| Author | Message | ||
     Saint Megastar Username: Saint Post Number: 20497 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
mav FTE ki ithe benefit...consultants ki motham kakapoyina oka 70% anna kattukovali kadaa maname....adi inusrance company ki pay chesedi....matrame....malli HSA account lo mana own money esukovali... | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 23466 Registered: 03-2008 Posted From: 71.65.232.134 Rating: N/A |
I took PPO plan. but aware of the HSA. we need to pay some part of premium besides HSA contribution http://fmrbenefits.com/Health/Coverage-Offering/Fidelity-Hea lth-Plan#anchor3 No Signature | ||
| Maverick Legend Username: Maverick Post Number: 46422 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
company pays premium anukuntunna..did u cross check ur paycheck deductions vs hsa acct credits? | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 23465 Registered: 03-2008 Posted From: 71.65.232.134 Rating: N/A |
Naaku thelsi HSA ki zero premium eppudu soodaledhu No Signature | ||
| Maverick Legend Username: Maverick Post Number: 46421 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
i see my wifes pay check deduction going in straight to hsa account. so i am wondering if i am paying any premium? | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 23464 Registered: 03-2008 Posted From: 71.65.232.134 Rating: N/A |
Employer pays and employee pays 60-40 or 70-30% of the premium No Signature | ||
| Maverick Legend Username: Maverick Post Number: 46420 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
who pays for premium? | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 23463 Registered: 03-2008 Posted From: 71.65.232.134 Rating: N/A |
350 per month is pretty reasonable No Signature | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 23462 Registered: 03-2008 Posted From: 71.65.232.134 Rating: N/A |
HSA ki premium thakkuva vuntundhi HSA theesukunte company gives 1500 for family coverage. premium for HSA per month will be $200 and for PPO around 350 per month PPO ki low deductible and HSA ki high deductible vuntundhi untill u meet ur deductible HSA lo Insurance doesnt pay anything. Only free coverage per year is yearly checkup No Signature | ||
| Reentry Side Hero Username: Reentry Post Number: 2273 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
maa company health insurance theesukunna HSA ledhu maa company lo.. nelaki 350 baadutunnaru adhi okay antaava mav anna leka pothe company dhi discontinue chesi HSA theesukomantaava | ||
| Maverick Legend Username: Maverick Post Number: 46419 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
company sponsored plans kada, they get paid by company anukunta. also, if there is a company match, hsa is no brainer | ||
| Uppu Side Hero Username: Uppu Post Number: 6543 Registered: 11-2007 Posted From: 8.18.111.245 Rating: N/A |
you have to pay premium + out of pocket out of pocket = deduction + 20% after deduction. Normal visits well you wont hit deduction it self. for nose surgery you may hit out of . try to put out of pocket amount in HSA. if it is not used , you can use it later 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul  | ||
| Saint Megastar Username: Saint Post Number: 20494 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ade calculate chesthunna..rough fighre vasthe telisi poddi HSA lo co-pay vuntunda? | ||
| Saint Megastar Username: Saint Post Number: 20493 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ante insurance vaadiki emi pay cheyyaka pothe vaadu neeku tarvatha max out of pocket ipoyaka ekkada nunchi money techi neeku cover chesthadu? in either u need to pay premium to him ryt? | ||
| Uppu Side Hero Username: Uppu Post Number: 6541 Registered: 11-2007 Posted From: 8.18.111.245 Rating: N/A |
insurance website video lu untayi. clear ga explain chesatdu 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Uppu Side Hero Username: Uppu Post Number: 6540 Registered: 11-2007 Posted From: 8.18.111.244 Rating: N/A |
typo meeda typo read it as $1000 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Uppu Side Hero Username: Uppu Post Number: 6539 Registered: 11-2007 Posted From: 8.18.111.245 Rating: N/A |
PPO $100 takkuva unna 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Uppu Side Hero Username: Uppu Post Number: 6538 Registered: 11-2007 Posted From: 8.18.111.245 Rating: N/A |
yes your yearly out of pocket maximum+ Hsa premium kanna PPO $1000 unna take risk and go for HSA. If nothing happens you will save more 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Maverick Legend Username: Maverick Post Number: 46418 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
premium to insurance ani kaadu..say per paycheck neeku 400, that goes to a bank account.u dont pay any premium to insurance companies. | ||
| Saint Megastar Username: Saint Post Number: 20492 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
I understand if u dont have freq doctor visits, then this is a good plan... | ||
| Saint Megastar Username: Saint Post Number: 20491 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
so ippudu manam premium to insurance company pay chestham...and mana HSA ac ki malli manam contribute cheyyala? extra gaa? deductible amt cover ayye laaga? | ||
| Geohot Junior Artist Username: Geohot Post Number: 928 Registered: 03-2010 Posted From: 64.121.17.72 Rating: N/A |
Another overhead of HSA is, you HAVE TO SAVE RECEIPTS FOR 7 Years , if IRS asks you. | ||
| Uppu Side Hero Username: Uppu Post Number: 6537 Registered: 11-2007 Posted From: 8.18.111.244 Rating: N/A |
depends on out of pocket maximum 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Maverick Legend Username: Maverick Post Number: 46417 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
i had 1 yr hsa savings before i had my kid. u will be covered after meeting the deductible which is usually 3K or 1500 | ||
| Uppu Side Hero Username: Uppu Post Number: 6536 Registered: 11-2007 Posted From: 8.18.111.245 Rating: N/A |
You do not pay anything yearly cjheckup and standard blood tests. anything else(check up, tests, prescription) you pay from your pocket in full until you meet your deduction. this thing you ca use your HSA. But you will only pay insurance adjusted amount. once you reach deductible, you will pay 10-20%(depends on plan). once you reach out of pocket maximum. it is 100% covered 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| Saint Megastar Username: Saint Post Number: 20490 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
8 months .. naaku BP vundi...medication teesukuntunna...nose surgery cheyinchali..adi postpone chstha vasthunna... | ||
| Rahul Junior Artist Username: Rahul Post Number: 439 Registered: 12-2010 Posted From: 198.176.189.201 Rating: N/A |
if you are expecting kids ayithey ee plan better ? | ||
| Maverick Legend Username: Maverick Post Number: 46416 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
anta emundav frequent visits.ofcourse varies from case to case anuko. i have used hsa with kid also. basic ga u have to meet ur deductible before the coverage kicks in. if u dont have any visits, the money stays in ur account with the bank. u can use it for medical purpose whenever u want. kid factor ekkuva aalochinchaku..how old is ur kid? | ||
| Saint Megastar Username: Saint Post Number: 20489 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ela work avuddi mav? kid vundi freq doctor visits vunte kooda HSA better aa? current plan PPO: 600 kaduthunna co-pay: 25/spec 50 / urgent care 75/ emergency 300 deductibles/max out of pocket: family : 4k /individual 2k edanna surgery cheyyalsi vasthe? ( naadi nose surgery cheyinchali..keep on postponing).... | ||
| Uppu Side Hero Username: Uppu Post Number: 6535 Registered: 11-2007 Posted From: 8.18.111.244 Rating: N/A |
unless you have any planed major planned procedures. HSA is best. HSA money never expires and you can use it when you are not in hsA plan 'Poverty is a state of mind' - Rahul Gandhi. Future of India Rahul | ||
| One Hero Username: One Post Number: 16306 Registered: 09-2008 Posted From: 192.249.57.62 Rating: N/A |
HSA no doubt on that .. Thanks again Maverick!!! | ||
| Rk9 Side Hero Username: Rk9 Post Number: 2986 Registered: 10-2009 Posted From: 68.62.178.147 Rating: N/A |
HSA . | ||
| Maverick Legend Username: Maverick Post Number: 46415 Registered: 01-2008 Posted From: 70.39.176.36 Rating: N/A |
hsa makes all sense..unless u have frequent medical issues. on hsa for the last 5 years | ||
| Geohot Junior Artist Username: Geohot Post Number: 927 Registered: 03-2010 Posted From: 64.121.17.72 Rating: N/A |
it is just , around 3000 per year, in your pocket. In PPO, you do not get those but in HSA, you get to keep that money, but if you happen to use , use those 3000 first. If you have small kids, or planning for kids, PPO is better. but if you have kids more than 5 years, then go for hsa.. remember , most of the plans, it is just matter of 1500 per year diff. Check your claims from last 2 years and proceed. | ||
| Saint Megastar Username: Saint Post Number: 20486 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
cme on analysts...sep1 nunchi kotha plan choose chesukovali...monthluy 700 kattalsi vasthundi family ki PPO lo ithe..ade HSA ithe 420 kattali.... |
