing to loose. This Andhra real estate is for sale. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127527 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
KIDS ni move to below plans , state run vi...each state will have own http://www.allkids.com/income.html | ||
| Rbabu Junior Artist Username: Rbabu Post Number: 79 Registered: 09-2013 Posted From: 98.27.62.130 Rating: N/A |
Obamacare exchange lo try chesava? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127526 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
HMo? | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 8856 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
680 emo kadtunna monthly ROM lo undi DB ni prawxy lo chuse mahanubavulu kosam ee signature | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127525 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
| ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 8855 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
 i took individual 680 2+1(kid) 250 deductible per person, 90-10% after deduct met, i think out of pocket 1500 not sureROM lo undi DB ni prawxy lo chuse mahanubavulu kosam ee signature | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127524 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
every one read this https://www.healthcare.gov/will-i-qualify-to-save-on-monthly -premiums/ | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127523 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
private insurance HMO plans month $250 + 6,000 deductible ki kirraak plans unnaayi 01/01/2014 nunchii Shud i go for or not ? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127522 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
My current thru employer : high deductible PPO $820 per month $5,000 deductible literally 15,000 per yer per health insurance premium.... Edupu okate takkuva | ||
| Gotcha Hero Username: Gotcha Post Number: 12630 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
idi varaku kuda hmo teesukunte motam maetrnity ki 200 or 300 avutundi ppo ki 2000 This Andhra real estate is for sale. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 127521 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
Buying individual health insurance (skipping employer's insurance)seems fking savings...especially if u go for HMO plans. However, before i jump into conclusion let me summarize my "so far" understanding ! -Ve : 1)Premium is Not pre-tax +Ve : 1) Expensive PPO plans badhulu HMO plans teesukovachu (chala cheap) 2) Inthaku mundhu maternity/pre-existing or other conditions unte individual(private) insurance is expensive BUT now with obama care that problem doesnt exist 3) If you have family of 3 income less than 78K , per month 65 dollar daka instant tax credit(obamacare) . 94K below income ( 4members family ) aithe 80 dollar daaka instant tax credit QUESTION TO EXPERTS what is the disadvantage with HMO Plans ? specialist daggaraku povali ante Primary care physician reference mandatory tappa inkemi differences untaayi ? referral emaina time consuming process aa ? HMO Network lo doctors takkuva mandi untara ? HMO network doctors OVERCROWDED undi appointments too delay avutaya ? |
