| Author | Message | ||
Nippu Hero Username: Nippu Post Number: 11323 Registered: 12-2008 Posted From: 183.82.194.242 Rating: N/A |
base 5 + topup 10 = 15 lkahs before now base 10 + topup 12 = 22 now . | ||
Nippu Hero Username: Nippu Post Number: 11322 Registered: 12-2008 Posted From: 183.82.194.242 Rating: N/A |
to my knowledge andhra bank health before base is 5 lakhs plus we can top up upto 10 lakhs by paying extra premium. now base is 10 lalkhs and top up is 12 lakhs. and age 65 ayithe more premiums. these are the recent changes i noticed in their policy. | ||
Nippu Hero Username: Nippu Post Number: 11321 Registered: 12-2008 Posted From: 183.82.194.242 Rating: N/A |
not only age . also they increased from 5 lakhs to 10 lakhs for everyone now .so thast is one reason for premium increase. based on base only you get all the benefits when you go to hospitals. higher base more benefits. | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 3502 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
Typical gaa they wills end a letter Ika phone sesina entha mandhi answer chesthaaru. May think telemarketing call and not answer | ||
Uno Side Hero Username: Uno Post Number: 5408 Registered: 03-2016 Posted From: 108.59.0.38 Rating: N/A |
I think they have rates based on age range like 60-65 yrs one slab and next 65-70 yrs another rate May be one of your parent has just crossed 59/65 /75 etc and moved into another rate/range..so impact on risk rating and so the premium | ||
Ajayk Junior Artist Username: Ajayk Post Number: 439 Registered: 12-2018 Posted From: 165.225.104.75 Rating: N/A |
idhedho obamacare laaa vundhi gaaa. irrespective of existing condition healthcare firms should accept and there's no limit on premium prices anukunta | ||
Nanigadu Megastar Username: Nanigadu Post Number: 27834 Registered: 02-2008 Posted From: 70.29.102.6 Rating: N/A |
age vokkatey kadhu how much you are claiming annadhi kuda important but edhavalu renew chesetappudu call chesi cheppali kadha we are raising it this time ani, cheppakunda chesthey elaa | ||
Uno Side Hero Username: Uno Post Number: 5407 Registered: 03-2016 Posted From: 108.59.0.38 Rating: N/A |
No,I am very much lived/living in USA from last decade One foot in US and another in Canada..I had US health insurance till 2014 (Pre-Obama care) Except Health Insurance,I have all service running in US,including mortgages and Utility bills | ||
Nanigadu Megastar Username: Nanigadu Post Number: 27833 Registered: 02-2008 Posted From: 70.29.102.6 Rating: N/A |
yeah adhey problem 15 to 45 antey too much of a jump one time may be claim thaggisthey emanna change vuntadhi emo anukunta | ||
Chenagalu Side Hero Username: Chenagalu Post Number: 4109 Registered: 04-2009 Posted From: 170.49.113.19 Rating: N/A |
sorry, Paraayi desam vallaaa?  | ||
Chenagalu Side Hero Username: Chenagalu Post Number: 4108 Registered: 04-2009 Posted From: 170.49.113.19 Rating: N/A |
WOW, just India? US lo ela? meekunna data ki ilanti sweeping statements ela? US lo Health ki related motham mafia/Syndicate kaadaaa? Hospitals,Pharmacy,insurance.... everything | ||
Uno Side Hero Username: Uno Post Number: 5406 Registered: 03-2016 Posted From: 108.59.0.38 Rating: N/A |
I am not sure about US,but in canada these insurance companies have centralized data of every insurers health (just like credit bureaus).They rate people's health coverage risk.The rating is based on your boold work,existing diseas,age,lifestyle,BMI,health habits (smoking etc) The insurance premium is based on rating The rating changes when ever you get admitted into hospital or when ever you are diagnosed for diseases So,by default they do blood test for new customers whose data is not in their system If i go to another insurance company,the new insurance company has access to my old rates and my claims history and the new company will never go below my existing policy rate..so kind of 'fixed' system | ||
Junior_no1 Legend Username: Junior_no1 Post Number: 30462 Registered: 09-2014 Posted From: 223.238.39.157 Rating: N/A |
vunkle age factor ayyi vuntadhi Technologytho Dongatanam chese Party | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 3500 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//My parents used to pay Rs 15k till last year..now they are paying Rs 40k each (with no medical conditions or never claimed medical insurance in last 10 years) Yearly medical coverage is Rs 10 lakhs means to get that expense it is collected from 10-15 people. Insurance operates on the premise that al1 people wont need at the same time | ||
Rajusk Legend Username: Rajusk Post Number: 70714 Registered: 02-2008 Posted From: 54.173.18.66 Rating: N/A |
vomerica lo kooda anthe gaa ..anthe gaa | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 3499 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//but still 25 nundi 65 antey too much kadha Risk also increases at this age kathaaa Andhra Bank is seller of the insurance which is provided by United India or New India assurance | ||
Uno Side Hero Username: Uno Post Number: 5405 Registered: 03-2016 Posted From: 99.232.127.177 Rating: N/A |
yes My parents used to pay Rs 15k till last year..now they are paying Rs 40k each (with no medical conditions or never claimed medical insurance in last 10 years) First I thought the existing company has raised,but when i inquired/got quotes from other companies..almost all have quoted similar rates I think in India,these companies act like mafia/syndicate and fix the rates | ||
Nanigadu Megastar Username: Nanigadu Post Number: 27832 Registered: 02-2008 Posted From: 70.29.102.6 Rating: N/A |
yeah, his dad just crossed 70 may be that's also played a part but still 25 nundi 65 antey too much kadha that too at this age for them | ||
Nippu Hero Username: Nippu Post Number: 11320 Registered: 12-2008 Posted From: 183.82.194.242 Rating: N/A |
earlier it was only 5 lakhs now they increaded to 10 lakhs and premiums increased more to 65 + batch. its not totally true. | ||
Nanigadu Megastar Username: Nanigadu Post Number: 27831 Registered: 02-2008 Posted From: 70.29.102.6 Rating: N/A |
eti evariki avedea ledha inka | ||
Nanigadu Megastar Username: Nanigadu Post Number: 27830 Registered: 02-2008 Posted From: 70.29.102.6 Rating: N/A |
ippudey maa vodu telling he used to pay 25K for health insurance for his dad in Andhra Bank now they raised it 65K anta for this year adhenti alaa ela raised amma |