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Credit card balance transfer

Chalanachithram.com DB » New TF Industry Related » Archive through October 12, 2017 » Credit card balance transfer « Previous Next »
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Andhravodu
Moderator
Username: Andhravodu

Post Number: 14662
Registered: 07-2015

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Posted on Tuesday, October 10, 2017 - 10:39 pm:       


Saint:


didn't consider that angle, interesting
 

Saint
Legend
Username: Saint

Post Number: 70702
Registered: 01-2011
Posted From: 144.230.191.36

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Posted on Tuesday, October 10, 2017 - 10:37 pm:       

0% BT fee rarely works on new cards as they give max 5-6k. Only one instance where I had called the rep and told him I will close the card, he increased to 20k on slate from 5k...I got that card second time..first time I closed because credit limit is not increased even after 2 years...

5k * 3% = 150

if u take any other card u wud get $150 cash back and in some cases rewards points works out 250-300

You can also get 21 months 0% apr card and put apt rents etc on that card (Normally apts charge 2% on credit cards) ..even then u have 21 months 0% APR....
 

Rusthum
Hero
Username: Rusthum

Post Number: 10468
Registered: 04-2015
Posted From: 103.200.59.148

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Posted on Tuesday, October 10, 2017 - 10:27 pm:       


Onlymovies:

https://www.bankofamerica.com/credit-cards/low-interest-cred it-cards/




aa list thelsu sir.. ye specific card ki aa offer ichindi ani
Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir...
yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life

-sesani about DJ
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1830
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 10:15 pm:       


Rusthum:

Idi ye card ko cheppu.. i will utilize it


https://www.bankofamerica.com/credit-cards/low-interest-cred it-cards/
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1829
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 10:13 pm:       


Andhravodu:

this is a good deal imo. Not sure what ur criteria for rejecting


dont want to get a new card
 

Saint
Legend
Username: Saint

Post Number: 70701
Registered: 01-2011
Posted From: 69.76.234.178

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Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 10:06 pm:       

Kotha card waste... vaadu 4-5k limit isthadu 0% BT fee vunna danaiki.. u merely save $100-$150 .. its not worth it.. dani kante ekkuva cash back itche card or rewards baaga vache card tesukotam better
 

Rusthum
Hero
Username: Rusthum

Post Number: 10466
Registered: 04-2015
Posted From: 103.200.59.148

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 09:47 pm:       


Onlymovies:

BOA vaadu kotha card with $0 transaction fee offer chesaadu.. dobbey annanu




Idi ye card ko cheppu.. i will utilize it
Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir...
yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life

-sesani about DJ
 

Masher
Junior Artist
Username: Masher

Post Number: 93
Registered: 08-2017
Posted From: 73.45.2.79

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 09:28 pm:       

Installment loan is better
 

Andhravodu
Moderator
Username: Andhravodu

Post Number: 14659
Registered: 07-2015

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 09:12 pm:       


Onlymovies:

BOA vaadu kotha card with $0 transaction fee offer chesaadu.. dobbey annanu..


this is a good deal imo. Not sure what ur criteria for rejecting
 

Saint
Legend
Username: Saint

Post Number: 70699
Registered: 01-2011
Posted From: 144.230.191.36

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 07:52 pm:       

Normally 3% ki tagganu ante 1.5 years ivvamanu

I got Disc 2% BT fee for 12 months
BOA 3% for 18 months
citi 3% 18 months..
Chase slate 2% for 12 months

last time disc 3% for 18 months
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1828
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 10, 2017 - 07:49 pm:       

Thank for the suggestion..
chase and bofa vallu 3% kante tagganannaru.. BOA vaadu kotha card with $0 transaction fee offer chesaadu.. dobbey annanu..

discover vaadu 0% APR on purchase for 1 year offer chesaadu.. teesukunnanu..
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1827
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 09, 2017 - 09:01 pm:       


Andhravodu:


Thanks for the suggestion.. Will try it..
 

Andhravodu
Moderator
Username: Andhravodu

Post Number: 14607
Registered: 07-2015

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 09, 2017 - 08:49 pm:       


Onlymovies:


yep, straight up adigite chestaru. It's basically bargaining, as long as they get some amount, they are happy to give it to you

Worked for a guy I know, he took from BoA. Interesting endante, original 3% ki chesi, they then credited 1% back into his account after 1 billing cycle.
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1826
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 09, 2017 - 08:44 pm:       

ok, thanks for the suggestion.. call chesi emani adagaali? i need balance transfer, do you have any better offers ? ani adagaala?
 

Andhravodu
Moderator
Username: Andhravodu

Post Number: 14606
Registered: 07-2015

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 09, 2017 - 08:40 pm:       

Offers are pre-set in buckets. If you call and ask, they might set you in 2% bt fee bucket. That's the best I think, it's very hard to get offers with no transfer fees
 

Onlymovies
Comedian
Username: Onlymovies

Post Number: 1825
Registered: 05-2014
Posted From: 68.134.132.38

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 09, 2017 - 08:37 pm:       

chase slate vaadu 3% transaction fee vestunnadu..
vunna cards tho 0% techukovaali ante ela.. i have bofa/discover/Citi card also.
andaroo min 3% antunnaru..

kotha card apply chese aalochana ledu.. emayina trips vunte cheppandi..

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