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Credit question

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Woodpecker
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Posted on Thursday, May 27, 2010 - 09:38 pm:       


Mpv:


oka thed lo ammalakkal thidathav ee thed lo
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 09:35 pm:       

Rakthapaatham jarigindhi ga ee thread lo... vammo...
 

Mpv
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Posted on Thursday, May 27, 2010 - 09:19 pm:       

Avatar:

For such a small problem you take such nasty decission? Dabbu lavish ga karchu petteppudu gurthu raleda aaa dabbu mandi kadu.. repu nenu kattali ani? car lease tisukunnappudu gurthu raleda job pothe emi cheddam ani?

World lo prathi vadu tana love world best love ani feel ayyi edo chesukuntaru breakup kagane..Mi parents ni vadili inni samastaralu unnavu.. edo 2 years kinda kalisna ammai ni vadileshi undaleva?

Monna IIT seats lo kulli naaali chesukoni tindi ki gathi lenu vallu top ranks kottaru.. Oka kannu poyi nelaki tandri 2thousand kuda sampadinchaleni abbai top rank kotti anni undi kastapadaleni mana lanti vallani sepputho kottadu..


Ma borther ni age and na age lo 3 sisters marriage chesi nannu sadupinchi.. tanu set ayyi.. happily living.. he faced deaths and many problems..


endi boss chinna vatiki heart loose ayyi nasty decission tisukoni . ninnu. and nitho saha mi parents ni.. friends ni hurt cheyyadalo nivu emi sadistavu?

chathanaithe manchi cheyyi.. anthe kaaani hani cheyyaku.. enno pedda problems nunchi manushulu solve chesukoni paiki vastaru.. chinna vatiki bayapadithe prapancham lo shavalu undevi manushulu kaadu..

keep spirit and do something challanging.. like trying for big job.. or trying for civils or somthing..that will teach you the pursuit of happiness
 

Okahyderabadi
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Posted on Thursday, May 27, 2010 - 09:08 pm:       


Avatar:

i broke up with gf of 2 yrs and i want to get away and start a new life ... this depressing thing i cannot take just want to get back and be with family whom ive not seen for 6 fing yrs and i never want to comeback.





tammi, life lo ivanni mamoole, 4 years kalisi chaduvukunna ammayi hand flashback lo, happy with a wife of 18 years and kids. Don't take rash decisions based on this incident. Life lo if you lose something it might be for your good ane concept namminodiki tirugu ledu. Spend some time with your family back home and come back. Make some good friends and most importantly channel your energies and thoughts in to some good and useful things either career wise or socially you will find lot of peace of mind. In a few years this will be a bad dream but try and be honest with whoever comes in to your life later on about this and make sure you do not have issues about this later in life
In history there is no such thing as the last word on any subject research leads to new things every day
 

Idle_yzag
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Posted on Thursday, May 27, 2010 - 06:51 pm:       


Avatar:


I can understand gf breakup, pay min amounts for cc for 6 months from india..... once u decided there not to comback appudu yegadobbey :D
RahulGandhi/JP/Chiru
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 06:48 pm:       

breakup with girlfriend, extreme guilt
------------------------------------------------------------
since when are those considered extenuating circumstances to default on loans?
 

Rekkadithe_gani_dokkadadhu
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Posted on Thursday, May 27, 2010 - 06:48 pm:       


Guttonkay:

You gotta be kidding me. I resent the way you are twisting my posts.

When did I say anything where I care about bailing out banks or citi or anything?

I am talking about personal responsibility and owning up to your actions. It can be avatar today, some other person tomorrow. As a man/woman who is an adult and educated person that is what you do. adi neeku artham kakunte it's ur problem.


Guttakkai enti ee roju manchi firing meehda unnaru
నేను డిస్కొ చేసెప్పుడు..నీ కీ బోర్డ్ మాత్రమే పని చేయాలి...కాదని ఇంకా ఏది పని చేసినాీనీ నెక్స్ట్ పోస్ట్ ఉండదు.. ©RGD
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 06:26 pm:       

breakup with girlfriend, extreme guilt
------------------------------------------------------------
lmao!
 

Executor
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Posted on Thursday, May 27, 2010 - 06:10 pm:       


Scarface:


Scarai, nuvvu thread loki late ga vachav. thread first post choosi opinion chepthunnatlunnav. oka saari thread motham chaduvu.

longing to be with parents for 25 years, handicapped brother, breakup with girlfriend, extreme guilt, debt--- ivanne extenuating circumstances kaakapothe inkemantaaru
 

Scarface
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Posted on Thursday, May 27, 2010 - 06:01 pm:       


Guttonkay:

When did I say anything where I care about bailing out banks or citi or anything?

I am talking about personal responsibility and owning up to your actions. It can be avatar today, some other person tomorrow. As a man/woman who is an adult and educated person that is what you do. adi neeku artham kakunte it's ur problem.




good post
 

Ipc302
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Posted on Thursday, May 27, 2010 - 05:58 pm:       


Avatar:

mama i have to hone my technical skills to get a good job and know quite a few ppl out there ... job ravadam yes but that is secondary i can manage ... i need to belong where my heart is - in hyd. was a pleasure being your roomie :-) credit cards yes cheppinattu i can close the accounts with balances but i cannot keep paying minimum coz i wont be coming back ... its a hasty step but its not escapism in my opinion endukante i cant get up and go to work here everyday with this mindset.




it was a pleasure being your roommate chcicha....
the best way is take a break for a month or two in india...ome back and pay your debts or settle them in a ethical way and if you still feel you need to india...then go back....there is nothing wrong in going back but plan when you are going back for good and don't leave in haste...and i don't just mean money or assets

its been 6 years since you and I came here ...i went to india 3 times and each visit does help you emotionally...for you may be its home sickness for not visiting your loved ones in the past 6 years....once you visit your family for a vacation you might feel better
and BTW whats with the self-flagellation...AFAIK you are not sick minded or selfish or pathetic....get rid of this self-pity....you are young and one thing young people should not be is cynical...leave it to the old folks
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 05:57 pm:       

AVatar mama, I understand ur mind. itts quite agitated.

it happens. ok, unethical ayina anyway ur not paying 12k, so atleast oka 30k-50k ayina cheskuni vellu...
 

Scarface
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Posted on Thursday, May 27, 2010 - 05:56 pm:       


Executor:

edo happy ga velthunnattu cheptunnavu kadha mama. kurrodu urgent ka india ki vellali. full depression lo vunnadu. cash ledhu. ippudu one year pani chesi citi vodi appu theerchi india ki vellali ani septhe ela?




he needs to do the right thing dude..his problems will be more if he does not pay and go..thokkalo salaha ante neede..

avatar..what ever ur problems, be a man, pay off the debt..paying off the debt is the hardest thing to do..but the joy to know your are debt free is liberating and will help you beat your depression problems
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 05:55 pm:       

DB lo andaru.. avatar credit history gurinchi worry avutunte nuvvu matram citi vodi gurinchi worry avutunnav.
------------------------------------------------------------ ----
You gotta be kidding me. I resent the way you are twisting my posts.

When did I say anything where I care about bailing out banks or citi or anything?

I am talking about personal responsibility and owning up to your actions. It can be avatar today, some other person tomorrow. As a man/woman who is an adult and educated person that is what you do. adi neeku artham kakunte it's ur problem.
 

Executor
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Posted on Thursday, May 27, 2010 - 05:52 pm:       


Scarface:

ellipotunnadu ani telisaka ni criminal mind ki ave thoughts ostai kada mava ga


edo happy ga velthunnattu cheptunnavu kadha mama. kurrodu urgent ka india ki vellali. full depression lo vunnadu. cash ledhu. ippudu one year pani chesi citi vodi appu theerchi india ki vellali ani septhe ela?
 

Executor
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Posted on Thursday, May 27, 2010 - 05:50 pm:       


Guttonkay:


Sis, if u scroll down and read my post #203, I actually suggested Avatar to talk to the bank and provided him with a solution that has actually worked for one my friends.

DB lo andaru.. avatar credit history gurinchi worry avutunte nuvvu matram citi vodi gurinchi worry avutunnav. Don't u agree that u and I and every one here contributed to citi's bailout? whats the big deal if citi pays back a little to one of our bros
 

Scarface
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Posted on Thursday, May 27, 2010 - 05:49 pm:       


Executor:

Right. Citi can get a $250 Billion bailout. Avatar bro can't get a $12K bailout.




varni..ninnu nammukunte avatar peru mida utthi utthi bank start seyyipistav, ellipotunnadu ani telisaka ni criminal mind ki ave thoughts ostai kada mava ga :D
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 05:41 pm:       

u r splitting hairs and using flawed argument.

And every time people want a cop out they use big business as the example.

In this thread, in avatar's case citibank bailout doesn't matter. All that matters is are there extenuating circumstances to default on the loan for Avatar or not. Only his heart can tell him what he is doing right or not.

At the end of day some people think it's okay to do and some people don't. I belong to the latter category. I am really out now.
 

Maverick
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Posted on Thursday, May 27, 2010 - 05:40 pm:       


Executor:

Right. Citi can get a $250 Billion bailout. Avatar bro can't get a $12K bailout.


 

Executor
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Posted on Thursday, May 27, 2010 - 05:31 pm:       


Guttonkay:

I don't get people who default on loans


Right. Citi can get a $250 Billion bailout. Avatar bro can't get a $12K bailout.
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 05:25 pm:       


Executor:




Bro,

ur digs aside, I don't get people who default on loans when there are no real extenuating circumstances. I know what I say will fall on a whole bunch of deaf ears but I am set in my ways about this subject.

I never said don't spend. Enjoy life however you want, but also be responsible for your actions.

This will be my last post on this. Goodluck with your citibank bill :-)
 

Executor
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Posted on Thursday, May 27, 2010 - 05:16 pm:       


Guttonkay:

If everyone does the ethical thing ilanti discussions vundane vundavu.


I have a solution. ee thread 200 kottaka post ki $60 lekkana collect chesi citi vodiki kattedhaam. :-)

Guttonkay- please keep posting
 

Rasputin
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Posted on Thursday, May 27, 2010 - 04:56 pm:       

Avatar,

whatever you do, don't blame yourselves. Memu cheyyaledaa lavish spending?

CCs maxed out, collecting agencies calling...Pelli settle ayyindi. Pelli ki India vellalantey ticket ki dabbu ledu. Friend daggara appu chesi athani CC tho ticket koni, Athani chetha naa apt rent kattinchina ghana charithra naaadi.

It is just a passing stage in life. A few years down the line you will just laugh at it.

For now, don't listen to anyone. Just do whatever you want to do.
GreatBong: The old Sachin radiated heat. The new Sachin gives light. But he still remains the sun
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 04:54 pm:       

how is it different from walking away from ur house in US without paying
------------------------------------------------------------ -
That's exactly the point.

If everyone does the ethical thing ilanti discussions vundane vundavu.
 

Rasputin
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Posted on Thursday, May 27, 2010 - 04:52 pm:       

Guttonkay,

IMO, ikkada evaroo personal advice ivvakapovadam manchidi. No one can be in his shoes. even if we were....then no one acts the same. So advice ivvadam dandaga ani naa opinion, ituvanti situation lo.

One should follow what the heart says. If it says go to India, just go.

Appudappudu brain ni back pocket lo pettaali, thappadu.
GreatBong: The old Sachin radiated heat. The new Sachin gives light. But he still remains the sun
 

Rebel
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Posted on Thursday, May 27, 2010 - 04:51 pm:       

govt. ee responsible ga ledu ikkada money,banks vishayamlo..manam undala ...12K is nothing for us who have jobs...but it might be big amount for him who is in debt already..how is it different from walking away from ur house in US without paying..US lo edaina chalta
 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 04:49 pm:       


Avatar:

(i was so lavish in US and addicted to its lifestyle even i was finding lame excuses not to go back to India to visit)


Adhi tappu kaane kaadu tammi.. Not sure y on planet earth you think the lavish spending is wrong.. aa age lo adhe correct.. papalatho thiragaalo.. karchu pettaali.. pettinchukovaali.. thaagaali.. thiragaali.. rachha cheyyaali.. arey.. 10th varaku, inter, eamcet, engg, m.s ilaa sadvi sadvi.. dimaak kharaab gaale.. you need to have fun dawgg..

You did absolutely no wrong doings.. remove this guilt.. 25 years ki savings levu.. thokka levu anedi marchi po.. Mallee cheptunnaa, give yourself some time.. dont hush.. velathaavu anukunnavu kadaa. fine.. vellu, but after 2 months..

Office lo oka scene gurthochhindi..

Michael wants to adopt a baby after watching angelina on oprah.. and he duly asks his secretary pam to find a chinese baby to adopt.. she says its a long process might take 8 months to 1year.. then michael replies.. " I dont know if i want a baby after 8months" antaad.. :D
In this db, there's always someone watching you!!
 

Swayamkrushi
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Posted on Thursday, May 27, 2010 - 04:47 pm:       

avatar ... gtalk loki ra...
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 04:44 pm:       

i earlier said that it was pretty unethical of me leaving car loans credit card debts et al but it is not that im going to india just to get away ... my lifestyle has left me with not much money ... it is impossible for me to pay up and going to India empty handed ... it has been brewing in me the longing feeling to go back.
------------------------------------------------------------ ------
bro,

my sympathies. I don't know why you think the only way you can build a relationship with ur folks is by moving back for good. you can go on a time off and come back. You can workout arrangments with cc companies.

If you were married or still with that girl, this going back thing is not in the picture right? You would be building/rebuilding relationship with ur folks from afar. Think along those lines.

I understand heartbreak. Been there, done that. I hope you find a strong support system and do the right thing and ethical thing. It might make you feel good in the long run.

Apologies if I was out of line anywhere in this thread.
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 04:33 pm:       


Guttonkay:

Explain how the advise can be separated?



Avatar:

will the banks here (esp citibank) be able to track me down in India and issue notices to me to pay up?


Simple answer YES or NO.

btw, meeku nenu annay enti? comedy naa? Meeru chaala senior ani vinna...
If god doesn't like the way I live, let him tell me, not you
 

Parthasaradhi
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Posted on Thursday, May 27, 2010 - 04:31 pm:       


Avatar:

I have 12K loan on various credit cards - citi amex and have a car on lease till 2 more years




Avatar:

i kno its unethical




Avatar:

i want to go to India for good next month and I don't want to pay any loan





Road you have to take is very clear to me.

1. Work 3 or 4 months here and pay your debt
2. After that, do whatever you want to do with your life.

Don't do another mistake of not paying it back. This applies only for you based on your posts in this thread.

naa sugestion aithe idi. up to you to decide. You will have enough time to decide your future if u follow this.
A man who procrastinates in his choosing will inevitably have his choice made for him by circumstance --- Hunter S. Thompson
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 04:29 pm:       

MrHyd: Either yes or no... ani financial advise ivvandi.. personal issues meeda unsolicited free advices enduku antunna anthe
-----------------------------------------------------------

annay,

over here issue is just not loans. It's mixed up with his personal life. He is basically saying whatever happened in his personal life is why he wants to leave and leave without taking care of those debts.

Explain how the advise can be separated?

My intent is not to malign him, but someone has to say this is not right. That's all.
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 04:23 pm:       


Guttonkay:

with all due respect, you and Mr.Hyd are out of line.




Loans repay cheyakunda vellipovachu, it is fine ani nenu ekkadaina cheppanaa?

Either yes or no... ani financial advise ivvandi.. personal issues meeda unsolicited free advices enduku antunna anthe
If god doesn't like the way I live, let him tell me, not you
 

Avatar
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Posted on Thursday, May 27, 2010 - 04:21 pm:       


Bunty717:

perm R2I gurinchi vocheka think cheyi..


reached a stage where living here .. earning career here ... house etc mean sh1t to me mama ... i have lost the zeal long time ago and lived a zombie life of fake happiness ... spent money like effing crazy future gurinchi alochinchaledu lived in present ... career challenges lite never wanted to expand my abilities was content in mediocrity ... suffering from the longing to go back to India ... malli India velli plane US ki ekkadam ane thought ae gives me shivers ... no regrets of leaving this country.

Venkateswarlu:

Papa vellipoyindi ane saaku tho velladam is too bad too worst..


well innallu na lo leni courage to go back (i was so lavish in US and addicted to its lifestyle even i was finding lame excuses not to go back to India to visit) is present in me ... it is a mixture of depression hope happiness ... my gf dumping me was a blessing in disguise because it made me reach that threshold to actually go back and make things better for my folks ... not that i cant do that from here but i want to be with them as ive never given them their due since childhood


Ipc302:

try going back for a couple of months and check the job situation


mama i have to hone my technical skills to get a good job and know quite a few ppl out there ... job ravadam yes but that is secondary i can manage ... i need to belong where my heart is - in hyd. was a pleasure being your roomie :-) credit cards yes cheppinattu i can close the accounts with balances but i cannot keep paying minimum coz i wont be coming back ... its a hasty step but its not escapism in my opinion endukante i cant get up and go to work here everyday with this mindset.


Guttonkay:

Are you leaving b'coz of the girl issues?

If yes, isn't it irresponsible to dump the debt?




it is mixture of many things - longing homesickness regret (not being with parents for 26 yrs) depression ... i had put myself in such a mess ... but not escapism ... its just that i have lost that motivation to do anything long ago and the dumping of my gf was the final nail in the coffin ... the only way which was long overdue is to be with my folks and be in the land i love ... the biggest mistake i made was walking into a relationship knowing my f-ed up life will adhere to the splitting of us ... i tried to sustain it but we eventually felt it was better if we moved on ... i earlier said that it was pretty unethical of me leaving car loans credit card debts et al but it is not that im going to india just to get away ... my lifestyle has left me with not much money ... it is impossible for me to pay up and going to India empty handed ... it has been brewing in me the longing feeling to go back.
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 04:13 pm:       

Financial advise adigithey andaroo ededo cheppesthunnaaru kada.
------------------------------------------------------------ --
Rasp,
with all due respect, you and Mr.Hyd are out of line.

Running away from creditors for personal issues you have is hard to stomach. when you take a loan, you pay it back. Imagine it as a personal loan you took.

There may be things that I am missing here, but based on what Avatar said so far, I think running away from loans is not a good thing. 12k is notihng. You can pay it off in one year or 18 months if you plan it right.
 

Adaware
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Posted on Thursday, May 27, 2010 - 04:07 pm:       

Mr Avatar, you can talk with credit card companies regarding your move to india. they change/re-adjust the minimum payments according to indian currency/pay etc. Also mention that since you are NO longer in this country request removing the interest rate saying you are NOT going to use the card and try saying how much you have used them during your stay in US(may work or not but worth a try). this way there is NO GUILT and at the same time you are paying off based on Indian salary and at the same time paying off the principal.

It worked for my cousin :-)
 

Annavaram
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Posted on Thursday, May 27, 2010 - 04:05 pm:       


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goodluck bud
 

Life_sucks
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Posted on Thursday, May 27, 2010 - 04:01 pm:       

>>Ilaanti issues lo 24 / 7 pakkane vundi full support iche best friends / family vunna kuda people will not come out of it immediately... DB lo 2-3 statements ichesi people's opinions change cheddam anukovadam waste ani naa opinion

100% correct..
 

Adaware
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Posted on Thursday, May 27, 2010 - 03:58 pm:       


Mrhyderabad:

Tanu finince matter lo suggestion adigaadu kaani personal matter lo kaadu kadaa? ee free advices enduku?




Mr. Hyd, how can one not give advice based on the initial question/post? one cannot ignore the fact that Mr Avatar though was primarily asking about financial advice, it does include an emotional angle.

just an analogy (nothing related to Mr. Avatar's situation): lets say a person comes up to you, inquiring about objects that will cause maximum injury when hit on a person's head. one cannot JUST be thinking about momentum, force, velocity, surface to technically suggest a good weapon RATHER try to advice the person to think calmly and avoid hurting other person.

PS: sorry if i mis-understood your post but could not resist posting.
 

Ishan
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Posted on Thursday, May 27, 2010 - 03:58 pm:       


Avatar:

no mama it has always been there but career and everything made me selfish and made me turn a blind eye to my parents and other folks ... i was so screwed up i seldom send them money .... while i have an awesome time here ... but they never say a word ... like send money etc ... chinnapudu nunchi love closeness ante ekkuvaga teliyadu .... my gf here was my first love and last week when we broke up it made me realize how much love means ... she still loves me now and she left me basically na fault coz i was a jerk .... but it made me think what i have been missing and depriving my folks of all these 26 years ... and how much of a scum i was. i need redemption anduke ee decision. on top of all that i wud be a million times more happy in india and wud never ever regret leaving this country even tho it has given me a lot ...




One week ante chaala takkuva time thammudu. nuvvu hcala emotion lo unnavanai nee posts chepthunnayi...anduke konchem cool avvamantunna before you start the process of moving...and I think you are being too harsh on yourself. nuvvu nijamga antha scum vi ayithe aa ammayi 2 yrs neetho undademo? ittanti vishayallo thappu iddaridi untundi...alochinchuko...anyways, whatever the decision you make, all the best to you. Hope you will find your happiness soon.
Oh baby, oh baby then it fell apart, it fell apart
http://www.youtube.com/watch?v=7U-7DJFgooU&playnext_from=TL&videos=95hFNZ8XLKs
 

Rasputin
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Posted on Thursday, May 27, 2010 - 03:55 pm:       

Financial advise adigithey andaroo ededo cheppesthunnaaru kada.

Thammi, car lease transfer ki edo website/forum undi, google chesthey dorukuddemo. 20k, 30k ki ye bank oo ninnu trace cheyyadu. Vaadiki legal fees ye anthakantey ekkuva paduthaayi.

But, as others suggested. 4-6 months India vellaaka minimum payments ki try cheyyi, if possible. Get a cash advance now and you can use that for making minimum payments.

6 months taruvatha India loney undaali ani decide ayiteh stop the payments and close all your accounts.

Personal side, I can't say much. To each his own. Even one-sided love cases lo vipareethamgaa depress ayina janaalani choosa. you are young. Do whatever makes you happy. Evaru emi cheppina vinoddu(including me :P)
GreatBong: The old Sachin radiated heat. The new Sachin gives light. But he still remains the sun
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 03:47 pm:       

Avatar bro,

Are you leaving b'coz of the girl issues?

If yes, isn't it irresponsible to dump the debt?

Just asking.


If you are leaving due to job/visa/money issues then even if it's unethical it's somehow justifiable to some extent. kani, personal reasons valana creditcards/car ni vadilinchukovali anukovadam somehow hard to understand and accept.

probably won't be the popular thing to say, but had to say it.
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 03:36 pm:       


Mrhyderabad:

Meeru preach chese principles ki mee language ki zero relation.




The present YOUTH doesnot warrant be given softy messages.... better be harsh. it may hurt them initially, but longrun lo it would be good for them.

rest mee smoooth handling...
 

Cinejeevi
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Posted on Thursday, May 27, 2010 - 03:36 pm:       

Rebel
its NOT a sin or curse to go back and if someone is serious and planned like KKD then everyone appreciates it.

hasty decisions always makes one unhappy in the long run especially such things..
 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 03:35 pm:       


Rebel:

evaranna india veltunnam ante let them go..US emi bed of roses kadu n india emi bed of mullu's kadu...


Its not where or when someone is going.. its why? Papa vellipoyindi ane saaku tho velladam is too bad too worst.. no, aa thread back of the brain running ante inkaa worst.. You go back because you want to go back.. not coz of some one left you.. inka selavu..
In this db, there's always someone watching you!!
 

Sraa9
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Posted on Thursday, May 27, 2010 - 03:34 pm:       

Avatar

your break-up with your gal is an eye opener for u i guess...but still the fact remains that u r taking a decision emotionally ...so politricks cheppindhi cheyyandi min payments set chesi after 4 or 5 months if u still dont want to come back u can stop paying.
 

Bunty717
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Posted on Thursday, May 27, 2010 - 03:33 pm:       


Avatar:

chicago mama



db youth anta chicago lone undedi.. w-end vallani meey avu..
konchem set avutavu..

first temp Ind visit veyi.. perm R2I gurinchi vocheka think cheyi..
 

Rebel
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Posted on Thursday, May 27, 2010 - 03:31 pm:       

One General Q : India veltunam for good esp h1's ante adedo hell ki veltunattu cheptaru mana desis..akada competition etc ekkuva ani..ikada kuda h1 kastalu visa transfer job search bench chetta chedaram etc untay kadaa....
evaranna india veltunnam ante let them go..US emi bed of roses kadu n india emi bed of mullu's kadu...
 

Ipc302
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Posted on Thursday, May 27, 2010 - 03:29 pm:       


Avatar:




chicha endi ee decision....going back to india and working there is not a bad decision at all but right now u r showing a knee-jerk reaction to the break up...i know u r family situation is tough in india ..try going back for a couple of months and check the job situation and if u get a proper job do work there...if u r parents are happy to see u living with them or close to them then that's the best thing u can ever get.... regarding the credit card mess try to resolve it legally by talking to the credit card companies ... not paying the loan sounds unethical ...the best thing is continue with the job...pay up some part of the loan and may be save some for going back....u might think what would change suddenly after 6 years of bad money decisions...its never to late to start saving....regarding car lease it can be transferred ...its no big deal
 

Twitter
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Posted on Thursday, May 27, 2010 - 03:25 pm:       


Avatar:



Avatar mama you have made right decision don't worry about this country stick to your decision enjoy your life in India with your beloved family ..I'm sure you will soon find a new GF who will make you more happier . Good luck.
http://i48.tinypic.com/2nvgvvm.gif
 

Avatar
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Posted on Thursday, May 27, 2010 - 03:17 pm:       


Ishan:

I think you are making this decision of moving to escape from the pain.


no mama it has always been there but career and everything made me selfish and made me turn a blind eye to my parents and other folks ... i was so screwed up i seldom send them money .... while i have an awesome time here ... but they never say a word ... like send money etc ... chinnapudu nunchi love closeness ante ekkuvaga teliyadu .... my gf here was my first love and last week when we broke up it made me realize how much love means ... she still loves me now and she left me basically na fault coz i was a jerk .... but it made me think what i have been missing and depriving my folks of all these 26 years ... and how much of a scum i was. i need redemption anduke ee decision. on top of all that i wud be a million times more happy in india and wud never ever regret leaving this country even tho it has given me a lot ...
 

Ruj
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Posted on Thursday, May 27, 2010 - 03:17 pm:       


Avatar:


gunde pindesav mama..em cheppalo kooda ardham kaavatledhu naaku..
Congress, the worst thing ever to happen to Bharat
 

Avatar
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Posted on Thursday, May 27, 2010 - 03:08 pm:       


Bunty717:

mama nuvvu ekkada untavu ..


chicago mama


Maverick:

kakapote akkada set chesukoni velli..like job etc.dont leave in a hurry


yup oka one month lo i will try to find some job in india ... not easy as it sounds but rakapoyina will just take a break for a month in india and try ... july lo veldam ani decide chesa ... ive reached a point in life where career will take a back seat at least for sometime mama ... i believe i can crack it in india i believe i can do ok even if it is pretty tough there ...


Bhikhu:

maradlu undi lagam seskutta annavu anukutta kada..


no when she proposed to me i said no coz i always thought of sis and marryin a czin freaked me out mama ... she is married now but hates me to the core even though i tried to xplain her like crazy. tht was like 3 yrs back when she proposed.


Sraa9:

right now u r looking for environmental happiness


this has been there in my heart for six long years mama ... i wasnt able to enjoy anything here ... though i enjoyed everything i guess if u know what i mean. each second i was ashamed of myself for being a bad son but i was a coward to do anything abt it ... there in lies my fault. money etc career etc i think i can survive in india pretty ok and i think i can crack the tough job scenario/competition in india. i wont look forward to the moment of being happy but live life as it comes in india ... gf yes lifelong aa pain vuntundi kaani it will lessen after i find my own happiness ... she was actually a catalyst in motivating me to find what i always wanted to do or was supposed to do ... it was a rude awakening but it is more than just breaking up with her that i took this decision .... it was actually inevitable a ticking bomb ... and life is too short ... not a big believer in destiny but i want a chance to make something or give purpose to my life and here the purpose is to make my folks happy and i will be more happier when im in india

sorry for this saga but i wanted to share it with u folks so tht i cud feel better
 

Politricks
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Posted on Thursday, May 27, 2010 - 03:07 pm:       

Avatar thammud

First 10-15 posts chusa thread lo and naa suggestion ayithe....

1) Set up Minimum payments for your credit cards
2) Go to India (Ikkada yedi close cheyaku....just visit laa vellu)
3) Akkada paristhithi chudu oka 4-5 months
4) Jobs apply chesthu response yela undo chudu
5) Nee financial support parents ki yentha importanto gamaninchu

Oka vela 4-5 months ki kuda nee thinking lo change raaledu ante, parents financial gaa sound undi nee paina dependency leka pothe, akkada solid job tagilithe......just stay back! Ikkada payments aapesi nee accounts online lo close chesey!

Ala kakunda 4-5 months lo nee thinking process pai cheppa badina situations batti change ayithe....you may want to come back! Alantappudu bridges burn chesukoni po kudadu!

Ika AMMAYI katha antaava.....JUST FORGET HER.....nee kanna peddodi gaa chepthunna....MARCHI PO ANTHE!
 

Cinejeevi
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Posted on Thursday, May 27, 2010 - 03:07 pm:       

konni vishyaaalu manasu petti mari konni medaDu petti alochinchaali.

manasu petti teesukunna nirnayaalu bhavishyattulo ala chesi unDakooDadu anipiste adi narakam.

dumped by a girl anedi koddigaa tattukoleni vishayam ayina time heals everything. atleast for me two times it healed. so.. life goes on
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 03:07 pm:       


Hail_the_labour:

Break-up Ledu Lxavada ledhu, G balupu matalu sollu kathal baagane untai vinataniki.....

G kindhaki muppai ellu vacchi, Nangi,Lxavada veshalu eshe vallani thoka kattirinchi kooso bettali.

This is a generic refernce to our Uth


Someone from YOUTH team has asked me to pass on this message to you:

"Aap aisi bhashan muft mein dethe hain yaa charge karthe hain? Kyon ki hamare (youth) pass chutta nahi hai"


Btw, conservatism anedi love, western culture, religion etc lo ne kaadu... maatlade BHASHA (langualge) lo kuda vundaali. Meeru preach chese principles ki mee language ki zero relation.
If god doesn't like the way I live, let him tell me, not you
 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 03:05 pm:       


Twitter:

aa kurrod edho adigi cm isthe manollu km dhooruthunnaru .


Not true bro. Most of us know him since long time, atleast me since 2006. Kurrodu sensitive. He still cries in the movie theaters :D and not at real characters.. at a cartoon character.. We go way longback..

Avatar: Me getting ready for our 'Digital Cocaine' .. Just started revising all the previous seasons episodes.. Get for the july baby..
In this db, there's always someone watching you!!
 

Executor
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Posted on Thursday, May 27, 2010 - 03:05 pm:       


Avatar:


Avatar, Can u pull another $6K out of ur cards? if u can, get that cash adavace, call the credit card issuers and tell them that u r leaving the country for good and u can only pay about 35% of what u owe. Deal done. Coming to the car lease, u can always get it transfered to someone. It doesn't cost much. it's something u and ur friends can adjust very easily.

And I have no comments/advises/suggestions on ur other issues. You are the best judge
 

Ishan
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Posted on Thursday, May 27, 2010 - 03:05 pm:       


Avatar:


Brother - I think you are making this decision of moving to escape from the pain. That is not the solution. It seems you have realized about family responsibilities out of no where because your GF left you. These kind of spontaneously realized responsibilities wont last longer and they are pretty phony.

Don't take decisions when you are under stress. Best thing is to give yourself some time off. Share this with some one close to you. Perhaps visit India or friends place. You need to leave your physical location for a while (more importantly so if your ex gf lives here!). Get yourself to a point where you can assess the situation with more reason than emotion.


Hail_the_labour:

Break-up Ledu Lxavada ledhu, G balupu matalu sollu kathal baagane untai vinataniki.....

G kindhaki muppai ellu vacchi, Nangi,Lxavada veshalu eshe vallani thoka kattirinchi kooso bettali.

This is a generic refernce to our Uth


timing baaledu annai. totally unwarranted post.
Oh baby, oh baby then it fell apart, it fell apart
http://www.youtube.com/watch?v=7U-7DJFgooU&playnext_from=TL&videos=95hFNZ8XLKs
 

Getafix
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Posted on Thursday, May 27, 2010 - 03:00 pm:       


Mrhyderabad:

Have you ever been in involved in one? If not, you have no right to comment about it



multiple..bachna haseeno story naadi..oka story ayithe toomuch - she dumped me first then got back to me and later I returned the favor. Love oka self discovery tool laaga panikochindhi naaku..With every pssing relationship I knew who I was and what I was.

Inka time waste vishayanikosthe .. idoka thread lone nenem time waste chesukotledu gaa
 

Twitter
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Posted on Thursday, May 27, 2010 - 02:59 pm:       


Mrhyderabad:



I agree with you , aa kurrod edho adigi cm isthe manollu km dhooruthunnaru . One should Empathize before advice.
http://i48.tinypic.com/2nvgvvm.gif
 

Paga_babai_paga
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Posted on Thursday, May 27, 2010 - 02:55 pm:       


Avatar:

i had a very different idea abt happiness earlier but i think my happiness is among my folks who were deprived of everythin ... one chance for me to redeem myself




I think you are in good direction. Idi mind loo vunnatha kalam nuvvu India loo prefect (Happy etc) gaaa bathakagalav. All the best dude.
 

Getafix
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Posted on Thursday, May 27, 2010 - 02:53 pm:       


Avatar:

more than that each day of my 6 yrs of life in US i wanted to go back but did not get a chance to due to me being financially irresponsible and living pay check 2 pay check and having a time of my life while my parents were deprived of me ... i am the worst son any parent can have ... i was very selfish and pathetic and now need a chance to redeem myself ...




I understand brother.. I was exactly in the same place couple of years ago as u are. Anyways if your parents want you back then you better leave but make peace wiht urself before you go lekapothe ee GF dumping buggage tho elli akkada india lo nee adjusting process lo evanna setbacks tagilithe matuku dont blame your situations and dont ever think that you returned as a favor or something ..remember it was your choice to go back.
 

Sraa9
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Posted on Thursday, May 27, 2010 - 02:52 pm:       


Hail_the_labour:




konthamandhi sensitive ga untaru and some strong..it takes everybody to make the world....andaru okalane alochincharu kadandi.

Avatar

A country or a place doesn't give us happiness it is the events of our life associated with it and i think u can change it, but u need some perseverance for that, right now u r looking for environmental happiness which would give u a sense of belonging , discuss it with your parents meeru rakapothe nenu vachestha india ani cheppi chudandi emantaro.
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 02:52 pm:       


Getafix:

Hyd brother.ayanni kuch kuch hotha hai muchatlu.Pardon me if I am being rude here.. but breakups and pain ,all these are overhyped.


Let me wear the ARYA cap for a sec - Have you ever been in involved in one? If not, you have no right to comment about it

Having said that, What ever you said might be true about other door opening etc but given the time and mental condition that people are in... these kind of +ve statements will not sink in. When the time comes all the clouds will get cleared on their own...

Ilaanti issues lo 24 / 7 pakkane vundi full support iche best friends / family vunna kuda people will not come out of it immediately... DB lo 2-3 statements ichesi people's opinions change cheddam anukovadam waste ani naa opinion
If god doesn't like the way I live, let him tell me, not you
 

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Posted on Thursday, May 27, 2010 - 02:50 pm:       


Hail_the_labour:

G kindhaki muppai ellu vacchi, Nangi,Lxavada veshalu eshe vallani thoka kattirinchi kooso bettali.

This is a generic refernce to our Uth




Nuvvu hand ichee aada ladies ni tittavaa lekaa maga gents ni tiitavaaa? Nee chadastam tooo post loo clarity miss ayyindi.

edi cheppina clarity too cheppu.

 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 02:49 pm:       


Avatar:

more than that each day of my 6 yrs of life in US i wanted to go back but did not get a chance to due to me being financially irresponsible and living pay check 2 pay check and having a time of my life while my parents were deprived of me


Dollin' .. financial stability is the utmost important thing at your age.. India velthe entha oste manamu, mana family happy gaa undochhu anedi calculate chesko.. Figure out how and where you can get a job? Hyd lo ostadi anna guarantee endi? To me living in Bangalore and living in usa is no different..
In this db, there's always someone watching you!!
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 02:47 pm:       


Maverick:


Mav, please read my post carefully. its carefully carved out. its not referring to 'Avatar'. but general so called youth gen
 

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Posted on Thursday, May 27, 2010 - 02:47 pm:       


Avatar:




Ikkade undi ... state marinaa ... India vellina ... forget everything and start a kick ass life ... annai :D All the very best :-) !!


Meekosam malli BT quiz thread ready sesta :D !!

-------

Bazinga!


 

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Posted on Thursday, May 27, 2010 - 02:46 pm:       

jr_fan sorry to hear this tamud...appatlo maradlu undi lagam seskutta annavu anukutta kada..
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 02:45 pm:       


Maverick:

we hav to respect others feelings too.




I respect other feelings. but the feelings itself shoulld not be allowed to throw on the lifes and turn-tables.
 

Maverick
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Posted on Thursday, May 27, 2010 - 02:44 pm:       


Hail_the_labour:

Break-up Ledu Lxavada ledhu, G balupu matalu sollu kathal baagane untai vinataniki.....

G kindhaki muppai ellu vacchi, Nangi,Lxavada veshalu eshe vallani thoka kattirinchi kooso bettali.

This is a generic refernce to our Uth




basky andaru okela undaru..we hav to respect others feelings too..post bagaledu
 

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Posted on Thursday, May 27, 2010 - 02:44 pm:       

Avatar mama, Think well and make a good decision mama. Hope life will be all right for you from now on wards.
 

Maverick
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Posted on Thursday, May 27, 2010 - 02:43 pm:       


Avatar:




kakapote akkada set chesukoni velli..like job etc.dont leave in a hurry
 

Getafix
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Posted on Thursday, May 27, 2010 - 02:43 pm:       


Mrhyderabad:

Tanu finince matter lo suggestion adigaadu kaani personal matter lo kaadu kadaa? ee free advices enduku?



empathy tho suggestion ochina kaani sympathy tho advice ivvaledhu.. i hope u see the difference there.
 

Bunty717
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Posted on Thursday, May 27, 2010 - 02:42 pm:       


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mama nuvvu ekkada untavu ..
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

Maverick
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Posted on Thursday, May 27, 2010 - 02:42 pm:       


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whenevr i call my dad or mum they say how much better it wud be if i found a job there and was close to them ...




if they are happy and if thats waht they want, go ahead.
 

Avatar
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Posted on Thursday, May 27, 2010 - 02:40 pm:       

mav mama i cannot leave db even if i go to india ... u guys r the best and moreover its addictive ...



Getafix:

my dad explained to me that me staying here (in usa) works out better for them


whenevr i call my dad or mum they say how much better it wud be if i found a job there and was close to them ... cpl decades of me not being with them ... even when i was in india hardly i stayed 20 days in an yr with them ... more than that each day of my 6 yrs of life in US i wanted to go back but did not get a chance to due to me being financially irresponsible and living pay check 2 pay check and having a time of my life while my parents were deprived of me ... i am the worst son any parent can have ... i was very selfish and pathetic and now need a chance to redeem myself ...


Sraa9:

since, u said u r on H1 why dont u get your family here?


they hate leaving India ... they take care of my 25 y.o brother who cannot move or talk and it sucks ... moreover i just feel depressed each second here and terribly terribly homesick ... even if i go to india for 2 -3 months vacation to get better i wud hate the sight of the airport for sure ... i wud never for once regret the decision of leaving a country which though gave me a lot never once made me truly happy ... i had a very different idea abt happiness earlier but i think my happiness is among my folks who were deprived of everythin ... one chance for me to redeem myself
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 02:40 pm:       

Break-up Ledu Lxavada ledhu, G balupu matalu sollu kathal baagane untai vinataniki.....

G kindhaki muppai ellu vacchi, Nangi,Lxavada veshalu eshe vallani thoka kattirinchi kooso bettali.

This is a generic refernce to our Uth
 

Maverick
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Posted on Thursday, May 27, 2010 - 02:38 pm:       


Getafix:

ayanni kuch kuch hotha hai muchatlu.Pardon me if I am being rude here.. but breakups and pain ,all these are overhyped...




nenu ide anukuntunna
 

Getafix
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Posted on Thursday, May 27, 2010 - 02:37 pm:       


Mrhyderabad:

How many of you have gone through heart-break episodes?



Hyd brother.ayanni kuch kuch hotha hai muchatlu.Pardon me if I am being rude here.. but breakups and pain ,all these are overhyped... Breakups ayithe total ga thanani thanu shut out chesukovala. I have only one thing to say to people who think an end to a relationship is end to everything.. keep an open mind and I am sure you will find love everywhere.
 

Sraa9
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Posted on Thursday, May 27, 2010 - 02:32 pm:       


Mrhyderabad:




You r right..athanu enduku veltunaro reason kuda pettaru...when something tug's your heart strings a reaction is natural anukunta :-)
 

Rebel
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Posted on Thursday, May 27, 2010 - 02:32 pm:       


Mrhyderabad:

Tanu finince matter lo suggestion adigaadu kaani personal matter lo kaadu kadaa? ee free advices enduku?


anduke nenu only financial advise icha ...anyways like venky said follow sraa9 n getafix advice...discuss R2I plan with ur parents..n they r okay then just follow whatever ur heart says
 

True_indian
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Posted on Thursday, May 27, 2010 - 02:32 pm:       


Avatar:



i am not going to get into your personal details
but regarding your credit issue its no big deal, nobody can track you

india lo job no worries, but if you want to work for same company who loaned then it might be problem

USA ki return vacchina no issues, immigration ki credit check is no link
and you can contest it
we need kakarla to certify lot of Mental Kandidates
 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 02:29 pm:       


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Listen to Getafix and Sraa. Perfect gaa cheppaaru. Its very very tough to hold on when lover leaves.. give it some time.. time will heal.. India velthe inkaa daarunanga untadi position.. atleast here, work will take care of some of the haunting memories.. Best friend evarainaa unte akkadiki vellipo.. take a month vacation.. forget about loans and all that nonsense.. Stay here.. If you still think want to leave, give yourself two months time..
In this db, there's always someone watching you!!
 

Bunty717
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Posted on Thursday, May 27, 2010 - 02:28 pm:       


Mrhyderabad:

Kurrodu potaanu antunnadi desam ke kadaa? Daaniki Career ruining, life threatening ani statements enduku ??

Tanu finince matter lo suggestion adigaadu kaani personal matter lo kaadu kadaa? ee free advices enduku?

How many of you have gone through heart-break episodes? Even if you do you still can't compare your pain with someone else's..

My 2 cents




part lu part lu ga chuste ..nee post bagundi..
kani bottom line eto teliyadam ledu..
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 02:27 pm:       

Kurrodu potaanu antunnadi desam ke kadaa? Daaniki Career ruining, life threatening ani statements enduku ??

Tanu finince matter lo suggestion adigaadu kaani personal matter lo kaadu kadaa? ee free advices enduku?

How many of you have gone through heart-break episodes? Even if you do you still can't compare your pain with someone else's..

My 2 cents

If god doesn't like the way I live, let him tell me, not you
 

Sraa9
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Posted on Thursday, May 27, 2010 - 02:20 pm:       


Avatar:





One of my childhood friend did the same thing...all his life he lived at either his dad's brothers or granparents house and was never really close to his family ( he love's them just like any of us)...he left US not repyaing any of his student loans etc becuase his gf of 5 years dumped him...after a year he got over the depression and then it hit him what a big blunder he did, but it was too late by then, he reapplied for H1 but was not lucky enough to get it cuz of the lottery system.

I know it is a sad and depressing state but u need to be strong...there is one more alternative for this , if it's feasible for u .... since, u said u r on H1 why dont u get your family here?

At some or the other point in our lives most of us behave irresponsibly u r no different, it is not a big deal to repay a 12000$ loan even if u r doing a hard job ( i dont know what u r into, just giving the worst possible situation), you are young , u have a family who relies on you so IMHO i think u should stay back and work towards it.

P.S. excuse me if u think i am giving uninvited advises..it's just that u reminded me of my frnd who's like a bro to me..
 

Bunty717
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Posted on Thursday, May 27, 2010 - 02:18 pm:       


Avatar:

i broke up with gf of 2 yrs and i want to get away and start a new life ... this depressing thing i cannot take just want to get back and be with family whom ive not seen for 6 fing yrs and i never want to comeback.




vaarni.. gf tho breakup ani nuvvu leaving US aa..

ilanti situation lo cheppadam easy I know. still chepta..

kavalste oka 2-3 months Ind trip vesi raa ani set avutayi..
nee career ruin chesukoku..
taravatha nee line nee istam..all the best
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 02:18 pm:       

CC bill pakkana pedithe, car lease you can try to transfer it to someone else with no or very minimal charge to you i guess.
If god doesn't like the way I live, let him tell me, not you
 

Guttonkay
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Posted on Thursday, May 27, 2010 - 02:12 pm:       

avatar bro,

i think u should first try to work it out with the banks and dealership. adi work avakunte u can jump ship. CC companies will definitely negotiate and reduce the balance for you.

I would file for bankruptacy 7 or 13 or whatever rathan than just leaving.

Also, what do you plan to do when u move to India?

sarigga alochinchi plan chesukondi.

A girl should not decide the future path of ur life.
 

Getafix
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Posted on Thursday, May 27, 2010 - 02:09 pm:       


Avatar:




Avatar brother.. I understand and appreciate your thought that you want to be there for your parents but before you leave have you discussed about this with them?. Gf story kaadu nee return gurinchi cheppava? tell them and take their input too. I have a brother who is mentally handicapped too and i too feel the same way as you do.okasari nenu ilane decision teesukuni india vella.. my dad explained to me that me staying here (in usa) works out better for them and me and told me to return whent they really need me..

So think hard before you go and always consult your parents and then act. As a brother from another Mother ga chepthunna.. and Stay strong.. you are very intelligent and dont let one bad phase determine your life course. All the best.
 

Twitter
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Posted on Thursday, May 27, 2010 - 02:09 pm:       


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migathavi banks emo kaani Citi vaadu vadhaladu ye country ki poina track chesthadanta maa friend okadu ikkadinundi Denmark permenant ga velli pothu ilanti pane sesad kaani Citi ki maathram minimum payments kaduthunnad endhukura ante Citi vadu vadhaladu ani cheppad. Don't take this as 100% right info but do more research b4 taking such violent decisions :-)
http://i48.tinypic.com/2nvgvvm.gif
 

Maverick
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Posted on Thursday, May 27, 2010 - 02:07 pm:       


Avatar:

no mama my case is kind of diff ... frm childhood i did not grow up with parents (lived with aunts) and i have a handicapped brother ... i rarely stayed with them all my life and they are long due of my presence ... here i have been an irresponsible jerk financially ... its all messed up ... at least india lo vunte anna i will get that push to do better and change my mindset among my folks. lonliness doomed me now!




ok, you are one matured guy and i believe u have put in enough thought on this..all the best..india ki velte db ki vastavo raavo..keepin touch bitnbyte at gmail ki mail pampu
 

Avatar
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Posted on Thursday, May 27, 2010 - 02:02 pm:       


Maverick:

start afresh


no mama my case is kind of diff ... frm childhood i did not grow up with parents (lived with aunts) and i have a handicapped brother ... i rarely stayed with them all my life and they are long due of my presence ... here i have been an irresponsible jerk financially ... its all messed up ... at least india lo vunte anna i will get that push to do better and change my mindset among my folks. lonliness doomed me now!
 

Rebel
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Posted on Thursday, May 27, 2010 - 02:00 pm:       


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better i leave it at dealer's kaani when i leave it there shud i pay anything i have no clue


dealer ship lo sunday roju vadilesi car keys cover lo etti door lo padesi jump aipo :-)
 

Stig
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Posted on Thursday, May 27, 2010 - 01:59 pm:       


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i broke up with gf of 2 yrs and i want to get away and start a new life ... this depressing thing i cannot take just want to get back and be with family whom ive not seen for 6 fing yrs and i never want to comeback.




Ide reason aithe chala violent decision emo annai ... I know suggestions ivvadam chaala easy kani .... think abt it ... Ikkade state marochhu kada ... career kooda imp !!

-------

Bazinga!


 

Avatar
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Posted on Thursday, May 27, 2010 - 01:58 pm:       


Life_sucks:

2001 lo kontha mandhi air port parking lo vadili india ki jump.


that wud be very unfair aa thought crossed my mind but then i thought that it wud be very unfair its better i leave it at dealer's kaani when i leave it there shud i pay anything i have no clue
 

Maverick
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Posted on Thursday, May 27, 2010 - 01:58 pm:       


Avatar:

i broke up with gf of 2 yrs and i want to get away and start a new life ... this depressing thing i cannot take just want to get back and be with family whom ive not seen for 6 fing yrs and i never want to comeback.




emi cheppalo teliyatledu..but don't let a girl change ur direction of life..kastapadi ms chesav..she is not lucky to have u imo. u r just feeling depressed because u dont have any loved ones here. nannu adigite take 2-3 month break spend time at home and comeback.start afresh
 

Cocanada
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Posted on Thursday, May 27, 2010 - 01:57 pm:       


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Nee card meeda inkaa limit unte cheppu

Nenu cash advance teeskuntaaa

ki kiki
Simha is conceptually hollywood range film - OT
 

Life_sucks
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Posted on Thursday, May 27, 2010 - 01:56 pm:       

>>what about car ... dealership lo job poyindi ani return isthe will they ask me to pay up something then and there?

2001 lo kontha mandhi air port parking lo vadili india ki jump.
 

Avatar
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Posted on Thursday, May 27, 2010 - 01:55 pm:       


Hail_the_labour:

Avatar mama, are u gc/citizen??


ledu h1
 

Avatar
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Posted on Thursday, May 27, 2010 - 01:55 pm:       

i have no plans in coming back so credit history is of least concern ... problem seems not with the credit cards according to you guys but what about car ... dealership lo job poyindi ani return isthe will they ask me to pay up something then and there?

thanks every1 for sharing info ... its unethical and will haunt me forever!





Maverick:

jr_fan enti ee violent decission suddenga?


i broke up with gf of 2 yrs and i want to get away and start a new life ... this depressing thing i cannot take just want to get back and be with family whom ive not seen for 6 fing yrs and i never want to comeback.
 

True_indian
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Posted on Thursday, May 27, 2010 - 01:49 pm:       


Mrhyderabad:

Official gaa bankruptcy file chesthe emaina better aa? Even if you want to come back to usa there shouldn't be any credit issues (after 7 years).. right?



emi kadu , na friend gadu chesadu, already he is eligible for new loan
and kotta illu konnadu

chapter 7 ki 13 ki difference undi
we need kakarla to certify lot of Mental Kandidates
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 01:49 pm:       

Avatar mama, are u gc/citizen??
 

Venkateswarlu
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Posted on Thursday, May 27, 2010 - 01:48 pm:       


Mrhyderabad:

Official gaa bankruptcy file chesthe emaina better aa?


Bankruptcy serious avutundi.. its better to leave it and dont call any credit card for 7years..

IMHO, avatar dollin'.. oka few months xtra stay cheshi teerchesi vellu..
In this db, there's always someone watching you!!
 

Getafix
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Posted on Thursday, May 27, 2010 - 01:48 pm:       


Avatar:

i want to go to India for good next month and I don't want to pay any loan




Was this a sudden decision? I hope everythings alright with you.General ga R2I plan konchem advance ga chestahru gaa anduke adigaa..

If you dont have much saved up it is better just to jump brother.. I know konchem ibbandi ga anipisthundi ila cheyataniki kaani thappanisari paristhuthullo evarina em cheyagalaru..
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 01:47 pm:       


Maverick:

offhsore lead ki bg chek aa..vammo..



telvadha,, too much chesthunnav... prudential and other certain insurance companies and financial chesthai... on case to case basis
 

Kish
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Posted on Thursday, May 27, 2010 - 01:47 pm:       


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Thammi, time unnappudu call cheyyi- number lekapothe gtalk lo ping cheyyi!!
I have no special talents- I am only passionately curious- Einstein
 

Mrhyderabad
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Posted on Thursday, May 27, 2010 - 01:46 pm:       

Official gaa bankruptcy file chesthe emaina better aa? Even if you want to come back to usa there shouldn't be any credit issues (after 7 years).. right?
If god doesn't like the way I live, let him tell me, not you
 

Bunty717
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Posted on Thursday, May 27, 2010 - 01:44 pm:       

ayina 12k anta pedda amount kadu kada.. cc issue chesina banks tho
matladi.. settle chesuko..

leda 12k enduku.. unko 3-4 cards apply chesi.. vellipo..
nida munigina vallaki chali enti ani..
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

Rebel
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Posted on Thursday, May 27, 2010 - 01:42 pm:       

US malli vachina u can start with secure credit card...aina kurrod for good veltunadu ga...nothing happens...background check lo drugs,emplument chestaru kani credit check cheyaru anukunta
 

True_indian
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Posted on Thursday, May 27, 2010 - 01:42 pm:       


Hail_the_labour:

if ur in a offshore project lead and suddenly usa client wants some background check cleared on you.

both cases neeku kastam authadi to handle




evadu cheppadu neeku,
except trading jobs nobody cares with your bankrupcty status

criminal record ki bankruptcy ki chala teda undi
we need kakarla to certify lot of Mental Kandidates
 

Maverick
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Posted on Thursday, May 27, 2010 - 01:42 pm:       


Hail_the_labour:

if ur in a offshore project lead and suddenly usa client wants some background check cleared on you.




offhsore lead ki bg chek aa..vammo..nenu eppudu inaledu
 

Maverick
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Posted on Thursday, May 27, 2010 - 01:41 pm:       


Avatar:

i want to go to India for good next month




jr_fan enti ee violent decission suddenga?
 

True_indian
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Posted on Thursday, May 27, 2010 - 01:40 pm:       

dont worry, even if you come to us you can start all over again with some hiccups
tension ledu le, india lo track chese anta bomma ledu
we need kakarla to certify lot of Mental Kandidates
 

Hail_the_labour
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Posted on Thursday, May 27, 2010 - 01:40 pm:       

Future lo india company usa pamputha ante u need to escape and say no to thier plan.


if ur in a offshore project lead and suddenly usa client wants some background check cleared on you.

both cases neeku kastam authadi to handle
 

Rarebell
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Username: Rarebell

Post Number: 3022
Registered: 11-2008
Posted From: 99.39.138.156

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Posted on Thursday, May 27, 2010 - 01:39 pm:       


Cocanada:

doooomed forever


there is a time limit 7 years maatrame records lo vuntundi aa taruvaatha clean slate to begin with. But Collection judgements ki elthey Banks got certain time to collect the money.
Nenu Simha Premiere Show choosanu, Parama Veera Chakra preview kooda soostaanu
 

Cocanada
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Username: Cocanada

Post Number: 21431
Registered: 01-2008

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Posted on Thursday, May 27, 2010 - 01:37 pm:       


Avatar:




they will report to collections and your credit history is doooomed forever

if you have even the slightest desire of coming back, better keep paying the minimums
Simha is conceptually hollywood range film - OT
 

Rebel
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Username: Rebel

Post Number: 7775
Registered: 02-2008
Posted From: 24.118.198.14

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Posted on Thursday, May 27, 2010 - 01:36 pm:       

No problem..you can go-ahead...12K is a small amount for banks to track..
 

Bunty717
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Username: Bunty717

Post Number: 8286
Registered: 02-2008
Posted From: 161.185.151.155

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Posted on Thursday, May 27, 2010 - 01:33 pm:       

inka US eppatiki ranu anukunte .. cheyi..
next time US voste.. neeku ee bank CC ivvaru.. and loans ivvaru..
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

Rarebell
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Username: Rarebell

Post Number: 3021
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Posted on Thursday, May 27, 2010 - 01:29 pm:       


Avatar:

be able to track me down in India and issue notices to me to pay up?


Unethical aina answer chestunnanu:

They wont try to track you in India, but US lo nee last address ki kattalu kattalu mails and valla files lo vunna Phone numbers ki calls meeda calls vasthayi.

Lot of times you can settle with the Banks for less than you owe.
Nenu Simha Premiere Show choosanu, Parama Veera Chakra preview kooda soostaanu
 

True_indian
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Username: True_indian

Post Number: 5206
Registered: 01-2008
Posted From: 174.96.142.227

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Posted on Thursday, May 27, 2010 - 01:27 pm:       

nope
we need kakarla to certify lot of Mental Kandidates
 

Avatar
Junior Artist
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Post Number: 424
Registered: 12-2009
Posted From: 66.196.163.80

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Posted on Thursday, May 27, 2010 - 01:26 pm:       

guys i have a question regarding going to India for good ... I have 12K loan on various credit cards - citi amex and have a car on lease till 2 more years ... i want to go to India for good next month and I don't want to pay any loan ... i kno its unethical but I could not save up much to pay off everything and go back to India ... will the banks here (esp citibank) be able to track me down in India and issue notices to me to pay up?

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