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ekkadakelli vasthaayi raa ilaanti IDE...

Chalanachithram.com DB » New TF Industry Related » Archive through February 05, 2019 » ekkadakelli vasthaayi raa ilaanti IDEAS « Previous Next »
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Biggboss
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Posted on Monday, February 04, 2019 - 04:17 pm:       


Mrhyderabad:

100M in debt financing




debt financing picha light

if they have raised money in Series A or B rounds everyone would have talked about how great this product is ani
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 04:14 pm:       


Teenmaar:

i deserve this


sorry mastaaru for disappointing you

less than 2 year old start up securing 100M in debt financing ante shock ayyi choosa. Thought it is interesting idea in RE and posted
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Teenmaar
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Posted on Monday, February 04, 2019 - 03:57 pm:       



youtube lo choosthe shock avutharu ani title unna prathi video choosaa .. still going strong

idi light

i deserve this
 

Emc2
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Posted on Monday, February 04, 2019 - 03:50 pm:       

///u get 70% of home value as per them



It's ok

 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 03:48 pm:       


Executor:

give me the market price on the home a


u get 70% of home value as per them. But you can buy it back in 5 years again if you want to and you don’t lose the appreciation
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Analog
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Posted on Monday, February 04, 2019 - 03:21 pm:       


Executor:

I am guessing they will screw me in both the sale price and lease


yeah.....Title max car loans kanna worst idi....
 

Baatasari
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Posted on Monday, February 04, 2019 - 03:12 pm:       


Jambalahaart_raja:

am here because I am literally stuck. I can't move to India, and cannot literally survive on a day-to-day basis. But, how about others?




there is nothing called - can't move to India ?
its just a mental block.. its always my option to go back..

ikkada ennallu unna.. we are ALIENS.. unna rojulu $ save cheskoni chekkeyadame..
my 2 cents
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Executor
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Posted on Monday, February 04, 2019 - 03:11 pm:       

give me the market price on the home and no realtor fees and lease price same dollar/sq ft as in the neighborhood, I will do it today. I am guessing they will screw me in both the sale price and lease
 

Lolakulu
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Posted on Monday, February 04, 2019 - 03:04 pm:       

nice idea. so idea is that you get to stay for free but pay same emi to easyknock since they refinanced by paying off balance to old bank?
 

Rebel
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Posted on Monday, February 04, 2019 - 02:51 pm:       

nice..open door ani undi same but rental only 2 weeks anukunta..
 

Jambalahaart_raja
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Posted on Monday, February 04, 2019 - 02:31 pm:       



ok. alaage. namaste...
You are the result of 3.5 million years of evolutionary improvement and advancement.
Use some of it. Live up to it.
 

Jambalahaart_raja
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Posted on Monday, February 04, 2019 - 02:30 pm:       


Emc2:

bongu le, losses vachi M ayipoyinolla sangathi enti?




you mean Desis?

Or American Corporations like in this list - https://en.wikipedia.org/wiki/List_of_banks_acquired_or_bank rupted_during_the_Great_Recession

That is the whole point of my question? Corporate Greed toh yenthamandini yenni vidhaalugaa mosam chesthaaru ani???
You are the result of 3.5 million years of evolutionary improvement and advancement.
Use some of it. Live up to it.
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 02:19 pm:       


Jambalahaart_raja:

Corporate Greed and Capitalism are so powerful that they dictate the Governance, Economy and basic living of it's citizens in America?

Companies ki profits saripotamledu ani basic manufacturing jobs anni overseas teeskellayi Corporations. Business Owners have always received Tax Credits and Benefits.

Working-class conditions have only gone substandard decade-on-decade. The very "American Dream" is a big lie, ani ippudu mana kalla mundare kanapaduthondi, So much that Defense Spending is biggest tax-payer budget-spending allocation, even to this day while Student Debts is a whopping 1.3T dent to the overall economy that cannot be written off even.

3K student debts clear cheyataaniki saasthannaaru.. online cam-modeling laanti dikku maalina panulu cheskuntu....





Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Emc2
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Posted on Monday, February 04, 2019 - 02:16 pm:       


Jambalahaart_raja:




bongu le, losses vachi M ayipoyinolla sangathi enti?

you got to think about both sides.

It's ok

 

Rajusk
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Posted on Monday, February 04, 2019 - 02:16 pm:       


Mrhyderabad:

ekkadakelli vasthaayi raa



Mrhyderabad:

Ekkadanundi vasthaayi raa




okate post tho both T and A regions ni address chesina Mr.Hyd :-)
 

Jambalahaart_raja
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Posted on Monday, February 04, 2019 - 02:12 pm:       

Corporate Greed and Capitalism are so powerful that they dictate the Governance, Economy and basic living of it's citizens in America?

Companies ki profits saripotamledu ani basic manufacturing jobs anni overseas teeskellayi Corporations. Business Owners have always received Tax Credits and Benefits.

Working-class conditions have only gone substandard decade-on-decade. The very "American Dream" is a big lie, ani ippudu mana kalla mundare kanapaduthondi, So much that Defense Spending is biggest tax-payer budget-spending allocation, even to this day while Student Debts is a whopping 1.3T dent to the overall economy that cannot be written off even.

3K student debts clear cheyataaniki saasthannaaru.. online cam-modeling laanti dikku maalina panulu cheskuntu....

What are we doing again, waiting for a GC, admiring Satya Nadella and Sundar Pichai, buying houses, earning above-average salaries working as IT coolies, and living the Indian-American Dream half-heartedly while fearing for the future of the economy whole-heartedly??

It is not a rhetorical question. I seriously want to understand what others are thinking. I am here because I am literally stuck. I can't move to India, and cannot literally survive on a day-to-day basis. But, how about others?
You are the result of 3.5 million years of evolutionary improvement and advancement.
Use some of it. Live up to it.
 

Brightlife34
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Posted on Monday, February 04, 2019 - 02:01 pm:       


Mrhyderabad:



Ofcourse it is interesting. Avsaram unnodiki useful ee no denying.
I am just talking about concept which is already in market.
Cars, equipment market lo common
Reason why they did not extend to re is because it’s riskier and market price moves unlike car etc

Ofcourse you might be able to get equity increase but I am sure it will include fine print like you may have to pay one time fee or it automatically increases lease payments etc etc
 

Baatasari
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Posted on Monday, February 04, 2019 - 01:55 pm:       


Emc2:

my 2 millets,agree




cool man
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Emc2
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Posted on Monday, February 04, 2019 - 01:54 pm:       


Baatasari:

but for aamjunta & market.. its going to have easy-knockon effect..




my 2 millets,agree

It's ok

 

Baatasari
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Posted on Monday, February 04, 2019 - 01:48 pm:       

just so i am clear - i am NOT ridiculing the idea..

its a brilliant idea .. for the CEO ( seems ex-Ibanker,Trader )..

but for aamjunta & market.. its going to have easy-knockon effect..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Jambalahaart_raja
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Posted on Monday, February 04, 2019 - 01:43 pm:       

Watch - The Big Short.

It started in 1985, bubble burst in 2008.

Same story, name different. Appatlo CDO Collateral Debt Obligation. Ippatlo yedo Bespoke Tranche Opportunity. Greed is the common factor.

Every single natural resource on Earth is for Free for all living-beings. Who gave mankind the authority to sell it for money? Communism vs Capitalism. The debate will go on.
You are the result of 3.5 million years of evolutionary improvement and advancement.
Use some of it. Live up to it.
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 01:38 pm:       

Read the website, faq etc before you start ridiculing the concept/idea based on your assumptions

Just read about this on cnbc. So thought it is interesting and shared it...
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 01:30 pm:       


Brightlife34:

If you notice the difference you are selling here and leasing back
You won�t get future upside if prices increase unlike mortgage loan where bank has lien but you are equity holder.


No

From FAQ

Who gets the value if my home appreciates during the lease term?

With the option language in your lease, you receive any appreciation after EasyKnock fees.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Emc2
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Posted on Monday, February 04, 2019 - 01:30 pm:       

call money type in polished way

It's ok

 

Brightlife34
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Posted on Monday, February 04, 2019 - 01:27 pm:       


Baatasari:



Yes vadu equity meeda mottam dabbu ivvadu
Plus he will bind you with high lease payments
To hedge his risk of market price movement on the other side he will bundle all equity and issue notes and bonds and make the cut
 

Emc2
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Posted on Monday, February 04, 2019 - 01:25 pm:       

you will get low price than market value in order to secure their investment.

one way or other it is rip off you don't have proper credit history

its like credit card payment with screwed up history..you will endup paying more interest..

It's ok

 

Baatasari
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Posted on Monday, February 04, 2019 - 01:22 pm:       


Brightlife34:




yes it is a distressed sale.. and aa sadaru company hedge avali ante.. they will re-circulate the risk in the form of next round of toxic synthetics..

edo vaddi vyaparam, etc scale lo ilanti scams ok kani.. startup petti, fashion teste.. next recession ki tenkai kottinatte..

there will be attractive returns.. but idea wont take off ..lets see..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Brightlife34
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Posted on Monday, February 04, 2019 - 01:20 pm:       

Idi sale and lease back type of txn
Very common in corporate world
If you notice the difference you are selling here and leasing back
You won’t get future upside if prices increase unlike mortgage loan where bank has lien but you are equity holder.

I am guessing only plus is that you get to stay at your’own’ place for few more years
Otherwise lease rate will rip you Off, in a nut shell its like a distressed sale
 

Baatasari
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Posted on Monday, February 04, 2019 - 01:18 pm:       

This is kick-off a wrong cycle - again - is my impression..

X owns a home, doesnt have credit score - So cant refi etc there ends the matter..

ipudu ee firm ni koni, package chesi.. roti vesi,paratha vesi.. ade pindi.. avasaram ledu toxic assets ni circulate cheyadaniki further..

would be surprised if the Regs approve such outrageous ideas..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Maverick
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Posted on Monday, February 04, 2019 - 01:18 pm:       

tokkalo company..seattle market lo 150k equity undi..not qualified anta..edo info collect cheyyadaniki pettinatunnadu
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Twitter
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Posted on Monday, February 04, 2019 - 01:17 pm:       


Mrhyderabad:

Lot of people are not eligible for cashing out on equity or re-fi


so ala eligible kapothe valla dhaggara thakattu pettukune avakasam isthunnaru
okk gaat it ..good idea no
 

Andhrawala
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Posted on Monday, February 04, 2019 - 01:13 pm:       

Hyder bhayya,

How is this different from Reverse Mortgage??

For some people House is their basic saving and they pay it off by the time they retire from working.

So bank takes the house and gives money every month and once the couple expire they sell the house and give balance to the legal inheritors.
No Signature
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 01:09 pm:       


Twitter:

equity cash out cheskodaniki Sell dheniki cheyadam , refi cheskunte saripodhhi ga


motham chadivaaraa mastaaru ?

Lot of people are not eligible for cashing out on equity or re-fi

Also, you are not permanently selling your home in this option. They will buy the home from you and lease it back to you for up to 5 years. During this time, you can but the home back from them if you want to.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Twitter
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Posted on Monday, February 04, 2019 - 01:01 pm:       

equity cash out cheskodaniki Sell dheniki cheyadam , refi cheskunte saripodhhi ga
 

Mrhyderabad
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Posted on Monday, February 04, 2019 - 12:57 pm:       

Ekkadanundi vasthaayi raa ilaanti ideas meeku? Whether your idea is going to be successful or not is secondary but out of box thinking is mother of all inventions !

Enter EasyKnock, a barely 2-year-old company that will give you cash for your home and then let you stay on as a renter for up to five years. At anytime during that lease, you can buy your home back. At the end of the lease, you choose if you want to stay or go.

Homeowners today are sitting on a record amount of home equity, but some do not have the credit scores to access that cash

https://www.easyknock.com/

Don't think from our desi (upper middle class) financial situation. Most of the amru's have huge equity in their homes but can't get home equity loans because of their credit status

It sounds like a good solution for that user profile
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein

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