| Author | Message | ||
Gotcha Side Hero Username: Gotcha Post Number: 5815 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
http://articles.moneycentral.msn.com/Banking/CreditCardSmart s/new-risks-to-credit-scores.aspx?page=1 Don't close accounts. Fair Isaac has made it clear that closing accounts can never help a classic FICO score and may hurt it. With FICO 08, that's even more true. You get more points for having open accounts in good standing; conversely, having a higher proportion of closed accounts can hurt you more. Keep your accounts active. Issuers increasingly are shutting down unused accounts, which reduces your available credit and can hurt your scores. Even if your account isn't closed, though, FICO 08 doesn't like to see a bunch of unused cards -- it wants to see you actively and responsibly using a variety of credit accounts. A simple way to keep an account active is to have a monthly bill charged to it, and then arrange for an automatic monthly payment to ensure you don't miss a due date (a single skipped payment can devastate a great credit score). we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Paga_babai_paga Side Hero Username: Paga_babai_paga Post Number: 3074 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
Ilaa cheydam vallaa Nee credit score dobbe/pregakapoyee chance vundi. two reasons. 1. Innalu vadina card ni nuvvu close chesthee nee credit score debba tintundi. long run vunna credit cards valla score baga peruguthundi. Malli kotta card meed 2yrs vuntee kaani credit report manchi gaa build kaadu. So vunna card ni close cheyakundaa monthly 1,2 transactions chesi migathavi kotta card meeda vaadu. 2. Nuvvu innalu okee credit cards use chesthunnavu. Adi credit score pergadaniki vupayoga padadu. Okee credit card vaduthunnavu antee only one financial organization nee meeda nammaka vunadi anntulu project avuthundi. Nee daggara various credit cards (like Master, VISA, Discover, Amex etc) vuntee manchindi. Ala vuntee diffrent financial organizations nee meeda nammka vunnatu. so appudu evarinaa neku credit ivvadaniki istapadatharu. appudu nee credit score bagaa peruguthundi. Ilaa ani anni credit cards okeesari apply cheyaku appudu kudaa proble avuthundi. Nidanamgaa 4,5 months ki oka card apply cheyyi. PS: Idi anthaa neeku manchi credti score build kavali anu kunteenee. ala kaadu anukuntee mana istam vachhinattu vunda vachhu. | ||
Uppu Comedian Username: Uppu Post Number: 1384 Registered: 11-2007 Posted From: 206.16.32.135 Rating: N/A |
one year lo ade set autundi, adiki 60$ enduku, adi card nenu aslau vadanu âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â | ||
Gotcha Side Hero Username: Gotcha Post Number: 5813 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
card cancel cheste it will effect ur history. be carefull. pata rules prakaram maname cheste undedi kaadu kota rules prakaram nuvvu chesina effect avutundi we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Uppu Comedian Username: Uppu Post Number: 1383 Registered: 11-2007 Posted From: 206.16.32.135 Rating: N/A |
Credit scrore ki sambaham ledu , naku letter pampadu min 2400 purchase undali lekapote 60$ âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â | ||
Uppu Comedian Username: Uppu Post Number: 1382 Registered: 11-2007 Posted From: 206.16.32.135 Rating: N/A |
ippude cancel chesa adi card, kakkurthi na koduku year fee neto âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â | ||
Gotcha Side Hero Username: Gotcha Post Number: 5812 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
u must be having this card. for thisc ard there is an annual fee. we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Kish Hero Username: Kish Post Number: 11027 Registered: 02-2008 Posted From: 98.215.115.88 Rating: N/A |
Credit score bagaane undi annai- AmEx vaadu free credit score offer chesthe choosukunna- Citi dividend platinum select, citi professional and citi visa - 3 cards unnaayi citi vaadivi kaani only platinum card ke vacchindi- i haven't been using it since a long time coz I use Discover and Chase cards regularly! Ariche kukkalu karavavu! | ||
Gotcha Side Hero Username: Gotcha Post Number: 5810 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
read as no annual fee. we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
King Comedian Username: King Post Number: 1568 Registered: 08-2008 Posted From: 148.107.1.20 Rating: N/A |
thats not a deal breaker. I think we can easily do that much swiping in a yaer | ||
Gotcha Side Hero Username: Gotcha Post Number: 5809 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
depends on history. citi vadu anta tondaraga charge cheyadu as cards is his main lifeline. unless it is a miles card u will have annual fee. we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Guttonkay Side Hero Username: Guttonkay Post Number: 3095 Registered: 05-2008 Posted From: 148.87.67.137 Rating: N/A |
$60 yearly fee from Apr 1st ani ------------------------------------ I have the black one. ee letter eppudu vachindi? year ki 2400 is easy to spend if u use cc for all ur utility payments etc and use only one card for all purchases. I will have to call them. | ||
Gotcha Side Hero Username: Gotcha Post Number: 5808 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
i have for past 10 years and i did not get any letter yet. nee credit history emaina bad ayindi emo better urgent ga www.annualcreditreport.com ki velli okasari check chesuko. we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Kish Hero Username: Kish Post Number: 11024 Registered: 02-2008 Posted From: 98.215.115.88 Rating: N/A |
I had Citi dividend platinum select for the past 6 years- kaani vaadu monna letter pampaadu, $60 yearly fee from Apr 1st ani, year ki $2400 purchases unte $60 refund anta- lekapothe fee anta- so I don't suggest citi cards! Ariche kukkalu karavavu! | ||
Gotcha Side Hero Username: Gotcha Post Number: 5806 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
chase has sony credit card. good for sony goods citi has platinum for cash back we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
Kish Hero Username: Kish Post Number: 11022 Registered: 02-2008 Posted From: 98.215.115.88 Rating: N/A |
Discover and Chase Freedom are the best cards AFAIK. Ariche kukkalu karavavu! | ||
Guttonkay Side Hero Username: Guttonkay Post Number: 3093 Registered: 05-2008 Posted From: 148.87.67.137 Rating: N/A |
Never even knew charles schwab has a CC. someone comment on which of these is better Citibank thankyou points Amex blue or one of those Discover cashback Charles Schwab capitalone miles card I use only citibank thankyou points right now. chala years nunchi ide vundi, why bother switching out ani alochana. But if there is something that beats thankyou points by 20% or more, i will switch. | ||
King Comedian Username: King Post Number: 1565 Registered: 08-2008 Posted From: 148.107.1.20 Rating: N/A |
No Limit and on all purchases. | ||
King Comedian Username: King Post Number: 1564 Registered: 08-2008 Posted From: 148.107.1.20 Rating: N/A |
Charles Schwab. No annual fee and 2% cash back | ||
Vakkapodi Junior Artist Username: Vakkapodi Post Number: 869 Registered: 06-2008 Posted From: 151.142.236.51 Rating: N/A |
I have been using just one credit card at&t universal card for past several years. Planning to take up another card and stop using the current one as it does not offer any rewards. Please suggest a card that has no annual charges and offers rewards on the money spent |