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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20821 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:25 pm: |
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Getafix:
annai rules yemaina change ayyayi emo telvad but housing loan aithe last 11 months vadilesi remaning payment theskuntadu RahulGandhi/JP/Chiru |
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Getafix
Side Hero Username: Getafix
Post Number: 4994 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:23 pm: |
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Idle_yzag:neeku musugu vesadu annai
nadi 5 yr loan term undindhi.. variable rate. teesukunna second year lo ella bulk pay cheddamani certain amount ye teesukuntam annadu leda penalty anad. |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20818 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:20 pm: |
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Getafix:nen loan teesukunna 2nd year lo ella bulk pay cheddamani vaadu 1/4th ye teesukuntam annadu.
neeku musugu vesadu annai I took loan in 2006 for 10 yrs and I repay in 2008 with 11 installments pending and with no penality RahulGandhi/JP/Chiru |
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Bunty717
Side Hero Username: Bunty717
Post Number: 5428 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:19 pm: |
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Getafix:yep..ICICI allows only 1/4th of total amount owed to pay in 1 year.. motham pay jesthe penalty asses chesthadu.
evaru chepperu.. nenu chesaa .. last yr penality emi pay cheyaleee.. |
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Getafix
Side Hero Username: Getafix
Post Number: 4993 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:18 pm: |
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Idle_yzag:avuna, 2 yrs back repay, last 11/13 installments vunchi motham theskunnadu with no charges
ante loan term entha and eppudu pay chesaru?.. nen loan teesukunna 2nd year lo ella bulk pay cheddamani vaadu 1/4th ye teesukuntam annadu. |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20815 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:16 pm: |
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Getafix:yep..ICICI allows only 1/4th of total amount owed to pay in 1 year.. motham pay jesthe penalty asses chesthadu.
avuna, 2 yrs back repay, last 11/13 installments vunchi motham theskunnadu with no charges RahulGandhi/JP/Chiru |
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Getafix
Side Hero Username: Getafix
Post Number: 4992 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:14 pm: |
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Raogaru:upto some % you can pay(varies from bank to bank)...
yep..ICICI allows only 1/4th of total amount owed to pay in 1 year.. motham pay jesthe penalty asses chesthadu. |
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Getafix
Side Hero Username: Getafix
Post Number: 4991 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:12 pm: |
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Idle_yzag:na dhagara vunna cash 1 yr vunchukoni next yr varaku intrest ki vunchoki next yr money tho full katteymantava?
ade bestemo mama.. nen ila kanukokunda thondaralo bulk payment chesaa ..naa numer of payments tagginay anthe.ippudu anipisthadi..liq cash laga deggara pettukunte better ga undedi ani.. |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20813 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:08 pm: |
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Getafix:bulk payment cheyatam kante liquid cash laga deggarettukotam better unless you are willing to unload loan early.
I just want to get rid of this loan ASAP, may be next yr this time na dhagara vunna cash 1 yr vunchukoni next yr varaku intrest ki vunchoki next yr money tho full katteymantava? RahulGandhi/JP/Chiru |
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Raogaru
Junior Artist Username: Raogaru
Post Number: 368 Registered: 01-2010 Posted From: 166.217.43.227
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, February 03, 2010 - 04:06 pm: |
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Idle_yzag:suppose naku 20L loan vundi anukunte for next 8 yrs I need to pay say ~30k/month ippudu nen 10L kattesthe EMI yentha vuntundhi for 4 yrs?
already loan teesukuni untey... upto some % you can pay(varies from bank to bank)...but the emi will not change until totally paid off (it will be sooner). but if you want to pay total amount at once before the loan completion, bank will asses some penalty. nannu involvecheyakandi sir |
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Getafix
Side Hero Username: Getafix
Post Number: 4990 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:57 pm: |
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Idle_yzag:
same EMI but number of pmts will reduce. Atleast ICICI vaadu naaku atne set jesadu. bulk payment cheyatam kante liquid cash laga deggarettukotam better unless you are willing to unload loan early. |
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Bunty717
Side Hero Username: Bunty717
Post Number: 5419 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:51 pm: |
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Idle_yzag:same EMI vunte, partial payment kattadam yendhuku, exact half avuthundha tenure yr if I pay half of outstangin principle or appati nunchi calculate chesthara principal amount
mama nuvvu half pay chesi.. term and EMI 1/2 taggali ante ela.. edo okkati 1/2 avutadi.. |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20810 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:46 pm: |
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Risingstar:denemma desham antha koni denkuthunnattunnadu idly
nee yenkamma, loan partial repay chedam ante konnesthunanu antav yenti  Jp_rocks:same EMI kani term taggutundi..
Bunty717:almost same untadi..
same EMI vunte, partial payment kattadam yendhuku, exact half avuthundha tenure yr if I pay half of outstangin principle or appati nunchi calculate chesthara principal amount yendhivayya intha saduvu sadvukoni customer care ki call seymantaru, vadu yela kattamante ala kadathara?  RahulGandhi/JP/Chiru |
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Bunty717
Side Hero Username: Bunty717
Post Number: 5418 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:40 pm: |
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Idle_yzag:EMI yentha vuntundhi for 4 yrs?
bank cust serv ki call cheyi.. maaku ee exams eti .. db lo.. almost same untadi.. |
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Jp_rocks
Side Hero Username: Jp_rocks
Post Number: 3606 Registered: 06-2009 Posted From: 167.83.101.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:40 pm: |
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Idle_yzag:EMI yentha vuntundhi for 4 yrs?
Bunty717:same EMI kani term taggutundi..
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Risingstar
Hero Username: Risingstar
Post Number: 18693 Registered: 08-2008 Posted From: 159.182.1.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:39 pm: |
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denemma desham antha koni denkuthunnattunnadu idly |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20809 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:38 pm: |
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suppose naku 20L loan vundi anukunte for next 8 yrs I need to pay say ~30k/month ippudu nen 10L kattesthe EMI yentha vuntundhi for 4 yrs? RahulGandhi/JP/Chiru |
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Bunty717
Side Hero Username: Bunty717
Post Number: 5416 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:33 pm: |
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Idle_yzag:yemina use vundha? How the EMI changes?
yes untundi 1. same # of yrs kani payment tagutundi 2. same EMI kani term taggutundi.. |
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Getafix
Side Hero Username: Getafix
Post Number: 4989 Registered: 02-2008 Posted From: 159.127.66.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:32 pm: |
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apart from regular payment, other partial payment valla EMI tagguthunda ana question? |
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Platinum
Junior Artist Username: Platinum
Post Number: 134 Registered: 11-2009 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:31 pm: |
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manasu vizag lo undedi boston lo.... anni ammesi vizag po.... peeda vaduluthundi... |
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Idle_yzag
Megastar Username: Idle_yzag
Post Number: 20808 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, February 03, 2010 - 03:30 pm: |
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yemina use vundha? How the EMI changes? RahulGandhi/JP/Chiru |