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M lo obum care

Chalanachithram.com DB » New TF Industry Related » Archive through April 29, 2019 » M lo obum care « Previous Next »
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Baatasari
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Posted on Saturday, April 27, 2019 - 01:43 pm:       


Ballasticmissile:




i spoke abt alien(Indian) contribution to the US budgets perspective.. and you gave wiki link of top US companies..
it has nothing to do with aliens contribution or anything..

then you explain.. how IT firms make money ?? economy is linked..
like wat are you saying.. genuine gane asking.. i cant understand..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Musafir
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Posted on Saturday, April 27, 2019 - 01:42 pm:       


Rocketk2:

ACA mundhu naku wonderful plan vundhi.. it was gone after that anedhi myth.



I give up.
There is no point in arguing with you when you keep mending zingers like this.
 

Ballasticmissile
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Posted on Saturday, April 27, 2019 - 01:42 pm:       


Baatasari:




Simple ga IT company guys calculate this

Take total revenue of your firm as 100 dollar ..,,what is the source of revenue??

Then you’ll know what I am saying.
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Ballasticmissile
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Posted on Saturday, April 27, 2019 - 01:40 pm:       


Baatasari:



Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Baatasari
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Posted on Saturday, April 27, 2019 - 01:39 pm:       


Ballasticmissile:




you didnt make sense.. but watever man..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Ballasticmissile
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Posted on Saturday, April 27, 2019 - 01:39 pm:       


Baatasari:




No, because simple logic says Indians don’t work in blue collar jobs of US...

IT means service sector...,it’s servicing industry, banking, real estate, fmcgetc etc

So, the paycheck IT gets is from other sectors which need services....

So these bewarse na kodukul are ones for whom you’re optimizing the sector and giving your services....

Finally an IT company earns profits based on all above....

This is an intermingled economy....

This thread doesn’t make sense if holistic view is taken.
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Rocketk2
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Posted on Saturday, April 27, 2019 - 12:21 pm:       


Musafir:

Keep going with your zingers.



ACA did not cause your employer based premiums to go high.
When the net healthcare cost ( basis for insurance premiums) reduces and health premiums increase .. you will all be doing yourself favor by researching into this rather than assuming others have no clue .
We can cherry pick data and argue on both sides but I see no point going there

Research the advent of HSA in early 2000. Research what prompted it. Research the demise of HMO and rebranding of PPO plans.

ACA mundhu naku wonderful plan vundhi.. it was gone after that anedhi myth. I repeat correlation is not causation. If you think that is a zinger .. so be it

The more impending danger is what trump admin is doing to it . Replacement plans lekunda ACA ni gut out chesthhnnaru .. now you will really see what kind of danger was originally there!! Appudu kuda obamacare ne blame chesthe !!!
 

Thokkalohdi
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Posted on Saturday, April 27, 2019 - 11:26 am:       

Anduke Trump ki jai kotta.... Teeseyandi ra babu... Healthcare cost is screwed up in usa.
Caste: Shudra, Sub-caste: Software , Sub-sub-caste: nri Kula daivam: satyam raju
 

Musafir
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Posted on Saturday, April 27, 2019 - 11:11 am:       


Rocketk2:

if your health insurance is employee based, the burn might not have been from ACA. Figure out where it came from.
The real impact did not show up yet for employee based plans and most likely will not show up



Abbaaaa
Another zinger.
Pre ACA, great plans but premiums used to increase in proportion to inflation and the prior year costs.
ACA changed everything. Types of plans offered have changed. Coverage reduced. Upfront cost burden has been shifted to employees.
Keep going with your zingers.
 

Baatasari
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Posted on Saturday, April 27, 2019 - 10:42 am:       


Rocketk2:

I don't see any connection . That is the reason I did not understand where you are heading




the one complaining here is an alien (??) .. and aliens feel let down paying so much taxes, then increased healthcare costs ..

thats the connection, and as my direction -

your opinion - Obama picked lesser evil plan - may be, cos if given chance, may be there were other avenues - so TBD
Healthcare is complicated - Yes, though its a blanket statement.. i do agree.. and with so many immig status mixing, crowd it gets tough to cater to every1..

look from alien persp.. simple maths - ur immig reforms r stuck, but you are increasingly giving more $ through reasons..
at same time, you see nice incentives to being an illegal immig..

adi OP badha, i agree to him.. and i agree to you partially only..
cant agree to point that Obama did great.. he messed up lots of plans..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Musafir
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Posted on Saturday, April 27, 2019 - 10:39 am:       


Rocketk2:

. seek the truth by yourselves.



My own experience and my colleagues won't count as truth!!!
Another zinger.
What companies used to offer prior to ACA were exceptional plans. Now the best plan they offer is HDHP plans. Other low deductible plans cost much higher >100%) than they used to be (prior to ACA). And the low deductible plans offer lower coverages too.
Undeniably, companies made it a mission to push people to HDHP plans.
Not what was promised, not what was delivered. Those pre ACA plans are gone for good. They will not be coming back anytime soon.

People in 20s and who have no dependents and essentially no doctor visits are the only people who get use from ACA induced HDHP plans.
 

Rocketk2
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Posted on Saturday, April 27, 2019 - 10:33 am:       


Baatasari:

To the example Rocket gave.. 2 rooms burn ayyayi ani kadu.. memu visit koste mee intiki.. vollu kalipoindi ani edustunam..


and one more thing , if your health insurance is employee based, the burn might not have been from ACA. Figure out where it came from.
The real impact did not show up yet for employee based plans and most likely will not show up
 

Rocketk2
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Posted on Saturday, April 27, 2019 - 10:23 am:       


Baatasari:

When i say alien..i mean those working under opt h1.. there was a thed couple of days back.. disco how SSN benefits and H1 is linked tightly..

No clue what your point is citing largest corps data.. it doesnt hav any distrib on wat %ge is americans vs aliens.. so doesnt make any sense to me..


you seem a very empirical kind of guy .. nuvvu kuda ila alochisthe ela ??
What does aliens(or immigration) has anything to do with this argument about healthcare costs!! I don't see any connection . That is the reason I did not understand where you are heading. But you should spend 10 mins with he link I gave

The argument you are bringing forth is valid and a totally different topic

The affordability in ACA is for people .. not insurance companies.. how many of you believe heathcare costs would not have risen without ACA??

If we make this black and white argument, all of us will be wrong. Healthcare is complicated.
 

Baatasari
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Posted on Saturday, April 27, 2019 - 09:58 am:       


Ballasticmissile:




When i say alien..i mean those working under opt h1.. there was a thed couple of days back.. disco how SSN benefits and H1 is linked tightly..

No clue what your point is citing largest corps data.. it doesnt hav any distrib on wat %ge is americans vs aliens.. so doesnt make any sense to me..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Ballasticmissile
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Posted on Saturday, April 27, 2019 - 09:54 am:       


Baatasari:

Ee desam nadustondi .. alien tax payer money toh..




wow...what a statement...is there any source to concur this assertion ??

https://en.wikipedia.org/wiki/List_of_largest_United_States- based_employers_globally

this is the US economy and consumer, sectoral break up
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Rocketk2
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Posted on Saturday, April 27, 2019 - 09:49 am:       


Musafir:

Oh!!!! Really!!! How is it possible?
Na Samantha rajulu ekkada? Na senadhipathi ekkada?



Okka 10 mins spend Chesi.. ee article chadavandi..
https://www.thebalance.com/causes-of-rising-healthcare-costs -4064878

Convince kakapothe .. what part of that article you contradict alochinchandi!! That is better than searching for senapathi and Samantha raju :-)

Na own words lo ikkada oka post vesanu sometimes in 2017. Search lo dorakatam ledhu.. this article is close to what I said. So I can vouch for it .
Correlation doesn't mean causation. Silmply put statistics show the healthcare cost has been on decline since Obamacare..There is fact with data backing it... so what could be the reason? I can also make counter arguments about quality of data but .. The point is that healthcare is very complicated. Using it as political tool will lead to disaster

Na lanti agenda based vallu cheppe matalu vinamakandi.. seek the truth by yourselves. There are some issues with Obamacare. But it is not even close to socialism that this thread prompted

These politicians getaway by giving us a face to hate.. that is easy way.. but we could seek truth!!
2 years back someone in UPenn did a study showing how healthcare coats were contained in MA after Romney introduced similar plans and after ACA. That correlation needs to be carefully evaluated

there is no magic pill in the world that would expand coverage and reduce health cost!!

Anyways it is always the technology that comes to the rescue. I think telehealth is going to be game changer once the government standardized the regulations !! If telehealth delivers , that will set a whole another dimension in the UHC debate!!
 

Baatasari
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Posted on Saturday, April 27, 2019 - 09:01 am:       

Affordable annadu kani.. evariki cheppaledu kada..

Affordable for illegals, dem votebank, below income strata...

Ee desam nadustondi .. alien tax payer money toh.. malli vallane dobbul edatar taking away jobs ani.. wealthy ones always find a way to escape taxation or save money its the alien who is stuck at one place...

To the example Rocket gave.. 2 rooms burn ayyayi ani kadu.. memu visit koste mee intiki.. vollu kalipoindi ani edustunam..


brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Musafir
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Posted on Saturday, April 27, 2019 - 08:30 am:       


Onlytruth:

welcome to socialism



Pseudo Socialism.
Kavalsindi affordable healthcare. Ichina solution semi regulated marketplace. Semi because certain coverage limits are added. Pseudo because it is still capitalistic in nature where supposedly, multiple vendors are asked to compete.
It should have been called gallo deepam plan.
 

Ballasticmissile
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Posted on Saturday, April 27, 2019 - 06:46 am:       


Savyasachi:



Savyasachi:




Hmm, this may be harsh but what I say is reality...

You are just seeing your money, but not getting where that money is coming from.

Most conservative economists argue with neoclassical economic theory saying..Accordingly, businesses seek to benefit themselves and/or their shareholders by maximizing profits....thereby total society profits......

However, this is before the era of globalization.....most Indians in DB are in US because of it....

In globalization, maximizing profits mean just making profits from top 5 percent, making Remaining 80 percent debt ridden for generations...for the profits of top 5 percent....

Let me say how that works....I think you work for an IT firm.....

If you work for credit agency....you are judging behavior of a family based on its spending, when it’s low, recruiters look for credit scores for trust worthiness of person accordingly...of low he may not get job...thereby jobs are concentrated in the top percentage...making this less credit score guy struck in poverty....

If you work in pharmaceutical, you must be have heard of opioid epidemic...where again the 80 percent population is effected due to a greedy companies profits...thereby you again get the hefty paycheck....

If you work in high end tech like google etc the data analytics takes your data to assess your behavior...if a 80 percent population low income guy looses his job , immediately a google ad will pop up saying about the private university where he can study and get degree for his career....most of these universities again exploit that person and leave him debt ridden making profits for google, data analyzers and corporate colleges....again this top 5 percent gets hefty paycheck..in aiding this...

Finally, place where they live ...the pollution by your cars and manufacturers make them sick, for your needs they are getting effected by pollution...you see top5 percent people are biggest polluters in USA...you are the benefactors of goods and services while they are suffered...still they don’t say anything.....

Inspitr of making all these guys shower with profits, they didn’t complain ...all they needed is health care to live life , they are not asking for anything else.....

But you call these guys bewarse na kodukul....they are ones who make profits to all companies....

............................

Free market and socialism BS ....I don’t care...I agree free market with regulation...

We only have one planet...

Not 2 America’s and 2 India’s...

Simple example even in 1988-89 conservatives cried on CFC ban..saying and complaining about regulation is socialism...

But if not banned half the population in the world would have lived with skin cancer now...

Again saying...health care is need of every individual....remaining is your wish and can exploit as you wish...but exploitation is only possible if a person must exist for exploitation...
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Musafir
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Posted on Saturday, April 27, 2019 - 03:15 am:       


Rocketk2:

but none of examples you said has anything to do with Obamacare



Oh!!!! Really!!! How is it possible?
Na Samantha rajulu ekkada? Na senadhipathi ekkada?
Denemma jeevitham. Ma insurance plans ento, ma premiums ento, Obamacare ki mundu coverage ela undedo ippudu ela undo edi telikunda nothing to do with aa...
Inka emanna cheppandi sir. Telusukuni taristam. Colleague ki kooda chepta.
 

Rocketk2
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Posted on Saturday, April 27, 2019 - 12:28 am:       


Jai_ycp:

Amayakatvama ajnanama ahankarama


antha matalendhuku le.. just basic common sense .

Subsidies for low income poor exist in every program.. that is not socialism .. semantic games adi politicize chesaru..antha varaku ok.. ippudu adhi nijamani nammeyodhu :-)

Ee same semantics game adi... mana trump gari corporate tax incentives are socialism anocha??
 

Jai_ycp
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Posted on Saturday, April 27, 2019 - 12:02 am:       


Rocketk2:




They are subsidizing insurance cost which is subsidizing medicine and mediacal services. Amayakatvama ajnanama ahankarama
 

Rocketk2
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Posted on Friday, April 26, 2019 - 11:23 pm:       


Jai_ycp:

Antha pedha para lo single line kooda ledhu why it is not socialized ani?


because it is an insurance. Because the doctors and hospitals are not owned by government.
It is any industry with regulation .. in other words capitalism with checkpoints !!

Musafir:

Thank you Obama ji.


but none of examples you said has anything to do with Obamacare. Infact it is opposite ... Obama time regulations are mostly removed by trump and cheered by Ycp brother !!

The reason premiums are manageable because most are opting to high deductible plans. This is the reason HSa banks are becoming prominent. Insurance companies are price gaming ..

Premium thagginchi.. deductible penchi, benefits taggisthunnaru.. so in a way if you are complaining about this , you are asking government to intervene.. :-)
 

Sannayi_nokkulu
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Posted on Friday, April 26, 2019 - 11:01 pm:       

Bum chik bum chik cheyi baga
Vantiki yoga manchidega
Already nenu 10k usd samarpinchukunna approx....
Perugu kavalaa perugu
Vada kavalaa vada
Peruguvada kavalaa peruguvada

https://streamable.com/f4riy
Modi chesina help eppatikk maruvalenu bob
Kia is posssible bcos of Modi - lokesh
https://m.facebook.com/photo.php?fbid=10218450763926010&set=a.3135785239187&type=3&theater
 

Musafir
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Posted on Friday, April 26, 2019 - 10:59 pm:       

Coverage leni insurance unte enti lekapote enti?
Last 4 years lo my insurance (4 member family) didn't pay for a single claim.
Copays are gone. Coinsurance is gone until deductibles are met. Never meet out of pocket maximum until something serious happens. Colleague had a concussion. In 50s. Fell while in the restroom. Went to emergency. He paid over 15K out of pocket before he reached his oop max. Doola teerindi. Thank you Obama ji. Thank you very much.
 

Jai_ycp
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Posted on Friday, April 26, 2019 - 10:35 pm:       


Rocketk2:



Antha pedha para lo single line kooda ledhu why it is not socialized ani?

Tadi_mattayya:




Arogyasri valla private corporate hospitals bagu paddayi kabatti adhi freebie scheme kadha?

Basic ga insurance lenollaki vunnalu direct ga premium increase and indirect ga through tax increase kadutunnaru. That is socialism. Insurance company is take from peter and pay pal and earn commission.
 

Musafir
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Posted on Friday, April 26, 2019 - 09:50 pm:       

Obama care is a problem because what ut promise vs what it delivered is different.
Your coverage will not change and your premiums will not increase.
 

Rocketk2
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Posted on Friday, April 26, 2019 - 09:25 pm:       


Tadi_mattayya:

If what you are paying is going to socialising how are the insurance companies making so much profit?

I don't have clarity so just asking


lol!! Inka clarity endhuku!! You hit the nail on the head!!
2008 time lo optum( a Divison of uhg ) was around 5B now it is 50 billion .. how!?! Main customers of optum are other medical insurance companies
 

Rocketk2
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Posted on Friday, April 26, 2019 - 09:22 pm:       


Onlytruth:

welcome to socialism


prathidi logical ga alochincha galige nuvvu kuda ee knee jerk reaction enti brother!!

Obamacare is not socialized medicine. If is as much capitalistic as insurance industry !!
Naku malli anni repeat chese opika ledhu... it will take some time. But... at several times I posted a lot on this topic. Highlights cheptha ..
Healthcare was on decline since 2000. Bush govt. regulatory lapses valla insurances companies were able price game it by reducing benefits. Aa time to hospital ki vellina vallani kanukondi.. you wil understand the sticker shocks..
Health care costs were rising at a significant rate before 2010( around 7%).. compared to 3-4% in the last 10 years.

It is not socialized medicine. Obamacare propose chesindhi and pass chesindhi chala different . Original proposal lo kontha bad stuff vundhi.. but it was knocked down and bill was tremendously watered down. The final plan was very close to Mitt Romney's plan in Mass.( which was thought to be ground breaking by the republicans at that time )

Every major bill undergoes corrections after it is passed. Amendments are the nature of business.. alage ACA kuda.. kani republicans used it as a politcal weapon. They stagnated government and did not let any improvements to the plan. A tweaked ACA was supposed to be a great solution

Illu tgalabadunte.. Dhanni Stop chesina fireman ni ...rendu rooms burn ayyinandhuku blame chesinattu vundhi.. ee tanthu!! Fireman might not have done an efficient job but don't ignore the fact that house was already on fire.
Yes, Obama could have done a better job with it but every one has to realize healthcare was hitting a boiling point .. there were no choice but attempt to fix it!! He deserves some blame but this is no social medicine.. I am getting to the point where I am secretly wishing Bernie should win and show all of us what social medicine is !! Andharam kalisi edavachu!! :-)

2 years nunchi Trump chesthunna dharidram enti?? Every serious republican secretly want this to exist . This is the only viable solution now. They played politics and got benefited .. that's over ..Trump kakunda vere ye Republican President vachina, he would not have touched it..

The current government need to answer questions as they Are the ones that put a dent to the plan with no fix in place. If they don't have solution , they should have left it in peace!!


And by the way, I am very much open to hear counter argument!!
 

Aggipidugu116
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Posted on Friday, April 26, 2019 - 08:21 pm:       

Jai trxump jai jai trxmp
 

Tadi_mattayya
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Posted on Friday, April 26, 2019 - 08:01 pm:       

Insurance premiums increasing ....u r paying premiums to healthcare insurers...their profits have been at a steady increase...their stock value going up...

If what you are paying is going to socialising how are the insurance companies making so much profit?

I don't have clarity so just asking
 

Emc2
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Posted on Friday, April 26, 2019 - 07:56 pm:       

ippatiki doola teerinda

nalla na matta
It's ok

 

Mano
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Posted on Friday, April 26, 2019 - 07:55 pm:       


Savyasachi:

deductible and copays perugutunnai and coverage matram taggistunnaru.


it's not just the insurance company alone... even company's contribution is also going down too... so both are impacting you
 

Uppu
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Posted on Friday, April 26, 2019 - 07:52 pm:       

Bevarse nakodulu laki insurance leka pote allu emergency ki elataru, aa bill kattedi malli govt
 

Onlytruth
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Posted on Friday, April 26, 2019 - 07:49 pm:       

welcome to socialism
 

Savyasachi
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Posted on Friday, April 26, 2019 - 07:47 pm:       

ee m gadu affordability care ani cheppi , na daggarnunchi dabbul denki, bevarse nakodukul andariki insuranse istunnadu.

prati year, monthly payment , deductible and copays perugutunnai and coverage matram taggistunnaru.

teesi denkandi ra babu ee mlo care ni.

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