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Ramchander
Comedian Username: Ramchander
Post Number: 1053 Registered: 02-2018 Posted From: 108.2.61.39
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, January 02, 2019 - 01:22 pm: |
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Jeffa:go to term4sale.com, choose A+ rating minimum. I had mine from AIG.
Thanks brother ippude chusina mee comment..will check that...Max entha policy better in general I am very new to this..And returns emina vosthaya brother katinavi |
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Balu_gani
Junior Artist Username: Balu_gani
Post Number: 512 Registered: 05-2015 Posted From: 198.45.18.92
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, January 02, 2019 - 01:20 pm: |
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US lo term insurance suggestions please |
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Parvatheesham
Junior Artist Username: Parvatheesham
Post Number: 125 Registered: 08-2017 Posted From: 27.59.133.131
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 06:22 am: |
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Lic lo backfire ayina policies matuku mutual fund investments policies idhi big failure from LIC migitha insurance tho polisthe LIC okkate trustable Best example SBI valladhe SBI life insurance ani oka customer court ki velthe rendu veru ani and SBI insurance is a private limited tappinchuknnaru |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8199 Registered: 10-2008 Posted From: 148.64.6.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 05:08 am: |
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Blundersucks:Govt. abuses LIC wealth by asking them to invest into other PSUs. Govt. will pocket money via this disinvestment route. This is pure abuse of policyholders money.
idhe aithe correct they are investing other platforms and making loss for LIC wealth.. |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8198 Registered: 10-2008 Posted From: 148.64.6.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 05:07 am: |
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Blundersucks:for e.g lic term insurance of 1 crore for 30 years old cost around 16-17k.. private insurance companies like MAX life costs you 10-11k. so do you want to pay50 percent more premium for slightly better claims settlement ratio ?
agreed final ga manaku repu edhanna aithe settlement kaavali adhi evadu isthe vadu better na point of view lo LIC few years back one of my relative taken health insurance for parents 25k per year 70 + age while filling the form they have mentioned the drinking and smoking habits after 9 months father got admitted and bill came 1 lakh then star hospital vadu due to drinking habits he got admitted we will not pay ani oka document send chesi light tesukonnadu... my cousin lodge a compliant ni lok adalt lo file chesadu cut chesthe oka 6 months ki maa ku favour ga vachindhi and star vadu amount pay chesadu..ala vuntadhi private companys tho issue. |
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Blundersucks
Side Hero Username: Blundersucks
Post Number: 3079 Registered: 02-2013 Posted From: 122.175.113.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 04:51 am: |
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LIC policies are good for agents not for policyholders.. Govt. abuses LIC wealth by asking them to invest into other PSUs. Govt. will pocket money via this disinvestment route. This is pure abuse of policyholders money. ee desa charitra choosina emunnadi garva karanam, Nara jaathi charitra samstam , parapeedana parayanatvaM |
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Blundersucks
Side Hero Username: Blundersucks
Post Number: 3078 Registered: 02-2013 Posted From: 122.175.113.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 04:46 am: |
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Hotmail:Thanks for the link LIC ne Top lo vundhi ga ???? Claim Settlement ratio lo
true.. but 90 percent of these total outstanding lic policies are endowment type(insurance+investment). they give paltry returns(5-6%).. when it comes to term insurance LIC charges 50 percent more than private insurance companies. for e.g lic term insurance of 1 crore for 30 years old cost around 16-17k.. private insurance companies like MAX life costs you 10-11k. so do you want to pay50 percent more premium for slightly better claims settlement ratio ? ee desa charitra choosina emunnadi garva karanam, Nara jaathi charitra samstam , parapeedana parayanatvaM |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8197 Registered: 10-2008 Posted From: 148.64.6.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 03:41 am: |
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Blundersucks:claim settlement ratio for 2017-18 http://assuredgain.com/term-insurance-claim-settlement-ratio -irda-2017-2018/
Thanks for the link LIC ne Top lo vundhi ga ???? Claim Settlement ratio lo Term Insurance Claim Settlement Ratio (2017-18) Insurance Provider Insurance Claim settlement ratio LIC 98.19% Max Life 96.23% Birla Sunlife 88.45% Tata AIA Life 94.47% Star Union Daichi 94.08% ICICI Prulife 96.20% PNB MetLife 92.90% Bajaj Allianz 91.30% Kotak Mahindra Life 90.73% HDFC Std 95.02% SBI Life 95.70% Sahara Life 89.97% AegonReligare 95.30% Canara HSBC 92.99% Exide Life 86.10% Reliance Life 95.01% Future Generali 90.61% Aviva Life 82.00% Bharti AXA Life 80.00% IDBI Federal Life 84.79% India First Life 72.21% Shriram Life 65.66% DHFL Pramerica 57.19% Edelweiss Tokio 85.10% |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8196 Registered: 10-2008 Posted From: 148.64.6.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 03:38 am: |
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Stalker:
Amulya Jeevan Plan 190......2013 lo tesukonna nenu....
Ceded_reddy:
Sorry to say but truth adhe .... Jeevan Saral, Jeevan Ananad returns kante Mutual funds returns ekkuva, Nuvvu 15 years every year pay chesi amount lo 5% agent commission ki velluthundhi that is the reason they will prefer these polices jeevan saral kante jeevan anand better nenu telisi kuda tesukonna due to family obligations ... e kindha point correct... Blundersucks:Never mix insurance with investment.
https://www.personalfinanceplan.in/stay-away-from-lic-new-je evan-anand/ more detail e page check cheyyi |
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Matinee
Comedian Username: Matinee
Post Number: 1997 Registered: 07-2013 Posted From: 165.225.106.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, January 01, 2019 - 12:02 am: |
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Nenu Aegon teeskuna... |
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Blundersucks
Side Hero Username: Blundersucks
Post Number: 3077 Registered: 02-2013 Posted From: 122.175.113.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 11:59 pm: |
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claim settlement ratio for 2017-18 http://assuredgain.com/term-insurance-claim-settlement-ratio -irda-2017-2018/ ee desa charitra choosina emunnadi garva karanam, Nara jaathi charitra samstam , parapeedana parayanatvaM |
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Blundersucks
Side Hero Username: Blundersucks
Post Number: 3076 Registered: 02-2013 Posted From: 122.175.113.147
Rating:  Votes: 1 (Vote!) | | Posted on Monday, December 31, 2018 - 11:55 pm: |
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MAX Life insurance HDFC Life ICICI Protect SBI Life Aegon Life Ivanni term insurance ki best.. avoid LIC for term insurance.. Never mix insurance with investment. all those investment policies by LIC are bullshit. they are misguiding people. ee desa charitra choosina emunnadi garva karanam, Nara jaathi charitra samstam , parapeedana parayanatvaM |
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Jeffa
Comedian Username: Jeffa
Post Number: 1987 Registered: 10-2012 Posted From: 67.164.25.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 11:30 pm: |
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Parvatheesham: Money back insurance
NEVER EVER Consider Insurance with investment, its a BAD BAD and BAD idea. Life Insurance = Term life insurance, full stop. Nothing else. Why? Do some research online. |
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Parvatheesham
Junior Artist Username: Parvatheesham
Post Number: 124 Registered: 08-2017 Posted From: 183.83.168.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 07:38 pm: |
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https://www.licindia.in/Customer-Services/NRI-Center Please go through the above link for your reference |
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Parvatheesham
Junior Artist Username: Parvatheesham
Post Number: 123 Registered: 08-2017 Posted From: 183.83.168.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 07:29 pm: |
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Enigmatic:teesukovachha ?
Teesukovachu online procedure ante through Lic Agent or Development officer dwara velthe easy vuntundhi but you should provide Medical details if the sumassured is more than 5lakhs |
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Enigmatic
Comedian Username: Enigmatic
Post Number: 1945 Registered: 11-2010 Posted From: 69.249.71.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 07:23 pm: |
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us lo vundi avi teesukovachha ? |
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Parvatheesham
Junior Artist Username: Parvatheesham
Post Number: 122 Registered: 08-2017 Posted From: 183.83.168.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 07:17 pm: |
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Health plans kuda vunnai like Jeevan Arogya, cancer policies these policies are reimbursement policies based upon bills submitted 100%% claim SA will get reimbursed |
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Parvatheesham
Junior Artist Username: Parvatheesham
Post Number: 121 Registered: 08-2017 Posted From: 183.83.168.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 07:11 pm: |
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Lic lo Jeevan Anand, Money back insurance children’s plans retirement plans even term plans kuda vunnai Based upon your savings I will suggest you to take Jeevan Anand and Money bact (every 5 years returns vache plan) Online mode kuda cheyachu I will suggest you If you provide your available time |
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Jeffa
Comedian Username: Jeffa
Post Number: 1986 Registered: 10-2012 Posted From: 67.164.25.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 04:42 pm: |
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Jeffa:go to term4sale.com, choose A+ rating minimum. I had mine from AIG.
Here is the bible that I have been maintaining on this topic: https://docs.google.com/document/d/1Yw4A7Qze7umHc7oAlXV0xi3J ZEzppAR52PjCmiQIvvc/edit?usp=sharing |
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Blundersucks
Side Hero Username: Blundersucks
Post Number: 3075 Registered: 02-2013 Posted From: 122.175.113.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:16 pm: |
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term insurance in india - MAX life better. ee desa charitra choosina emunnadi garva karanam, Nara jaathi charitra samstam , parapeedana parayanatvaM |
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Amaravathi
Megastar Username: Amaravathi
Post Number: 20261 Registered: 04-2015 Posted From: 208.68.145.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:13 pm: |
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Jeffa:I had mine from AIG.
me too |
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Entiodu
Comedian Username: Entiodu
Post Number: 1419 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:10 pm: |
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Stalker:anthe antaava annai...ok thinking setha ee angle kooda
porapatuna India povalasi vasthey, LIC ayithey tax advantage vuntadi... mari ikkadi insurance sangati ento, if you want to weigh in that factor too... |
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Jeffa
Comedian Username: Jeffa
Post Number: 1985 Registered: 10-2012 Posted From: 67.164.25.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:08 pm: |
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Ramchander: Brother US lo best edhi?
go to term4sale.com, choose A+ rating minimum. I had mine from AIG. |
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Baatasari
Comedian Username: Baatasari
Post Number: 1494 Registered: 10-2018 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:05 pm: |
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LIC vadu "jeevan" ane word ni kindesi meedesi.. inni policies ready chesad.. anni chadavali terms, just started.. seems lot of them conditions online are harsh - not sure if agents r able to tweak any of these offline ? brahma satyam jagan-mithyä jivo brahmaiva näparah |
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Amaravathi
Megastar Username: Amaravathi
Post Number: 20260 Registered: 04-2015 Posted From: 208.68.145.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:03 pm: |
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Stalker:anthe antaava annai...ok thinking setha ee angle kooda
ee angle okkate choodu...India lo LIC waste if u are staying here |
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Stalker
Hero Username: Stalker
Post Number: 11358 Registered: 08-2012 Posted From: 12.252.19.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:01 pm: |
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Amaravathi:
anthe antaava annai...ok thinking setha ee angle kooda  Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |
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Ceded_reddy
Junior Artist Username: Ceded_reddy
Post Number: 101 Registered: 09-2017 Posted From: 165.225.116.179
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:01 pm: |
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Hotmail:Jeevan Anand waste
anta mata annaventi anna, recent ga ide teesukunna
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Amaravathi
Megastar Username: Amaravathi
Post Number: 20259 Registered: 04-2015 Posted From: 208.68.145.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 02:00 pm: |
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Stalker: h1 bathukulaki antha scene untaada annai
nuvvu H1 aa kaadha anedhi Insurance ki anavasram vaya... if u are currently staying in USA, take it here only... even if u move out of country after few years...still same insurance premiums can be paid from India ... take something like AIG or MetLife which has operations in India too |
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Stalker
Hero Username: Stalker
Post Number: 11357 Registered: 08-2012 Posted From: 12.252.19.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:58 pm: |
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Amaravathi:India lo term insurance enduku sami... better take it in USA kadha...its very cheap here when compared to India... for eg 35yrs age vunna non-smoker ki $1M(Rs.7cr) ki Annual premium is $900(Rs63K) vundochu for 30yrs term...
h1 bathukulaki antha scene untaada annai  Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |
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Stalker
Hero Username: Stalker
Post Number: 11356 Registered: 08-2012 Posted From: 12.252.19.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:57 pm: |
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Hotmail: Jeevan Anand waste adhi normal insurance Amulya Jeevan anukonta repu chusi thread bump chestha
thanks hottiee  Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |
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Amaravathi
Megastar Username: Amaravathi
Post Number: 20254 Registered: 04-2015 Posted From: 208.68.145.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:45 pm: |
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India lo term insurance enduku sami... better take it in USA kadha...its very cheap here when compared to India... for eg 35yrs age vunna non-smoker ki $1M(Rs.7cr) ki Annual premium is $900(Rs63K) vundochu for 30yrs term... adhe Rs.63K ki India lo LIC policy enthostadhi? max 1Cr? |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8195 Registered: 10-2008 Posted From: 223.237.207.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:32 pm: |
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Stalker:lic lo edi? jeevan anand na hottie lekapothe entivodu brother cheppinattu amulya jeevan na?
Jeevan Anand waste adhi normal insurance Amulya Jeevan anukonta repu chusi thread bump chestha |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8194 Registered: 10-2008 Posted From: 223.237.207.27
Rating:  Votes: 1 (Vote!) | | Posted on Monday, December 31, 2018 - 01:30 pm: |
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Saarang:Agent costs 2x more than online?
Yes through agent vellithe costly endhuku ante vadu ani tests chesi policy isthadu and claim ratio was high Online ki medical checkup’s vundavu vadu repu edho okkati chepi escape avva vachu andhukani better to go with lic agent with body checkup’s https://www.google.co.in/amp/s/m.economictimes.com/wealth/in sure/how-to-buy-the-right-term-insurance-plan/amp_articlesho w/65080898.cms |
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Stalker
Hero Username: Stalker
Post Number: 11355 Registered: 08-2012 Posted From: 12.252.19.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:27 pm: |
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thanks guys..all of you.. aa jeevan anand undi aw annai...lic ye better antaara ayuthe hmm
Lolakulu:coverfox
goodone aakul baa..thnx..
Hotmail: Premium depends on age 50 lakhs ki online lo 12000 vunte through agent 24 vuntadhi rough ga cheputhuna
lic lo edi? jeevan anand na hottie lekapothe entivodu brother cheppinattu amulya jeevan na? Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |
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Baatasari
Comedian Username: Baatasari
Post Number: 1490 Registered: 10-2018 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:20 pm: |
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Saarang:Agent costs 2x more than online?
that is my understanding too.. agents network ee madhya taggindi.. and that layer is dwindling now, mostly online ani .. but reading the responses here.. brahma satyam jagan-mithyä jivo brahmaiva näparah |
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Saarang
Hero Username: Saarang
Post Number: 18660 Registered: 06-2012 Posted From: 76.184.128.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 01:19 pm: |
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Hotmail:online lo 12000 vunte through agent 24 vuntadhi rough ga cheputhuna
Agent costs 2x more than online? |
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Baatasari
Comedian Username: Baatasari
Post Number: 1483 Registered: 10-2018 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 12:59 pm: |
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Term insurance.. LIC ante, how is the plan - vadu prelim health checkups etc cover chestada.. i am a noob in Insurance, epudu employer toh ne velledi.. but i want to ensure a good cover for my parents now.. brahma satyam jagan-mithyä jivo brahmaiva näparah |
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Hotmail
Side Hero Username: Hotmail
Post Number: 8190 Registered: 10-2008 Posted From: 223.237.202.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 12:55 pm: |
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India lo Term insurance lo best ante LIC LIC lo kuda online vunayyi just details fill chesthe challu Kani dhani kante full body tests cheyyanchi tesukovadamu better through agent compare to online idhe rate ekkuva 50% Premium depends on age 50 lakhs ki online lo 12000 vunte through agent 24 vuntadhi rough ga cheputhuna Nenu around 4 years back tesukonna through agent Valle hospital list istharru just go there and give blood sample and other tests lic website lo ki velli term insurance chudu you will get idea |
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Ramchander
Comedian Username: Ramchander
Post Number: 1037 Registered: 02-2018 Posted From: 108.2.61.39
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 12:44 pm: |
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Jeffa:
Brother US lo best edhi? |
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Jeffa
Comedian Username: Jeffa
Post Number: 1984 Registered: 10-2012 Posted From: 67.164.25.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 12:41 pm: |
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I know you are asking for Insurance buying in India but if there is any chance to buy from USA, it would be much cheaper(but the insurer should be a US living person, not required to be on Green Card/Citizen though. Also the person doesnt require to live in US all the years of coverage. |
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Eggterian
Junior Artist Username: Eggterian
Post Number: 942 Registered: 04-2013 Posted From: 49.204.228.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, December 31, 2018 - 08:10 am: |
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Bazaz allinaz better or LIC better aa..for 20 years for investment |
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Digitalspy
Comedian Username: Digitalspy
Post Number: 1782 Registered: 08-2013 Posted From: 43.241.122.221
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 08:30 pm: |
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LIC lo ne term policy teeskondi. claim ratio baagundi |
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Lolakulu
Comedian Username: Lolakulu
Post Number: 1948 Registered: 06-2017 Posted From: 68.112.201.138
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 05:53 pm: |
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coverfox |
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Entiodu
Comedian Username: Entiodu
Post Number: 1418 Registered: 02-2011 Posted From: 71.139.55.105
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 04:38 pm: |
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LIC : 65L Sum assured, yearly premium 17K. 27 years term https://www.licindia.in/Products/Insurance-Plan/LIC-s-Amulya -Jeevan-II |
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Andhrawala
Legend Username: Andhrawala
Post Number: 73719 Registered: 03-2008 Posted From: 136.56.133.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 04:34 pm: |
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Jeevan Anand policy theesukoo No Signature |
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Stalker
Hero Username: Stalker
Post Number: 11329 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 03:33 pm: |
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clear ga cheppamma bb...lic lone teesukundaam...teesukunnava details please  Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |
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Biggboss
Side Hero Username: Biggboss
Post Number: 7651 Registered: 08-2017 Posted From: 24.6.111.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 03:30 pm: |
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india lo private insurance gola enduku Naalugellu modi sanka naakinav...fine morning ulta aithadhi malla Rahul Gandhi sanka naakuthaav AP prajalaki dandam pettaali ilaanti lajja siggu leni politician ni bharisthunnanduku |
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Biggboss
Side Hero Username: Biggboss
Post Number: 7650 Registered: 08-2017 Posted From: 24.6.111.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 03:30 pm: |
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LIC esukovachu kadha simple ga Naalugellu modi sanka naakinav...fine morning ulta aithadhi malla Rahul Gandhi sanka naakuthaav AP prajalaki dandam pettaali ilaanti lajja siggu leni politician ni bharisthunnanduku |
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Stalker
Hero Username: Stalker
Post Number: 11328 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 30, 2018 - 03:30 pm: |
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evarikaina idea unte cheptaara ye insurance teesukunnaru? details please like sum assured, no of years and monthly premium thanks in advance  Stalker - 'S'traight talker GLASS - Greatest Leader Arrived for Social Service  |